Suma Soft is a trusted partner in credit processing services with over two decades of experience, focusing on non-banking financial companies and the banking sector in India. The company streamlines the credit process to enhance client retention by ensuring quick and accurate loan processing while managing credit risk and compliance. By implementing Business Process as a Service (BPaaS) solutions, Suma Soft significantly reduces turnaround times, contributing to improved loan closing ratios and overall financial success for its clients.

1. Suma Soft – Proprietary and Confidential www.sumasoft.com
Empowering Financial Success: Navigating
the World of Credit Processing Services with
SumaSoft

2. Suma Soft – Proprietary and Confidential www.sumasoft.com
Unveiling the Power of Credit Processing Services
Introduction
• Welcome to a journey through the world of credit processing services.
• In today's dynamic business landscape, timely credit processing is not just necessary; it's
imperative.
• Timely approvals can mean the loss of valuable clients.
• Explore how Suma Soft's extensive expertise can help your business flourish.

3. Suma Soft – Proprietary and Confidential www.sumasoft.com
Who We Are
Suma Soft - Your Trusted Credit Processing Partner
• A Legacy of Over Two Decades: Suma Soft boasts a rich history spanning over two decades,
making it a trusted and established name in credit processing services.
• Specialization in NBFCs and BFSI Companies: We specialize in assisting Non-Banking Financial
Companies (NBFCs) and Banking, Financial Services, and Insurance (BFSI) companies in India,
helping them process loans with unparalleled efficiency.
• Stronger Bottom Line: Our services are designed to ensure a more robust bottom line for your
business.

4. Suma Soft – Proprietary and Confidential www.sumasoft.com
Problem/Opportunity
The Challenge of Timely Credit Processing
• Identifying the Problem: Credit proceedings are often viewed as painstaking and time-
consuming, posing a significant challenge in the financial sector.
• Seizing the Opportunity: Streamlining the credit process presents a substantial opportunity for
businesses by attracting and retaining clients effectively.

5. Suma Soft – Proprietary and Confidential www.sumasoft.com
Value Proposition
Suma Soft's offerings encompass
crucial aspects such as
underwriting, credit, and loan
processing, as well as
disbursement processing and loan
servicing.
Our solutions are meticulously
designed to ensure a faster
turnaround time (TAT) for loan
processing, addressing the
pressing need for quicker credit
decisions.
We understand the business
urgency of our clients, which is
why we manage Credit Risk and
Compliance Services in India with
the utmost care and precision.

6. Suma Soft – Proprietary and Confidential www.sumasoft.com
The Solution
At Suma Soft, we bring to the table
rich domain knowledge in Finance
and Banking Services. Our
expertise ensures 100% accuracy
in credit processing and loan
approval, highlighting our
commitment to process maturity.
Suma Soft takes pride in delivering
SLAs that are considered industry
benchmarks for credit processing.
This directly contributes to our
clients achieving a higher closing
ratio on their loans, all at a
standard processing cost.
Suma Soft has developed and
deployed a Business Process As
a Service (BPAAS) Module that
has significantly reduced TAT and
lead time for our clients, making it
a transformational step in the
journey of credit processing.

7. Suma Soft – Proprietary and Confidential www.sumasoft.com
Development Process of Credit Risk Management Solutions
Risk Evaluation
Our experts meticulously assess the credit risk associated with each application.
Verification
We carry out a detailed verification process to ensure all information is accurate.
Documentation Collection
This is where the journey begins, with the collection of extensive documents from
borrowers.
Approval/Denial
This critical step involves making the crucial decision to approve or deny the loan
application.
Conditions & Compliance
Ensuring that all conditions and compliance requirements are met is a fundamental part
of our process.

8. Suma Soft – Proprietary and Confidential www.sumasoft.com
Follow Us On
United States
300 Delaware Ave.
Suite 210 #324
Wilmington DE 19801
India HQ
2nd Floor, Westend Icon,
Westend Mall Complex, Aundh,
Pune - 411007, Maharashtra,
India
Reach US
For USA
+1-281-764-1825
+1-281-408-4861
For India
+91-20-40130400
We are not just a service provider; we are your partner in redefining financial prosperity.
Contact Suma Soft today to see how our Credit Processing Services can empower your organization