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1. 2. 3. 4. 5. "Financial crises happen when savers/investors start to doubt the value of th [ Sele investment. The debt of traditional banks is usually considered to be informationally- [Sethought we had solved this kind of financial panic problem after the Great Depression through the introduction of FDIC . That system worked for decades. But, then the system itself changed. We saw the rise of the system. What is this system? It is a set of institutions (mainlyWe saw the rise of the [ Select ] commodity futures trading shadow banking ons very similar to those of traditional banks but these alternative institutions are largely mutual fund derivativesVe saw the rise of the system. What is this system? It is a set of institutions (mainl) anks and money market funds) that carry out functions very similar to those of traditional banks but these alternabanks and money market funds) that carry out functions very similar to those of traditional banks but these alternative institutions are largely sits, pay interest rates, and then lend money out longer-term at higher interest.
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"Financial crises happen when savers/investors start to doubt the value of th [ Sele investment.
The debt of traditional banks is usually considered to be informationally- [Sethought we had solved
this kind of financial panic problem after the Great Depression through the introduction of FDIC .
That system worked for decades. But, then the system itself changed. We saw the rise of the
system. What is this system? It is a set of institutions (mainlyWe saw the rise of the [ Select ]
commodity futures trading shadow banking ons very similar to those of traditional banks but these
alternative institutions are largely mutual fund derivativesVe saw the rise of the system. What is
this system? It is a set of institutions (mainl) anks and money market funds) that carry out
functions very similar to those of traditional banks but these alternabanks and money market
funds) that carry out functions very similar to those of traditional banks but these alternative
institutions are largely sits, pay interest rates, and then lend money out longer-term at higher
interest](https://image.slidesharecdn.com/1234-230320044227-dbf0d773/85/1-2-3-4-pdf-1-320.jpg)
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3 key players
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Primary source of bank funds (53% of bank liabilities)
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Liabilities Cont.
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Typically 1%-pt above the fed funds rate
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Fed Funds loan (overnight loans)
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Transactions in the federal funds market allow banks with excess reserve balances to lend reserves to banks with deficient reserves
These loans are usually made for one day only (‘overnight’).
Bank Capital (10% of liabilities)
Banks keep reserves at Federal Reserve Banks to meet their reserve requirements and to clear financial transactions.
Typically referred to as the uses of fundsThe interest payments earned on them are what enable banks to make profits.
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Takes sections for chapters 10, 14, & 15 from the Mishkin text (9th edition), Federal Reserve reader, and www.federalreserve.gov
Chpt 10
3 key players
1. Depositors
2. Banks
3. Federal Reserve
Depositors are the most important providers of funds and they are the biggest users of fundsIf depositors lose confidence bank runs can occur, causing banks to lose their sources of funds If depositors have confidence banks have an increase amount of funds
Banks are the keepers of depositors funds
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It is made up of two broad categories
Liabilities (Sources of Funds)
Assets (Uses of Funds)
Listed from most liquid to least liquid
Liabilities are simply the sources of funds
Checkable deposits
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Lowest cost of sources for banks we want easy access to liquidity
Only 6% of total liabilities (per the Fed)
Nontransaction deposits
CDs
Owners cannot write checks against such accounts
Primary source of bank funds (53% of bank liabilities)
Checkable deposits intterest paid on deposits has accounted for 25% of total bank operating expenses while the costs involved in servicing accounts (employee salaries, building, rent) has roughly 50% of operating expenses!
Liabilities Cont.
Discount Loans / Fed Fund (31% of liabilities)
Discount loans are loans from the Federal Reserve (also known as advances)
Typically 1%-pt above the fed funds rate
Banks typically do not want to borrow from the Fed unless absolutely necessary!
Fed Funds loan (overnight loans)
Federal funds are overnight borrowings by banks to maintain their bank reserves at the Federal Reserve
Transactions in the federal funds market allow banks with excess reserve balances to lend reserves to banks with deficient reserves
These loans are usually made for one day only (‘overnight’).
Bank Capital (10% of liabilities)
Banks keep reserves at Federal Reserve Banks to meet their reserve requirements and to clear financial transactions.
Typically referred to as the uses of fundsThe interest payments earned on them are what enable banks to make profits.
Reserve Requirements
These are deposits plus currency that is physically held by banks.
Reserves are made up by required reserves and excess reserves
Required Reserves: For every dollar of checkable deposits at a bank (a fraction must be kept as reserves)
Excess Reserves: The most liquid of all bank assets and the bank can use them to make other loans to banks (through the fed funds market) or other loans.
