The document discusses attachment theory and healthy child development. It notes that attachment forms from infancy and allows children to learn how to regulate emotions and have stable relationships. Children with secure attachments and nurturing environments tend to have emotionally and mentally stable relationships as adults. The document recommends strategies like encouraging self-esteem, communicating emotions, and providing autonomy and exploration to help children develop emotionally.

1. 3
Lea’s post:
Attachment is a bond that forms quite like none other. From
infancy into adulthood, it is the connection between trusted
individuals. Stemming from infancy, it is the basis of
emotional, physical and primary needs being met. Attachment
overall, beginning at infancy allows them, to learn how to
regulate their own emotions while facing challenges. The most
significant impact of attachment, are positive outcomes.
Children who grow up to lead emotionally and mentally stable,
healthy relationships. Relationships that foster patience and
understanding. Relationships that have secure attachments.
When children are in emotional environments that are draining,
mentally and physically, these children take those same lessons
and experiences into relationships throughout their life. Some
important strategies that can be implemented surrounding, self-
management, self-awareness, relationship building and good
decision making, all begin at childhood. Several things such as,
encouraging self-esteem, communicating emotions, respecting
others are all great tools that can be taught to better help
children regulate and develop their emotions. Healthy toddler
development can be cultivated in many ways. Reading to
children, providing them the space to practice and implement
autonomy, and creating space for exploration are simply, yet
strong ways children can thrive at the toddler age. Wong, D. W.
& Hall, K. R (2021). Counseling through the lifespan. Sage
Publishing, 2, 23-49.
RATIOSACCOUNTING & FINANCIAL RATIOSCURRENT
RATIO (Current Assets / Current Liabilities)TOTAL ASSET
TURNOVER RATIO (Total Revenue / Total Assets)Current
AssetsTotal RevenueCurrent LiabilitiesERROR:#DIV/0!Total
AssetsERROR:#DIV/0!WORKING CAPITAL (Current Assets -

2. Current Liabilities)
: *Note to students: Be mindful of the scale being used in
Mergent Online when filling this out. If a number is written as
12.53, that does not mean the total for that item is $12.53.
There could be numerous zeros written after it, depending on
the scale labeled above. In this example, 12.53 is actually
$12,530,000. (To delete this comment, right-click on the
"WORKING CAPITAL" box, then select Delete Comment from
the drop-down menu.)FINANCIAL LEVERAGE (Total Assets /
Shareholder's Equity)Current AssetsTotal AssetsCurrent
Liabilities0Shareholder's EquityERROR:#DIV/0!DEBT RATIO
(Total Debt / Total Assets)NET PROFIT MARGIN (Net Income
/ Total Revenue)Total DebtNet IncomeTotal
AssetsERROR:#DIV/0!Total
RevenueERROR:#DIV/0!EARNINGS PER SHARE (Net Income
/ Weighted Average Common Shares Outstanding)RETURN ON
ASSETS (Net Income / Total Assets)Net IncomeNet
IncomeShares OutstandingERROR:#DIV/0!Total
AssetsERROR:#DIV/0!PRICE EARNINGS RATIO (Share Price
(end of quarter / EPS)RETURN ON EQUITY (Net Income -
Preferred Dividends / Shareholder's Equity)Stock PriceNI -
Pref. Div.EPSERROR:#DIV/0!Shareholder's
EquityERROR:#DIV/0!
Monthly Time Value of Money - Monthly CompoundingRate of
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4. FIN 320 Project Two Financial Analyst Report
[Note: To complete this template, replace the bracketed text
with your own content. Remove this note before you submit
your report.]
Financial Analysis, Financial Evaluation, and Financial
Recommendation(s)
Financial Analysis
A. Financial Calculations:
Using the most current quarter’s financial statements for your
chosen business and the
Financial Formulas spreadsheet, calculate the financial formulas
below to assess the
business’s financial health.
· Working capital:
· [Write the result of the calculation and what it says about the
company’s health.]
· Current ratio:
· [Write the result of the calculation and what it says about the
company’s health.]
· Debt ratio:
· [Write the result of the calculation and what it says about the
company’s health.]
· Earnings per share:
· [Write the result of the calculation and what it says about the
company’s health.]
· Price/earnings ratio:
· [Write the result of the calculation and what it says about the
company’s health.]
· Total asset turnover ratio:
· [Write the result of the calculation and what it says about the

5. company’s health.]
· Financial leverage:
· [Write the result of the calculation and what it says about the
company’s health.]
· Net profit margin:
· [Write the result of the calculation and what it says about the
company’s health.]
· Return on assets:
· [Write the result of the calculation and what it says about the
company’s health.]
· Return on equity:
· [Write the result of the calculation and what it says about the
company’s health.]
B. Working Capital Management:
[In one paragraph, explain the impact of working capital
management on the business’s operations. Provide examples to
support your claims.]
C. Bond Investment:
[In one paragraph, analyze the risks and benefits of the business
choosing to invest in a
corporate bond, including the necessary ethical considerations,
appropriate calculations, and examples to support your
analysis.]
D. Capital Equipment:
[In one paragraph, analyze the risks and benefits of the business
choosing to invest in capital equipment, including the necessary
ethical considerations, appropriate calculations, and examples
to support your analysis.]
E. Capital Lease:
[In one paragraph, analyze the risks and benefits of the business
choosing to purchase a capital lease, including the necessary
ethical considerations, appropriate calculations, and examples

6. to support your analysis.]
Financial Evaluation
In this section of the report, you will evaluate the three
available financial options for the business and recommend
which option(s) are the best for the business to choose.
A. Financing:
[In one paragraph, explain how a business finances its
operations and expansion.]
B. Bond Investment:
[In one paragraph, write your assessment on the appropriateness
of a bond investment as an option for the business’s financial
health, using your financial analysis and other financial
information to support your claims.]
C. Capital Equipment:
[In one paragraph, write your assessment on the appropriateness
of a capital equipment investment as an option for the
business’s financial health, using your financial analysis and
other financial information to support your claims.]
D. Capital Lease:
[In one paragraph, write your assessment on the appropriateness
of a capital lease purchase as an investment option for the
business’s financial health, using your financial analysis and
other financial information to support your claims.]
E. Short-Term Financing:
[In one paragraph, explain how potential short-term financing
sources could help the business raise needed funds for
improving its financial health. Base your response on the
business’s current financial information.]

7. F. Future Financial Considerations:
[In one paragraph, describe the business’s likely future financial
performance based on its current financial well-being and risk
level. Use financial information to support your claims.]
Financial Recommendation(s)
[In 1 to 2 paragraphs, recommend the most appropriate
financing option(s) based on the business’s financial health, and
include a rationale for why the option(s) are the best.]
3