The document discusses Whirlpool Corporation's global leadership position in the home appliance industry. It notes that Whirlpool has the leading market positions in North America and Latin America, is third in Europe, and first among Western companies in Asia. It attributes this leadership to Whirlpool's unique global business structure, which allows it to serve consumers worldwide with major brands. In 1999, Whirlpool delivered record performance with contributions from all regional businesses, including North America which extended its leadership position with a fourth consecutive year of record sales, profits, quality and productivity gains driven by strong consumer acceptance of new products.
capital oneCapital One Financial Corp. Shareholders Meeting Presentationfinance13
The annual stockholder meeting document discusses Capital One's performance in 2007 and the challenges facing the banking industry. It notes that 2007 was the first year Capital One saw a decline in earnings per share. It also discusses the housing market correction and its prolonged negative impact. Additionally, it provides context on Capital One's deposit size, making it the 13th largest deposit-taking bank in the US.
This document provides a summary of Whirlpool Corporation's 2004 annual report. It discusses Whirlpool focusing its efforts on creating unmatched customer loyalty for its brands worldwide. It achieved solid financial results in 2004 despite rising costs, with record revenues of $13.2 billion. Whirlpool's strategy focuses on customer loyalty, innovation, and strong trade partner relationships to differentiate itself and drive global growth.
The 2007 annual report discusses Bristol-Myers Squibb's transformation into a next-generation biopharma company focused on innovation. It reports strong financial results for 2007 with sales and earnings growth. It also discusses the Bristol-Myers Squibb Foundation's efforts to address health disparities in areas like HIV/AIDS, hepatitis, cancer and mental illness. The company aims to increase value for patients and shareholders by improving productivity, refining its focus on innovative products and services, and adopting characteristics of successful biotech companies while maintaining its global commercial infrastructure.
Delta provided reconciliations of certain financial measures for the periods ended December 31, 2008 and December 31, 2007. Key points:
- Delta's 2008 results include Northwest Airlines from the October 29, 2008 merger date onward, while 2007 results are separate.
- Delta provides combined results for both periods as if the merger occurred at the start, for comparability.
- Reconciliations exclude special items like merger costs to evaluate recurring operational performance. Fuel hedge losses are also excluded from some measures.
- Combined results show PRASM and costs on a per ASM basis for both periods excluding items for better year-over-year comparison. Forecast excludes items from projected costs.
plains all american pipeline Annual Reports 1999finance13
The document summarizes Plains All American Pipeline, L.P.'s 1999 annual report. It discusses several positive events for the company in 1999, including four acquisitions that expanded its asset base, a 50% expansion of its Cushing terminal, and favorable asset sales. However, it also describes a major negative event - the discovery of $174 million in unauthorized trading losses by a former employee. Despite this setback, the summary discusses how the company took steps to address the financial issues and return to stable operations. It believes the fundamental business remains strong and the company is well-positioned to continue its growth strategy and generate increasing distributions for its unitholders.
plains all american pipeline 2007 10-K Part 2finance13
- The company maintains various types of insurance that it considers adequate to cover its operations and properties, though insurance does not cover every potential risk and is subject to deductibles.
- The overall trend in the environmental insurance industry has been a contraction in available coverage while costs, deductibles, and retention levels have increased. As a result, the company anticipates it will elect to self-insure more activities or incorporate higher retentions.
- The occurrence of a significant uninsured or underinsured event, or a party failing to meet indemnification obligations, could materially and adversely affect operations and financial condition.
The document discusses Whirlpool Corporation's global leadership position in the home appliance industry. It notes that Whirlpool has the leading market positions in North America and Latin America, is third in Europe, and first among Western companies in Asia. It attributes this leadership to Whirlpool's unique global business structure, which allows it to serve consumers worldwide with major brands. In 1999, Whirlpool delivered record performance with contributions from all regional businesses, including North America which extended its leadership position with a fourth consecutive year of record sales, profits, quality and productivity gains driven by strong consumer acceptance of new products.
capital oneCapital One Financial Corp. Shareholders Meeting Presentationfinance13
The annual stockholder meeting document discusses Capital One's performance in 2007 and the challenges facing the banking industry. It notes that 2007 was the first year Capital One saw a decline in earnings per share. It also discusses the housing market correction and its prolonged negative impact. Additionally, it provides context on Capital One's deposit size, making it the 13th largest deposit-taking bank in the US.
This document provides a summary of Whirlpool Corporation's 2004 annual report. It discusses Whirlpool focusing its efforts on creating unmatched customer loyalty for its brands worldwide. It achieved solid financial results in 2004 despite rising costs, with record revenues of $13.2 billion. Whirlpool's strategy focuses on customer loyalty, innovation, and strong trade partner relationships to differentiate itself and drive global growth.
The 2007 annual report discusses Bristol-Myers Squibb's transformation into a next-generation biopharma company focused on innovation. It reports strong financial results for 2007 with sales and earnings growth. It also discusses the Bristol-Myers Squibb Foundation's efforts to address health disparities in areas like HIV/AIDS, hepatitis, cancer and mental illness. The company aims to increase value for patients and shareholders by improving productivity, refining its focus on innovative products and services, and adopting characteristics of successful biotech companies while maintaining its global commercial infrastructure.
