From 1984 until 1997, David Weintraub represented the majority of this country’s largest securities firms. He knows the securities industry and how it operates. In 1997 David Weintraub switched sides, putting his extensive knowledge and experience to work for institutional and individual investors who have suffered investment losses. The firm’s practice focuses on Securities Arbitration and Litigation - See more at: http://www.stockbrokerlitigation.com/#sthash.FSa4rDfT.dpuf
The document discusses the history of the mortgage crisis beginning in 2007 and the fraudulent foreclosure practices that emerged in its wake. It describes how hundreds of billions of dollars in risky mortgage-backed securities were sold globally and collapsed, forcing mass loan modifications and foreclosures. Loan servicers hired inexperienced staff who mishandled modifications while "robo-signers" approved foreclosures without verifying details. Widespread legal issues around mortgage ownership led to investigations and moratoriums on foreclosures. The crisis increased shadow inventories and will likely cause future price drops when properties are sold.
The 158-year-old Lehman Brothers filed for Chapter 11 bankruptcy protection, becoming the largest bankruptcy in U.S. history. Lehman listed over $613 billion in debt and was forced to file after talks to sell the firm to Barclays or Bank of America fell through. Lehman's collapse marked the end of the largest U.S. investment banks and had ripple effects throughout the financial system and markets.
This document outlines 10 steps for legally forming a business and achieving "legal-ease and peace of mind." It discusses evaluating different business entity structures like sole proprietorships, partnerships, LLCs and corporations. Key steps include registering the business name, obtaining tax IDs, checking zoning and licensing requirements, setting up bookkeeping and insurance. The document provides pros and cons of different entities and partnerships agreements. It offers future support services from the author, a lawyer.
This document provides information about Robert Mittleman and the services his company offers related to real estate investing and transactions. It begins with an overview of Robert Mittleman's background and experience in real estate, mortgage lending, title services, and foreclosure issues. It then lists several services offered, including short sale processing, note purchase due diligence, transactional funding, education/consulting, and transaction management. The document emphasizes the importance of due diligence and discusses challenges with short sales. It also provides information on fiduciary duty and the Gramm-Leach-Bliley Act regarding privacy of personal financial information.
Affiliate Marketing Agreements and Internet Sales Tax - Affiliate Marketing W...Gaida Zirkelbach
Slides from November 20, 2009 presentation by Gunster attorneys Gaida Zirkelbach and David Bates at the South Florida Interactive Marketing Association\'s Affiliate Marketing Workshop - Covers Affiliate Marketing Agreements and Internet Sales Tax
Autm Resolving Ip Issues Related To University Agreements(2)lfeisee
The document discusses several intellectual property issues that can arise from university licensing agreements and clinical trial agreements. It provides hypothetical scenarios and proposes solutions to resolve potential problems regarding exclusivity of licenses, patent infringement suits, ownership of inventions from clinical trials, and premature publication of clinical trial results. The key is for universities and companies to negotiate agreements that balance their interests and allow shared development of new drugs and technologies for patient benefit.
From 1984 until 1997, David Weintraub represented the majority of this country’s largest securities firms. He knows the securities industry and how it operates. In 1997 David Weintraub switched sides, putting his extensive knowledge and experience to work for institutional and individual investors who have suffered investment losses. The firm’s practice focuses on Securities Arbitration and Litigation - See more at: http://www.stockbrokerlitigation.com/#sthash.FSa4rDfT.dpuf
The document discusses the history of the mortgage crisis beginning in 2007 and the fraudulent foreclosure practices that emerged in its wake. It describes how hundreds of billions of dollars in risky mortgage-backed securities were sold globally and collapsed, forcing mass loan modifications and foreclosures. Loan servicers hired inexperienced staff who mishandled modifications while "robo-signers" approved foreclosures without verifying details. Widespread legal issues around mortgage ownership led to investigations and moratoriums on foreclosures. The crisis increased shadow inventories and will likely cause future price drops when properties are sold.
