This webinar presented 50 interactive personal finance learning activities that can be used to teach financial education. It began with an introduction of the presenter and their background conducting a review of financial education resources. Various types of activities were then described that could be used at different stages of a class, including to get learners engaged, develop critical thinking skills, practice math skills, and make content more personalized. The webinar concluded by asking participants to discuss one thing they learned and suggesting closing activities like a seven word summary or evaluation.
50 Interactive Personal Finance Learning Activitiesmilfamln
This 90-minute webinar will feature 50 interactive games and learning activities curated by webinar facilitator Barbara O'Neill that can be used by financial educators to teach financial concepts to clients and students. The webinar will include activities to begin a class or briefing, activities to leverage learners’ creativity and skill sets, activities to develop learners’ critical thinking skills and math skills, activities that provide personalized insights to learners, activities that involve the use of online resources, and activities to close a class or briefing. Questions about this session? Email the MFLN at MilFamLN@gmail.com
Twitter summary of this presentation: "To engage students, let them create content that matters and contributes. Use digital tools to connect them constructively to the world."
BYOB (Build Your Own Blend): Tinkering with Time, Place, Path & Pace for Stud...Shelley Paul
The Innosight Institute (2012) defines blended learning as: “a formal education program in which a student learns at least in part through online delivery of content and instruction with some element of student control over time, place, path, and/or pace...” Given that blended learning is NOT about putting content online and hoping students will take it from there... How might we leverage digital tools, environments and processes to give students more control over time, place, path and/or pace, even within a traditional school schedule? How might we most effectively combine face-to-face and online experiences to engage learners and extend their thinking beyond traditional boundaries?
Featured Speaker Invited Presentation at ProComm 2015 at the University of Limerick.
Title of presentation: Teaching Online: Analyzing Needs, Designing Learning Activities, and Managing Delivery.
How large is the gap that truly exists between the real and ideal for learners? Are there ways to “tweak” (small shift) instruction that will enlist students as deep questioners, critical thinkers and effective problem-solvers (big impact)? What if we created a “Destination Postcard” of the ideal learner, and designed learning experiences from there? Join this Switch-inspired think-tank on lesson design and implementation strategies that empower students to think and act their way to the acquisition and connection of content while developing enduring learning dispositions.
50 Interactive Personal Finance Learning Activitiesmilfamln
This 90-minute webinar will feature 50 interactive games and learning activities curated by webinar facilitator Barbara O'Neill that can be used by financial educators to teach financial concepts to clients and students. The webinar will include activities to begin a class or briefing, activities to leverage learners’ creativity and skill sets, activities to develop learners’ critical thinking skills and math skills, activities that provide personalized insights to learners, activities that involve the use of online resources, and activities to close a class or briefing. Questions about this session? Email the MFLN at MilFamLN@gmail.com
Twitter summary of this presentation: "To engage students, let them create content that matters and contributes. Use digital tools to connect them constructively to the world."
BYOB (Build Your Own Blend): Tinkering with Time, Place, Path & Pace for Stud...Shelley Paul
The Innosight Institute (2012) defines blended learning as: “a formal education program in which a student learns at least in part through online delivery of content and instruction with some element of student control over time, place, path, and/or pace...” Given that blended learning is NOT about putting content online and hoping students will take it from there... How might we leverage digital tools, environments and processes to give students more control over time, place, path and/or pace, even within a traditional school schedule? How might we most effectively combine face-to-face and online experiences to engage learners and extend their thinking beyond traditional boundaries?
Featured Speaker Invited Presentation at ProComm 2015 at the University of Limerick.
Title of presentation: Teaching Online: Analyzing Needs, Designing Learning Activities, and Managing Delivery.
How large is the gap that truly exists between the real and ideal for learners? Are there ways to “tweak” (small shift) instruction that will enlist students as deep questioners, critical thinkers and effective problem-solvers (big impact)? What if we created a “Destination Postcard” of the ideal learner, and designed learning experiences from there? Join this Switch-inspired think-tank on lesson design and implementation strategies that empower students to think and act their way to the acquisition and connection of content while developing enduring learning dispositions.
