SmartMoni Market Launch

SmartMoni
Intelligence in Every Transaction
We Put the “I” in Moni & Give You More
Prosperity for Everyone
We Provide Whole New Capabilities & Deliver to the Marketplace Too
Operational Benchmarks - 6 Value Bumps in 12 Months
SmartMoniCenter
MoniCoins | MoniPlus | MoniAds | MoniServices
Brands & Value Plus
3 Major Sectors - Advertising – Social – Commerce/Payments
Ads $550 Billion | Shopping $2.34 Trillion | Payments $3.4 Trillion
Convergence
-------------------------
MarketSocials
GoMainSt w/PocketPlus USA
5-in-1 Media Advantage
Print – Internet – Mobile – Beacons - SmartMoni
Target 3,000 Online Commerce Sites
Target 785 Retail, Restaurant, Service Nat’l Chains
Target 13 Million “New Customers - Service Sectors” across the MarketStream
CitiLife | Home | Dining | Medical | Wealth | Professional | Charity | Faith | Education | Travel | Civics
8 Million CitiLife PocketPlus Guides at 101 Grocery Chains 100 Metros/2,135 Cities @ 14,300 Locations
We Rush to Capture Market Dominance in USA - Launch August 2019
CEO - Brent D. Amundson
25 Yrs. in TURNKEY Global Networks
American Express | Citibank | HSBC | ANZ | Fuji Bank | Visa | MasterCard Etc.
Public Country Nets for Asia, Latin America, Africa & Australia/Japan
Irvine, CA Tel: 949-878-3808 / IT Support: Cebu, Philippines - +63-929-483-2774
eMail: mrmoni@smartmoni.com | Web: https://www.smartmoni.com

Simple Narrative
SmartMoni
We have a Network (Stellar), a Universal Branded Stablecoin - MoniCoin, which can be adopted by Country by
Country to run Payments & Transfers w/Local Currency and ZeroPlus Fees. We then offer true value added
MoniPlus w/MoniPromos/MoniPoints. Its powered by MoniAds. Its a new Business Model for Moni, it replaces
Transaction Fees. Its why we can offer ZeroPlus. We also offer New Type of Advertising, Instead of Trolling and
Stalking, its based upon CitiLife around you. We reinvent Shopping with discovery, driven by Promos w/Points
of Proximity for every facet of your day. And then, to assist a Personal AI SmartShopper. We promote local
places and reward people. We digitize the MarketStream to 11 Mkt Segments – People, Places & Community:
CitiLife, Dining, Home, Healthcare, Professional, Wealth, Charity, Faith, Education, Travel & Civics. Its also
mostly New Mkts - Services (Wide Open) and Community - Charities, Faith Education and Civics. As a result,
we build relationships AND stronger communities. Internet Commerce is set for MoniPlus and the ability to
add their MoniPromos & MoniPoints to be available worldwide via MoniAds. We also change how Moni is
Serviced, we partner with those who use Moni the most and can service it best - Merchants. We provide
SmartMoniCenters & MoniDepots (Kiosks). They deliver easy access to a Portfolio of 40 Branded MoniServices.
Its more responsive & convenient while dropping costs by 45% and increasing services by 45%.
To gain market dominance, we have two Life App delivery vehicles – MarketSocial & SocialStream. They are
well branded - GoMainSt – Prosperity is Our Business and StreetTalk - One World Many Voices. We initially
target the 785 Nat’l Restaurant, Retail and Service Chains. Its great for nations and a boom for small business.
We are Local to Global. The MarketSocials are designed for Promotion & Commerce for Everyone – People
Places & Community. They offer a New Type of Shopping Streaming. We use convergence to blend Promos,
Social, Messaging Commerce & Payments. We create a Point of Proximity experience for every facet of your
day via the MarketStream – 11 Mkt Segments. You can now - Spot, Save, Share-with-Friends and Click to Buy.
On time real time shopping experience supported by an AI SmartShopper MoniBuddy. Each offer 6 Market
Points of Entry: a Showroom, PocketPlus, Weekly Billboard, Life Events with CitiMart and CitiAds. The big
attraction, we provide is a 5-in-1 Media Advantage - One Promo across Print - Internet - Mobile - Beacon &
SmartMoni with blanket coverage of USA – all month long – every month. We drop the cost of Advertising in a
Metro Market by 80% and give you more whiling maintaining 52% Profit Margin coming out the door.
August 2019 launch across 5-in-1 Media | Print - 8 Million PocketPlus USA Guides across the Country
We are currently partnered with 101 Grocery Chains w/13,400 locations in 100 Metros/2,135 Cities.
SmartMoni w/MoniPlus
We Put the 'i" in Moni & Give You "A Lot" More
Cascading Formulas for Prosperity for Everyone
• We redesigned Social for Commerce
• We reinvent Advertising to Discovery via Promos & Points of Proximity
• We break the Boundaries of Blockchain to give you More in Every Transaction
• We created the Digital MarketStream - 11 Mkt Segments to improve Every Facet of Your Day
• We utilize Convergence to blend Promos Social Messaging Commerce Payments for Shopping
• We deliver a 5 in 1 Media Advantage for People Places & Community
One promo across Print | Internet | Mobile | Beacon | SmartMoni for broader coverage

SMARTMONI w/MONIPLUS
MoniServices
We are More than a Network & a Token – Prosperity for Everyone
"This is a strong offering. We implement a Global Architecture that can be adopted immediately. It also allows
each country, region or continent to adapt and evolve their own digital strategy. At the same time, we offer
true Value-Added Services tailored toward each Country Market, 5 MoniMarts & 11 Market Segments. We
offer true value-added w/Proximity & Personalization for each transaction. We also chart multiple & parallel
paths for substantial market appreciation inside of 12 Months - 6 Value Benchmarks - Country by Country."
Note: A US launch in 100 Metros/2,135 Cities is scheduled for July 2019
We Change the Nature of Moni
Rather than a Sign of Wealth, It Increases Wealth as You Use It
Its Personal, Private, Builds Relationships and creates Stronger Communities
--------------------------------------------
We make spending CASH or using a CREDIT CARD a BAD DEAL
1. SMARTMONICENTERS
MoniServices
MoniPlus, MoniExpress, MoniPay, MoniDeposit, MoniSafe,
MoniBill, MoniGift, MoniLoan, MoniFund, MoniAssets, MoniEscrow & MoniExchange
Implemented over Phases | We Own Domains.com for Each Service
Personal | People | Merchants | Business | Global
-----------------------------------
We Partner with Those Who Use Moni the Most & Can Service it Best
Merchants Circle
2. MONICOINS
A NEW MEDIUM OF EXCHANGE
ZeroPlus - Moni-ID - Payments - Transfers - Exchange - Assets - Commerce
We Threaten No One & Compliment Everyone
Country by Country
3. MONI-ID
We Reinvent Privacy for You
Personal Avatars - Verification, Authorization, Moni Accounts, Moni Metrics
4. MONIPLUS
We Put the "i" in Moni & Give You More
MoniCoins w/MoniPromos & MoniPoints
w/Personal & Private AI SmartShopper
Powered by MoniAds

5. MONIEXPRESS | MONIPAY | MONIBILL | MONIEXCHANGE
Payments - Transfers - Exchange
Local to Global
7. MONIASSETS
Certified w/Managed Services
Autos - Homes - Buildings - Land - Equipment
8. MONI-ADS
A New Type of Advertising
Wuts New! Wuts Hot! Wuts a Deal! & Things-to-Do
Discovery & Engagement – Explore w/Save Share with friends Click-to-Buy
CitiLife | Dining | Home | Healthcare | ProServices | Wealth | Charity | Faith | Travel | Civics
Print - Internet - Mobile - Beacons – SmartMoni
MarketStream
9. MONICHAIN
We Break the Boundaries of Blockchain
We take advantage of the Digital Stream to create the MarketStream
It Feeds the MoniChain to Seed the MoniCoin to Create MoniPlus
1st M2M Global Network | People & Merchant POS Retail
SmartMoni + Stellar/Chain + IBM
10. MoniSwift.Net
Integrity, Security, Reliability and Speed
1st M2M (Machine to Machine) Global Financial Network
AT&T – Verizon - Sprint – Deutse – Telekom – Unicom – Telenor – Vodfone
Trucking | Pipelines | Shipping | Utilities & Now - Financial
SmartMoniCenters
11. MarketSocials
GoMainSt & StreetTalk.Buzz
Print | Internet | Mobile | Beacons | SmartMoni
--------------------------------------------------
CitiLife - Wuts New! Wuts Hot! Wuts-a-Deal! & Life Events
Power of Proximity w/MoniAd Pins - Discovery Spot Save Share-w-Friends & Click-to-buy
Every New Day - We Showcase then Personalize to Suit Your Taste & Needs
Explore Live Promos w/Proximity Points tailored from the MarketStream
100 Metros/2,135 Cities with 101 Grocery Chains @ 13,400 Locations
Promos – Social – Messaging – Streaming – Commerce – Payments
Discovery for Every Part of Your Day
Layered Technology Delivering New Capabilities