The 158-year-old Lehman Brothers filed for Chapter 11 bankruptcy protection, becoming the largest bankruptcy in U.S. history. Lehman listed over $613 billion in debt and was forced to file after talks to sell the firm to Barclays or Bank of America fell through. Lehman's collapse marked the end of the largest U.S. investment banks and had ripple effects throughout the financial system and markets.
This document outlines 10 steps for legally forming a business and achieving "legal-ease and peace of mind." It discusses evaluating different business entity structures like sole proprietorships, partnerships, LLCs and corporations. Key steps include registering the business name, obtaining tax IDs, checking zoning and licensing requirements, setting up bookkeeping and insurance. The document provides pros and cons of different entities and partnerships agreements. It offers future support services from the author, a lawyer.
This document provides information about Robert Mittleman and the services his company offers related to real estate investing and transactions. It begins with an overview of Robert Mittleman's background and experience in real estate, mortgage lending, title services, and foreclosure issues. It then lists several services offered, including short sale processing, note purchase due diligence, transactional funding, education/consulting, and transaction management. The document emphasizes the importance of due diligence and discusses challenges with short sales. It also provides information on fiduciary duty and the Gramm-Leach-Bliley Act regarding privacy of personal financial information.
Affiliate Marketing Agreements and Internet Sales Tax - Affiliate Marketing W...Gaida Zirkelbach
Slides from November 20, 2009 presentation by Gunster attorneys Gaida Zirkelbach and David Bates at the South Florida Interactive Marketing Association\'s Affiliate Marketing Workshop - Covers Affiliate Marketing Agreements and Internet Sales Tax
Autm Resolving Ip Issues Related To University Agreements(2)lfeisee
The document discusses several intellectual property issues that can arise from university licensing agreements and clinical trial agreements. It provides hypothetical scenarios and proposes solutions to resolve potential problems regarding exclusivity of licenses, patent infringement suits, ownership of inventions from clinical trials, and premature publication of clinical trial results. The key is for universities and companies to negotiate agreements that balance their interests and allow shared development of new drugs and technologies for patient benefit.
The document provides guidance on preparing for and conducting IP licensing negotiations. It advises developing a thorough understanding of both parties' interests, preparing extensively in advance by researching the technology, business objectives, leverage points, and key issues to negotiate, and using a term sheet to outline negotiating positions and strategy. The goal is to find a balanced agreement that provides wins for both sides through open communication and compromise.
The document discusses intellectual property licensing. It defines licensing as an agreement where the IP owner (licensor) allows another person (licensee) limited use of the IP. There are different types of licensing including exclusive, sole, and non-exclusive. Developing an effective licensing strategy involves protecting the IP, finding the right licensee, assessing foreign markets, and negotiating a fair contract covering compensation, territory, conditions, and more. Franchising is also discussed as a type of licensing where the franchisor's business system is licensed in exchange for fees.
IP And Licensing What You Need To Know About Trademarks, Patents And Licens...sdgarrison
A general overview of trademarks, patents and common issues in license agreements presented on March 25, 2011 for The Entrepeneurs Initiative in Tucson, Arizona
The document discusses common issues that arise when drafting and negotiating intellectual property (IP) license agreements. It addresses key terms that should be addressed in the license grant, including the parties, subject matter, scope of rights, territory, term, exclusivity, improvements, and assignment. Care must be taken to clearly and specifically define the rights being licensed to avoid ambiguity and conflict.
SlideShare now has a player specifically designed for infographics. Upload your infographics now and see them take off! Need advice on creating infographics? This presentation includes tips for producing stand-out infographics. Read more about the new SlideShare infographics player here: http://wp.me/p24NNG-2ay
This infographic was designed by Column Five: http://columnfivemedia.com/
This document provides tips to avoid common mistakes in PowerPoint presentation design. It identifies the top 5 mistakes as including putting too much information on slides, not using enough visuals, using poor quality or unreadable visuals, having messy slides with poor spacing and alignment, and not properly preparing and practicing the presentation. The document encourages presenters to use fewer words per slide, high quality images and charts, consistent formatting, and to spend significant time crafting an engaging narrative and rehearsing their presentation. It emphasizes that an attractive design is not as important as being an effective storyteller.
