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A PROJECT REPORT ON
VEHICLE LOAN PROCEDURE
UNDERTAKEN AT
AND ITS PEER COMPARISION
-PALLAV DODRAJKA
HRD1714374 1
2
3
COMPANY MARKET SHARE(RS. In CR) PERCENT(%)
SHRIRAM TRANSPORT 27,572 11.84%
CHOLAMANDALAM 24,861 10.67%
BAJAJ FINANCE 136,849 58.76%
M&M FINANCE 26,208 11.25%
SUNDARAM FINANCE 17,424 7.48%
TOATAL 232,914 100%
4
27,572 24,861
136,84
9
26,208
17,424
MARKET SHARE
12%
11%
59%
11%
7%
PERCENT(%)
SHRIRAM TRANSPORT
CHOLAMANDALAM
BAJAJ FINANCE
M&M FINANCE
5
DE-
DUPE
CUSTOMER
INFORMATION
PROPOSAL
ENTRY
TELE
VERIFICATION
PROPOSAL
STAGE 2
APPROVER
GRID
USED
VEHICLE
INSPECTION
REPORT
LOAN
CREATION
PROPOSAL
STAGE 3
SANCTION
LETTER
LOAN
PAYMENT
6
7
VEHICLE TYPE RPH BM
HEAVY COMMERCIAL VEHICLES 20%-25% 22%-28%
MEDIUM & SMALL COMMERIAL VEHICLE 20%-25% 22%-28%
PASSENGER VEHICLE 18%-23% 20%-25%
TRACTORS 24%-28% 25%-30%
FARM EQUIPMENT 22%-26% 24%-28%
OTHERS 15%-22% 17%-25%
8
9
46%
19%
25%
5% 2% 3%
2017
HCVs
M&LCVs
PASSENGER VEHICLES
47%
21%
24%
4% 0% 4%
2018
AUM
FY 17(Rs.
Mn)
FY 18(Rs.
Mn)
NEW 74,981 95,085
OLD 666,931 770,473
OTHERS 20,901 34,628
TOTAL 762,813 900,186
0.00
100.00
200.00
300.00
400.00
500.00
600.00
700.00
800.00
AMOUNT IN TRILLION RS.
FY 17
FY 18
10
11
12
13
www.stfc.in/home.aspx
https://shriramcity.in/About-Shriram-Group.aspx
https://www.shriramcity.in
https://shricos.stfc.me/cos/cos_ui/#
https://en.wikipedia.org/wiki/Shriram_Group
14

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