This document discusses various options for raising finance for a business, including personal savings, borrowing from friends and family, selling private assets, mortgages, overdrafts, bank loans, ordinary share capital, and venture capital.
For each option, the advantages and disadvantages are outlined. Personal savings are cheap with no interest but may be insufficient. Borrowing from friends and family can offer easier repayment terms than banks but can add stress. Selling assets allows assets to be leased back but unlikely to raise large sums. Mortgages offer lower interest rates but involve risk of losing property. Overdrafts are flexible but have higher interest rates than loans. Bank loans have fixed repayment periods but loan size is limited. Ordinary
Mit der neusten Version in der Windows Server Familie geht Microsoft den konsequenten Weg weiter in die Public-, Private- oder Hybrid-Cloud. Oliver Ryf zeigte den Teilnehmern unserer Roadshow einen Überblick der nächsten Windows-Server-Version. Hyper-V, Failover Clustering und Storage Services sind nur einige Highlights. Wirklich coole Neuerungen verbergen sich auch hinter RDS, ADFS und WebApp Proxy. Und zum Schluss gibts noch das Zückerchen in Form von PowerShell 5.0.
Joseph Fabiilli | What Venture Capitalists ExpectJoseph Fabiilli
Joseph Fabiilli is explaining about the venture Capitalists Expect. Joseph Fabiilli is a funding consultant for future-thinking entrepreneurs and agencies. Joseph helps people secure funding for their environmental projects and programs. Joseph Fabiilli is a funding consultant for future-thinking entrepreneurs and agencies. Joseph helps people secure funding for their environmental projects and programs.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
3. Personal savings
Personal savings
Advantages: cheap (no interest), low
Advantages: cheap (no interest), low
opportunity cost, able to keep control
opportunity cost, able to keep control
Disadvantages: risk of losing savings, may
Disadvantages: risk of losing savings, may
be insufficient
be insufficient
Personal sources (internal)
Borrowing from friends and family
Borrowing from friends and family
Advantages: may be more willing to lend than
Advantages: may be more willing to lend than
banks, easier repayment terms (interest
banks, easier repayment terms (interest
free?), sign of confidence for other lenders
free?), sign of confidence for other lenders
Disadvantages: adds to stress, potential
Disadvantages: adds to stress, potential
disputes
disputes
4. Selling private assets
Selling private assets
Advantages: can be leased back and still
Advantages: can be leased back and still
used, assets put to productive use
used, assets put to productive use
Disadvantages: creates family tensions,
Disadvantages: creates family tensions,
unlikely to raise large sums
unlikely to raise large sums
Personal sources (internal)
Mortgages
Mortgages
Advantages: lower rate of interest,
Advantages: lower rate of interest,
potentially raise sufficient sums
potentially raise sufficient sums
Disadvantages: may lose property if
Disadvantages: may lose property if
unsuccessful, high risk
unsuccessful, high risk
5. Overdraft
Overdraft
Advantages: flexible, can be used on temporary
Advantages: flexible, can be used on temporary
basis for cash flow problems, interest only payable
basis for cash flow problems, interest only payable
of amount of overdraft, security not usually
of amount of overdraft, security not usually
required
required
Disadvantages: higher interest rate than loan,
Disadvantages: higher interest rate than loan,
banks can demand immediate repayment, must
banks can demand immediate repayment, must
justify need
justify need
Share capital (external)
Bank loan
Bank loan
Advantages: interest rate and repayment period
Advantages: interest rate and repayment period
fixed, easy to budget repayments, low interest
fixed, easy to budget repayments, low interest
rates because of security, size of loan can be
rates because of security, size of loan can be
matched to needs of business
matched to needs of business
Disadvantages: size of loan limited by collateral,
Disadvantages: size of loan limited by collateral,
less flexibility, more expensive than personal
less flexibility, more expensive than personal
finance
finance
6. Ordinary share capital
Ordinary share capital
Advantages: limited liability attracts shareholders
Advantages: limited liability attracts shareholders
to invest, can choose whether to pay dividends and
to invest, can choose whether to pay dividends and
how much, makes it easier to borrow additional
how much, makes it easier to borrow additional
funds from banks, permanent
funds from banks, permanent
Disadvantages: shareholders expect dividends, loss
Disadvantages: shareholders expect dividends, loss
of control if 51% of shares not retained by owner
of control if 51% of shares not retained by owner
Share capital (external)
Venture capital
Venture capital
Advantages: may bring advice and expertise, may
Advantages: may bring advice and expertise, may
delay interest or dividends until profitable, may
delay interest or dividends until profitable, may
provide finance for risky businesses
provide finance for risky businesses
Disadvantages: may lose significant stake it the
Disadvantages: may lose significant stake it the
business, may demand high interest or dividends in
business, may demand high interest or dividends in
return for risk, loss of independence
return for risk, loss of independence
7. Legal
Legal
structure
structure
of business
of business
Amount
Amount
required
required
Use of the
Use of the
finance:
finance:
match the period of need
match the period of need
to the length of the
to the length of the
source
source
Choosing finance: factors to
Future
consider
Future
Views of
Views of
profit levels
profit levels
owners
owners
Level of
Level of
risk
risk
8. Task 1
In your table groups plan answers to the specimen exam
questions on Just Juice
Write up your answers for homework
9. Task 2
In your table groups talk through the seven business on
the worksheet
Complete the table, explaining your choice of source of
finance in each case
Explain the potential benefits of becoming a Limited
company and obtaining share capital to the partners in
business 7
Imagine you are a business angel with £100,000 to invest.
Draw up a series of questions to ask before investing in
each business
Decide which business you would invest in. Justify your
choice
10. Task 3
In your table groups. plan answers to the case study
‘Frozen meals firm took years to hot up’
Write up your answers for homework