This document provides tips for getting more engagement from content published on SlideShare. It recommends beginning with a clear content marketing strategy that identifies target audiences. Content should be optimized for SlideShare by using compelling visuals, headlines, and calls to action. Analytics and search engine optimization techniques can help increase views and shares. SlideShare features like lead generation and access settings help maximize results.
No need to wonder how the best on SlideShare do it. The Masters of SlideShare provides storytelling, design, customization and promotion tips from 13 experts of the form. Learn what it takes to master this type of content marketing yourself.
10 Ways to Win at SlideShare SEO & Presentation OptimizationOneupweb
Thank you, SlideShare, for teaching us that PowerPoint presentations don't have to be a total bore. But in order to tap SlideShare's 60 million global users, you must optimize. Here are 10 quick tips to make your next presentation highly engaging, shareable and well worth the effort.
For more content marketing tips: http://www.oneupweb.com/blog/
How to Make Awesome SlideShares: Tips & TricksSlideShare
Turbocharge your online presence with SlideShare. We provide the best tips and tricks for succeeding on SlideShare. Get ideas for what to upload, tips for designing your deck and more.
Regina Criminal Lawyer Will Advise You on the Best Defence at merchantlaw.com/regina-criminal-lawyer
A Criminal Lawyer is a law practitioner who specializes in criminal law. He is also called as a lawyer in the field of criminal law. There are lots of differences between a Criminal Lawyer and a Criminal Defense Lawyer. For starters, Regina Criminal Lawyer is the one who has to defend people charged with crimes. They have to do this by proving the person guilty.
Our Profile
https://www.slideshare.net/MerchantLawGroup
More Links
https://app.box.com/s/l8xrny9r5btj7h785ayz9twkaol3hrae
Startup 101 crash course, from a legal perspective. You have an idea. Now what? You have a company. How do you get funded? You\'re up and running. Now what?
By Nicholas Robbins and Gunster Attorney Gaida Zirkelbach
This presentation provides an overview of key legal considerations for startups, including choosing an entity structure, protecting intellectual property, attracting funding from venture capitalists, negotiating deal terms, and managing legal relationships with employees, vendors, customers and independent contractors. The presentation was prepared by Gunster law firm to provide general information on legal issues relevant to starting and running a business.
Insider Lease Agreements (Series: Fairness Issues in Real Estate-Based Bankru...Financial Poise
It is a common play in real estate to create a separate operating entity to serve as a tenant and execute a lease between the owner of the property and himself. Typically, this happens in assets which serve as a real estate-based business, such as a retail property. The structured enables the operator to reduce the taxable income of the business and also provide a liability shield for the property owner.
This arrangement can lead to some ethical issues, should the property owner become distressed. For example, is the lease amount above market and therefore being used to inflate the property valuation? Is rent actually being paid? Is there a proper lease in place or just an internal handshake? Attorneys need to understand the set-up in order to know what is in bounds and what is outside the lines.
To view the accompanying webinar, go to:https://www.financialpoise.com/financial-poise-webinars/insider-lease-agreements-2021/
This document provides an overview of the services provided by the Business, Financial Services & Real Estate Division of the law firm Quintairos, Prieto, Wood & Boyer, P.A. It discusses the division's minority certification, association memberships, and practice areas including default legal services, foreclosures, bankruptcy, real estate owned disposition, evictions, and appellate practice. The document also lists recent attorney publications and office locations serviced by the division.
Interestingly, unlike general partnerships (which can come into existence without the partners being aware or even specifically trying to avoid that relationship), a limited partnership can only come into existence “when a declaration is filed with the Registrar”: s. 2(2). So what about the liability of a limited partner until that happens? Well, until the declaration is filed and accepted by the Registrar, the partnership can only be characterized as a general partnership, which imposes UNLIMITED liability on the prospective limited partner.