Personal Finance: Budgeting & Psychology of Spending by @PhroogalJason Vitug
Budgeting is an important and vital part of personal finance. The seminar focuses on the importance of mindset to create and stick to a budget. It examines the psychology of spending and our relationship with money. The goal is to educate attendees on key budgeting terms, motivations, pitfalls and the steps to start a budget.
A budget is a spending plan that you decide upon. It is based on how much you make in income and what your monthly expenses are. By understanding your monthly income and expenses, you will be better able to manage your cash flow and determine how much debt, if any, you can assume.
Personal Finance: Introduction to Behavioral Finance by @PhroogalJason Vitug
Behavioral finance is a subcategory of finance that seeks to explain the rationality or irrationality of financial decision-making. It seeks to combine behavioral and cognitive psychology theory with finance to provide explanations for why people make irrational decisions.
Personal Finance: Budgeting & Psychology of Spending by @PhroogalJason Vitug
Budgeting is an important and vital part of personal finance. The seminar focuses on the importance of mindset to create and stick to a budget. It examines the psychology of spending and our relationship with money. The goal is to educate attendees on key budgeting terms, motivations, pitfalls and the steps to start a budget.
A budget is a spending plan that you decide upon. It is based on how much you make in income and what your monthly expenses are. By understanding your monthly income and expenses, you will be better able to manage your cash flow and determine how much debt, if any, you can assume.
Personal Finance: Introduction to Behavioral Finance by @PhroogalJason Vitug
Behavioral finance is a subcategory of finance that seeks to explain the rationality or irrationality of financial decision-making. It seeks to combine behavioral and cognitive psychology theory with finance to provide explanations for why people make irrational decisions.
Top tips and techniques for getting started (or expanding) your flexible trai...Vanguard Visions
Learners are looking for flexible training options that allow them to learn anytime, any where and from any device. Designing and implementing flexible or blended learning programs can be challenging as they require trainers rethink their current training program.
These slides showcase some best practice examples of flexible learning design techniques which will allow you to get started (or benchmark) your existing flexible training program. You will walk away with some useful resources and some solid actions to kick start your flexible training program design process (or which will help you breath some life into your existing implementation).
This presentation was made to participants at the recent Comview 2012 annual conference (Victorian Commercial Teachers Association). It illustrates some of my favourite web2.0 tools to use in the accounting classroom, how they can be used and shares some classroom uses.
Inflation Causes, Impacts, Mitigation Strategies, and BenefitsBarbara O'Neill
60-minute webinar for AFCPE on 05/11/23 that discusses the causes and impacts of inflation and several dozen strategies to mitigate the effects of higer prices on household budgets.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the what'sapp contact of my personal vendor.
+12349014282
#pi network #pi coins #legit #passive income
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Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the what'sapp contact of my personal pi merchant to trade with
+12349014282
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the what'sapp information for my personal pi vendor.
+12349014282
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5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
50 Interactive Personal Finance Learning Activities-05-17
1. PF SMS iconsPF SMS icons
1
https://learn.extension.org/events/2971
This material is based upon work supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, and the Office of Family
Readiness Policy, U.S. Department of Defense under Award Numbers 2014-48770-22587 and 2015-48770-24368.
50 Interactive Personal
Finance Learning Activities
2. Connecting military family service providers
and Cooperative Extension professionals to research
and to each other through engaging online learning opportunities
www.extension.org/militaryfamilies
MFLN Intro
2
Sign up for webinar email notifications at www.extension.org/62831
3. Barbara O’Neill, Ph.D., CFP®, AFC , CHC
• Extension Specialist and Distinguished
Professor at Rutgers University
• Currently on sabbatical and completed a
thorough (two-month) review and curation of
financial education resources
• Creator of five different savings challenges
that encourage people to save
• Research Interests: Health and wealth
relationships, financial practices of U.S.
consumers, and impact of Extension financial
education programs
Today’s Presenter
3
4. Webinar Objectives
• Share the results of an extensive two-month review
and curation of financial education resources
• Describe 50 interactive personal finance learning
activities
• Provide opportunities for participants to share
effective learning activities
4
5. This Webinar is Like a New
Jersey Diner Menu: You Need
to Pick and Choose!
