By Najam ul hassan From: NUML University Islamabad

2. Database in banking
industries.

3. Group Members:
1. Najam ul Hassan
2. Ghulam Sakeena
3. Hamza Sidquie
4. ‘Soghat Ali

4. What is a Database?
A database is a shared collection of
logically related data that is stored to meet
the requirements of different users of an
organization.

5. A bit of History of Database
Computer initially used for computational/
engineering purposes
Commercial applications introduced File
Processing System

6. The concept of a shared organizational database
Accounting
Accounts
Payable
Accounts
Receivable
Management
ControlPlanning
Manufacturing
ProductionScheduling
Marketing
Product
Development
Sales
Corporate
Database

7. Database Advantages:
 Data consistency
 Better data security
 Faster development of new
applications

8. Database Disadvantages:
Higher costs
Conversion cost
More difficult recovery

9. The Banker Database
(service provider)

10. The Banker Database (service provider)
The Banker Database is a service from the Financial
Times, providing comprehensive coverage of the
leading banks in more than 190 countries.
The Banker Database combines standardised
financial data, senior management information, The
Banker rankings.

11. Data Quality:
The Banker's research and rankings have been the industry's
standard measures of performance for more than 50 years. All
data is researched and verified in-house by experienced analysts
using a standardised template of up to 150 items. All data is
quality checked by the head of research, and the database itself
runs more than 200 automated variance and relational checks to
ensure the highest levels of accuracy.

12. Standardisation:
Each bank's data is presented in a standardised template, using
strict data point definitions to take account, wherever possible,
of reporting and regulatory variations and provide unrivalled
levels of cross border data comparability.

13. Research Universe:
 We track significant local and foreign owned banks in more
than 190 countries
 5,000+ public, private, government and subsidiary banks
accounting for more than 90% of total global banking assets
 Data archive of up to 30 years
 Subscribers may request the inclusion of additional banks

14. About The Banker:
The Banker provides economic and financial intelligence for the
world's financial sector and has built a reputation for objective
and incisive reporting.

15. What are the top database
software used in banking?

16. What are the top database software used
in banking?
1. Oracle
2. DB2 (from IBM)
3. Sybase (Now SAP)
4. MS SQL Server

17. 1. Oracle
 Oracle Enterprise Server, designed for grid computing, is the
best RDBMS, running on multiple platforms, with the latest
version 12c, in which the "c" is for cloud computing. In the IT
industry, Oracle is "THE DATABASE." If you want to become a
database administrator (DBA), make sure you are the Oracle
DBA, and you are all set for your career. Oracle has the
unshakeable market share in database field with big
corporations, government agencies, and mission-critical data
centers running on Oracle database in the Real Application
Cluster (RAC) environment. Job opportunities with Oracle
database are always there.

18. 2. DB2 (from IBM)
 DB2 is the database management system that delivers a
flexible and cost-effective database platform to build robust
on demand business applications. The DB2 Universal
Database (UDB) Enterprise Server Edition (ESE) is one of the
best RDBMS. IBM positions DB2 as the database of choice for
robust, enterprise-wide solutions handling high-volume
workloads. and optimized to deliver industry-leading
performance while lowering costs. DB2 is used by many big
insuance companies, for example, VSP, the leading vision
insurance company, run its entire business on DB2. While DB2
is not likely to overperform Oracle in market share, it is
difinitely securred in the second position.

19. 3. Sybase (Now SAP)
 SAP Adaptive Server Enterprise (ASE), formerly Sybase, is a high-
performance, mission-critical database management system that gives
customers an operational advantage by lowering costs and risks. Sybase
used to be one of the big 3 database giants (with Oracle and DB2)
dominating the database field, but Sybase lost its momentum overtime,
and eventually was sold out to SAP really cheap. Sybase database was
widely used in banking industry, such as Wells Fargo Bank. It is unclear
what would be the future outlook of SAP/Sybase database product since it
depends on how SAP plan to position the ASE. Currently SAP Adaptive
Server Enterprise (SAP Sybase ASE) is marketed as the affordable relational
database management system (RDBMS) designed for high-performance
transaction-based applications involving massive volumes of data – and
thousands of concurrent users. In short, SAP/Sybase database is still a
significant player, but its future is unclear.

20. 4. MS SQL Server
 Microsoft SQL Server is a comprehensive database software platform
providing enterprise-class data management and integrated business
intelligence (BI) tools. Even though as a late starter in database, Microsoft
has made strategic investments to push its SQLServer to the frontline to
compete with Oracle and DB2 head-to-head. As the foundation of
Microsoft's comprehensive data platform, SQL Server delivers
breakthrough performance for mission-critical applications, using in-
memory technologies, faster insights from any data to any user in familiar
tools like Excel, and a resilient platform for building, deploying, and
managing solutions that span on-premises and cloud. Microsoft offers
deep discounts to education sectors including public schools, universities,
and public agencies in education, which helped SQLServer gain user base
significantly.

21. The Advantages of Using
Databases for the Banking
Industry.

22. Advantages:
1. Longer Uptime.
2. Faster Performance.
3. Lower Costs.
4. Easier Growth.

23. 1. Longer Uptime:
A database management system that requires banks to access
financial data stored in a central location can be vulnerable to
downtime. The central location may be inaccessible due to
communication infrastructure problems, natural disaster or
malicious attack. The distributed system lets banks access the
information they need at any time, regardless of the uptime
status of a central server. A distributed database management
system allows banks to reroute their information requests
around the inaccessible location to another available site.

24. 2. Faster Performance:
A distributed database management system relies on multiple
processors distributed throughout the network, and this is a
plus. The distributed nature of the network allows each
processor to take on part of the data access chores, rather than
relying on a single processor to handle all the requests at once.
This system allows banks to access the data they need faster and
more reliably than they would with a centralized system.

25. 3. Lower Costs:
A distributed database management system allows each bank
branch to have its own copy of the latest customer data. The
bank's copy of the customer's account data allows the bank to
record and process each transaction locally, rather than sending
it forward to a central server. The ability to process transactions
locally saves on communication costs. If a problem occurs with
the local system, it can be addressed at the local level, which
also saves time and money.

26. 4. Easier Growth:
A centralized database management system often lacks the
flexibility to handle substantial growth. When such a system
needs to expand its capabilities, the bank may need to purchase
new equipment, upgraded software or both. The distributed
database management system structure supports modular
growth. As a bank expands into new geographic areas or offers
new financial services, database managers can add the new
functionality to the distributed database system without
affecting the current system's functions.

27. Any Questions?

28. Thanks,
Always think positively.