The document discusses balance of payments (BOP) accounts, which record all monetary transactions between a country and the rest of the world, including exports/imports of goods/services and financial transfers. It notes BOP has a current account for trade in goods/services and a capital account for changes in foreign assets/liabilities. Any item generating foreign exchange inflows is credited, while outflows are debited. A BOP deficit occurs when debits exceed credits. Disequilibriums can be cyclical, secular, structural or fundamental. Causes include economic, natural and political factors. Measures to correct disequilibriums include export promotion, import restrictions, currency devaluation or depreciation.
Balance of Payment Disequilibrium and CausesNeema Gladys
1.Balance of Payment
The balance of payment of a country is a systematic accounting record of all economic transactions during a given period of time between the residents of the country and residents of foreign countries.
2.Componets of BOP
Current Account
It includes imports and exports of goods and services and unilateral transfer of goods and services.
Capital Account
Under this are grouped transactions leading to changes in foreign assets and liabilities of the country.
3. Accounting Treatment of Items (Debit and Credit Items)
Any item which gives rise to a sale of foreign exchange (an inflow) is recorded as a credit item (+) in the accounts e.g. export of goods and services
Any item which gives rise to the purchase of foreign exchange (an outflow) is recorded as a debit item (-) in the accounts e.g imports of goods and services.
4. BOP Disequilibrium
BOP is a double entry accounting record, then apart from errors and omissions, it must always balance.
The BOP deficit or surplus indicate imbalance in the BOP.
This imbalance is interpreted as BOP Disequilibrium.
A country’s balance of payments is said to be in disequilibrium when its autonomous receipts (credits) are not equal to its autonomous payments (debits).
5.BOP Deficit
A deficit or an unfavorable balance exists when the value of autonomous debit items exceeds the value of autonomous credit items.
6. BOP Surplus
A surplus or a favourable balance exists when the value of autonomous credit items exceeds the value of autonomous debit items.
The balance of a payment is a systematic record of all its monetary transections with other countries of the world in a given period of time. i.e 1 year
Balance of Payment Disequilibrium and CausesNeema Gladys
1.Balance of Payment
The balance of payment of a country is a systematic accounting record of all economic transactions during a given period of time between the residents of the country and residents of foreign countries.
2.Componets of BOP
Current Account
It includes imports and exports of goods and services and unilateral transfer of goods and services.
Capital Account
Under this are grouped transactions leading to changes in foreign assets and liabilities of the country.
3. Accounting Treatment of Items (Debit and Credit Items)
Any item which gives rise to a sale of foreign exchange (an inflow) is recorded as a credit item (+) in the accounts e.g. export of goods and services
Any item which gives rise to the purchase of foreign exchange (an outflow) is recorded as a debit item (-) in the accounts e.g imports of goods and services.
4. BOP Disequilibrium
BOP is a double entry accounting record, then apart from errors and omissions, it must always balance.
The BOP deficit or surplus indicate imbalance in the BOP.
This imbalance is interpreted as BOP Disequilibrium.
A country’s balance of payments is said to be in disequilibrium when its autonomous receipts (credits) are not equal to its autonomous payments (debits).
5.BOP Deficit
A deficit or an unfavorable balance exists when the value of autonomous debit items exceeds the value of autonomous credit items.
6. BOP Surplus
A surplus or a favourable balance exists when the value of autonomous credit items exceeds the value of autonomous debit items.
The balance of a payment is a systematic record of all its monetary transections with other countries of the world in a given period of time. i.e 1 year
| Balance of Payment | BOP | Balance of Payment and Pakistan | Differences Be...Ahmad Hassan
Overview of balance of payment, definition and items included in balance of payment, balance of payment and balance of trade key difference, concept of balance of payment, causes of adverse balance of payment in the context of Pakistan
How do you relate a country's Balance of Payments to the exchange rate? This presentation shows you how then ends with historical data from the FRED data base.
| Balance of Payment | BOP | Balance of Payment and Pakistan | Differences Be...Ahmad Hassan
Overview of balance of payment, definition and items included in balance of payment, balance of payment and balance of trade key difference, concept of balance of payment, causes of adverse balance of payment in the context of Pakistan
How do you relate a country's Balance of Payments to the exchange rate? This presentation shows you how then ends with historical data from the FRED data base.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
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Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
2. Introduction
oBalance of payments (BOP)accounts are an accounting record of all
monetary transactions between a country and the rest of the world. These
transactions include payments for the country's exports and imports of
goods & services, financial capital, and financial transfers.
A country has to deal with other countries in respect of 3 items:
oVisible items which include all types of physical goods exported and
imported.
oInvisible items which include all those services whose export and import
are not visible. e.g. transport services, medical services etc.
oCapital transfers which are concerned with capital receipts and capital
payment.