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Correspondent banking
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Assume that you recently graduated with a degree in finance and have.pdf
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investment adviser at the firm of Balik and Kiefer Inc. Your first assignment is to explain the
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professional tennis player who has just come to the United States from Chile. Delatorre is a
highly ranked tennis player who expects to invest substantial amounts of money through Balik
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different types of financial intermediaries? Give some characteristics that differentiate the
various types of intermediaries. d) Describe the banking system found in the United States. e)
What role does the Federal Reserve play in the U.S. banking system?
Solution
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that holds funds from lenders in order to make loans to borrowers.
A financial intermediary is typically an institution that facilitates the channeling of funds
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b) There are two main roles in the financial intermediation process:borrowers, also known as
spenders andsavers, also called lenders. Let\'s look at borrowers first. Borrowers need money for
various reasons: to purchase a home, start a business, pay for business expenses and fund
programs. They need money to spend. Borrowers include individuals, companies and the
government. All three have a need to borrow money.
The second role in the process is savers. Savers have money, which is why they\'re also called
lenders. They have the money to lend. Savers not only have money in savings accounts, they
have money deposited in other interest earning products, such as retirement accounts and
certificate of deposits. Savers include individuals, companies and the government.
The mechanism whereby surplus funds from ultimate savers are matched to deficits incurred by
ultimate borrowers.The process by which ultimate savers are matched to ultimate borrowers.
c) The following institutions are or can act as financial intermediaries:
d) In 1913, the Federal Reserve Bank (the U.S. central bank, also known as “the Fed”) was
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A bond is a debt security (IOU) that promises to make payments periodically for a specified period of time.
The bond market is especially important economic activity because it enables businesses and the government to borrow and finance their activities and because it is where interest rates are determined.
An interest rate is the cost of borrowing money or the price to rent (use someone else’s) funds.
Because different interest rates tend to move in unison, economist frequently lump interest rates together and refer to the “interest rate”.
Interest rates are important on a number of levels:
High interest rates retard borrowing
High interest rates induce saving.
Lower interest rates induce borrowing
Lower Interest rates retard saving
Information Asymmetry and Information costs
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The logic rests on the perfect market assumption – that is investors can always through their own borrowing and lending compose their portfolios as they see fit, without costs. In such a world there are no bankruptcy costs.
In such a world if taken to the extreme, perfect and complete markets imply that there is no need for financial institutions to intermediate in the financial (capital markets) as every investor (saver) has complete information and can contract with the market at the same terms as banks. E.g. Information Asymmetry
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It is usually a security that is a claim on the earnings and assets of the corporation.
Issuing stock and selling it to the public (called a public offering) is a way for corporations to raise the funds to finance their activities.
The stock market is the most widely followed financial market in almost every country that has one – that is why it is generally called the market – here “Wall Street.”
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Financial non-depository institutions are financial intermediaries that pool payments from individuals in the form of premiums, contributions, or property used as collateral for pawnshop loans. They include pension funds, securities firms, government agencies, finance companies, insurers, and smaller operations like pawnshops. Insurers may specialize in life insurance, annuities, or other types of coverage. Mutual funds pool investor money to purchase securities, while brokerages assist with stock and investment purchases either online or through branches.
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3. Inequality has increased substantially in recent decades as wealth has concentrated among a small percentage of the population while debt levels have risen exponentially, posing risks to economic and financial stability.
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2.
Cul de los siguientes es cierto para los primates en general?
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Las aves y los mamferos tienen estrategias reproductivas tpicas muy diferentes. Cul es una razn
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separados de sus familias y sus padres fueron ejecutados (entonces denominados
"desaparecidos"). Los mtodos con la mejor posibilidad de reunir a esos nios con miembros de su
familia extendida han utilizado la comparacin de ADNmt. Porque y como?
Los restos de las madres de los nios se pueden usar para hacer coincidir su ADNmt con el de sus
hijos.
Las mitocondrias de los nios tendrn genomas que son 1/4 idnticos a cada uno de sus abuelos.
Las mitocondrias de los nios tendrn genomas que son 1/2 idnticos a los de sus abuelos maternos.
Las mitocondrias de los nios tendrn genomas idnticos a los de sus abuelas maternas.
El mtDNA de los nios ser idntico al de sus primos hermanos
2).
Todo lo siguiente es evidencia que respalda el origen endosimbitico de las mitocondrias, excepto:
Las mitocondrias mantienen su propio ADN.
Las clulas de levadura pueden vivir sin mitocondrias.
Los cdigos genticos mitocondriales (codones) estn relacionados entre s a travs de los filos y son
distintos de los cdigos genticos nucleares.
