Small Entity Cyber Liability
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Presented at NetDiligence Cyber Risk & Privacy Liability Forum in Santa Monica, Calif., Oct. 8-9, 2014.
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GMO | HB EMERGING COMPLEX CLAIMS
This document discusses genetically modified organisms (GMOs) and how they differ from hybrid organisms. It notes that while hybrids involve breeding closely related species and result in sterile offspring, GMOs involve transferring genes between unrelated organisms using genetic engineering techniques. The document outlines some current and potential insurance issues related to GMOs, including whether general liability policies would cover bodily injury or property damage claims. It also lists some past legal cases involving GMOs and potential future labeling lawsuits challenging state laws requiring GMO labeling.
Payment Card Industry Adjudication Process
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The Basics of Cyber Insurance
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"Who's Ox is Being Gored? A Comparison of ConsensusDOCS and AIA Form Construc...
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The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.Additional Insured Issues in the Construction Industry" - Dnjcon14 session 2 ...
Additional Insured Issues in the Construction Industry" - Dnjcon14 session 2 ...HB Litigation Conferences
This document summarizes issues related to additional insured coverage in construction contracts. It discusses how construction contracts typically require subcontractors to name the property owner or general contractor as an additional insured on their insurance policies. Disputes often arise when injuries occur on construction sites and multiple parties seek coverage under different insurance policies. The document analyzes several court cases to explain how New Jersey courts interpret the scope of coverage for additional insureds, such as whether the injury must arise out of the subcontractor's work. It also discusses how newer additional insured endorsements have attempted to narrow coverage by using language like "caused in whole or in part by" rather than "arising out of."Reicon14 session 6 ppt final
This document lists topics of interaction between claims staff, accounting staff, technical staff, and legal teams. It discusses ceded and assumed placement/underwriting, strategic and positional issues, audits, oversight, document production, privilege issues, witness preparation, settlement discussions, and representation at hearings and trials. It also provides contact information for five individuals.
Reicon14 session 4 ppt final
The document discusses factors to consider in determining whether a payment protocol is needed between parties based on their historical relationship, types of contracts and claims, and ability to work together productively. It also notes issues that may warrant a protocol such as insufficient information to support billings, inadequate access to records, and billings remaining unpaid for long periods. Finally, it outlines key considerations in developing a protocol, including defining necessary information to trigger payment, payment timeframes, access to records, interest provisions, and a streamlined dispute resolution process.
Reicon14 session 5 ppt final
This document summarizes sanctions programs administered by OFAC and discusses related challenges for the insurance industry. It notes that OFAC has enforcement authority over US persons and, in some cases, foreign subsidiaries of US companies. The document reviews past OFAC penalty actions against Aon, Gen Re and AIG for apparent sanctions violations involving transactions related to countries like Cuba and Iran. It concludes by emphasizing the importance for global insurers and reinsurers to implement robust sanctions compliance programs and exclusionary policy language given the risks of indirect exposures to sanctions targets.
Reicon14 session 3 final ppt
This document discusses various issues relating to statutes of limitations (SOLs) and notice provisions in insurance and reinsurance contracts. It provides an overview of SOL rules and accrual dates for direct insurance policies and reinsurance contracts. It also discusses how SOL defenses are addressed in reinsurance arbitrations and ways SOLs may be avoided, such as through tolling agreements. The document further examines issues around exhaustion of underlying limits for excess policies and notice requirements in reinsurance contracts.
Reicon14 session 2 ppt final
Michael S. Olsan of White and Williams LLP, Frederic Gindraux of Swiss Re America Holding Corporation, David H. Sobotka of Guy Carpenter & Company, and Patricia J. Page of ACE USA met on September 15, 2014 to discuss reinsurance matters. Contact information is provided for each participant.
Reinsurance Underwriting and Reinsurance Disputes
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Dnjcon14 session 6 pp tfinal
This document lists contact information for four individuals experienced in mediation and arbitration: Robert J. MacPherson, Hon. John J. Harper (ret.), John Bickerman, and Neal M. Eiseman. It provides their names, affiliations, and contact phone numbers and emails. The document appears to be providing a roster of qualified mediators and arbitrators for various alternative dispute resolution services.