Axioms for Strategy & Success
1. Mobile Phone Vendors have been pushing Phone Payments for almost 10 years. Not much progress,
people are creature of habits and convenience. They need a reason to change. I’ve had a “Cell Phone”
for 30 years, Im not in a rush to put-it-all-on-my-phone. I’m sure Apple Google & Samsung would luv it.
2. A VC commented online, are we going cashless too soon? I reminded him, Credit Cards are “cashless”.
They are also secure and convenient. And, current Costs are born by the Merchants, they are
transparent to the Consumer. Do not discount the resilience and convenience of the Card.
3. Are Mobile Payments Real? New methods will come in all shapes sizes & colors: Cards, Pocket Tech
Gadgets, Bios etc. SmartPhone Payments will be part of the “mix”. The new choices will surprise you.
4. We create MarketStream for every facet of your day. CitiLife, Dining, Home, Healthcare, Wealth,
Charity, Faith Education Travel Civics. Much of these are New – 5 Sectors w/Service & Community.
5. Advertising changes from Trolling to Discovery w/Proximity Points. We bring more choice to every part
of your life, when you need it most. All during the day.
6. We replace Trolling in Advertising with CitiLife Promos – Wuts Hot! Wuts New! Wuts a Deal! & Life
Events. We deliver Discovery & Engagement for Points of Immediacy around you. Then Personalize it.
7. For the 1st time, we include Services & Community – Services, Charity, Faith, Education and Civics . It
enriches lives, builds relationships and healthier communities The Big Chains love it.
8. We move the Commerce forward through Convergence. We utilize the Digital Stream to blend Promos
Social, Messaging, Commerce and Payments into a single experience. Once a stale Search & Buy Click,
it’s now - Proximity Points w/ Spot, Save, Share-with-Friends & Click-to-buy with MoniPlus.
9. Digital is more than “Just a Payment”. Its been 50 years, new technology means new capabilities. It’s
more than a Network, a Token and a Payment. It’s a ever changing MarketStream with Promos &
Points of Proximity delivering more Choices for every facet of your day. Then Add AI SmartShopper
with MoniPlus
10. We created the MarketStream to Feed the MoniChain to Seed the MoniCoin to Create MoniPlus.
1. 5-in-1 Media Advantage – Print Internet Mobile Beacon SmartMoni
2. Promos – a 5X Matrix instead of just 1. For the 1st time – Services & Community.
3. Points of Proximity – Spot the Matrix of Choices around you, then click to personalize.
4. Convergence – Discovery & Engagement w/Promos, Social, Messaging, Commerce, Payments
5. MarketStream – We add depth: We add Services & the Health & Wealth of the Community.
6. SmartShopper – Personal AI @ Your Fingertips and Personalized for Every Facet of Your day.
Profitable in 1st Month Launch $5 Million Revenue / 52% Profit Margin
USA National Launch in 100 Metros/2,135 Cities w/Nat’l Retail, Restaurant & Service Chains
Partnered with 101 Grocery Chains @ 14,300 Locations – All Month Long

Table of Contents
CONTENT PAGES
1. USA Launch
2. SnapShot
3. Management Team
4. Overview
5. Primary Markets
6. Platforms
7. MoniServices
8. MoniPlus
9. Beacons
10. MoniAssets
11. SmartMoniCenters
12. MoniAds
13. MoniChain
14. GoMainSt w/PocketPlus
15. Power of the Pin
16. CitiMart
17. Built On Layers
18. National Launch USA - August 2019
19. MTO Offerings
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Launch MTO – Ready Set Go!
✓ We really believe in Branding – Platforms and Services.
✓ We don’t deliver just Solutions, but Whole New Capabilities.
✓ We utilize Fully Operational Platforms, modified to deliver New Paradigms
✓ We pull in High Performance Partners to reduce cost, risk & time to market
✓ We use Convergence to create the Digital MarketStream to realign 3 Major Industry Segments.
✓ When working with Developers, Partners, Vendors - What is Delivered is always Better
✓ This is not a conceptual plan, it is an operational roll out – platforms, developers, partners & markets
✓ Its designed to realign existing Fin-Ad-Social-Commerce-Payments Sectors to True Value Added
USA Nat’l Launch – 100 Metros/2,135 Cities w/101 Grocery Chains @ 13,400 Locations – Aug 2019
$5 Million to Launch with $5 Million Revenue 1st Month in 4 Months with $2.1 Million Profit
✓ We empower people in every facet of their day - 11 Mkt Sectors: Services & Community
✓ We also provide Discovery – General Proximity & Personal.
✓ We promote Merchants Business and Civic Services while Rewarding Users for Every Transaction.
✓ We deliver Proximity Points of Discovery w/Spot – Save - Share w/Friends - Click-to-Buy
✓ We Build relationships and stronger communities
✓ We Put the “I” in Moni & Give You More
✓ Prosperity for Everyone
Prosperity for Everyone,
BrentA
Brent D. Amundson @ MrMoni@SmartMoni.com | https://www.smartmoni.com

SmartMoni Snapshot
-------------------------------------------------------
We Change the Nature of Moni
Rather than a Sign of Wealth, It Increases Wealth as You Use It
We Change the Business Model of Moni
Instead of Transaction Fees - we use MoniPlus to Promote
Merchants/Civics and Reward Users. We increase Purchasing Power in Every Transaction.
MoniPlus = MoniPromos & MoniPoints w/AI SmartShopper
We Change How Moni is Serviced
Govt's use Moni for Power, Banks use Moni for Profit, Merchants use Moni for Commerce.
We partner with those who use Moni the most and can service it best: Merchants
MoniServices via Merchants reduce costs 45% and increase Services 45%
Safe Secure & Convenient
Market Plan for Moni
We utilize 3 Operational Platforms and modify them to create Convergence.
We reinvent Advertising, Social and Money to deliver whole new capabilities and benefits.
We Partnered with 101 Grocery Chains in 100 Metros/2,135 Cities & Focus on 785 Nat’l Chains
We Deliver Not Solutions but New Capabilities
We redesigned Social for Commerce and created a New Type of Shopping.
We evolve Advertising from Stalking & Trolling to one of Discovery & Engagement
We break the Boundaries of Blockchain by adding a New Value Layer to Give You More.
We Create the Digital MarketStream
It feeds the MoniChain to seed the MoniCoin to create MoniPlus
CitiLife | Dining | Home |Medical | Professional | Investing | Charity | Faith |Education | Travel | Education | Civics
Promos – Social – Messaging – Commerce – Payments
Advertising – Social – Shopping - Payments
Prosperity for Everyone.
Formulaic Cascading Results
Companies succeed through Formulas
Ours are Multi-layered & Multi-faceted with Exponential Results.
Higher Chance of Success
By Reinventing Fully Operational Platforms
We Reduce Investment, Reduce Risk & Time to Market
Our Business is Prosperity for Everyone