La transcripcin en las mitocondrias la realiza una enzima similar a la ARN polimerasa bacteriana.
Las mitocondrias tienen una doble membrana.
3).
Para aislar los genes involucrados en el metabolismo de la glucosa, realiza una pantalla gentica
en la levadura haploide. Usted muta la levadura y la cultiva en placas que contienen mltiples
fuentes de azcar. Luego transfiere la levadura a placas que contienen solo glucosa. Cul de las
siguientes es su condicin restrictiva?
23C
36C
platos con mltiples fuentes de azcar
platos con glucosa como nica fuente de azcar.
4).
Cul de las siguientes NO es una caracterstica deseable de un organismo en una pantalla gentica
directa?
poliploide
corto tiempo de generacin
fcil de mantener en el laboratorio
pequeo genoma compacto
Los restos de las madres de los
nios se pueden usar para hacer
coincidir su ADNmt con el de
sus hijos.
Las mitocondrias de los nios
tendrn genomas que son 1/4
idnticos a cada uno de sus
abuelos.
Las mitocondrias de los nios
tendrn genomas que son 1/2
idnticos a los de sus abuelos
maternos.
Las mitocondrias de los nios
tendrn genomas idnticos a los
de sus abuelas maternas.
El mtDNA de los nios ser
idntico al de sus primos
hermanos.
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Assume that you recently graduated with a degree in finance and have.pdf
Assume that you recently graduated with a degree in finance and have just reported to work as an
investment adviser at the firm of Balik and Kiefer Inc. Your first assignment is to explain the
roles financial intermediaries play in the U.S. banking system to Michelle Delatorre, a
professional tennis player who has just come to the United States from Chile. Delatorre is a
highly ranked tennis player who expects to invest substantial amounts of money through Balik
and Kiefer. She is also extremely bright, and, therefore, she would like to understand in general
terms what will happen to her money. Your boss has developed the following questions, which
you must answer to help explain the nature of financial intermediaries and the U.S. banking
system to Ms. Delatorre. a) What is a financial intermediary? What is the financial
intermediation process? b) What roles do financial intermediaries fulfill? c) What are the
different types of financial intermediaries? Give some characteristics that differentiate the
various types of intermediaries. d) Describe the banking system found in the United States. e)
What role does the Federal Reserve play in the U.S. banking system?
Solution
a) Financial intermediary isan institution, such as a bank, building society, or unit-trust company,
that holds funds from lenders in order to make loans to borrowers.
A financial intermediary is typically an institution that facilitates the channeling of funds
between lenders and borrowers indirectly. That is, savers (lenders) give funds to an intermediary
institution (such as a bank), and that institution gives those funds to spenders (borrowers).
b) There are two main roles in the financial intermediation process:borrowers, also known as
spenders andsavers, also called lenders. Let\'s look at borrowers first. Borrowers need money for
various reasons: to purchase a home, start a business, pay for business expenses and fund
programs. They need money to spend. Borrowers include individuals, companies and the
government. All three have a need to borrow money.
The second role in the process is savers. Savers have money, which is why they\'re also called
lenders. They have the money to lend. Savers not only have money in savings accounts, they
have money deposited in other interest earning products, such as retirement accounts and
certificate of deposits. Savers include individuals, companies and the government.
The mechanism whereby surplus funds from ultimate savers are matched to deficits incurred by
ultimate borrowers.The process by which ultimate savers are matched to ultimate borrowers.
c) The following institutions are or can act as financial intermediaries:
d) In 1913, the Federal Reserve Bank (the U.S. central bank, also known as “the Fed”) was
established, and given monopoly powers over member-bank policies and U.S. monetary policies
with the intendedpurpose of stabilizing short-term interest rates and preventing economic
downturns by providing as much liquidity as nec.
Financialinstitutions
Financial institutions provide various banking and financial services like savings accounts, loans, and investments. They are categorized as either depository institutions which accept deposits, like commercial banks, or non-depository institutions like insurance companies and brokerages. Depository institutions pool deposited funds to provide loans and services while earning revenue. Financial institutions serve as intermediaries between savers and borrowers, directing the flow of funds and supporting the broader economy.
Capital market
Depository institutions include commercial banks, savings and loan associations, savings banks, and credit unions. They accept deposits and use the funds to make loans and invest in securities. Depository institutions face risks such as credit risk, regulatory risk, and funding risk. They are highly regulated due to their important role in the financial system and are afforded privileges like federal deposit insurance.