Also worth mentioning is that you need to have a partnership before you can have a limited partnership. This means that the basic test for forming a partnership must exist at all times – namely, that one or more parties carry on business in common with a view to profit (see s. 3 of the Ontario Partnerships Act).
Tal Ron, Drihem & Co. is an international law firm specializing in financial, entertainment, advertising technology, and gaming law. The firm was established in 2003 in Tel Aviv by Tal Itzhak Ron and has since become a leader in advising clients in affiliates, gaming, fintech, ecommerce, and cryptocurrency. The firm helps clients comply with regulations in multiple jurisdictions and provides legal services worldwide.
Dmiexpo 14 - Panel - Banking, Regulation and GDPR: What should digital mark...Morning Dough
Alisa Berezutska - Krypton Events CEO
Tal Itzhak Ron - CEO and Chairman, Tal Ron, Drihem & Co., Law Firm
Stephanie Attias - Global Head of Regulation, Tal Ron, Drihem & Co., Law Firm
Genia Gurevich - Head of Singapore and Vanuatu Operations, Tal Ron, Drihem & Co, Law Firm
Maayan M. Dana-Nir - E-commerce Entrepreneur and Lawyer, Tal Ron, Drihem & Co, Law Firm
The document provides guidance on preparing for and conducting IP licensing negotiations. It advises developing a thorough understanding of both parties' interests, preparing extensively in advance by researching the technology, business objectives, leverage points, and key issues to negotiate, and using a term sheet to outline negotiating positions and strategy. The goal is to find a balanced agreement that provides wins for both sides through open communication and compromise.
The document discusses intellectual property licensing. It defines licensing as an agreement where the IP owner (licensor) allows another person (licensee) limited use of the IP. There are different types of licensing including exclusive, sole, and non-exclusive. Developing an effective licensing strategy involves protecting the IP, finding the right licensee, assessing foreign markets, and negotiating a fair contract covering compensation, territory, conditions, and more. Franchising is also discussed as a type of licensing where the franchisor's business system is licensed in exchange for fees.
IP And Licensing What You Need To Know About Trademarks, Patents And Licens...sdgarrison
A general overview of trademarks, patents and common issues in license agreements presented on March 25, 2011 for The Entrepeneurs Initiative in Tucson, Arizona
The document discusses common issues that arise when drafting and negotiating intellectual property (IP) license agreements. It addresses key terms that should be addressed in the license grant, including the parties, subject matter, scope of rights, territory, term, exclusivity, improvements, and assignment. Care must be taken to clearly and specifically define the rights being licensed to avoid ambiguity and conflict.
SlideShare now has a player specifically designed for infographics. Upload your infographics now and see them take off! Need advice on creating infographics? This presentation includes tips for producing stand-out infographics. Read more about the new SlideShare infographics player here: http://wp.me/p24NNG-2ay
This infographic was designed by Column Five: http://columnfivemedia.com/
This document provides tips to avoid common mistakes in PowerPoint presentation design. It identifies the top 5 mistakes as including putting too much information on slides, not using enough visuals, using poor quality or unreadable visuals, having messy slides with poor spacing and alignment, and not properly preparing and practicing the presentation. The document encourages presenters to use fewer words per slide, high quality images and charts, consistent formatting, and to spend significant time crafting an engaging narrative and rehearsing their presentation. It emphasizes that an attractive design is not as important as being an effective storyteller.
This document provides tips for getting more engagement from content published on SlideShare. It recommends beginning with a clear content marketing strategy that identifies target audiences. Content should be optimized for SlideShare by using compelling visuals, headlines, and calls to action. Analytics and search engine optimization techniques can help increase views and shares. SlideShare features like lead generation and access settings help maximize results.
No need to wonder how the best on SlideShare do it. The Masters of SlideShare provides storytelling, design, customization and promotion tips from 13 experts of the form. Learn what it takes to master this type of content marketing yourself.
10 Ways to Win at SlideShare SEO & Presentation OptimizationOneupweb
Thank you, SlideShare, for teaching us that PowerPoint presentations don't have to be a total bore. But in order to tap SlideShare's 60 million global users, you must optimize. Here are 10 quick tips to make your next presentation highly engaging, shareable and well worth the effort.
For more content marketing tips: http://www.oneupweb.com/blog/
How to Make Awesome SlideShares: Tips & TricksSlideShare
Turbocharge your online presence with SlideShare. We provide the best tips and tricks for succeeding on SlideShare. Get ideas for what to upload, tips for designing your deck and more.
Regina Criminal Lawyer Will Advise You on the Best Defence at merchantlaw.com/regina-criminal-lawyer
A Criminal Lawyer is a law practitioner who specializes in criminal law. He is also called as a lawyer in the field of criminal law. There are lots of differences between a Criminal Lawyer and a Criminal Defense Lawyer. For starters, Regina Criminal Lawyer is the one who has to defend people charged with crimes. They have to do this by proving the person guilty.
Our Profile
https://www.slideshare.net/MerchantLawGroup
More Links
https://app.box.com/s/l8xrny9r5btj7h785ayz9twkaol3hrae
Startup 101 crash course, from a legal perspective. You have an idea. Now what? You have a company. How do you get funded? You\'re up and running. Now what?
By Nicholas Robbins and Gunster Attorney Gaida Zirkelbach
This presentation provides an overview of key legal considerations for startups, including choosing an entity structure, protecting intellectual property, attracting funding from venture capitalists, negotiating deal terms, and managing legal relationships with employees, vendors, customers and independent contractors. The presentation was prepared by Gunster law firm to provide general information on legal issues relevant to starting and running a business.
Insider Lease Agreements (Series: Fairness Issues in Real Estate-Based Bankru...Financial Poise
It is a common play in real estate to create a separate operating entity to serve as a tenant and execute a lease between the owner of the property and himself. Typically, this happens in assets which serve as a real estate-based business, such as a retail property. The structured enables the operator to reduce the taxable income of the business and also provide a liability shield for the property owner.
This arrangement can lead to some ethical issues, should the property owner become distressed. For example, is the lease amount above market and therefore being used to inflate the property valuation? Is rent actually being paid? Is there a proper lease in place or just an internal handshake? Attorneys need to understand the set-up in order to know what is in bounds and what is outside the lines.
To view the accompanying webinar, go to:https://www.financialpoise.com/financial-poise-webinars/insider-lease-agreements-2021/
This document provides an overview of the services provided by the Business, Financial Services & Real Estate Division of the law firm Quintairos, Prieto, Wood & Boyer, P.A. It discusses the division's minority certification, association memberships, and practice areas including default legal services, foreclosures, bankruptcy, real estate owned disposition, evictions, and appellate practice. The document also lists recent attorney publications and office locations serviced by the division.
Interestingly, unlike general partnerships (which can come into existence without the partners being aware or even specifically trying to avoid that relationship), a limited partnership can only come into existence “when a declaration is filed with the Registrar”: s. 2(2). So what about the liability of a limited partner until that happens? Well, until the declaration is filed and accepted by the Registrar, the partnership can only be characterized as a general partnership, which imposes UNLIMITED liability on the prospective limited partner.
Also worth mentioning is that you need to have a partnership before you can have a limited partnership. This means that the basic test for forming a partnership must exist at all times – namely, that one or more parties carry on business in common with a view to profit (see s. 3 of the Ontario Partnerships Act).
Tal Ron, Drihem & Co. is an international law firm specializing in financial, entertainment, advertising technology, and gaming law. The firm was established in 2003 in Tel Aviv by Tal Itzhak Ron and has since become a leader in advising clients in affiliates, gaming, fintech, ecommerce, and cryptocurrency. The firm helps clients comply with regulations in multiple jurisdictions and provides legal services worldwide.
Dmiexpo 14 - Panel - Banking, Regulation and GDPR: What should digital mark...Morning Dough
Alisa Berezutska - Krypton Events CEO
Tal Itzhak Ron - CEO and Chairman, Tal Ron, Drihem & Co., Law Firm
Stephanie Attias - Global Head of Regulation, Tal Ron, Drihem & Co., Law Firm
Genia Gurevich - Head of Singapore and Vanuatu Operations, Tal Ron, Drihem & Co, Law Firm
Maayan M. Dana-Nir - E-commerce Entrepreneur and Lawyer, Tal Ron, Drihem & Co, Law Firm
Shumaker provides legal services for international corporate and commercial matters. It has experience advising clients on global mergers and acquisitions, securities offerings, corporate governance and international trade. The firm also assists with international tax planning, anti-trust issues, intellectual property protection and dispute resolution, offering multi-jurisdictional expertise on international litigation and arbitration. Shumaker aims to understand its clients' businesses and goals in order to effectively structure cross-border transactions and address legal needs globally.
Three Case Studies (Series: Commercial Litigation Funding 101) Financial Poise
This webinar discusses three litigation funding case studies:
1) Disclosure of litigation funding arrangements in class action lawsuits. Recent court rulings have ordered disclosure of funding but prohibited disclosure of funder communications.
2) Non-attorney ownership of law firms. While historically prohibited, some jurisdictions now allow alternative business structures, including PWC partnering with a law firm.
3) Other developments, including a litigation funder purchasing a judgment, New York legislation on consumer funding, and securitization of litigation funding claims. The panel of litigation funding experts analyzes these cases and discusses legal and strategic implications.
HOM INtro #28: Demand Your Note: A Foreclosure Intervention StrategyMildredWilkins
The document discusses a strategy called "demanding your note" to delay or prevent foreclosure. It explains that foreclosing entities are often unable to prove they have legal standing without producing the original promissory note. The strategy involves sending a "Qualified Written Request" asking the lender to produce documentation of their right to foreclose in order to expose any deficiencies and potentially obtain a loan modification. Resources are provided for homeowners to properly execute this strategy.
The document summarizes key aspects of trade secret law including:
1) 45 states have adopted the Uniform Trade Secrets Act while a few others like Massachusetts and New York have their own variations. Trade secrets must be sufficiently secret to provide economic value.
2) Employers use tools like non-disclosure agreements, non-solicit agreements, non-compete agreements, and the inevitable disclosure doctrine to protect their trade secrets from employees.
3) State law typically governs trade secret issues and agreements can choose another state's law if there is a rational relationship to that state.
Title insurance protects homeowners and lenders against errors in property ownership records. It insures the legal owner against losses from defects in the title that occurred prior to purchasing the property. There are two main types of title insurance - an owner's policy that protects the homeowner and a lender's policy that protects the mortgage lender. Title companies examine public records like deeds and wills to eliminate risks, but some hidden issues can still arise after purchase. Title insurance will defend against legal claims from issues like forged documents that impact the owner's title to the property.
This document provides guidance on legal and business considerations for starting a company. It recommends documenting entity details, assets, and people involved. It also suggests choosing an LLC, corporation, or S-corporation structure and consulting an attorney. The document discusses equity distribution, vesting, intellectual property ownership, and using contracts like PIAA and NDAs to protect the company. It provides resources for terms sheets, policies, and attorney assistance for startup legal needs.
Walt Metz is an experienced in-house legal counsel for transportation and supply chain companies. He has held roles as General Counsel and Vice President of Legal for several large companies. His experience includes establishing legal departments, facilitating acquisitions and financings, resolving complex litigation matters, and advising on transactions and regulatory compliance. Currently he works as a private legal consultant to transportation businesses.
Walt Metz is an experienced general counsel, corporate secretary, and business partner with over 25 years of experience advising companies in transportation, logistics, and warehousing industries. He has held in-house counsel roles at several large companies, establishing the first legal department at Americold Realty Trust and facilitating major transactions. Currently working as an independent consultant, Metz is seeking a new career challenge utilizing his skills in litigation management, risk management, M&A, and strategic planning.
The document summarizes best practices for advertisers and affiliates based on perspectives from regulators, internet service providers, and the advertising industry. It discusses avoiding liability for affiliates' wrongful acts, advertising content regulations from agencies like the FTC, and ISP enforcement strategies against issues like spam, viruses, and phishing. Key topics include having proper agreements with affiliates, ensuring advertising claims can be substantiated, following rules around using terms like "free", and addressing privacy, data security, and legal content concerns to avoid problems with regulators.
The authors explain how a Business Legal Checkup ("BLC") can be useful. BLC is a diagnostic tool small and medium size businesses can use to verify if legal aspects of their operation comply with law and to minimize risk, litigation and expense. When the BLC is completed, the business owner receives a lawyer’s report red-flagging matters which need correction, improvement or further legal advice. Contact the authors for more information.
Waqas & Waqas Law Associates is a corporate law firm established in 2002 that provides legal and corporate consulting services. The firm has a team of highly qualified legal experts that offer services across many areas of law including corporate law, tax law, banking law, intellectual property law, and more. Waqas & Waqas represents both private and public sector organizations and aims to establish long-term relationships with its clients through dedicated and competent legal support.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Importance of community participation in development projects.pdf
Lawyer Walter Wright IP Licensing Practices For Early Stage Companies Traps For The Unwary
1. Business Practices and Legal Issues: Good IP Practices for
Early Stage Companies
Traps for the Unwary in License
Agreements: a Laundry List of
Gotcha's for Early Stage Companies
Delivered Before the M assachusetts Internet and
Software Council on September 17, 2003
Walt Wright, Managing Director
Trinity Law Group LLC
www.trinitylg.com 200 Lowder Brook Drive – Westwood, MA 02090
781.329.0088
2. Emerging Companies:
The Vital Role of Software
Licenses
Operations
Product Development
Revenue
Walter Wright, Managing Director, Rich May Law
3. Emerging Companies
As a Licensor
As a Licensee
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
4. Know your rights, risks,
responsibilities and
opportunities.
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
5. Keep Your Goals In Focus
Acknowledge Your Risks
Focus On The Opportunity
Make Practical Assessments
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
6. Software Asset Management
SAM is an emerging discipline
Managing the Asset is Managing the Relationships
As a User
As a Reseller/Bundler
As a Developer
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
8. Licensing Agreements
MOUs
Alliance Agreements & Joint Ventures
Co-Marketing Agreements
Joint Development Agreements
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
9. due diligence
scope & specifications
The payment options
Laundr warranties & covenants
proprietary rights
y List service levels and maintenance
assignment
breach and remedies
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
10. What Bad Can Happen?
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
11. What Good Can Happen?
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
13. Due Diligence
For legal & business protection ask and
answer the right questions:
Does the other party to a licensing agreement have the reputation, financial
strength and future potential to make the license worthwhile?
Does the other party have the rights it is claiming to transfer?
Are all rights being transferred that are needed to fulfill the purpose of the deal ?
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
15. The specification is the precise description of
what is covered by the license. It should be
inclusive of all necessary elements to achieve the
purpose of the assignment, but should not be too
broad.
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
16. The Scope Of License
Most critical element of the license agreement.
What the licensee may and may not do with the
intellectual property.
Limitations include exclusivity, geography, industry
sector, market, duration of the license, renewal, and rights
to make improvements or modifications.
Walter Wright, Managing Director, Rich May Law
20. Payment can take many forms: cash, installment payments,
promissory notes, equity payable as a single issuance or in
installments, and/or royalties.
Are royalty payments going to be based on unit sales,
percent of gross revenue, or percent of profit?