5Photo taken by Barbara O’Neill
7. Resource Links
• Curated List of Videos:
https://www.slideshare.net/BarbaraONeill/resource-list-
personal-finance-videos
• Curated List of Learning Activities (Quizzes, Calculators,
Lesson Plans, and Infographics):
https://www.slideshare.net/BarbaraONeill/learning-
activities-for-financial-education-programs
• Curated list of Next Gen Personal Finance (NGPF)
Resources:
https://www.slideshare.net/BarbaraONeill/resource-
listnext-gen-pf-financial-education-resources
7
9. Question #2
How do you begin a class or
briefing? Stories? Questions?
“Ice Breaker” activities?
9
10. 1. What Do You Already Know?
Personal Finance Topic___________________
• What experience have you had personally with the
topic?
• Where have you heard or read about the topic?
• What television shows or movies or advertisements
describe the topic?
• What questions do you have about the topic?
10
15. 5. Making a Video
• Movie Maker Instructions:
https://www.slideshare.net/BarbaraONeill/imsavingfor-video-contest-
video-making-instructions1216
• Sample Video:
https://www.youtube.com/watch?v=y8UB14rlKJU
15
22. 9. “Paper Bag Theater”
• Give small groups a bag full of “stuff” to make a 2-3
minute financial education skit with
– Pens/sharpies to write with, paper, scissors, tape, etc.
– A Frisbee can become a “car steering wheel”
– Credit card applications, newspaper ads, etc.
• Learners can add other items in their possession
• Allow 30-45 minutes of skit “prep time”
• Learners present their skits to the large group
22
23. 10. Paint a Financial Education
Message for Social Media, etc.
• Create a PowerPoint slide with text and/or photos
• Take a screen shot of slide (Fn Print Screen)
– You can also take a screen shot of your own videos or web site pages
• Open up Paint (Windows Accessories-Paint)
• Paste screen shot of PowerPoint slide or video
• Name the file and save it
• Open up file and crop as needed
• Save it again
23
27. 13. Polarity Activity
• There is no “wrong” answer as long as you can
defend it (“it depends”)
Examples:
• Need vs. Want?
• Yes vs. No?
• Agree vs. Disagree?
• Buy it vs. Don’t buy it?
• Big tax refund vs. Small tax refund?
27
29. 15. Financial Case Studies
• 20 downloadable case studies:
http://rci.rutgers.edu/~boneill/assignments/case-
study.html
• Make case study analysis presentations fun:
– Animated videos:
https://www.youtube.com/watch?v=AJqE07zBvb8
– https://www.youtube.com/watch?v=8FV6KkXJT6w
– Recorded videos
– Ignite presentations
– Role plays
– Poems
– Other
29
34. 20. Make a Table From a Calculator
• http://rci.rutgers.edu/~boneill/assignments/sliderule1.html
• http://rci.rutgers.edu/~boneill/assignments/sliderule2.html
34
Dozens of online calculators are in the resource list
35. 21. Your Time, Your Money Activity
35
http://njaes.rutgers.edu/sshw/workbook/12_
Convert_Consumption_Into_Labor.pdf
36. 22. Time Value of Money Problems
• https://www.slideshare.net/milfamln/the-time-value-of-money-
71613988 (Slides)
• http://create.extension.org/sites/default/files/KeystokesandAns
wers.pdf (Keystrokes and Answers to Problems)
• http://create.extension.org/sites/default/files/TimeValueofMone
yLearningActivities.pdf (Time Value of Money Activities)
36
37. 23. Video and Documentary Film
Debriefings
• There are HUNDREDS of curated videos to
choose from on the video list
37
38. Documentary Films
• Broken Eggs: http://brokeneggsfilm.com/
• Can You Afford to Retire?