Financial system of United States
The document discusses the key components and participants in a financial system. It describes how a financial system bridges the gap between those who demand capital (borrowers) and those who have surplus capital (savers). The main participants are identified as households, non-financial corporations, governments, and financial corporations. Households and financial corporations are typically net savers, while non-financial corporations and governments are usually net borrowers. The financial system facilitates capital transfers between these groups through various financial institutions, services, instruments and markets. It also discusses the importance of safety, security and transparency in a financial system.
Week-1 Into to Money and Bankingand Basic Overview of U.S. Fin.docx
Week-1 Into to Money and Banking
and Basic Overview of U.S. Financial System
Money and Banking Econ 311
Instructor: Thomas L. Thomas
Financial markets transfer funds from people who have excess available funds to people who have a shortage.
They promote grater economic efficiency by channeling funds from people who do not have a productive use for them to those who do.
Well functioning financial markets are a key factor in producing economic growth, where as, poor functioning financial markets are a major reason many countries in the world remain poor.
Financial Markets
A security or financial instrument is a claim on the issuer’s future income or assets.
A bond is a debt security (IOU) that promises to make payments periodically for a specified period of time.
The bond market is especially important economic activity because it enables businesses and the government to borrow and finance their activities and because it is where interest rates are determined.
An interest rate is the cost of borrowing money or the price to rent (use someone else’s) funds.
Because different interest rates tend to move in unison, economist frequently lump interest rates together and refer to the “interest rate”.
Interest rates are important on a number of levels:
High interest rates retard borrowing
High interest rates induce saving.
Lower interest rates induce borrowing
Lower Interest rates retard saving
Information Asymmetry and Information costs
Why Financial Intermediaries
In the neo-classical world economists have argued financial intermediaries are not necessary. Savers (investors) could manage their risks through diversification.
The logic rests on the perfect market assumption – that is investors can always through their own borrowing and lending compose their portfolios as they see fit, without costs. In such a world there are no bankruptcy costs.
In such a world if taken to the extreme, perfect and complete markets imply that there is no need for financial institutions to intermediate in the financial (capital markets) as every investor (saver) has complete information and can contract with the market at the same terms as banks. E.g. Information Asymmetry
Why Financial Intermediaries Bonds
A common stock (usually called stock) represents a share of ownership in a corporation.
It is usually a security that is a claim on the earnings and assets of the corporation.
Issuing stock and selling it to the public (called a public offering) is a way for corporations to raise the funds to finance their activities.
The stock market is the most widely followed financial market in almost every country that has one – that is why it is generally called the market – here “Wall Street.”
The stock market is also an important factor in business investment decisions, because the price of shares affects the amount of funds that can be raised by selling newly issued stock to finance investment spending. (Note impact examples..
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The document discusses several key concepts related to macroeconomic policy including:
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5) The multiplier effect whereby an initial change in spending is magnified in its impact on aggregate demand and output.
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Ethiopia's economy is growing quickly, with young entrepreneurs serving as the main driver. However, a lot of young business owners still confront tough obstacles. Skills shortages, funding limits, policy advocacy, networking, information exchange, and bureaucratic bottlenecks are some of the problems Young Ethiopian face. The Ethiopian Youth Entrepreneurs Association (EYEA) was established as a local non-governmental organization on December 3, 2020 in accordance with Federal Democratic Republic of Ethiopia Organizations of Civil Societies Proclamation No. 1113/2019 to resolve these issues.
The Association developed a regular advocacy and networking platform called "Zelela"—which, in Amharic, means "a bunch" and denotes unity for a cause—as part of its stated purpose for existing. The platform is made to allow all participants in the innovation and start-up ecosystem to contribute well-informed ideas to policy advocacy efforts that will eventually lead to the establishment of an entrepreneurial ecosystem in Ethiopia.
There have been six rounds of the "Zelela Dialogue," and the eighth and ninth are already scheduled with sponsorship from MasterCard, leaving the seventh Zelela Dialogue to be specifically sponsored by CBE in connection with the signing of the Memorandum of Understanding agreed upon between the association and the bank.
Therefore, this proposal is prepared to evaluate the request in line with the bank’s procedure, budget, and the promotional benefits that CBE will get by sponsoring the 7th Zelela Dialogue and come up with possible recommendations.
2. Analysis
The Ethiopian Youth Entrepreneurs Association (EYEA) is founded by young Ethiopian start-ups, who claimed to be the victims of the ecosystem in their quest to realize their vision and support those devoted to exploring innovative approaches to entrepreneurship as a way of life.