Delta provided reconciliations of certain financial measures for the periods ended December 31, 2008 and December 31, 2007. Key points:
- Delta's 2008 results include Northwest Airlines from the October 29, 2008 merger date onward, while 2007 results are separate.
- Delta provides combined results for both periods as if the merger occurred at the start, for comparability.
- Reconciliations exclude special items like merger costs to evaluate recurring operational performance. Fuel hedge losses are also excluded from some measures.
- Combined results show PRASM and costs on a per ASM basis for both periods excluding items for better year-over-year comparison. Forecast excludes items from projected costs.
plains all american pipeline Annual Reports 1999finance13
The document summarizes Plains All American Pipeline, L.P.'s 1999 annual report. It discusses several positive events for the company in 1999, including four acquisitions that expanded its asset base, a 50% expansion of its Cushing terminal, and favorable asset sales. However, it also describes a major negative event - the discovery of $174 million in unauthorized trading losses by a former employee. Despite this setback, the summary discusses how the company took steps to address the financial issues and return to stable operations. It believes the fundamental business remains strong and the company is well-positioned to continue its growth strategy and generate increasing distributions for its unitholders.
plains all american pipeline 2007 10-K Part 2finance13
- The company maintains various types of insurance that it considers adequate to cover its operations and properties, though insurance does not cover every potential risk and is subject to deductibles.
- The overall trend in the environmental insurance industry has been a contraction in available coverage while costs, deductibles, and retention levels have increased. As a result, the company anticipates it will elect to self-insure more activities or incorporate higher retentions.
- The occurrence of a significant uninsured or underinsured event, or a party failing to meet indemnification obligations, could materially and adversely affect operations and financial condition.
plains all american pipeline 2004 10-K part 3 finance13
1) The document discusses the governance and management structure of Plains All American Pipeline, L.P. As a limited partnership, PAA does not have its own officers or directors - these functions are performed by the general partner, Plains All American GP LLC.
2) The board of directors for the general partner consists of 8 members elected by the owners of Plains All American GP LLC. Certain large owners can each designate one board member.
3) In addition to the board, PAA has committees including an audit committee, compensation committee, and governance committee that perform typical oversight functions.
u.s.bancorp3Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 3Q 2008 compared to previous quarters. Wholesale Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income. However, provision for credit losses also increased significantly. Consumer Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income, though provision for credit losses also rose substantially.
plains all american pipeline Table of Contents and Forward Looking Statement...finance13
This document is Plains All American Pipeline's annual report on Form 10-K for the 2005 fiscal year. It provides information on the company's business and operations, legal proceedings, risks to the business, financial statements, and other disclosures required by the Securities and Exchange Commission (SEC) regulations. Specifically, it discloses that Plains All American Pipeline is a Delaware limited partnership that operates oil and gas pipelines and terminals, and is required to file this annual report with the SEC containing audited financial statements and other information. It also contains forward-looking statements regarding the company's expectations that are accompanied by risk factors that could cause actual results to differ from expectations.
plains all american pipeline 2006 Annual Report 2006 10-K part1finance13
1. Plains All American Pipeline, L.P. is a Delaware limited partnership engaged in transporting, storing, and marketing crude oil, refined products, and natural gas liquids in the United States and Canada.
2. They operate through three segments: transportation, facilities, and marketing. The transportation segment uses pipelines and storage facilities. The facilities segment provides storage and terminalling services. The marketing segment engages in purchasing and selling crude oil, refined products, and natural gas liquids.
3. The company aims to provide efficient midstream services and address regional supply and demand imbalances by combining their transportation and storage assets with marketing expertise.
plains all american pipeline 2005 10-K part4 finance13
This document lists exhibits and financial statement schedules for an SEC filing. It includes:
1) A reference to the index of consolidated financial statements and note that no financial statement schedules are applicable.
2) A list of 13 exhibits, which are agreements and contracts previously filed with the SEC like partnership agreements, indentures, and credit agreements.
3) Notation that agreements marked with ** are compensation agreements.
U.S. Bancorp reported net income of $1,090 million for Q1 2008, down slightly from $1,130 million in Q1 2007. Earnings per share were $0.62, down 1.6% from the prior year. The results were impacted by a $492 million gain from the Visa IPO, $253 million in impairment charges, and $192 million in increased credit loss provisions. Net interest income was up 9.8% to $1,830 million due to loan and securities growth and a higher net interest margin of 3.55%. Noninterest income rose 18.6% to $2,044 million, reflecting organic fee income growth of 7.3% and
- U.S. Bancorp reported record net income of $1.008 billion for Q1 2004, up 14% from Q1 2003.
- Net interest income was relatively flat at $1.779 billion compared to Q1 2003. Noninterest income declined 3.5% to $1.318 billion.
- Provision for credit losses declined 29.9% to $235 million, reflecting an improving credit quality profile.