Management Team
CEO – Brent D Amundson
UCF - Bachelors Finance/Economics, Thunderbird Global Mgmt. - MBA
I have 25 years’ experience in the sale design implementation and management of Turnkey Global Networks. I have
personally done Turnkey - Citibank, Am Express, HSBC, ANZ, Fuji Bank and managed Bank of America Chase Visa &
Mastercard Worldwide and many more. I also Managed the Public Net for 83 Countries and put in the 1st
National Nets
for Australia and Japan. We added the Chinese Character Sets to the Net and I designed and implemented the 1st
Fully
Fault Tolerant Country Network in the World – ie Japan. Employed y Companies: Texaco, Control Data, Tymnet
(Tymshare), McDonnell Douglas, NCR. Positions held: Financial Analyst, Sales Rep, Account Rep, Country Mgr. – Japan,
Director of Pacific Rim, Private network Sales – W. Region. My health is excellent. I might take 2-3 Tylenols a year. My
dad lived to 92, flew a hot air balloon until 83. Uncle died at age 92. May aunt is 96 and still out-n-about. My
grandparents died at 92 in a car accident. LinkedIn - https://www.linkedin.com/in/bamundson/
VP Sales – Jeff Homan
BS Computer Science, MBA Thunderbird Global Mgmt
25 years in Software Sales for Financial & Retail Industries. Experience includes Accenture & KPMG Peat
Marwick with client engagements such as Bank of America, State of California, and Allstate Insurance Japan.
Programmer and Software Analyst. LinkedIn - https://www.linkedin.com/in/kurush-homayouni-17219083/
VP CTO – Ram Kuman
MSC – Computer Science Bharathiar University, MBFEB – Indian Institute of Mgmt. Bangalore
Over 10 years’ experience in blockchain and digital advertising technology. Pioneered a handful of
technologies related to Adserver, AdExchange, OpenRTB, DSP, SSP, DMP, CDP, AMP, GDPR compliant ads, and
many more. One of the Top Tech Adman on the Planet. https://www.linkedin.com/in/softyram/
Implementation Team
Rather than rely on a few individuals to build out our platforms. We will instead utilize a team of 5 companies.
Each with their own expertise. Their ability to converge resources to meet objectives are substantial. Known
and I’ve worked with them for 2-7 years.
We will add staffing and resources as we approach launch time 3-5 Months. This reduces Company overhead
provides more flexibility and opportunity to actively engage during buildout.
Partners - 5 Companies (India)
➢ 1 Is 40th largest Software Company in the World
➢ 2 are listed in Top 50 Fastest Growing Companies in India
➢ 3 are the Top in their respective Specialties worldwide. (Social, Ads, Commerce)

SmartMoni
The Power of Moni
Phones gave way to Smart Phones; will Money give way to the benefits of SmartMoni?
Experience could be our guide.
Market Place
The Current Market is Tremendous Business & Revenue BUILT on Money Payments & Transfers
Current Costs
• Money Transactions cost 40 cents to $1.80
• Money Transfers cost $1.95 to $340.00
• ZeroPlus Fee – Zero Costs for Payments, Transfers & Exchanges
• Plus+ - Receive MoniPromos & MoniPoints for Each Activity
• Our Internal Payments & Transfer costs are .0002, its now a Revenue Stream again via MoniAds
• Portfolio of Branded MoniServices. MoniPlus, MoniExpress, MoniExchange, MoniAssets Etc.
Business Model
In the 100s of new Crypto ICOs, what is their Business Model? How do they replace the lost revenue stream of
Transaction Fee’s? We do it through MoniPlus & MoniAds by promoting merchants and rewarding customers.
NOTE: Google & Facebook – 98% of their Revenue is ADVERTISING, but we deliver MORE to every customer
Market Size
SmartMoni will be Promos, Shopping & Money Payments. All through new platforms and 5 Brands: GoMainSt,
StreetTalk, SmartMoniCenter, MoniAds & MoniPlus. New capabilities designed for promotions, social,
messaging, commerce and payments with MoniPlus. We Put the ‘I’ in Moni & Give You More
Markets: Advertising $550 Billion, Online Shopping $2.34 Trillion, Payments $3.4 Trillion
Market Plan
We introduce a new type of Promotion Platform to the US Marketplace. PocketPlus USA - a 5-in-1 Media
Advantage. One promotion across – Print, Internet, Mobile, Beacons & SmartMoni and the MarketStream – 11
Mkt Sectors: Services & Community too with Points of Proximity and 5X Promo Matrix. We initially target the
785 National Restaurant, Retail and Service Chains, 3,000 Commerce Sites & 13 Million Establishments. We
provide maximum US coverage by partnering with 101 Grocery Chains: 100 Metros/2,135 Cities @ 13,400
locations. Nat’l Launch on July 2019.
Market Platforms:
Convergence: Social – Advertising – Money for New Capabilities
We utilize fully operational and production platforms, modify them to deliver whole new capabilities, then
utilize convergence to co-leverage these capabilities to provide exponential results. As a result, we are also
able to reduce costs, time to market and risk. All while increasing Services, Revenue & Profits – Dramatically
We also Apologize in Advance for the low startup costs, low risk, fast to market and immediate profitability

SmartMoniCenter w/MoniServices
People Places & Community
Simply Put
We don’t deliver Solutions but Whole New Capabilities
------------------------------------------------------------
We redesign Social for Commerce | We reinvent Advertising from Trolling to Discovery
We Create the MarketStream to Apply Convergence | We break the Boundaries of Blockchain for MoniPlus
3 Major Market Segments
Ads $550 Billion - Shopping $2.34 Trillion - Payments $3.4 Trillion
Platforms for Delivery
SmartMoni & MarketSocials
SmartMoniCenters – MoniPlus – MoniAds – GoMainSt w/PocketPlus – StreetTalk
Advertising | Shopping | Payments | MoniPlus
MarketStream
We Apply it to Every Facet of Your Day
Discovery w/Proximity Points - Spot Save Share-with-Friends & Click-to-Buy
CitiLife | Dining | Home | Medical | Professional | Wealth | Professional | Charity | Faith | Travel | Education | Civics
Promos | Social | Messaging | Commerce | Payments | MoniPlus
Convergence
Print – Internet – Mobile – Beacons + SmartMoni
--------------------------------------------------------------------------------------
Target 3,000 Online Commerce Sites
Target 785 Retail, Restaurant, Service Nat’l Chains
Target 13.2 Million Segments in MarketStream across 11 Market Sectors
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Launch @ August 2019
SmartMoni & MarketSocials
• 8 Million PocketPlus Guides @ 100 Metros USA All Month Long
• 100-200 Nat’l Retail, Restaurant, Service Chains w/MoniPlus
• GoMainSt & StreetTalk w/CitiMart & MoniCoins / MoniPlus
• SmartMoniCenter w/MoniCoins & MoniAds / MoniPlus
100 Metros/2,135 Cities w/101 Grocery Chains @ 13,400 Locations - All Month Long
CitiLife | Home | Dining | Medical | Professional | Wealth | Charity | Faith | Travel | Education | Civics
1st Month Revenue – $5 Mill/$2.2 Profit w/25% Mthly Growth - $234 Million 12 Months