According to the association, successful start-ups are not only dependent on investment but also on their network, knowledge and team work. Hence, EYEA works to build enabling start-ups ecosystem on the basis of culture, collaboration and creativity(3Cs) by involving all stakeholders such as start-ups, investors, policy makers, public and private agencies, cities, accelerators, incubators, development partners, co-working spaces, associations, local and international NGOs and academia as well as other start-up ecosystem actors.
2.1. The EYEA
Since its establishment on December 3, 2020, the association has achieved a lot on fund raising, policy advocacy, and member recruitment, influencing young entrepreneurs, government and people representatives.
In discussion with the president we learn that the association reached 50,000 members, 2,500 businesses at proto type and idea level of which 370 on product level. The president further claimed to have signed an agreement with MasterCard for 4 million USD funds to be disbursed phase by phase based on progress of the activities of the association.
Econ635ukpres2
This document discusses bubbles in economics, the role of central banks like the Federal Reserve in managing bubbles, and debates around regulating versus deregulating financial markets. It notes that bubbles involve trading assets at inflated prices and post-bubble economies are difficult to manage. While some deny bubbles occur, others think they stem from price coordination or social norms. Regulating financial markets could limit risky behavior but models would need to accurately map interlinkages, while deregulation allows economic freedom but risks bubbles. The Federal Reserve uses tools like adjusting interest rates and quantitative easing to stimulate or constrain the economy as needed to prevent overheating or recession.
Chapter 21_The Mutual Fund Industry
Mutual funds pool money from individual investors to purchase securities like stocks and bonds. They provide benefits like diversification and lower costs than individual investors can obtain. The mutual fund industry has grown dramatically in recent decades as more households invest in mutual funds for retirement. However, the industry has also faced scandals involving late trading, market timing, and other conflicts of interest between fund managers and investors.
01 an overview-of-the-financial-system
The document provides an overview of the financial system including why it is studied, key components like financial markets and institutions, and economic analysis of its structure and regulation. It describes financial markets and the functions of intermediaries like banks. It also analyzes how adverse selection, moral hazard, and government safety nets influence financial structure and regulation. Capital requirements, supervision, and both micro and macroprudential regulation help address these issues.
An Intro to the Financial Services Industry
The Financial Service Industry is one of the most attractive industries to target if you are a consultant. However, when selling into, or delivering for, Financial Services Institutions (FSIs), it is useful to have some understanding of how FSI business models work, and the unique requirements that drive their IT strategies.This deck is a living document that hopes to act as a primer for consultants who need to support FSI clients, but who may not have prior experience in the sector.
IFS
The document provides an overview of the international financial system (IFS). It defines the IFS as the global system consisting of financial institutions, regulators, and other players that operate internationally. The key components of the IFS include money, banking/financial institutions, financial instruments, financial markets, and central banks. It also distinguishes the IFS from the international monetary system (IMS) and outlines some of the major types of financial markets and terms related to the IFS.
Financial Institution Chapter one PPT slide.pptx
KCB MSME Loan Offer
Our KCB MSME Loan offer has been designed for our business customers in response to the current harsh economic times. We’re providing a financial cushion to help maintain liquidity for your working capital or to enable you to acquire trading assets.
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• Business account annual turnover of between KES 500,000 to KES 100 Million.
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• Provide Business registration certificate
• Provide a valid business permit or trade license from the county government.
• Have a tax compliance certificate
• Borrower must have been in operation (viably) for at least 2 years.
• Must be a credit worthy MSME.
• Have a positive CRB listing
• Be compliant with the bank’s Environmental Risk Management Guidelines where applicable
Visit your nearest branch or contact your relationship manager to apply.
*Terms and Conditions Apply
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This document provides an overview of global financial institutions and markets. It discusses key concepts like financial intermediaries that facilitate the flow of funds from savers to investors, and financial markets where financial assets are traded. Specifically, it examines the roles of capital markets, which deal in long-term securities, and money markets, which deal in short-term securities. It also describes the functions of the financial system like provision of liquidity, mobilizing savings, and transforming the size and maturity of financial assets. Overall, the document outlines the major components of the financial system and their importance in promoting investment and economic development.
Mutual fund right
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase stocks, bonds, and other securities. There are three main types of mutual funds: open-end funds that must purchase back shares daily at net asset value, closed-end funds that trade on an exchange, and unit investment trusts that have a fixed portfolio. Mutual funds provide advantages like diversification, liquidity, and professional management, but also have disadvantages like fees and less control over taxes. The first mutual funds were established in the 1700s in Europe and gained popularity in the US in the 1920s. Today, the largest mutual fund companies are Vanguard, Fidelity, and American Funds.
