The document discusses growing member relationships for credit unions in a digital age. It introduces the Automatic Relationship Builder (ARB) as a tool to use targeted emails to onboard new members, deepen relationships with existing members, and reactivate dormant accounts. The ARB would send customized emails to members based on their interactions and interests to promote products and services. An example implementation at NARFE Premier FCU is provided that would use the ARB to focus on new members, existing members, and dormant accounts through different email series.