6 Operational Value Bumps Benchmarks in 1st Year
SmartMoni Platforms
1. SmartMoniCenters w/MoniServices – Safe Secure & Convenient
2. MoniPlus – w/MoniCoins - MoniPromos & MoniPoints & AI SmartShopper Bot
3. MoniAds – Discovery & Engagement
4. GoMainSt PocketPlus & CitiMart – Promos & Commerce
5. MoniWallet / MoniPay Commerce
6. Stellar / Chain / IBM Blockchain
1. Next Generation of Money - SmartMoni w/MoniServices
We expand the capabilities of the blockchain by adding a Value Layer, it increases the Purchasing Power of
Every Transaction. We then created the MarketStream with 11 Market Segments. It feeds the MoniChain
which seeds the MoniCoin to create MoniPlus. It consists of MoniPromos and MoniPoints created via
MoniAds. It’s a new business model for money. Rather than being fueled by Transaction Fees, we are an
Advertising Platform, promoting Merchants & Civic Orgs in the Community while rewarding users. We create
the MarketStream of 11 Market Segments to assist you in every part of your day. It all resides Live - right in
your Wallet with an AI SmartShopper for Personal Assistant. Powered by a General Proximity Search, with a
click for Personal Preference Feed. Our Payment / Transfer Cost to customers is ZeroPlus. Its Free and includes
a MoniPromo & MoniPoints for Every Moni Activity. CitiLife provides a Wuts New! Wuts Hot! & Wuts a Deal! &
Life Events. Its expanded through a 5-in-1 Media Advantage. Print Internet Mobile Beacons and SmartMoni.
Their Promotions are sent directly to Central MoniAd and available to all MoniWallets & available On-Demand.
2. We Change How Moni is Serviced
Govt's use Moni for Power, Banks use Moni for Profit, Merchants use Moni for Commerce
We partner with those who use Moni the most and can service it best – Merchants. Banks located in Grocery
Stores reduce costs by 45% and increase services 45%. We offer SmartMoniCenters and MoniDepot Kiosks
located conveniently with Merchant Partners.
3. A Social Designed for Commerce.
It’s a new type of shopping. We use convergence and blend Promos Social Messaging and Commerce across
the same platform to create a new type of shopping experience. Its discovery and engagement driven by
convenience. In addition, we created the MarketStream which represents every facet of your day with 11
Market Segments: CitiLife, Home, Dining, Healthcare, Wealth, Professional, Charity, Faith, Education, Travel &
Civics. There are 5 areas to conduct discovery and commerce: Showcase, PocketPlus, Weekly Billboards, Life
Events & CitiMart. Its also powered by CitiAds and MoniAds to promote your products & services. Services – a
ripe area for growth.
4. We Reinvent Advertising with MoniAds
We replace the stalking trolling model of Advertising to one of Discovery & Engagement. We introduce
Promos in CitiLife and implement Wuts New! Wuts Hot! & Wuts a Deal! & Life Events. All with geo-proximity
and utilizing the Power of the Pin to provide easy access viewing with Spot, Save, Share, Click-n-Buy. Personal
Preferences serviced by an AI SmartShopper Bot provides more value and convenience. Merchants utilizing
MoniPay with ZeroPlus Fees can load their MoniPromos & MoniPoints to Centralized MoniAds and they will be
distributed worldwide via MoniPlus & Wallet.

Markets Served
SmartMoni w/MoniPlus is designed to provide a higher value-added service to each market and its
customers. It also defines our business sectors and how we tailor servers to meet every facet of your day..
We are local to global.
Major Sectors
Advertising – Social – Shopping - Payments
Ads $550 Billion | Shopping $2.34 Trillion | Payments $3.4 Trillion
Market Segment Size (USA)
1. People to People
2. Retail – Merchants, Restaurants, Services
3. Business 2 Business
4. Global Express
5. GoMainSt MarketSocial – 10 Mkt Segments
$ 800 Billion
$ 5.700 Trillion
$33.000 Trillion
$ 4.000 Trillion
$16.4 Trillion
The MarketStream – Market Segments
1. 785 National Retail, Restaurant & Service Chains
2. 101 Grocery Store Chains
3. 13 Million Merchants, Business, Civic Entities within US Market
Market Social US Markets Anchor Tenants Market Size
1. SmartMoniCenters
2. GoMainSt
3. StreetTalk
4. MoniAds
1. Merchants
2. Home Services
3. Dining Out
4. Healthcare
5. Charities
6. Faith Based
7. Travel
8. Investing
9. Professional
10. Education
11. Civics
2,206,681
1,837,084
990,805
1,622,648
1,409,430
575,083
488,000
2,648,062
258,000
1,188,547
----TBD----
$4.70 Trillion
$1.80 Trillion
$ 683 Billion
$1.90 Trillion
$2.06 Trillion
$ 400 Billion
$1.70 Trillon
$1.45 Trillion
$ 700 Billion
$1.10 Trilion
-----TBD-------
Total 13,224,340 $16,493,000,000
Much of these are SERVICES – Wide Open for Commerce & Plus Services
Also, who does Promos for Community – Charity, Faith, Education, Civics
Sectors? This is a “hot button” with many of the Big Chains and Grocery Store
Chains. They are part of the Community.

We Put the “I” in Moni & Give You more
1. We create a universal Medium of Exchange MoniCoins
Local Currency, ZeroPlus Fees, Moni-ID, Payments, Transfers, Exchanges
2. We then add MoniPlus. We increase your Purchasing Power in Every Transaction.
3. We do this through MoniPromos & MoniPoints.
4. We add a 4th level to the MoniChain
Value Multiplier - $100 in MoniCoins gives you 120-140-160-180-200 in purchasing power and you also
receive MoniPoints.
5. Anyone can give, share and award them. They become a 2nd currency in the community.
6. In addition, we have a portfolio of MoniServices, MoniAssets being serviced through SmartMoniCenters.
7. We partner with Big Chain Merchants country by country. Its a new business model, ZeroPlus transaction
costs and supported by MoniAds. Safe Secure & Convenient
8. MoniChain includes a Value Layer to calculate MoniPromos/MoniPoints every transaction.
9. MoniSwift.net, a 21st Century Merchant POS Global Net
The first M2M Global Financial Network - Machine to Machine. Secure Reliable & Fast
SmartMoniCenter – MoniServices
1. MoniCoins – ZeroPlus Fees, Moni-ID, Payments, Transfers, Exchanges
2. MoniPlus w/MoniPromos-MoniPoints & AI SmartShopper MoniBuddy
3. MoniExpress, MoniPay, MoniGift, MoniFunds, MoniLoad
4. MoniAssets, MoniGold, MoniBonds, MoniStocks, MoniSilver
5. MoniAds, MoniAdvertising
6. MoniExchange
7. MoniChain, MoniSwift.net
8. MTOExchange, MTOMarketToken
9. We Own 85 Domains

We Deliver it All with SmartMoni w/MoniPlus
We promote Merchants & Reward you for every transaction.
MoniPlus
MoniCoins – Local Currency w/ZeroPlus Fees, Privacy, Instant Payments & Transfers
MoniPlus – MoniCoins w/MoniPromos & MoniPoints & AI SmartShopper
We increase the value of every transactions while building relationships, promoting Enterprises and stronger
Communities. We reward you for every transaction. Perks & Promos!
SmartMoni w/MoniPlus 6+
1. MoniCoins
2. MoniPlus 6+ Wallet
3. MoniPlus 6+ Pay with Merchant MoniAds for Internet
Delivery & Service Brands
4. MarketSocial – GoMainSt + PocketPlus USA w/MoniPlus 6+ Wallet
5. SocialStream – StreetTalk.Buzz w/MoniPlus 6+ Wallet
6. SmartMoniCenters – MoniPlus 6+ & MoniServices
7. MoniAds -Merchant MoniPromos & MoniPoints
Our goal is to provide the ability to do instant payments, exchanges and transfers with minimum overhead and
optimum efficiency. Any user will be able to perform any payment as a routine daily transaction with all
parties with substantially reduced fees and benefits for all parties.
In addition, SmartMoni w/MoniPlus residing on a private MoniSwift network Allows for the purchase of
MoniCoins. Its value is based upon local currency. Substantially reduces the complexity, verifiability and
confirmation of cross-border transactions. This aids our effort to provide instant payment services on a local to
global level.
We Threaten No One and Compliment Everyone.

1. Local Currency
All MoniCoins are based upon 1-to-1 Country Currency.
2. ZeroPlus Fees:
Zero Fees with MoniPromos & MoniPoints awarded with every Purchase, Transfer & Transaction
3. Privacy - Avatar w/Moni-ID
SmartMoni will verify authenticate and record all transactions and deposits without the need to “tag your
name” to it. You and how you Spend Money is now Private.
4. MoniPlus
Wallet - Payments | Privacy | Points | Promos | SmartShopper AI Bot
1. MoniCoins Local Currency (MoniLoad)
2. ZeroPlus – No Fees w/Rewards for Every Activity
3. Instant Payments, Transfers & Exchanges
4. Moni-ID - Privacy with Avatar
3. SmartShopper AI Bot
1. Promotions from 11 Market Segments with Proximity Points w/General & Preferences
4. MoniPoints - Community Currency
Everyone can Issue Points - Friends Family Charities Schools Merchants Business Govt
1. Points for Purchasing
2. Rewards for Doing
3. Incentives for Trying
4. Shared / Gifted

5. MoniPromos - Products & Services
1. Wuts New Wuts Hot Wuts a Deal & Life Events
2. MarketStream - 11 Market Sectors
CitiLife | Dining | Home | Healthcare | Professional | Wealth | Charity | Faith | Travel | Education | Civics
3. $100 MoniCoins gets you $120-140-180-200 in Purchasing Pow
4. Everyone participates – All Sectors: Merchants Business Charity Faith Civics
6. MoniPlus 6+ Pay
Online Internet commerce for Merchants with MoniPlus Pay. Their Promos are fed into Central MoniAds
and available on MoniPlus Global
Internet Commerce – 32 Carts / 12 Retail POS Programs.
1. MoniCoins - Local Currency
2. Payments Privacy Points Promos
3. MoniPlus
a. Local Commerce Site - Their Promos
b. Local Commerce Site Promos sent to Global MoniPlus Wallet
c. Accessed by MoniPlus SmartShopper AI Bot
Smart Contracts tailored for 10 Market Sectors tied to CitiMart Commerce
Markets: CitiLife | Dining | Home | Medical | Investing | Services | Community Service | Politics | Travel |
Latin
7. Five Primary Moni Markets
SmartMoni Brands tailored toward specific markets
Personal | People to People | Retail & Shopping | Business to Business | Global
8. MoniPoints – Color for More Value
MoniPlus 6+ - We increase the Value of Every Transaction.