3. Balance of Payment (Definition)
oThe balance of payment of a country is a systematic
accounting record of all economic transactions
during a given period of time between the residents
of the country and residents of foreign countries.
4. Components of BOP
oCurrent Account:
It includes imports and exports of goods and services
and unilateral transfer of goods and services.
oCapital Account:
Under this are grouped transactions leading to changes
in foreign assets and liabilities of the country.
5. Accounting Treatment of Items
(Debit and Credit Items)
oAny item which gives rise to a sale of foreign
exchange (an inflow) is recorded as a credit item (+)
in the accounts e.g. export of goods and services
oAny item which gives rise to the purchase of foreign
exchange (an outflow) is recorded as a debit item (-)
in the accounts e.g. imports of goods and services.
6. BOP Disequilibrium
oBOP is a double entry accounting record, then apart
from errors and omissions, it must always balance.
oThe BOP deficit or surplus indicate imbalance in the
BOP.
oThis imbalance is interpreted as BOP Disequilibrium.
oA country’s balance of payments is said to be in
disequilibrium when its autonomous receipts (credits)
are not equal to its autonomous payments (debits).
7. BOP Deficit
oA deficit or an unfavorable balance exists when the
value of autonomous debit items exceeds the value
of autonomous credit items.
8. BOP Surplus
oA surplus or a favorable balance exists when the
value of autonomous credit items exceeds the value
of autonomous debit items.
9. Types of Disequilibrium
oCyclical Disequilibrium
oDisequilibrium caused by trade cycles
oTerms of trade and growth of trade undergo a change as a
result of trade cycles. It affects BOP.
oIt can be corrected by import-export adjustment
oSecular Disequilibrium
oWhen an economy undergoes intensive changes, it causes
secular or long term disequilibrium in the BOP
10. Cont…
oStructural Disequilibrium
oWhen structural changes take place in some sectors of the
economy, they effect import-export trade of the country
resulting in structural disequilibrium
oFundamental Disequilibrium
oWhen a country suffers chronic disequilibrium in its BOP, then
according to IMF it will be called fundamental disequilibrium.
oTemporary Disequilibrium
oShort term factors account for temporary disequilibrium in
BOP.
11. Causes of Disequilibrium
Economic factors
oStructural changes in the economy
oChanges in exchange rates (overvaluation / undervaluation)
oChanges in the level of foreign exchange reserves
oCyclical fluctuations
oInflation / deflation Developmental expenditure undertaken by
developing countries, etc.
Natural factors
oFloods, Earthquake etc.
12. Cont…
Social factors
oThe social factors may include changes in tastes &
preferences due to demonstration affect, population
growth rate, rate of urbanization, etc.
Political factors
oThe political factors may include – political stability /
instability in a country, war, change in diplomatic
policy, etc.
13. Measures to correct disequilibrium
in BOP
oSustained or prolonged deficit has to be settled by
short term loans or depletion of capital reserve of
foreign exchange and gold.
14. Recommended Remedial measures
Export Promotion:
oExport should be encouraged by granting various
bounties to manufacturers and exporters. At the same
time , imports should be discouraged by undertaking
import substitution and imposing reasonable tariffs.
15. Cont…
Import:
oRestrictions and Import Substitution are other
measures of correcting disequilibrium.
Reducing Inflation:
oInflation (continuous rice in prices) discourages exports
and encourages imports. Therefore, government
should check inflation and lower the prices in the
country.
16. Cont…
Exchange Control:
oGovernment should control foreign exchange by
ordering all exporters to surrender their foreign
exchange to the central bank and then ration out
among licensed importers.
17. Cont…
Devaluation of Domestic Currency:
oIt means fall in the external (exchange) value of domestic
currency in terms of a unit of foreign exchange with
makes domestic goods cheaper for the foreigners.
Devaluation is done by a government order when a
country has adopted a fixed exchange rate system. Care
should be taken that devaluation should not cause rise in
internal price level.
18. Devaluation of Domestic Currency
Explain
oWhen devaluation is effected, the value of home currency
goes down against foreign currency.
oLet us suppose the exchange rate remains $1 = Rs. 10 before
devaluation. Let us suppose, devaluation takes place which
reduces the value of home currency and now the exchange
rate becomes $1 =Rs.20.
oAfter such a change our goods becomes cheap in foreign
market.This is because, after devaluation, dollar is exchanged
for more domestic currencies
19. Cont…
Depreciation:
oLike devaluation, depreciation leads to fall in external
purchasing power of home currency. Depreciation occurs
in a free market system wherein demand for foreign
exchange far exceeds the supply of foreign exchange
market of a country (Mind, Devaluation is done in fixed
exchange rate system).