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[HELP FROM A FICO PRO] 
10 THINGS YOU SHOULD AND CAN
DO WHEN A DEBT COLLECTOR
CONTACTS YOU 
HI MY NAME IS AAZIM
SHARP AND IN THIS
PRESENTATION I’M GOING
TO COVER WHAT YOU
SHOULD AND CAN DO
WHEN A DEBT COLLECTOR
CONTACTS YOU. 
Send the debt
collector a certified
letter requesting
“PROPER” validation
of the debt. Keep a
copy for your records
W H O
W E
A R E
Inform the debt
collector that you can’t
accept such calls at
your work place
Keep a log of all
communication and
documents you receive from
the debt collector in case
you have to hire an attorney
and provide evidence. (you
can hire an FDCPA attorney
for zero upfront costs)
Send the debt
collector a cease and
desist letter to stop all
phone calls if you
prefer not to be
contacted by phone.
Inform the debt
collector that you’ll
document all
communication
and phone
records.
Remind the debt collector that the
Fair Debt Collection Practices Act
requires them to honor your
request or you can sue them.
Don’t pick up the phone
when the debt collector
calls if you’ve already sent
a cease and desist and
they don’t comply. Don’t
worry, the debt collector
has now violated the law.
Save all messages
the debt collector
leaves on your
answering machine,
especially if it’s a
threatening
harassing one.
Take screenshots of all
incoming calls from the
debt collector.
Hire an FDCPA attorney
and provide them with the
evidence you’ve collected,
Most all FDCPA attorneys
wont charge any upfront
fees. They get paid, when
you get paid, so they have
incentive to see that your
victorious.

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10 Things You Should and Can Do When A Debt Collector Contacts You[Help From A FICO Pro]

  • 1. [HELP FROM A FICO PRO]  10 THINGS YOU SHOULD AND CAN DO WHEN A DEBT COLLECTOR CONTACTS YOU 
  • 2. HI MY NAME IS AAZIM SHARP AND IN THIS PRESENTATION I’M GOING TO COVER WHAT YOU SHOULD AND CAN DO WHEN A DEBT COLLECTOR CONTACTS YOU. 
  • 3. Send the debt collector a certified letter requesting “PROPER” validation of the debt. Keep a copy for your records W H O W E A R E
  • 4. Inform the debt collector that you can’t accept such calls at your work place
  • 5. Keep a log of all communication and documents you receive from the debt collector in case you have to hire an attorney and provide evidence. (you can hire an FDCPA attorney for zero upfront costs)
  • 6. Send the debt collector a cease and desist letter to stop all phone calls if you prefer not to be contacted by phone.
  • 7. Inform the debt collector that you’ll document all communication and phone records.
  • 8. Remind the debt collector that the Fair Debt Collection Practices Act requires them to honor your request or you can sue them.
  • 9. Don’t pick up the phone when the debt collector calls if you’ve already sent a cease and desist and they don’t comply. Don’t worry, the debt collector has now violated the law.
  • 10. Save all messages the debt collector leaves on your answering machine, especially if it’s a threatening harassing one.
  • 11. Take screenshots of all incoming calls from the debt collector.
  • 12. Hire an FDCPA attorney and provide them with the evidence you’ve collected, Most all FDCPA attorneys wont charge any upfront fees. They get paid, when you get paid, so they have incentive to see that your victorious.