U.S. Bancorp reported a 14% increase in earnings per share for the third quarter of 2004 compared to the same period in 2003, driven by strong fee revenue and improved credit quality. Net income was $1.065 billion for Q3 2004, up 12.1% from Q3 2003. Returns on average assets and equity were also up from the prior year. Fee income growth of 11.7% helped offset weakness in commercial lending. Credit costs declined 46.7% from a year ago due to lower net charge-offs and nonperforming assets.
Dr. Elliott Sigal presented at the JP Morgan Healthcare Conference on January 14, 2009. He discussed Bristol-Myers Squibb's transition to a next generation biopharma model focused on innovation and partnerships. This model aims to develop treatments for serious unmet medical needs in areas like oncology, immunology, hepatitis C, Alzheimer's, and diabetes. Sigal highlighted several drug candidates in BMS's pipeline and their potential to address key disease areas like HCV, Alzheimer's, diabetes, transplantation, and oncology. He concluded by emphasizing BMS's strong track record of success in bringing new therapies to patients.
plains all american pipeline 2004 10-K part 3 finance13
1) The document discusses the governance and management structure of Plains All American Pipeline, L.P. As a limited partnership, PAA does not have its own officers or directors - these functions are performed by the general partner, Plains All American GP LLC.
2) The board of directors for the general partner consists of 8 members elected by the owners of Plains All American GP LLC. Certain large owners can each designate one board member.
3) In addition to the board, PAA has committees including an audit committee, compensation committee, and governance committee that perform typical oversight functions.
u.s.bancorp3Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 3Q 2008 compared to previous quarters. Wholesale Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income. However, provision for credit losses also increased significantly. Consumer Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income, though provision for credit losses also rose substantially.
plains all american pipeline Table of Contents and Forward Looking Statement...finance13
This document is Plains All American Pipeline's annual report on Form 10-K for the 2005 fiscal year. It provides information on the company's business and operations, legal proceedings, risks to the business, financial statements, and other disclosures required by the Securities and Exchange Commission (SEC) regulations. Specifically, it discloses that Plains All American Pipeline is a Delaware limited partnership that operates oil and gas pipelines and terminals, and is required to file this annual report with the SEC containing audited financial statements and other information. It also contains forward-looking statements regarding the company's expectations that are accompanied by risk factors that could cause actual results to differ from expectations.
plains all american pipeline 2006 Annual Report 2006 10-K part1finance13
1. Plains All American Pipeline, L.P. is a Delaware limited partnership engaged in transporting, storing, and marketing crude oil, refined products, and natural gas liquids in the United States and Canada.
2. They operate through three segments: transportation, facilities, and marketing. The transportation segment uses pipelines and storage facilities. The facilities segment provides storage and terminalling services. The marketing segment engages in purchasing and selling crude oil, refined products, and natural gas liquids.
3. The company aims to provide efficient midstream services and address regional supply and demand imbalances by combining their transportation and storage assets with marketing expertise.
plains all american pipeline 2005 10-K part4 finance13
This document lists exhibits and financial statement schedules for an SEC filing. It includes:
1) A reference to the index of consolidated financial statements and note that no financial statement schedules are applicable.
2) A list of 13 exhibits, which are agreements and contracts previously filed with the SEC like partnership agreements, indentures, and credit agreements.
3) Notation that agreements marked with ** are compensation agreements.
U.S. Bancorp reported net income of $1,090 million for Q1 2008, down slightly from $1,130 million in Q1 2007. Earnings per share were $0.62, down 1.6% from the prior year. The results were impacted by a $492 million gain from the Visa IPO, $253 million in impairment charges, and $192 million in increased credit loss provisions. Net interest income was up 9.8% to $1,830 million due to loan and securities growth and a higher net interest margin of 3.55%. Noninterest income rose 18.6% to $2,044 million, reflecting organic fee income growth of 7.3% and
- U.S. Bancorp reported record net income of $1.008 billion for Q1 2004, up 14% from Q1 2003.
- Net interest income was relatively flat at $1.779 billion compared to Q1 2003. Noninterest income declined 3.5% to $1.318 billion.
- Provision for credit losses declined 29.9% to $235 million, reflecting an improving credit quality profile.
U.S. Bancorp reported a 14% increase in earnings per share for the third quarter of 2004 compared to the same period in 2003, driven by strong fee revenue and improved credit quality. Net income was $1.065 billion for Q3 2004, up 12.1% from Q3 2003. Returns on average assets and equity were also up from the prior year. Fee income growth of 11.7% helped offset weakness in commercial lending. Credit costs declined 46.7% from a year ago due to lower net charge-offs and nonperforming assets.
Dr. Elliott Sigal presented at the JP Morgan Healthcare Conference on January 14, 2009. He discussed Bristol-Myers Squibb's transition to a next generation biopharma model focused on innovation and partnerships. This model aims to develop treatments for serious unmet medical needs in areas like oncology, immunology, hepatitis C, Alzheimer's, and diabetes. Sigal highlighted several drug candidates in BMS's pipeline and their potential to address key disease areas like HCV, Alzheimer's, diabetes, transplantation, and oncology. He concluded by emphasizing BMS's strong track record of success in bringing new therapies to patients.