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Financial non-depository institutions are financial intermediaries that pool payments from individuals in the form of premiums, contributions, or property used as collateral for pawnshop loans. They include pension funds, securities firms, government agencies, finance companies, insurers, and smaller operations like pawnshops. Insurers may specialize in life insurance, annuities, or other types of coverage. Mutual funds pool investor money to purchase securities, while brokerages assist with stock and investment purchases either online or through branches.
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Mutual funds allow investors to pool their money together to invest in a variety of assets like stocks, bonds, and real estate. This provides diversification and professional management of the investments. There are several types of mutual funds categorized by their investment objectives, such as stock funds, bond funds, and balanced funds. Investors choose mutual funds to gain exposure to a wide range of investments in a simple and affordable way.
Global debt crisis honors forum 9 28-11
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Las mitocondrias de los nios tendrn genomas que son 1/2 idnticos a los de sus abuelos maternos.
Las mitocondrias de los nios tendrn genomas idnticos a los de sus abuelas maternas.
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2).
Todo lo siguiente es evidencia que respalda el origen endosimbitico de las mitocondrias, excepto:
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Las clulas de levadura pueden vivir sin mitocondrias.
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distintos de los cdigos genticos nucleares.
La transcripcin en las mitocondrias la realiza una enzima similar a la ARN polimerasa bacteriana.
Las mitocondrias tienen una doble membrana.
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Para aislar los genes involucrados en el metabolismo de la glucosa, realiza una pantalla gentica
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A.
ben sadece
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sadece II
C.
sadece III
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likiditeyi azaltmak
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A.
Varla dayal menkul kymetler
B.
Subprime kat
C.
Tercih edilen stok
D.
Bu cevaplarn hibiri doru deil
5.
kincil piyasada, fonlar _________'dan ________'a akar.
A.
yatrmclar; ihra eden irketler
B.
ihra eden irketler; yatrmclar
C.
yatrmclar; dier yatrmclar
D.
Bu cevaplarn her biri doru
seimimi temizle.
1 Classify each of the following as either experimentalin.pdf
1. Classify each of the following as either experimental/intervention (E/I) or
observational/epidemiological (O/E). Please circle your answers.
Quasi-experimental E/I O/E
Case-control study E/I O/E
Cross-sectional survey/population study E/I O/E
Clinical trial E/I O/E
Cohort study E/I O/E
Animal and in-vitro studies E/I O/E
Case study E/I O/E
Which type of study is shown:
The Danish study includes 52,061 subjects, aged 5065 years, from the two main cities of Aarhus
and Copenhagen, who participated in the study called Diet, Cancer and Health. From 1993 - 97,
they reported on their physical leisure activities, including sports, cycling to/from work and, in their
leisure time, gardening and walking each year. The researchers then estimated air pollution levels
from traffic at their residential addresses.
Type:.
1 Amylase and DNase are both extracellular enzymes Which .pdf
1.
Amylase and DNase are both extracellular enzymes. Which of the following pertains to these two
enzymes?
A. They are both made up of proteins
B. They function on the outside of the cells.
C. They are involved in anabolic reactions.
D. Only A and B
E. B and C
F. A, B and C
2.
Select all TRUE statements based on the picture above. There are four correct responses.
This test requires ice or cold temperature in order to get results.
A reagent is required to get results.
The enzyme being looked at is active on the outside of the cell.
Tube A is negative for amylase activity.
This an example of a biochemical test.
This is a test for protein digestion. The enzyme is gelatinase.
A. They are both made up of
proteins
B. They function on the outside
of the cells.
C. They are involved in
anabolic reactions.
D. Only A and B
E. B and C
F. A, B and C.
1 A Hangi biyomolekl snfnn bozunmas hcrelere enerji sa.pdf
1)
A) Hangi biyomolekl snfnn bozunmas, hcrelere enerji salnmasna nemli lde katkda bulunmaz?
a) karbonhidratlar
b) proteinler
c) nkleik asitler
d) lipitler
B) Anabolik reaksiyonlar aadakileri yapan reaksiyonlardr:
a) daha byk moleklleri daha kk molekllere ayrr.
b) oksidasyon kullann, ancak indirgeme kullanmayn.
c) enerjiyi serbest brakr.
d) enerji gerektirir..
1 A firms production process uses labor L and capital K.pdf
1. 20% of the one thousand (1000) people who live in Accra are children with 10% being aged. If a
survey revealed that, apart from children (below the age of 16) and the aged, 10% of the people
are neither looking for work nor employed. a. Based on your understanding of the labour concepts,
what will be the labour force participation rate (LFPR)? (3 marks) b. Assuming 200 people who live
in Accra are actively searching for job, but do not have one yet, what will be the rate of
unemployment in Accra? (3 marks) c. What will be the rate of employment in Accra? (3 marks).