A. Blue Points - For Purchasing (Multi-Merchant)
The MoniChain is ideal platform in which to incorporate a Multi-Merchant loyalty point program. In
addition, we include broader based community to include schools, charities, govt,events and holidays.
B. Red Rewards – For Doing
Rewards can be just attending a Sale from a Merchant, participation in a Charity Event, running a 10-
mile Marathon or getting straight A’s in Classes. They can be from Friends, Family, Employers,
Merchants – anyone who has a relationship with you.
C. Green Incentives - For Trying
This is for behavior modification. We know you like Anthony’s Pizza, try ours. We know you like to work
out try Fit Health Club, this this one or try this diet to help you lose weight. Friends, family, employers,
merchants and restaurants can offer rewards for extra motivation and benefits. “Try our New Salad
Bar. Try Aerobics Gym & Pool twice a week. Try Breakfast buffet on Sundays….
D. Purple Promotions - For Buying
Retailers, Restaurants and Service companies can offer the GoMainSt PocketPlus Promotions – Wuts
New! Wuts Hot! Wut a Deal for You! and 2 extra banners to promote their company, products and
services. Promotions is the big opportunity. Companies Organizations even Govt need to promote their
Products, Services and Image. Today, advertising model is very weak and stale: generic one-
dimensional advertising or coupons. We deliver with Proximity Promos across 11 Market Sectors for
every facet of your day.
10. Service – AI SmartShopper w/Points of Proximity.
For time and convenience, MoniPlus Bot who does a lot. Wuts New! and Wuts Hot & Wuts a Deal for You!
& Life Events. It will reach across 11 Markets – CitiLife, Dining, Home, Health, Services, Investing, Charity,
Acts of Faith, Education, Civics. Every Part of Your Day. Driven by GoMainSt PocketPlus and MoniPlus.
11. Plus is a Growth Industry
Enrollment in loyalty programs in the US grew by 20 percent to 3.32 billion in 2015 from 2.65 billion just 3
years earlier. While Multi-Merchant Loyalty Programs are successful everywhere else. Until now, no one
has ever initiated one in the US Market. Program Goals are higher customer retention, lifting sales and
shifting competitor’s customers. ROI Goal is typically a 15% increase of 3-matrix.
• 73% - Recommend brands
• 81% - Do business with brands
• 66% - Modify spending 75% - Brand relationship
• 70% - Modify when/where to buy
• 80% - Choose a Bank offers rewards
Promotions & Rewards Build Better Customers & More Revenue
Millennials, ages 18-34, were more likely to share their location to receive coupons from nearby businesses:
56%, vs. 42% of those 35 and over. 25% also said that they would give away personal information to get
more relevant advertising, compared with 19% of the 35 and over group. Millennials are more comfortable
about releasing their personal info when it comes to
getting discounts or relevant advertising, which make sense for a generation more connected than any
prior. (source: USA Today)

12. MoniPlus Club (Merchants Circle)
Finally, SmartMoni w/MoniPlus running on MoniChain provides an ideal solution suited for an Multi-
Merchant MoniPlus. It allows for the instantaneous and secure creation, redemption, and exchange of
merchant promotions and loyalty reward points across programs, vendors, and industries through a
trustless environment using cryptographic proofs.
Through its rigorous online protocol, well-programmed building blocks, smart contracts, blockchain has
the capability to operate independently without intermediaries and can execute seamlessly to create a
cohesive marketplace. Its key elements are integrated points, rewards, incentives and promotions with
MoniChain.
This is then combined and delivered to everyone’s advantage with the integration of Currency Digital
Token MTO w/MoniPlus. All of this substantially increases the efficiency, effectiveness and on-time
benefits for the Merchant, Consumer and Marketplace. MoniClub – MoniPoints & MoniPromos/ Points,
Rewards, Incentives & Promotions w/SmartMoni MoniPlus
13. MoniPlus - CitiLife Beacon
Merchant Premises & Locality Free Wifi Services
This will be made available to Merchants using PocketPlus n MoniPlus.
Using this product, any business can create a virtual perimeter and send notifications to the customers
who pass through this perimeter. In addition, MoniPlus Mobile app will display Promos & Proximity
Discovery and Choices. Spot Save Share with Friends then Click-to-Buy.
This is also big oppt’y to provide Free Wireless Overseas – CitiLife with Local Merchant Promos.
• Proximity campaign
Get unlimited deals and discount bargains on the product whichever you pass through it.
• Geo-fencing
Sends push notifications and promotional messages to the App users within a certain geographical
area.
• Analytics
Analytics will help in measuring your advertising ROI as well as track users interest area and footfalls
via heat map, social networking sites and applications.
• Web Management Console
To manage content such as promotions, geo-fencing messages & store info for your app
• Summary
The Power of MarketSocial using convergence Promos, Social, Messaging and Commerce w/Payments
across 11 Sectors of the MarketStream. To assist in Every Facet of Your Day.

13. MoniAssets – MoniServices
Title and Certifications for Digital Ownership, Commerce and Management.
Standardized to create procedures for inclusion of Cars, Boats, RVs, Houses, Stocks, Bonds, Gold, Silver
Buildings Land Equipment Etc. This is an outgrowth of our Mgmt. Services offered in CitiMart Marketplace.
A. Mgmt. Services
Merchants & Service Providers will pay to be included as options for Management of SmartServices
B. MoniAssets
Stock Bonds
Land Buildings Equipment Furniture Factories Buildings
C. Applied across MarketStream

14. SmartMoniCenters
People, Places & Community.
SmartMoniCenters will be accessible via Internet, Mobile and through convenient Retail Partners. These
include Mobile Carriers, Retail & Grocery Chains & Convenience Stores. This builds the framework for
strong working relationships and Merchant Partners country by country. People, Places and Community –
Service via Customer Service Counters, Kiosk and Internet On Demand
US Bank excels in Grocery store banking. They’ve extended the concept to university campuses, hospitals,
and corporate office complexes. U.S. Bank has about 60 university and workplace branches, adding 10-15
annually. Here’s the key: these small footprint branches only cost 20-25% of the cost of a traditional
branch but generate 30-40% of the income and are sales leaders when it comes to new account opening.
“If Visa can be owned by Banks, why can’t SmartMoni be owned by Merchants”
• They manage in-store separately from stand-alone, traditional branches. “Our mantra is it’s 50% the
same as traditional branch banking and 50% different”.
• They leverage their host partner’s knowledge – not just traffic patterns, but also demographics and
purchase propensity during different day-parts. “We employ different marketing tactics, offer different
promotions, pricing wise, from what traditional branches do.”
• They hire differently, looking for individuals with retail experience, then teach them banking.
• Non-traditional branches will give it a competitive edge, enabling it to – expand distribution while at
the same time reducing cost. SMC and Kiosks will provide Services.

