Credit risk management is a discipline that revolves around identifying, assessing, and mitigating the risk of financial loss stemming from the default of a borrower or counterparty. It is a pivotal component of the financial industry, influencing a wide range of stakeholders, including financial institutions, businesses, and regulatory authorities. The primary objective is to safeguard financial institutions from excessive losses by evaluating and mitigating the credit risks associated with borrowers.

1. Unveiling the Power of Credit Risk
Management Solutions

2. Welcome to a journey through the world ofCredit Risk
Management Solutions. In today's dynamic business landscape,
timely credit processing is not just necessary; it's imperative.
Timely approvals can mean the loss of valuable clients. Explore
how Suma Soft's extensive expertise can help your business
flourish.
Unlock Success with Suma Soft's Expert Credit Risk
Management Solutions

3. Suma Soft boasts a rich history spanning over two decades,
making it a trusted and established name in Credit Risk
Management Solutions.
We specialize in assisting Non-Banking Financial
Companies (NBFCs) and Banking, Financial Services, and
Insurance (BFSI) companies in India, helping them process
loans with unparalleled efficiency.
Our services are designed to ensure a more robust bottom
line for your business.
Suma Soft - Your Trusted Credit Processing Partner

4. Problem/Opportunity:
Credit proceedings are often viewed as painstaking
and time-consuming, posing a significant challenge in
the financial sector.
Streamlining the credit process presents a substantial
opportunity for businesses by attracting and retaining
clients effectively.

5. Value Proposition:
Suma Soft's offerings encompass crucial aspects such as
underwriting, credit, and loan processing, as well as
disbursement processing and loan servicing.
Our solutions are meticulously designed to ensure a
faster turnaround time (TAT) for loan processing,
addressing the pressing need for quicker credit decisions.
We understand the business urgency of our clients, which
is why we manage Credit Risk and Compliance Services
in India with the utmost care and precision.

6. The Solution:
At Suma Soft, we bring to the table rich domain
knowledge in Finance and Banking Services. Our expertise
ensures 100% accuracy in credit processing and loan
approval, highlighting our commitment to process
maturity.
Suma Soft takes pride in delivering SLAs that are
considered industry benchmarks for credit processing.
This directly contributes to our clients achieving a higher
closing ratio on their loans, all at a standard processing
cost.

7. The Solution:
Suma Soft has developed and deployed a Business
Process As a Service (BPAAS) Module that has significantly
reduced TAT and lead time for our clients, making it a
transformational step in the journey of Credit Risk
Management Solutions. Additionally, we provide a
dedicated Customer Relationship Management (CRM)
solution specially tailored for NBFCs in India.

8. Development Process of Credit Risk Management
Solutions
1. Documentation Collection: This is where the
journey begins, with the collection of extensive
documents from borrowers.
2. Risk Evaluation: Our experts meticulously assess the
credit risk associated with each application.
3. Verification: We carry out a detailed verification
process to ensure all information is accurate.

9. Development Process of Credit Risk Management
Solutions
4. Approval/Denial: This critical step involves making
the crucial decision to approve or deny the loan
application.
5. Conditions & Compliance: Ensuring that all
conditions and compliance requirements are met is a
fundamental part of our process.

10. +1-281-764-1825
+1-281-408-4861
+91-20-40130400
India
USA
Reach us
Let's Create a Brighter Financial Future Together
300 Delaware Ave.
Suite 210 #324
Wilmington DE 19801
2nd Floor, Westend Icon,
Westend Mall Complex,
Aundh, Pune - 411007,
Maharashtra, India
Kontor Space , 9th floor, Ashar IT
park, Jayashir Baug, Road no 16,
Wagle Industrial Area, Thane -
400604, Maharashtra, India
United States India HQ Mumbai, India
We are not just a service provider; we are your partner in redefining financial
prosperity. Contact Suma Soft today to see how our Credit Risk Management
Solutions can empower your organization: