The document proposes establishing a microloans system to provide financial support to young entrepreneurs aged 18-30 in Latvia and its regions. It discusses how Muhammad Yunus pioneered microcredit and microfinance through the Grameen Bank. The team's solution is to create a crowdfunding platform that connects young entrepreneurs seeking microloans of up to €5,000 with individual investors to fund their business plans and ideas. This could help reduce Latvia's high youth unemployment rates by promoting entrepreneurship and small business development among young people.