PPP Model based Project ON Sanitation.

1. F inancial IN clusion I mproves S anitation and H ealth FINISH: The Programme

2. F inancial IN clusion I mproves S anitation and H ealth Expanded F Financial IN Inclusion I Improves S Sanitation & H Health

3. F inancial IN clusion I mproves S anitation and H ealth Origins Late 2008 Conceived March 2009 Conceptualized October 2009 Implemented March 2014 Anticipated closure

4. F inancial IN clusion I mproves S anitation and H ealth Founding Partners WASTE Environment & Waste Management NGO Holland SNS REALL Assurance Company Holland UNU MERIT University Holland Tata-AIG Insurance Company India BISWA Micro-Finance Institution & NGO India

14. F inancial IN clusion I mproves S anitation and H ealth FINISH Methodology Partnering with Government Project Management Board with NABARD & NHB Project implementation Team Academic monitoring & evaluation and resource base Financial Engineering Working with partners : selection, enlistment, capacity building and engagement

16. F inancial IN clusion I mproves S anitation and H ealth Challenges MFI Crisis … liquidity , Change in Grassroots Model… Priority sector status … Malegam Government program Linkages , Capital/Interest Subsidy Control of Moral hazards vis a vis Scale of operation Insurers interest ? Cost Inflation Rising Interest rates regime Absence of Pull factor Data Inconsistencies

18. F inancial IN clusion I mproves S anitation and H ealth The Way Forward De-risking --- PIT …. More than 50 partners by EOP FINISH Society Insurance linkages CSR Linkages FI and Bank linkages Advocacy Improved capacity building Partner Engagement

19. F inancial IN clusion I mproves S anitation and H ealth For more information Please visit www.finishsociety.com Or email [email_address]