MoniServices
Brands & Domains
MoniPlus, MoniExpress, MoniPay, MoniDeposit, MoniSafe,
MoniBill, MoniGift, MoniLoan, MoniFund, MoniAssets, MoniEscrow & MoniExchange
Implemented over Phases | We Own Domains.com for Each Service
Personal | People | Merchants | Business | Global
People to People
• Buy | Sell MoniCoins
• Transfer to Friend
• Transfers Overseas
• Currency Exchange
• Smart Contracts
Business to Business
• Payments
• Billing | Invoicing
• Global Exchanges
• Loyalty & Promotions
• Smart Contracts
Retail | CitiMart - Commerce
• MoniStore – MoniCoins
• Payments, Transfers, Exchanges
• Loyalty – MoniPlus
• Promotions – PocketPlus
• Beacons – Merchant
• MoniAds
• Smart Contracts
Global Transfers
• Payments | Billing
• Transfers
• Currency Exchange
• Smart Contracts
15 Markets Serviced (Service Sector)
CitiLife | Dining | Home | Healthcare | Services | Investing | Charity | Faith | Politics | Education | Travel |
Civics

15. MoniAds
The Good News, we have 4 Major Choices as to which Ad Platform to Select. They are all good, all powerful
and all 1st Class. What’s even better, we are realigning Advertising to Promos and then providing a new
mechanism to feed them across the Globe all based upon Point of Immediacy for every part of your day. We
even have the CEO of one Company offering to come on board.
Wuts New! Wuts Hot! Wuts a Deal! & Life Events
Discovery & Engagement – Spot, Save, Share with Friends, then Click-n-Buy.
GoMainSt w/PocketPlus
Ad Windows: Showcase - PocketPlus – Weekly Billboards – Life Events – CitiAds – CitiMart
1. Showcase – Highlight Products & Services
2. PocketPlus – Wuts New! Wuts Hot1 Wuts-a-Deal! – Life Events
3. Weekly Billboards – Autos, Malls, Education, Grocery Stores,
4. Life Events - People Places & Community Events
5. CitAds - Buy & Sell City Marketplace
6. CitMart - Buy and Sell Online Stores, Restaurants & Services
7. Messenger - Chat, Message, Stream or Call
8. AI SmartShopper - Personal & Private Assistant
MoniPlus Wallet, MoniPlus Commerce & MoniPay
MoniPromos & MoniPoints across the MarketStream
Internet Commerce Sites using MoniPlus can feed their Promos into our Central MoniAd Server to be made
available to Everyone.

MarketStream – 11 Market Segments
CitiLife | Dining | Home | Healthcare | Services | Investing | Charity | Faith | Politics | Education | Travel | Civics
People Places & Community
MoniAd Server Features
Manage all your Promos serving and content delivery all from one place. We have a long list of features, so no
matter what you're trying to accomplish with your campaigns, you can almost always do it with just this
MoniAds. This tool provides a real-time reporting system, and its intuitive platform handles all your desktop,
mobile, video, or native needs. It's also studded with the most comprehensive targeting capabilities we've
seen on the market today.
• Global Reach
Multiple Cloud Distributions to deliver Fast Secure & Responsive Ads
• Billions of Impressions & Counting
Easily scales from a few thousand impressions on a small website to billions of impressions per month.
• Lightning Fast Loading
Ad serving engines positioned all over the globe. MoniADs is built on the latest technology, optimized for speed,
& structured for highest performance.
• Always On – 99% Uptime
Using fault tolerant clustered hosting, MoniADs Server always delivers enterprise level, 99.99% availability.

MoniAds Features
Easy User Interface
The MoniADs campaign flow is intuitive and easy to
navigate.
Set up an advertising campaign in four easy steps.
• Create a publisher (usually the traffic source where
your ad will run, or the client account being
managed)
• Create a placement in your publisher
• Create ads in your placement
• Place your placement ad tags to your traffic source
or website
Mobile / Display Auto-Responsive Ads
Gain confidence and control over your creatives.
MoniADsS boasts powerful tools and a vast catalog of
formats, features, and capabilities. Whether you’re a coding
expert, or prefer codeless ad building, we’ll help you dazzle
your audiences with:
• Standard banner ads
• Rich media or HTML5 ads
• Native ads
• Mobile ads
• Video ads
Native Ads Done Right!
Increase conversions with our Native Ad Widget.
With MoniADs Server's built in templates, create visually
stunning native ad units that are optimized for the highest
click through rates. Take advantage of each impression by
showing multiple ads within the same banner.
Video Ad Serving Solutions
Video ads play just as great as any other banner ad.
Serve, host, and customize VAST tags (2.0/3.0/4.0
compliant) with the video ad analytics you need to
optimize revenues. Easily create a custom, high
converting HTML5 video ad using a combination of
video and text elements - the options are endless!
Real-Time Reporting
Real time reporting means better ad campaigns.
Quickly pinpoint where you're wasting ad spend for each
traffic source, ad, ad group, country, or any other metric -
combined or independently.
Pull custom drill-down reports in MoniADs on how your
campaigns are doing by device type, browser, geo, custom
variables, and MUCH more.

Powerful MoniAd Synergy
Advanced Scheduling
• DAY PARTING
Target your ads based on time and/or day to send perfectly timed messages.
• WEIGHTING
Want to set your ads to run more or less frequently in seconds? Get full control of how often your ads
appear in rotation.
• FREQUENCY CAPPING
Want users to see you without getting annoyed with your brand? You can limit the number of times an
ad will show to them.
Advanced Targeting
• GEOGRAPHIC TARGETING
Use targeting to serve your ads to the right place - by country, province or state, or city.
• PLATFORM TARGETING
• Target and serve ads depending on which device, browser, carrier/ISP, or user-agent your users are
visiting on.
• SUB ID TARGETING
Target ad campaigns by custom variables passed through your ad tag - such as keywords, campaign
IDs, network ID, and more.
Easy Management
• MULTIPLE USER ACCOUNTS
Manage and serve your inventory seamlessly with unlimited user accounts.
• ADVERTISING PLACEMENTS
Group similar advertising from multiple advertising sources into a single, easy-to- serve ad placement.
• HELPFUL SUPPORT
Our support team is available via phone, e-mail, or chat to help you make the most of ADTIZE. We also
offer free one-on-one training sessions.
Mobile SDK
MoniADs Mobile SDK supports the most popular ad formats. Apart from standard banners, you can fill each
and every placement in your app with high-impact interstitial and native ads that match the look and feel of
your app.
Link Tracker
Stop using multiple platforms to track your campaigns and start using MoniAD Server for it all. Split test your
landing pages, plus track clicks and conversions coming from Facebook, AdWords, or any other CPC ad
network.
Landing Page Server
Did you know that ADTIZE’s HTML capabilities are not limited to ads? Anything you can code in HTML, CSS, or
Javascript can be hosted in ADTIZE, from HTML5 ads to third party ad tags to whole web pages.

16. Introducing MoniChain
Utilizing a Power PostgreSQL Database, Value can be calculated in real time in POS transaction, or worst
case. Afterwards. Its not Cash Backs….it’s better - Perks & Promos & Pay Outs
Example: Data Stream Capture and Calculate. (PostgreSQL Database)
MoniID – Company - Store – Location – Dept - Product/Service – Qty - Promo – Date – Time
Merchant Partners: We will co-develop, pilot and test with Big Chains Country by Country.
The MoniPlus MarketStream Interface will ease the installation & support of Big Retailers.