1 A social entigy that is goal directed and detiberately st.pdf
1. (65pts) Suppose that my waiting time for a train is uniformly distributed on the interval [0,], and
that the results x1,x2,,xn of a random sample from this distribution have been observed. If my
waiting times are 4.5,5.3,1.2,7.4,3.6,4.8, and 2.9 , (a) calculate the estimate of using the method of
moments. (b) calculate the estimate of using the method of maximum likelihood. 2. (65pts) Let X
represents a random variable of service time at a certain facility, and suppose that the probability
density function of X is f(x)=0.53x2exforx>0,>0 A random sample of 5 customers yielded data x1=
20,x2=16,x3=15,x4=18,x5=25 Use the method of moments to obtain an estimator of , and then
compute the estimate for this data..
1 6 points Which one of the two terms flavor or buck.pdf
1. Use the nucleotide sequence to select correct responses. There are three correct responses.
5' AUC CCC CUG AUG GGU GAU AUA AAA UAG AGA GGU 3'
This is a RNA sequence.
There are 11 codons and 23 nucleotides.
Taking start and stop codons into consideration, this sequence would code for 5 amino acids.
The stop codon in this sequence is UAA.
The first three codons in the complementary sequence of the strand given are 5 ' ACC UCU CUA
......3'
If a deletion mutation occurred in the second codon during the synthesis of this sequence the new
sequence would still code for the same number of amino acids.
A. This is a RNA sequence.
There are 11 codons and 23
B.
nucleotides.
Taking start and stop codons
into consideration, this
C.
sequence would code for 5
amino acids.
The stop codon in this
D.
sequence is UAA.
The first three codons in the
complementary sequence of
E.
the strand given are 5 ' ACC
UCU CUA ......3'
If a deletion mutation occurred
in the second codon during the
synthesis of this sequence the
F.
new sequence would still code
for the same number of amino
acids..
1 30 points Methanol is a very poisonous substance caus.pdf
1. ( 30 points) Methanol is a very poisonous substance, causing numerous deaths and cases of
blindness yearly, due to being metabolized by the liver into toxic molecules such as formic acid or
formaldehyde. In past history, a person with methanol poisoning was treated by having them drink
copious amounts of ethanol. The purpose of the ethanol treatment is: A. to allow ethanol to act
competitively with methanol, ethanol having a higher affinity for alcohol dehydrogenase. B. to allow
ethanol to act noncompetitively with methanol, methanol having a preference to bind to ethanol C.
to allow the patient to deaden the patient's tissues to pain D. to dissolve the methanol and move it
through the circulatory system at a faster rate 2. (30 points) Is it true or not to say that a cell
membrane prevents all molecules from entering the cell? Explain your response. 3. (40 points)
Why are the reactions of anaerobic respiration useful to the baking industry?.
1 A project is to require 340000 in capital investment I.pdf
1. (5 points)The standard deviation of the numbers 68,979,821 and 68,979,823 is a. very large. b.
zero. c. the same as the standard deviation of 1 and 3 . d. None of the above 2. (5 points)The
number of pets owned by twelve randomly chosen students are 0013141220121 What is the best
measure to describe the center of this data set? 3. (5 points)A genetic theory says that a cross
between two pink flowering plants will produce red flowering plants a proportion p=0.25 of the
time. To test the theory, 100 crosses are made and 31 of them produce a red flowering plant. Is
this evidence that the theory is wrong? What are the null and alternative hypotheses in this
situation?.
1 64 yanda bir erkek oyun oynadktan sonra hafif ila orta i.pdf
1, What has been the biggest challenge during the time of Covid? What have you learned about
yourself? What are you thankful for?
2. Please provide some new information about yourself as you create a "Bucket List" of five things
you want to do and/or accomplish in your life. Share your list and why you selected what you did
for each item..
1 When pitching your company to a Venture Capitalist wha.pdf
1. : When pitching your company to a Venture Capitalist what are three pieces of content you must
include in your pitch?
2. What is the most conservative ratio for liquidity analysis, Current Ratio or Quick Ratio? Explain
Why.
3. What is the difference between a Future Contract and a Forward Contract with Currency risk
management?.