Dnjcon14 session 5 ppt final
This document contains contact information for four individuals - Howard Uniman of Wolff & Samson P.C., Larry Leykam of The Epic Group, Janesa Urbano of Ernest Bock & Sons Inc., and Robbie Vargo of Turner Construction Company. It lists their names, companies, phone numbers and email addresses.
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一比一原版(Lincoln毕业证)新西兰林肯大学毕业证如何办理
Lincoln硕士毕业证成绩单【微信95270640】办理新西兰林肯大学毕业证原版一模一样、Lincoln毕业证制作【Q微信95270640】《新西兰林肯大学毕业证购买流程》《Lincoln成绩单制作》新西兰林肯大学毕业证书Lincoln毕业证文凭新西兰林肯大学
本科毕业证书,学历学位认证如何办理【留学国外学位学历认证、毕业证、成绩单、大学Offer、雅思托福代考、语言证书、学生卡、高仿教育部认证等一切高仿或者真实可查认证服务】代办国外（海外）英国、加拿大、美国、新西兰、澳大利亚、新西兰等国外各大学毕业证、文凭学历证书、成绩单、学历学位认证真实可查。
[留学文凭学历认证(留信认证使馆认证)新西兰林肯大学毕业证成绩单毕业证证书大学Offer请假条成绩单语言证书国际回国人员证明高仿教育部认证申请学校等一切高仿或者真实可查认证服务。
多年留学服务公司,拥有海外样板无数能完美1:1还原海外各国大学degreeDiplomaTranscripts等毕业材料。海外大学毕业材料都有哪些工艺呢？工艺难度主要由：烫金.钢印.底纹.水印.防伪光标.热敏防伪等等组成。而且我们每天都在更新海外文凭的样板以求所有同学都能享受到完美的品质服务。
国外毕业证学位证成绩单办理方法：
1客户提供办理新西兰林肯大学新西兰林肯大学毕业证学位证信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）
— — — — 我们是挂科和未毕业同学们的福音我们是实体公司精益求精的工艺！ — — — -
一真实留信认证的作用(私企外企荣誉的见证):
1：该专业认证可证明留学生真实留学身份同时对留学生所学专业等级给予评定。
2：国家专业人才认证中心颁发入库证书这个入网证书并且可以归档到地方。
3：凡是获得留信网入网的信息将会逐步更新到个人身份内将在公安部网内查询个人身份证信息后同步读取人才网入库信息。
4：个人职称评审加20分个人信誉贷款加10分。
5：在国家人才网主办的全国网络招聘大会中纳入资料供国家500强等高端企业选择人才。问山娃想买什么想吃什么山娃知道父亲赚钱很辛苦除了书籍和文具山娃啥也不要能牵着父亲的手满城闲逛他已心满意足了父亲连挑了三套童装叫山娃试穿山娃有点不想父亲说城里不比乡下要穿得漂漂亮亮爸怎么不穿得漂亮望着父亲山娃反问道父亲听了并不回答只是吃吃地笑山娃很精神越逛越起劲父亲却越逛越疲倦望着父亲呵欠连天的样子山娃也说困了累了回家吧小屋闷罐一般头顶上的三叶扇彻夜呜呜作响搅得满屋热气腾腾也搅得山娃心烦意乱父亲一的
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against which they can evaluate those classes of AI applications that are probably the most relevant for them.
在线办理(SU毕业证书)美国雪城大学毕业证成绩单一模一样
学校原件一模一样【微信：741003700 】《(SU毕业证书)美国雪城大学毕业证成绩单》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Synopsis On Annual General Meeting/Extra Ordinary General Meeting With Ordina...
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Lifting the Corporate Veil. Power Point Presentation
"Lifting the Corporate Veil" is a legal concept that refers to the judicial act of disregarding the separate legal personality of a corporation or limited liability company (LLC). Normally, a corporation is considered a legal entity separate from its shareholders or members, meaning that the personal assets of shareholders or members are protected from the liabilities of the corporation. However, there are certain situations where courts may decide to "pierce" or "lift" the corporate veil, holding shareholders or members personally liable for the debts or actions of the corporation.
Here are some common scenarios in which courts might lift the corporate veil:
Fraud or Illegality: If shareholders or members use the corporate structure to perpetrate fraud, evade legal obligations, or engage in illegal activities, courts may disregard the corporate entity and hold those individuals personally liable.
