This document is a curriculum vitae for Mohammed Shamil Anikkattil, an Indian national currently working as an Underwriter in Saudi Arabia. It summarizes his education including degrees in physics, education, and insurance qualifications. It also outlines his skills and employment history working in insurance underwriting roles in Saudi Arabia since 2007.

1. CURRICULUM
VITAE
‘INDIAN’
Riyadh, Kingdom of Saudi Arabia
Ph: +966-536803808 (Mob)
+966-1-4757700 Ext # 117 (off)
E-mail: m.shamil@amana-coop.com.sa (work)
shamilaksaudi@gmail.com (Personal)

2. Objective:
Aspiring to achieve a responsible
position with opportunity for
Professional Challenge and growth.
Utilizing my experience and skilled
Insurance/Administration/ Computer /
Insurance underwriting knowledge to
support and enhance Company's goal
and objective.

3. My Skills:
 Experience in Insurance field.
 Good Knowledge in Computer Literacy.
 Good communication skill.
 All administration work skill.
 To absorb technical information.
 An analytical mind.
 The ability to make decisions.
 Confidence.
 To work to tight deadlines.

4. Education Record:
 Degree (graduation) BSc Physics with Mathematics and Computer Science as
Subsidiaries from Calicut University, Kerala, India.
 Completed the Insurance Foundation Certificate Examination - IFCE
(Principles and Practices of Insurance) conducted by SAMA (Saudi Arabian
Monetary Agency) & IOB (Institute of Banking), Riyadh, Kingdom of Saudi Arabia
 Licentiate Insurance Qualification Examination (Principles of Insurance, Practices
of General Insurance, Insurance Business Environment) conducted by Insurance
Institute of India, Mumbai.
 Completed four subjects of Associate insurance Diploma (General) from
Insurance Institute of India.
 Insurance Risk Management online Certification course conducted by LIC &
GIC of India.
 Bachelor of Education from Calicut University – ISS Campus, specialized in
Physics, Kerala, India.
 Studying Master of Science (Physics) from Indira Ghandi National Open
University (INGOU), India (2 semesters completed)
 Higher Secondary from Board of Secondary Education, Kerala, India.
 HDCS Computer Training Education from LCC Computer Center, Kerala, India.
 Ms-Office from Perfect Computer Training Institute, Kerala, India.

5. Employment record:
Presently working as : Underwriter –General Ins. Technical Team, Amana Cooperative
Insurance Company (ACI), Riyadh, Kingdom of Saudi Arabia 2010 - present
 Duties and Responsibilities
 Studying various insurance proposals.
 Gathering and assessing background information.
 Calculating possible risk and deciding how much individuals or organizations should pay for
insurance.
 Deciding whether the risk should be shared with a re-insurer.
 Computing results for appropriate premiums using actuarial information, other statistics and
own judgment.
 Meet/communicate with brokers or potential customers and preparing quotes.
 Liaising with specialists, such as surveyors or doctors, for risk assessment.
 Gathering information and various types of reports
 Negotiating terms with policyholders or their brokers.
 Ensuring that premiums are competitive.
 Specifying conditions to be imposed on different types of policies, for example asking that a
property owner install a security alarm.
 Negotiating with brokers and drawing up contracts.
 Writing policies.

6. Employment record:
Worked as Underwriter in Amana Gulf Insurance Co. Riyadh, Saudi Arabia. 2007 - 2010
Duties and responsibilities:
Decide whether applications for insurance cover (risks) should be accepted and on what terms.
Assess a risk according to the likelihood of a claim being made by weighing up a number of
factors and asking for detailed information from prospective clients. Offer cover on standard
terms, impose additional conditions or charges, exclude a part of risk and re-insure a portion of
the risk with another insurer.
◦ Prepare proposal forms for non-medical items (Especially Motor. Marine and Fire). Accept
the Proposal forms to proceed with further actions.
◦ Prepare the quotations with Premium calculation, clauses and conditions.
◦ Prepare cover notes on request.
◦ Prepare the insurance policy using the Software (CIRIS ` An Oracle based Program` ).
◦ Check the previous claim history, cancellation reason, special conditions imposed by the
previous proposer's, previous insurer, reason to change the insurer, inquire about co-
insurance or underinsurance for all new businesses.
◦ Check policy renewal status on monthly basis and send the renewal Notice. Inform clients
about policy expiration and discuss about the renewal.
◦ Add Endorsements to the existing policy for addition, deletion, cancellation, etc.
◦ Check whether exceeds the underwriting limits as per Treaty agreements, if yes arrange
facultative reinsurance
◦ Prepare Arabic Certificates (SHAHADA) for Traffic dept. Purposes.

7. Employment record:
Worked as Insurance Consultant in Al Osais Telecom Co.
Riyadh. 2007
 Duties & responsibilities:
◦ Arrange Insurance for Company vehicles, equipment and
staffs. And Policy renewals.
◦ Prepare the Proposal forms and submit the proposal
forms.
◦ Check and validate all the quotations. And accept one
Quotation and follow-up to get the policy.
◦ Calculate the Premium as per quotation and inform
Accounting dept for premium payment.
◦ Check the clauses, conditions, warranties and exclusions
specified by the Insurance companies.
◦ Handover one copy of insurance documents
(Vehicles, Equipment and Property Policies) to Safety
Manager.

8. Employment record:
Worked as Material Controller in Future Constructions,
Al Qassim, Saudi Arabia.
 Duties and Responsibilities:
 Receive Material Requests from All Engineers and
office staff and make Inquiry for all suppliers
 Collect Quotations from All Suppliers through Fax or E-
mail, and Feed back all Quotations and Submit to
Procurement and Logistic Manager.
 Finalize one Good quotation as per the decision from
superiors and Release the P.O for this Supplier.
 Send the P.O Through Fax or E-mail and follow up
Suppliers
 As per the Details from Suppliers Make Arrangement for
Material pick up.

9. Career Development
It is possible to progress to senior
underwriter/underwriting Supervisor specializing in a
particular field, such as marine insurance, Property
Insurance, Motor Insurance or managing a team. As my
career develops, accepting increased responsibility and
dealing with more complex or greater risks will increase
my opportunities. I will find that gaining professional
qualifications will aid my career development and
advancement, as will relocation.
As I gain experience; may be given responsibility for less
experiences members of staff who will refer their
underwriting decision to me. Also I have the opportunity
to deliver training to new or less experienced
employees.

10. Personal information:
Name : Mohammed Shamil Anikkattil
Nationality : Indian
Date of Birth : 27/02/1986 Religion : Islam
Social Status:
Marital Status : Married
Health status:
Present state of Health: Good Weight: 65Kg; Blood Group: O
+ve
The name of Person you can call in Emergency: Mr.
Mohammed Ali A.K, Mob: +966-562658175
Language Ability: Read Write Speak
English excellent excellent excellent
Arabic excellent excellent Good
Malayalam excellent excellent excellent

11. CV - SHAMIL
References:
Mr. Sathiyanarayanan – Reporting manager in Amana Gulf Insurance Company
Mr. Roger Berberi – Reporting manager in Amana Cooperative Insurance Company
Contacts available upon request
Looking forward for a challenging career where acquired skills and education can be utilized for continues growth and
advancement
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Passport Number #: H2320237 - Date of Expiry: 17/06/2016 Iqama Number #:
2240518972 - Date of Expiry: 20/07/2012
Iqama Profession : Mechanic (changeable) Date of Arrive in Saudi:
03/07/2007
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