This document discusses considerations for defense attorneys in evaluating whether to settle a case. It notes that the attorney must remember who the client is and act in the client's best interests. Key factors to consider include the strength of liability, potential damages, insurance coverage issues, and other litigation that could further erode available coverage. Settlement amounts must be appropriate given the implications of a large or small settlement. Non-monetary terms like release terms, confidentiality, and payment structure are also important to consider, as are any liens. The attorney should discuss settlement terms with opposing counsel.