17. GoMainSt PocketPlus USA
Social Designed for Commerce, a New Type of Shopping.
We offer 5-in-1 Media Advantage. Give us one promotion and we put it across Print Internet Mobile Beacons
and create SmartMoni w/MoniPlus. Initial target is top 785 Retail Restaurant and Service Chains in America.
We have partnered with 98 Grocery Chains with blanket coverage of USA - 100 Metros | 2,134 Cities. We
launch in 4-5 Months. It has the advantage of enabling us to introduce MoniPlus to All-the-Top-Chains and
then allowing us to “harvest” local business across 10 Market Segments in 100 Metropolitan Areas. I have
been working with this exact tech for 5 years, its ready to go.
Market Delivery – the 1st MarketSocial – National Launch July 2019

1st Months Revenue is $5-10 Million w/52% Profit Margin & 25% Monthly Growth Rate. It launches in 4-5
Months, 1st Annual Revenue $234 Million
1. Summary: Two New Platforms and Competitive Advantage
GoMainSt w/PocketPlus a MarketSocial Community & SmartMoni w/MoniPlus
Each of these platforms are designed for a far and wide reach and as each pick up new members, it will
always include…. a SmartMoni w/MoniPlus 4+ Wallet.
✓ CitiLife - Wuts New! Wuts Hot! Wuts-a-Deal! And Life Events
✓ A New 5-in-1 Media Advantage: Print | Internet | Mobile | Beacon | MoniPlus
✓ Convergence to include Promos, Social, Messaging and Payments within Commerce
✓ The Power of the Pin & Promotions for Exploration & Discovery
✓ Easy & Convenient: Spot, Save, Share with Friends, Click to Buy
✓ PocketPlus: 5 Blocks to Showcase & Promote your Products & Services
✓ CitiMart Commerce to include 6 Digital Definitions and Service Sector
✓ Created the MarketStream - 10 Market Segments
We launch across America Coast to Coast with 134 Grocery Store Chains and National Retail, Restaurant,
Service Chains in 108 Cities at 13,400 Locations
✓ MoniPlus will be Serviced by people who use the money the most via SmartMoniCenters
✓ The MarketSocials provide the Data Feed to create SmartMoni w/MoniPlus
✓ We incorporate the Same Model…. Country by Country over a Global MoniSwift.Net with Partners:
Mobile Carriers, Grocery Chains, Retail Chains and Convenience Stores in 187 Countries via
SmartMoniCenters
PinInterest leads in Commerce generation due to its Pin. People go to their site to “Discover, Share, Save –
Click n Buy”. This is also why Facebook purchased Instagram. We have designed the next big model with
convergence – blending Promotions, Social, Commerce and incorporating the Power of the Pin and the
bonus of MoniPlus.
GoMainSt w/PocketPlus (Menu Services)
Showcase | PocketPlus | Weekly Billboard | Life Events | CitiAds | CitiMart
Applied across MarketStream

18. Unleash Commerce - The Power of the Pin
Discover Spot Save Share-with-Friends – Click-n-Buy!
As Social moves to Commerce…” Pictures Sell” – Design with Convergence and Click to Buy
User Stats across the Social Divide
Social Users Daily Growth
PinInterest
Instagram
LinkedIn
Twitter
100 Million
400 Million
100 Million
316 Million
21 Min
21 Min
10 Min
17 Min
207%
143%
229%
114%
PinInterest
PINs Inspire to Discover – Spot Save Share with Friends – Click-to-Buy
• 70% helps them on what to buy
• 41% of ecommerce traffic
• 90% specialty retailers
• 47% shopper’s bot because of pin
• 88% bought due to 1 Pin
• 49% bought 5 items due to Pin
• 72% follow brands for purchase
• 71% like a Pin with a Price tag
• 93% plan their purchases
• 10B recommended to buy shares per day
19. MarketSocials – Designed for Commerce
Utilizing Pins as Point of Proximity Promos w/Points for Every Activity
1. Discover & Engagement: Spot-Save-Share with Friends - Click to Buy
2. A New Type of Advertising / Promotion - Discovery vs Ad Trolling
3. 5-in-1 Media Advantage – Print | Internet | Mobile | Beacon | SmartMoni
4. MarketSocial Convergence – Promotions Social Messaging Commerce
5. Applied to 11 Large Market Segments (9X More Engagement)
6. Promote Your Company-Org, Product n Service – 5X Different Ways
7. Engage – Social likes comments share post content media
8. CitiMart – 6 Digital product mixes broken out by 10 market segments.
9. SmartMoni – MoniCoins w/MoniPlus: MoniPromos & MoniPoints

20. Convergence – Promotions | Social | Messaging | Commerce | Payments
Within GoMainSt, we build whole new capabilities. We take the power of Social and blend in Promotions
and Commerce and apply it to market sectors. The result, we introduce whole new and effective ways to
promote your company product n service, within social and conduct commerce.
21. Social Suite 8 Menu Services – Standardized Menu for Market Socials
Show | PocketPlus | Weekly Billboard | Life Events | Engage | Team | CitiMarts
7 Menu Items: 4 is for Promotion – 2 are Social – 1 For Commerce
What MS Office did for Office Productivity, we do for Market Productivity
22. GoMainSt Social Suite 8 Menu Services
What MS Office did for Office Productivity, we do for Whole Markets
Show | PocketPlus | Weekly Billboard | Life Events | Engage | Team | CitiMarts
1. Showcase Media: Photos Video Music
2. PocketPlus USA - Products & Services
Promotions for Wuts New Wuts Hot Wuts a Deal | SpotLite | Blowout (5X) Each Vertical Mkt: Snacks n
Gas, Health n Fitness, Finance n Prosperity, Treats n Eats, Leisure n Fun, Retail Chains, Merchants, Services
3. Weekly Billboard: Company Profiles & Portfolio Offerings
Weekly Ads: Grocery Chains, Auto, Coffee Snacks n Gas, Community Plus, Dining n Take Out, Education
Plus, Finance n Prosperity, Healthcare, Leisure n Fun, Retail Shopping, Services for

Everyone, Travel.
4. Life Events: Share Your Experience
Spotlight, Around Town, Dinner Table, Family Focus, SmartShopper, Over Hill Travel, Career Path, Learning
Curve, Community Plus
5. Engage – Social, Posts, Shares, Likes, Comments, StreetTalk, Blogging, Forums
6. Teams - Members, Clubs, Companies & Orgs
7. CitiMart & CitiAds
CitiStores focused by Vertical offerings Products n Services
23. CitiMart: Commerce w/SmartMoni Contracts
Our approach is to implement simple Smart Contracts for Services and Products purchased. We will be
supporting MoniCoins w/MoniPlus & Smart Mgmt. Services. Over time these will grow in complexity and
maturity and we will be growing Value Added for each of these Large Market Sectors
24. GoMainSt PocketPlus USA – National Launch 108 Metros/ 2,134 Cities.
Wuts New! Wuts Hot! Wut a Deal for You! & 2 Wildcards (5X)
One promotion is available across 5 Media: Print, Internet, Mobile, Beacon, SmartMoni
1. Print – 8 Million Monthly Pocket.PLUS Publications distributed FREE in 108 cities at 13,500 Premium Retail
Locations with blanket coverage of USA. They are available all month long and may be carried in a purse,
auto console or your pocket for Smart Shopping for Everyone. Its ideal for Seniors.Note: Why Print? 40% of
Adult Population is age 50+ and only 22% use Tech for Promotions. Big Revenue and Profit Stream
immediately.
2. Internet - Each Promotion across GoMainSt Market Areas
Market Segments: Metro | Home | Dining | Healthcare | Charity | Acts of
Faith | Investing | Professional Services | Politics | Latin Life | StreetTalk
3. Mobile – SmartPsP Power Mobile
GoMainSt PocketPlus, StreetTalk w/MoniPlus
4. Merchant Beacon
Business can create a virtual perimeter and send notifications to the customers who pass through this
perimeter. MoniPlus Mobile app will display Promotions & Loyalty Specials.
5. SmartMoni w/MoniPlus
MoniCoins w/MoniPlus to provide Privacy, Service and increase every transaction value through Points,
Rewards, Incentives and Promotions

25. StreetTalk – One World | Many Voices - Join the Conversation
Embedded Promotion & Commerce Platforms to Monetize Member Brands & Services
Promos Streaming & Commerce
Across the MarketStream – 11 Market Sectors with Points of Proximity
CitiLife | Dining | Home | Healthcare | Professional | Wealth | Charity | Faith | Education | Travel | Civics
There is huge reservoir of content, news and events organically generated. Our market participants:
Consumers, Professionals, Employees, Companies and Organizations – all engaged in the day to day
furtherance of their goals and objectives - all generating content and we provide the ability to promote
and monetize.
Twitter is typically Celebrities, Entertainers, Politicians and Sports.
Twitter loses money, it also provides NO WAY for members to Monetize - Promote & Sell.
We Do! – Showcase, PocketPlus, StreetMart, CitiMart and MoniAds & MoniPlus
What is not represented are People and Thought leaders within many of the Country’s Market Sectors. We
cultivate this provide them a platform to Show & Market their Service and brands.
Its also the same Tech Platform from which GoMainSt is built. We achieve economies or scale, create a
bigger footprint and providing complimentary and true value added services.
Market & Service – Your Brand, Content, Products, Services & Events