1 A picture or summary of a childs growth and development .pdf
1 (40 marks) Write a recursive method that has one integer parameter (n) and returns the number
of binary strings of length n that do not have two consecutive I's. You should not use any loops in
your solution. For example, for n=4, the number of binary strings of length 4 that do not contain
two consecutive 1 's is 8 : 0000,0001,0010,0100,0101,1000,1001,1010 For this problem, your
method needs to return only the number of such strings, not the strings themselves. HINT: The
number of such strings is the number of strings that start with a 0 plus the number of strings that
start with 10 ..
1 A nursing instructor wishes to see whether a students gr.pdf
1. (4 points) The demand for labor by an industry is given by the curve L=120010w, where L. is the
labor demanded per day and wo is the wagerate. The supply curve is given by L=20w. a. What is
the equilibrium wage rate and quantity of labor hired? What is the economic rent earned by
workers? b. Suppose now that the only labor available is controlled by a monopolistic labor union
that wishes to maximize the rent eamed by union members. What will be the quantity of labor
employed and the wage rate? How does your answer compare with your answer to part (a)? (Hint:
The union's marginal revenue curve is given by MR=1200.2L.).
1 8 Annotations 4 pts C code 4 pts A function with .pdf
1. Write a for loop that will print the cubes of the integers 5 through 33. Be sure to show all results.
```{r}
```
a. Write a loop that will compute the cubes of all integers 5 through 33, but store the results in a
vector, named cubes. Display the contents of cubes after you create it.
```{r}
```
b. Write a loop that will compute the medians of each of the numeric columns of the iris dataset.
Store the result in a vector called iris.medians. Name the entries of the vector for extra readability,
and display the result.
```{r}
```
c. Read in the *microbiome* dataset that is posted on Moodle. The dataset contains (gut) microbial
abundances of certain phyla of bacteria. The hypothesis is that body mass index (BMI) may be
correlated to abundances of certain phyla is the reason for this dataset. The dataset has been
simplified include only 25 subjects and the abundances of 4 of the most abundant phyla:
bacteroidetes, firmicutes, proteobacteria, and actinobacteria..
1 A method named is4nOperater that takes a character and re.pdf
1. (30 pts) Consider two firms, 1 and 2, each producing an identical good simultaneously. This
good has market demand given by the (inverse) demand function p(Y)=14Y where p is price, Y=y1
+y2 is market quantity, and yi represents the amount produced by firm i. These firms have cost
functions as follows: Ci(y)=ciyi, where c1=c2=2. a) (4 pts) Solve algebraically for these firm's
reaction functions, expressing each firm's optimal output level given some level of its competitor's
output. b) (4 pts) Solve algebraically for the equilibrium: Determine the equilibrium market price, as
well as each firm's equilibrium quantity and profit. c) (12 pts) Graph these reaction functions and
show the equilibrium point. Include isoprofit contours through the equilibrium point for both firms.
Verify that the slope of the isoprofit of firm 1 passing through the equilibrium is zero. d) (2 pts) Is
your answer to part c) the only equilibrium possible? Explain. e) (8 pts) If firm 1 acts as a
Stackelberg leader and firm 2 acts as a follower, compute the new market equilibrium. Show the
isoprofit curve for firm 1 passing through the new equilibrium. Verify that this isoprofit curve is
tangent to firm 2 's reaction function..
1 What is Netmakers current business performance look.pdf
1) What is Netmakers current business performance look like?
2) Which brand has more value Neechie Gear social
entrepreneurism or Netmakers personal brand (as an
empowerment role model), and why?
You can find the case anywhere online..
1 A homozygous wildtype female fly is mated with a vermili.pdf
1 (20 points, Exercise 15.7) Write a program that displays (or draws) X,O, or nothing in a Tic-tac-
toe board. What to display is randomly decided whenever a panel is repainted. Use the Math.
random() method to generate an integer 0,1 , or 2, corresponding to display X, O, or nothing.
Create a frame that contains nine panels, as shown in Figure 15.29 (b)..
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- 1. 1. 2. 3. 4. 5. "Financial crises happen when savers/investors start to doubt the value of th [ Sele investment. The debt of traditional banks is usually considered to be informationally- [Sethought we had solved this kind of financial panic problem after the Great Depression through the introduction of FDIC . That system worked for decades. But, then the system itself changed. We saw the rise of the system. What is this system? It is a set of institutions (mainlyWe saw the rise of the [ Select ] commodity futures trading shadow banking ons very similar to those of traditional banks but these alternative institutions are largely mutual fund derivativesVe saw the rise of the system. What is this system? It is a set of institutions (mainl) anks and money market funds) that carry out functions very similar to those of traditional banks but these alternabanks and money market funds) that carry out functions very similar to those of traditional banks but these alternative institutions are largely sits, pay interest rates, and then lend money out longer-term at higher interest