Will there be minimum royalties paid? Sliding-scale royalty
payments?
Royalty licenses could make a product too expensive to be
competitive.
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
21. Warranties & Covenants
including representations, indemnification and disclaimers
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
29. International
Piracy
Limited copyright protection
No patent protection
Currency & Taxes
United Nations Convention on Contracts for the
International Sale of Goods
Culture
Enforcement
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
30. Wright’s Postulate:
“Opportunity to be generous
and the right to be ruthless”
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
31. Document clearly and use a lawyer.
@!#%&$
Express your goals and expectations--and
create plans and benchmarks.
Protect yourself. Your intellectual property
and proprietary information and operational
autonomy need protection.
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
33. Counsel to Capitalists
A greater Boston law firm serving companies, investors and entrepreneurs throughout the
United States and the EU. For over 55 years combined, clients have turned to Trinity Law
Group lawyers for sophisticated legal and strategic counsel in a variety of complex transactions,
business disputes and other legal matters Its complex and diverse practice embraces emerging
and high growth businesses, venture capital, securities, licensing, mergers & acquisitions,
contracts, technology, business services, e-commerce, intellectual property, and sustainable
energy.
Trinity Law Group’s law and strategic counseling practice intensely focuses on the
organizational, venture financing, operational and transactional requirements of entrepreneurs,
emerging technology and information companies as well as representing venture capital funds
and angel groups in investment transactions and executives in transition.
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
34. About Walter Wright
Walter Wright, a Founder of Trinity Law Group, was named by Massachusetts Super
Lawyers in Boston magazine as one of the top 100 attorneys in Massachusetts. Of
the Top 100, he is one of only 3 lawyers selected in the Business/Corporate category.
He is named in the Corporate Counsel edition of Super Lawyers as one of the “Top
Attorneys in Corporate and Securities Law” across the United States. Walt Wright
serves in significant and vital capacities including lead general counsel, special
counsel and strategic advisor. He recently celebrated his 25th year of practice.
Walter Wright, Attorney -Trinity Law Group LLC
www.trinitylg.com
35. Walter A. Wright, III
Trinity Law Group LLC
781.329.0088
Email wwright@trinitylg.com
Fax 781.459.2683
skype wwrightiii
www.trinitylg.com.com
www.trinitylg.com/waw.html
200 Lowder Brook Drive Westwood, MA 02110
Editor's Notes
Representations, Warranties and Indemnification As a licensee, you will want assurances that the licensor owns the rights you seek to acquire so that you will not violate another's rights by using the licensed property. Representations and warranties set forth the licensor's promises with respect to these issues. Indemnification grants the licensee a right to seek damages from the licensor if these representations are false and cause the licensee to suffer a loss. As a licensor, you may also demand representations, warranties, and indemnification from the licensee regarding such issues as financial stability. A covenant is a promise to do or refrain from doing a particular thing. In the intellectual property context, covenants take the form of promises by the licensee to use intellectual property in such a way as to maintain its value and protectability. Covenants can be phrased in terms of "best efforts" or "reasonable efforts." The latter allows cost-benefit considerations in determining whether a licensee has fulfilled his or her promise under specific conditions.
Representations, Warranties and Indemnification As a licensee, you will want assurances that the licensor owns the rights you seek to acquire so that you will not violate another's rights by using the licensed property. Representations and warranties set forth the licensor's promises with respect to these issues. Indemnification grants the licensee a right to seek damages from the licensor if these representations are false and cause the licensee to suffer a loss. As a licensor, you may also demand representations, warranties, and indemnification from the licensee regarding such issues as financial stability. A covenant is a promise to do or refrain from doing a particular thing. In the intellectual property context, covenants take the form of promises by the licensee to use intellectual property in such a way as to maintain its value and protectability. Covenants can be phrased in terms of "best efforts" or "reasonable efforts." The latter allows cost-benefit considerations in determining whether a licensee has fulfilled his or her promise under specific conditions.