1. MarketSocials Platform
Zend PHP w/106 Modules Customized
Member Profiles.
• Multi-part profiles
• Profile types
• Member levels & moderators
• Customizable Profile Questions
• Conditional Questions
• Keyword-enabled Questions
• Personal Photos (avatars)
• Profile Privacy Options
• Profile Posts
• Custom profile layouts
Activity Feeds
• Multiple feeds
• Inline links, photos, music, and videos
• Inline comments & "likes"
• Share Feature
• Customizable feed content
• Feed Filtering
• Publishing Privacy
• Auto-updating timestamps
• Admin announcements
Private Messaging
• Thread-style Conversation History
• New Message Notifications
• Message attachments
• Multiple Recipients, Mass-Messages
Content Management
• Easily Create New Pages
• Public/private Sections
• Theme Editor
• File & Media Manager
• Custom Meta data
• Search engine friendly URLs
• Announcements
• No Copyright or "Powered by" Notice
• Multi-language Support
Other Admin Tools
Site-wide statistics & analytics
Server resources monitor
Network Structure.
• Networks
• Two-way Friendships & One-way Followers
• Verified or Unverified Friendships
• Custom Privacy Levels
• Join by Member Invitation
• Join by Admin Invitation
• Customizable Signup Process
• Email Message Templates
Advertising.
• Ad campaign manager
• Google Adsense compatible
• Drag-and-drop advertisement blocks
• Performance monitors and safeguards
• Advanced targeting and filtering capabilities
• Anti-spam Features
• Keeping your community free of spam helps
to keep your members' social experience
enjoyable and clutter-free.
• Email address verification
• Random password generation
• Automatic "CAPTCHA" images
• Inappropriate content and abuse reports
• Content Deletion
• Banning features
• Word censors
• Member blocking
• Moderator accounts
Membership Billing
• Weekly, Monthly, Yearly, or One-Time
Payment Options
• Transaction / Subscription Tracking
• Subscribe During Signup
• International Currencies
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SUMMARY
Companies have a single formula for success – we layer them for exponential results
1. Formulas that Work to achieve Cascading Results.
1. GoMainSt – PocketPlus: 11 Market Sectors within a Metrocentric Area
2. PocketPlus – 5X Ways to Promote Your Business without giving it away.
3. 108 Cities with 134 Grocery Chains at 13,400 locations
4. Nat’l Chains: Restaurants, Retail and Service Chains on board PocketPlus USA
5. MarketSocial – People with Purpose 9x Engagement (LinkedIn vs FBook)
6. 5-in-1 Media Advantage – Print | Internet | Mobile | Beacon | SmartMoni
7. Convergence – Blending of Promotions Social and Commerce
8. New Ad Model – Promotions equals Discovery vs Ad Trolling
9. The Power of the Pin –Discover Save Share Purchase
10. Engage – Social Energizes Connects Personalizes
11. CitiLife w/PocketPlus; 11 Markets Served – CitiLife, Dining, Home, Health, Services, Investing, Charity,
Acts of Faith, Politics, Travel, Latin
2. Tailored Services for 5 Big Moni Markets
1. MoniCoins: Instant Payments, Privacy & SmartShopper AI Bot for Service
2. MoniPlus 4+ Loyalty, Rewards, Incentives Promotions.
3. MoniPlus CitiMart – 6 Digital product mixes broken out by 11 markets
4. MoniPlus CitiMart - Services for 8 Markets
5. Dining, Home, Healthcare, Investing, Services, Politics, Charity, Acts of Faith
6. MoniPlus CitiMart - Smart Contracts for 11 Markets; CitiLife, Dining, Home, Health, Services, Investing,
Charity, Acts of Faith, Politics, Travel, Latin
7. SmartMoni w/MoniPlus…. MoniCoins w/Private, SmartShopper AI Service and Plus 4+
8. SmartMoniCenters: People who use Moni the most, service it best
9. Mobile Carriers, Retail, Grocery and Convenience Stores.
10. Partners – Gold Coin Members, Mobile Carriers, National Retail Chains, Grocery Chains & Convenience
Stores
3. Services - Plus is More
1. Partners SmartMoni - GoMainSt – PocketPlus – CitiMart - StreetTalk – MoniPlus
2. PocketPlus 5X - 108 Cities - Nat’l Chains - MarketSocial - 5-in-1 Media Advantage Convergence
3. New Ad Model – Power of the Pin – Engage 9X – CitiLife - 11 Markets – 5 Moni Markets –
4. MoniCoins – Local Currency, ZeroPlus Fees, Moni-ID, Payments, Transfers
5. MoniPlus 4+ - Points – Rewards – Incentives – Promotions –
6. GoMainSt w/CitiMart (MoniCoins)
7. SmartMoniCenters w/MoniServices
8. MoniAds – Discovery and Engagement.
9. MoniChain, MonSwift.Net – Fast & Furious

GoMainSt w/PocketPlus USA
Nat'l USA Launch July 2019
Coast to Coast USA
Perks & Promos with Points of Proximity & Discovery
Target: 785 National Retail, Restaurant & Service Chains
Target 18 Million Places across the MarketStream
Target: 3,000 Commerce Internet Sites
We've partnered w/101 Grocery Chains in 100 Metros/2,135 Cities
@ 13,400 Locations for Nat'l Launch in USA.
A New Type of Shopping
Print | Internet | Mobile | Beacons | SmartMoni
8 Million PocketPlus Published & Distributed Free All Month Long
Showcase - PocketPlus – Weekly Billboard – Life Events – CitiMart – MoniAds
CitiLife - Dining - Home - ProServices – Education - Wealth - Charity - Faith - Travel -Education - Civic
Lowers the COST of Print & Promotion Advertising by 85% with more Coverage All Month Long
Immediate Revenue Stream
12 Month Forecast is $234 Million in Annual Revenue
1st Month - $50,000 for each Ad – Launch 100 Merchants - $5 Mill Revenue/$2.6 Mill Profit
Much of this is Service Sector & Charities, Faith & Govt – Services is Wide Open – 10 Mkt Segments
Promotions - Social - Messaging – Commerce - Payments
The 1st MarketSocial

A New Market Vehicle for Moni Assets
1. MTO - Market Token (SmartMoni will be the 1st at Singapore MoniExchange)
Companies do not operate in a Vacuum, they are Connected to the Marketplace
The goal is to improve current methodology. An MTO Reflects True Market Value
MTO - MarketToken
[ It's Not an ICO nor STO, It's Better ]
Earnings - Capital – Growth
Markets - Merchants - Products - Services - Members
Brand - Innovation - Employees - Training - Community
Verified Performance, Public Transparency, Legal Accountability, Market Affinity
Rewards Bonuses Perks Benefits Payouts
MTO Index - 5 Star Rating System
True Value
1. 6 Operational Value Bumps in 12 Months
1. 4 Site Build Out – SmartMoniCenter, GoMainSt, StreetTalk w/MoniAds
2. USA National Launch of GoMainSt w/PocketPlus USA in 100 Metros/2,135 Cities
3. 785 USA Nat’l Retail, Restaurant, Service Chains Adoption of MoniPlus
4. USA Acquisition/Merger of National Distributor for PocketPlus @ 100 Metros
5. SE Asia Expansion into Singapore, Malaysia, Philippines & Australia – (Singtel 22 Countries)
6. Form Merchant Circle – Mobile Carriers & Big Merchant Chain Partners in USA / SE Asia
7. USA establishes the Global - Country by Country Model
8. 789 Mobile & Merchants – Just 100 @ $20 Million Per = $2 Billion
9. 101 Grocery Store Chains – Just 10 @ $20 Million Per = $200 Million
2. 3 Phased MTO Offering
This is based upon Operational Value Benchmarks that we expect to reach within 12 Months.
Each forms the basis and opportunity to raise more Capital and enhance MTO Value.
SmartMoni MTO Schedule
1. Launch - $5 Million March 18, 2019 – June 30, 2019
2. Market - $200 Million July 15, 2019 – Oct 1, 2019
3. Partners - $2 Billion Oct. 15, 2019 – March 15, 2020
(Big Chain Merchants – Country by Country)

SmartMoni Market Launch

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