5. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
6. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Unlimited Earning Opportunities
There is no limit of
Money that one can earn
7. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Commitment + Time Devoted = Results
8. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
In Nepal only 7% of Insurable population is insured till
date.
Balance 93% of population is yet to be insured.
There is a vast untapped market to explore 7%
93%
9. Enter the World of Unlimited Earning Opportunity
Only 10% of total agency force work in a
professional manner.
These 10% account for more than 90% of total
Life Insurance Business.
90%
10%
10% Professional
agents
90% Business
Be “ONE” among the
“PROFESSIONALS”
And earn your fortune
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
10. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
11. Enter the World of Unlimited Earning Opportunity
Coming …… Working……Staying
Coming together
is beginning
Working together
in progress Staying together
is Success
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
12. Enter the World of Unlimited Earning Opportunity
To Identify Various Customer needs
Suggest Suitable Life Insurance Plans from 7
powerful plans to satisfy those Needs.
Encourage them to buy products
PROVIDE EFFICIENT AFTER SALES SERVICE.
Your Role
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATIONPresented By:
Rakesh baranwal
13. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
SIMPLE ENDOWNMENT PLAN
WHOLE LIFE PLAN
CHILD ENDOWMENT PLAN
CHILD MONEY BACK PLAN (BAL UMANGA PLAN)
LIMITED PAYMENT MONEYBACK PLAN (DHAN DHANBRIKSHYA PLAN)
LIMITED PAYMENT ENDOWMENT PLAN
MONDY BACK PLAN (DHAN BARDHAN PLAN)
14. Protect your family and yourself
SIMPLE ENDOWNMENT PLAN
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
15. Features
This is a with profit policy.
Minimum Sum Assured is 25,000 and no limit for maximum Sum Assured
The policy becomes paid up if at least two full Years premium is paid.
The policy can be surrendered after completion of two full Years with payment
of all due premiums.
Loan is payable under the policy after two years to the extent of 90% of
Surrender value.
If at least two full Years premium have been paid and if death occurs within next
one year from first unpaid premium full sum assured is payable subject to rules
and regulation.
Double accident benefit including permanent disability benefit
Premium Waver Benefit
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
16. SALIENT FEATURES OF PLAN
IME SIMPLE ENDOWMENT PLAN (111)
Min_Pol_Term 5 Max_Pol_Term 54 Min_PP_Term 5
Max_PP_Term 54 Min AgeAt Entry 16 MaxAgeAtEntry 65
Prem end Age 70 Modes/Allowed YHQMS Min_SA_REG
25000
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
17. Coverage for term
Maturity – Sum Assured + Bonus
Normal death – Sum Assured + Bonus earned
Accidental death – Sum Assured + Accidental Sum
Assured+ Bonus earned
Risk coverage for the entire term
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
18. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
19. WHOLE LIFE PLAN
Whole life plan is not only insurance
it is an assurance for generation
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
20. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
21. This is a with profit policy.
Min S.A. allowed is 100,000 and Max. S.A. allowed is no limit.
Sum Assured along with the vested bonus, if any, are payable at the
end of the Premium Paying Term; maturity value.
Sum Assured along with vested bonus are payable on death of the Life
Assured during the Premium Paying Term.
An amount equal to the Sum Assured is payable on death after the
Premium Paying Term, free insurance cover after maturity.
Double accident benefit including permanent disability benefit is
available from the age of 16 to 70 Years.
Features
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
22. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
Product summary:
This plan is a combination of Endowment Assurance
and Whole Life plans. It provides financial protection
against death throughout the lifetime of the life
assured with the provision of payment of a lump sum at
the end of the selected term in case of his survival.
23. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
Coverage for term
Maturity – Sum Assured + Bonus
Normal death – Sum Assured + Bonus earned
Accidental death – Sum Assured + Accidental Sum Assured+ Bonus
earned
Risk coverage for whole life (after death again paid SA to nominee)
24. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
25. Guarantee your child’s future
With child Endowment plan
CHILD ENDOWMENT PLAN
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
27. IME Child Endowment Plan (IME Bal Ujjwal)
This policy allows to make provision for Children’s Education or Marriage. Although,
under this policy Sum Assured along with bonus is payable only at the end of the
selected term, in the event of unfortunate death of the life assured 1% of sum
assured is payable monthly from death to date of maturity.
Premium under this policy are payable for the selected term of the policy or till death
of Life Assured if occurs before date of maturity. However, bonus will accrued up to
the end of the term, even after termination of the premiums on death.
By payment of extra premium Accident and Disability Benefit (due to accident) can
be covered. If this benefit is availed, the benefits are payable immediately on the
date of the death/Disability by accident. However, the basic Sum Assured with
bonuses is payable at the end of the term.
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
28. Key Feature
•Minimum Entry Age : 0 Years
•Maximum Entry Age : 15 Years
•Minimum Policy Term: 10 Years
•Maximum Policy Term: 30 Years
•Maximum Maturity Age : 30 Years
•Minimum Sum Assured: Rs. 50 Thousand
•Premium Payment Frequency : Yearly/Half
Yearly/Quarterly
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
29. Benefits
•Sum assured plus bonus in case of the maturity
•Sum assured plus bonus will be paid to nominated
person in case of death of the assured.
•Tax benefits
Additional Benefits
•Premium Waiver Benefit
•Monthly Education Benefit
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
30. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
31. Guarantee your present & future
With limited payment money back plan
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Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
32. Presents
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Description
In a money back plan, the insured person gets
a percentage of sum assured at regular
intervals, instead of getting the lump sum
amount at the end of the term & Free risk
cover after maturity It is an endowment plan
with the benefit of liquidity.
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
33. Chief advantages of plan
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#= aLdf cjlw /aLdfz'Ns e'QmfgL cjlwM !) -*_, !% -!@_,@) -!^_/ @% -@)_ aif{
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Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
35. Coverage for term
Maturity:– Sum Assured + Bonus
After Maturity:- Risk cover equal to SA (2/3/4/5) years according to policy
term
Normal death:- – Sum Assured + Bonus earned
Accidental death – Sum Assured + Accidental Sum
Case of single premium
a) 2.5 times Risk cover (if Normal Death)
b) 3.5 times Risk cover (if Accidental death, maximum accidental cover equal
to sum assured or 50lakh which is less)
Presented By:
Rakesh baranwal
Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
36. Enter the World of Unlimited Earning Opportunity
IN TRUE SPIRIT OF SERVING THE PEOPLE AND NATION
Presented By:
Rakesh baranwal
37. DID YOU KNOW :-
Population Money
95 %
5 %
5 %
95 %