The document outlines various government grant programs available to assist individuals with debt relief, including mortgage, credit card, and student loan debt. It emphasizes the importance of contacting government resources directly for accurate information and avoiding ads from private companies that charge for assistance. Additionally, it highlights opportunities for job training, small business support, and home improvements through state and federal programs.

1. The Best Grant Programs For You.Sclolsrships Small
Business And Housing
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THE BEST GOVERNMENT GRANT PROGRAMS
FOR YOU
There are 17, 000 plus government grant programs
that are available
and the general public hardly knows about them .
One of the best service that government provides is using some of
your tax dollars to get you FREE debt help
There are 7 grant programs that everyone should know about
.mortgage debt
.credit card debt
.student loan debt
.jobs
.home
.business
.weatherization
If you were to google ” grant” you most definitely would find
help
but you are going to get help from people willing to sell you
something
they are the ones willing to spend money to make sure that all of these
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2. grant programs are advertise on google broadcast media and print media
Government does not have advertising budget so
that’s the reason the general public does not know about
these grant programs
so
it takes some effort on your part
to get the facts about these programs.
Government pays to get us FREE debt help
Congress appropriates money to get every one of us
FREE debt help weather you get it or not
however
they do not have advertising budget so many of us do not
know how to access these programs..
The ads that you see on google tv or print media are people out there
making money from you and i by telling us where to find this grant
money
however the government grant people are not motivated like that..
they are just there to help you with the facts
to give you options
to help you with the grant money to take care of that problem
MORTGAGE DEBT
Lets say you have a mortgage debt problem.
currently most of the houses out there are under
water
and lets say you want to get rid of some of this
debt
how would you go about finding out if there is
help for you?
well you call government DEBT help hotline 888
995 4673
they have 12 programs that can help you with your
mortgage.
It would be great to have your mortgage reduce by
50% or 20% every
month..
these are real cases, this can happen because there
are so many programs out there so it cost you nothing to
find out the facts..
if you want to pay some one to do the work for you that’s fine but
you are at least obligated to find out the free ones that are available
first…..
and they are there for you if you are willing to spend 30-40
minutes on the phone talking to these people for free..
they are there 24/7 some times you may have to call back
due to high traffic volume
these are the people who develop and create these debt programs
so they know every thing that you need to know
and it cost you
nothing but 30-40 minutes on the phone which can save you 20-50% on

3. your mortgage…….to me that’s worth a phone call
mha options inclues:
.home affordable modification program
.principal reduction alternatives
.second lien modification program
.fha home affordable modification program
.usda special loan servicing
.vetran’s home affordable modification program
.home affordable foreclosure alternative program
.second lien modification for federal housing administration loans
.fha refinance for borrowers with negative equity
.home affordable refinance program ..harp
.home affordable unemployment program
.hardest hit fund..hhf
CREDIT CARD DEBT
Say you have some credit card debt which happens
if we dont
pay the full balance at the end of the month.
The balance continue to increase daily. There is
money available to
help you with that debt issue.
Here is how you find out about it
go to
hud.gov
when you get there
TYPE” housing council” in the search box without
the quotes
You will see a map of all the states..
click onto your state and find the office closest to
your location ..
call them up
these people will help you with every thing.
You may have to make an appointment and go down to their local
office to see them but they know the law.
.
they know what you can get rid off..
should you go bankrupt or not ..they will give you options
but
if you respond to an ad on a website or print media they will
only be selling you something
when you need it the least.
so you want to educate yourself and know your options
first
before you respond to website ads..
the only way to know your options is for you to call these free
people.
they are paid by the government to sit you down and explain your
options …
like what to get rid off, what you cannot get rid off

4. whats negotiable
should you go bankrupt, should you not go bankrupt
and all those
things that go thru your head at a time like this
these people will give you the facts..the law…
they are great assistance before you get to the website and print ads
who are out there to sell you something ..
if you are sold something you want to be sure that
what you get is good and you will not know until you find out
so
go to
www.hud.com for that free info
STUDENT LOAN DEBT
Today we have more student debt than credit cards debt
Student debt is another place where the website ads, print ads
and tv ads make it looks like you have to go thru them to fix
your student
loan debt so you
wound up paying them $1000-$1800 to do the same thing that
you
could have done yourself for free.
Before you sign up with website ads, print ads or tv ads
know your
options
There are federal programs and state programs to help with student
debt
go to
www.consumerfinance.gov
when you get there
TYPE”repay student debt ” without the quotes in the search box
or
go to
www.studentaid.ed.gov/repay-loans
At either of these 2 websites above you will be able to find out what
your options are for free
If you were to google “student debt” every body in the world will
want to sell you their how to program and that’s the thing you want to
stay away from..
You basically want to stay away from all of the dot com,dot org, dot net
because they are going to charge you or sell you something.
What you want to do is go to the dot gov
to find out all of your options
first and there you will not be charged.
they are not advertising so you have to contact them
personally to get the information
If you are the type of person who does not like filling out the necessary
paper work
then after you know what your student loan options are
hire one of the dot com to do the paper work but you

5. at least need to know your options first
JOBS
Now how about a job ..
How about increasing your wages weather have a
job
or
dont have a job ..
there is free money to help
. you get a better job
.if you want to quit your job and get free money to
live on while you start a business
. you want to go back to college
. you want to go some where and train to better
your employees
.you have a small business and you want to go and learn new technology
. if your business is hurting from imports
.doctors learn new procedure
there are no income requirements for these government
programs..
the government really does not care about the money that you are making..
if you are looking for a job
want a better job
there is free money for
you..
o by the way the government give this free money to millionaires also
they will give you money to take a course if that’s your desire
So how do you find out about these opportunities?
There is a career of network centers nationwide
go to
www.servicelocator.org
The us department of labor has a database that will find an office that is
close to where you are
when you get there
there are 3 small boxes for you to put your city, state and zip code.
. some cities may have more than 1 location
if you dont like one location you can go to another
so that it
they will give you $8000 to train for a new job
help doing resume
small business retrain employees etc
BUYING A HOUSE
This federal program
-american dream down payment initiative program (addi)
will allow you $10,000 to cover closing cost plus down payment
money
There are state programs,local programs and county
government programs
The best place to start is at your state housing authority. Every state
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6. has one
go to
www.ncsha.org
You will see a map of usa.
click on your state find their contact number and
find out
what you are qualified for… this is a free program
each state usually have 12 or more programs..
some of these programs are down payment money
and fix up your
house money
BUSINESS HELP
There are professional groups out there around
the country that
will help you:
.starting a business
.grow a business
.management experts
.inventions
.marketing experts
.write a business plan
. do taxes
.sell product overseas
.get government contracts
This is a one stop shop for any one wanting to
start a business.
everything here is free
they are usually connected with colleges and universities because jobs
are important…..jobs create other jobs
these people may not know everything
but
this is a good place to start with any kind of business..
any kind of idea
you have in your head they can help you for free
grow the economy that’s the bottom line..
the politicians put
up the money
to be use in these programs because they want you to create jobs
this is the sbdc program
small business development center
go to
www.asbdc-us.org
contact these people with your business or business that you want to develop
and they will help you to connect
WEATHERIZATION PROGRAM
The department of energy has a weatherization assistance program
as a home owner
they will give you a grant for $6000 or more to fix up your house to

7. make it more energy efficient
To find out about the program for your area
go to
www.google.com
then
TYPE”department of energy weatherization
assistance program”
without the quotes in the search box
find the main headquarters and enquire about this
and other grant
programs that they have available
there is an office in every state
Category: government grant
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