Undercapitalization: If a corporation is formed with insufficient capital to conduct its intended business and meet its foreseeable liabilities, and this lack of capitalization results in harm to creditors or other parties, courts may lift the corporate veil to hold shareholders or members liable.
Failure to Observe Corporate Formalities: Corporations and LLCs are required to observe certain formalities, such as holding regular meetings, maintaining separate financial records, and avoiding commingling of personal and corporate assets. If these formalities are not observed and the corporate structure is used as a mere façade, courts may disregard the corporate entity.
Alter Ego: If there is such a unity of interest and ownership between the corporation and its shareholders or members that the separate personalities of the corporation and the individuals no longer exist, courts may treat the corporation as the alter ego of its owners and hold them personally liable.
Group Enterprises: In some cases, where multiple corporations are closely related or form part of a single economic unit, courts may pierce the corporate veil to achieve equity, particularly if one corporation's actions harm creditors or other stakeholders and the corporate structure is being used to shield culpable parties from liability.
Matthew Professional CV experienced Government Liaison
As an experienced Government Liaison, I have demonstrated expertise in Corporate Governance. My skill set includes senior-level management in Contract Management, Legal Support, and Diplomatic Relations. I have also gained proficiency as a Corporate Liaison, utilizing my strong background in accounting, finance, and legal, with a Bachelor's degree (B.A.) from California State University. My Administrative Skills further strengthen my ability to contribute to the growth and success of any organization.
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सुप्रीम कोर्ट ने यह भी माना था कि मजिस्ट्रेट का यह कर्तव्य है कि वह सुनिश्चित करे कि अधिकारी पीएमएलए के तहत निर्धारित प्रक्रिया के साथ-साथ संवैधानिक सुरक्षा उपायों का भी उचित रूप से पालन करें।
What are the common challenges faced by women lawyers working in the legal pr...
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Genocide in International Criminal Law.pptx
Excited to share insights from my recent presentation on genocide! 💡 In light of ongoing debates, it's crucial to delve into the nuances of this grave crime.
原版制作(PSU毕业证书)宾州州立大学公园分校毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(PSU毕业证书)宾州州立大学公园分校毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
From Promise to Practice. Implementing AI in Legal Environments
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Small Entity Cyber Liability
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- 2. Small Entity Cyber Liability What makes Cyber Liability for Small Business unique?
- 3. Speakers Brian Thornton Moderator President ProWriters Paoli, PA Jonathan Fairtlough Managing Director Kroll Cybersecurity Los Angeles, CA Jeromy Shrum Assistant Vice President AXIS PRO Kansas City, MO Steven Caponi Partner Blank Romp LLP Wilmington, DE Becky Swanson Managing Director Markel Deerfield, IL Zachary Scheublein Vice President Privacy Professionals New York, NY
- 4. Opening • Questions to start with? • Anything you would like us to cover?
- 5. Questions for the panel • What have been the biggest challenges in brokering Cyber coverage for Small Businesses? How have you tried to overcome them? • What have you seen regarding Small Businesses outsourcing IT services to third parties? • What are the biggest mistakes you have seen Small Businesses make when they have a cyber claim? • How is the underwriting approach different for Small Cyber? • In the Small Business space – how have the claims been different than on Larger Business.
- 6. Questions for the panel • What do you see that would help Small Businesses with Risk Management or Incident Response? What tools are clients most interested in? How does this differ from a Larger Business? • What is the first phone call like when your client has a claim? • How are regulators looking at Small Business vs. Larger Business? • What are the top 2 or 3 things you are looking at when you underwrite a small business account? Does that differ from a larger account? • What is the biggest inhibitor to a Small Business buying Cyber Coverage?
- 7. Questions for the panel • What is different when a Small Business has a Cyber Claim? • What are some key best practices that are easy for a Small Business to implement? • What impact does outsourcing payment processing and other IT functions have on the exposure? • What is the most common recommendation made to a Small Business? • From a legal perspective, what is your biggest concern when advising a Small Business?
- 8. Questions for the panel • Where are we going: – Legal? – Underwriting? – Cyber Security? – Brokerage?
- 9. Summary • Small Businesses lack resources • Small Businesses are low hanging fruit • Small Businesses need to improve education and awareness of the risk • Small Businesses need an agent / broker that know the cover • A good policy provides protection as well as resources and education
- 10. Thank You