The document discusses a "Banking on Commerce" program where a bank would partner with local Chambers of Commerce to promote businesses and increase economic activity. Key points: - The bank would implement a program to aggregate local businesses online through Chambers of Commerce to grow membership and commerce. - This would include creating a state-of-the-art website and area search engine for each Chamber to better showcase member businesses. - The goal is to increase potential deposits for the bank while also providing economic benefits to the community and businesses through greater promotion and commerce.