http://www.pbs.org/wgbh/frontline/film/retirement/
• When I’m 65: http://www.wi65.org/video/
• In Debt We Trust:
https://www.youtube.com/watch?v=Cltc4Og6HKo
• Spent: Looking For Change (Debt):
https://www.youtube.com/watch?v=Cltc4Og6HKo
• Broke, Busted, & Disgusted (Student Loans):
http://www.brokebusteddisgusted.com/the-film
38
39. More Documentary Films
• Freakonomics: The Movie:
https://www.dailymotion.com/video/x30lggo
• Wage Crisis: http://topdocumentaryfilms.com/wage-crisis/
• Paycheck to Paycheck:
http://www.hbo.com/documentaries/paycheck-to-paycheck-
the-life-and-times-of-katrina-gilbert
• I.O.U.S.A- https://www.youtube.com/watch?v=dd0ofRX1LZ0
39
41. 25. Infographic Insights
Dozens of infographics are on the resource list
41
Source:
Bankrate.com:
http://www.bankrate.com/fin
ance/insurance/auto-
insurance-infographic.aspx
42. 26. Step Up and Step Down
Brainstorm ways to do more positive
behaviors and fewer negative behaviors
42
Source: Dr. Alena
Johnson, Utah
State University
44. 28. Backwards & Post-It® Planning
• Draw a timeline (or other visual method) from the start to finish
of planning horizon for a financial goal
• Use sticky notes to put required steps along timeline
http://fyi.uwex.edu/ncrvd/files/2015/04/Program-Planning-and-Reflection-Activities-11.12.13.pdf
44
60. 41. Plug the Leaks
Give learners a handout with a picture of a boat with ten holes in
it. Explain that, just like holes in a boat will eventually cause it to
sink, holes in one’s spending can cause financial distress and/or
use up money that could otherwise be saved.
Ask participants to identify personal spending leaks. Then ask
for volunteers to report their leaks to the total group and discuss.
60
Source: Building Financial Strength
and Stability (2004). National
Endowment for Financial Education.
61. 42. Risk Tolerance Quizzes
http://njaes.rutgers.edu/money/riskquiz/
(13-Question Quiz)
https://www.investmentphilosophy.com
/behavioural-finance/your-attitude-to-
risk/the-balloon-test (Barclays “The
Balloon Test” Simulation With Pumping
and Popping Balloons)
61
62. 43. Wheel of Money
http://www.ppl-inc.org/wp-content/uploads/2012/09/Wheel-of-Money.pdf
62
This work is licensed under a Creative
Commons Attribution-Noncommercial-
Share Alike 3.0 License.
66. 46. Live Video Streaming
Facebook Live
https://www.facebook.com/search/to
p/?q=mfln%20personal%20finance
YouTube Live
66
https://www.youtube.com/watch?
v=DHOLLP731Cw
68. Question #8
What are some good summary
learning activities to close a
financial education class or
briefing?
68
69. 48. Seven Word Summary
• Adapted from Six-Word Memoirs:
http://www.sixwordmemoirs.com/
• Summarize key take-aways in just 7 words
– Pay yourself first to save for retirement
– Always pay more than credit card minimum
– Avoid high cost payday lenders and pawnshops
– Follow the “Rule of Three” when shopping
– Save at least part of your tax refund
– Save 3-6 months of expenses for emergencies
69
70. 49. Mill to the Music
70
Source: Building Your Programs 20 Minutes at a Time: Leadership and Reflection
Activities You Can Use, University of Minnesota Extension (2010).
71. 50. “Take Your Temperature”
Evaluation of Learners’
Knowledge or Confidence
71
72. It’s Now Time to Order From
the Menu: Pick a Few of the
50 Learning Activities
72Photo taken by Barbara O’Neill
74. www.extension.org/62581
74This material is based upon work supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, and the Office of Family
Readiness Policy, U.S. Department of Defense under Award Numbers 2014-48770-22587 and 2015-48770-24368.