KSHO 8943/C/18 - Flood relief Kerala - Loan to Victims circular uploaded by T james joseph Adhikarathil, Kottayam

1. 1
kw{Klw
apJya{´nbpsS ZpcnXmizmkn[n þ {]IrXn t£m`s¯ XpSÀ¶v {]Jym]n¨
RKLS ]²XnbpsS S¯n¸v - - hniZmwi§Ä ]pds¸Sphnç¶Xp kw_Ôn¨v
kqN: k.D.(ssI) 326/2018/dh Xnêh´]pcw XobXn 07/09/2018
KSHO/8943/C/18 dated 13/9/2018
]cn]{Xw
tIcfw Ct¶hsc I−XnÂh¨v Gähpw cq£amb {]IrXnt£m`amWv
s½¡S¶v t]mbncn¡p¶Xv. tImSn¡W¡nv cq]bpsS mijvSamWv
CXneqsS ap¡v tcn«n«pÅXv. Cu Zpc´¯nv ap¼n ]I¨p n¡pIbÃ
jvSs¸«hbv¡v ]Icw IqSpX sa¨ambh sasªSp¡mpÅ
X¿msdSp¸mWv Ct¸mÄ ap¡mhiyw. Hcpan¨v n¶v ]pXnsbmcp tIcfw
]WnXpbÀ¯p¶XnpÅ hnhn[ {ia§Ä¡mWv tIcf kÀ¡mÀ XpS¡w
Ipdn¨n«pÅXv
mSnv s]mXphmbn tcn«n«pÅ jvS¯nsm¸w Xs¶ {][mhpw Hcfhphsc
AXneptasd BLmXapfhm¡p¶XpamWv km[mcW P§Ä¡v tcn«n«pÅ
hyànKX jvS§Ä. PohnXIme k¼mZyhpw D]PohamÀ¤hpw jvSambhÀ
AsX§s tcnSWsa¶dnbm¯ AhØbnemWv. Zpc´¯nsâ
BLmX¯n ]I¨pt]mIp¶hÀ¡v X§fpsS PohnXhpw Pohtm]m[nIfpw
Xncn¨p ]nSn¡p¶XnpÅ ssI¯m§v ÂIpIsb¶XmWv CXnpÅ
S]SnIfn {][mw.
Cu {]tXyI e£yw ap³nÀ¯n kÀ¡mÀ {]Jym]n¨ Xncn¨Shv
Dd¸m¡nsIm−pÅ hmbv]m ]²XnbmWv dnkÀPâv tIcf tem¬ kvIow
(Resurgent Kerala Loan Scheme-RKLS). 2018 HmKÌnep−mb
{]IrXnt£m`¯nsâ BLmXtaä hyànIÄ¡v kab_ÔnXambpw
thK¯nepw hmbv] e`yam¡pI F¶XmWv Cu kvIoansâ {][m e£yw.

2. 2
kqN D¯chp {]Imcw XpSÀ S]Sn{Ia§Ä ]pds¸Sphn¡p¶Xnmbn
IpSpw_{io FIvknIyp«ohv UbdÎsd kÀ¡mÀ NpaXes¸Sp¯nbn«p−v. Cu
kmlNcy¯n RKLS ]²XnbpsS S]Sn{Iaw Xmsg¸dbp¶ {]Imcw
AwKoIcn¨v ]pds¸Sphn¡p¶p
1. RKLS ]²XnbpsS e£yw
{]fbs¡SpXnsb XpSÀ¶v hoSpIÄ¡pw ho«p]IcW§Ä¡pw miãw
kw`hn¨hÀ¡v Xncn¨Shv Dd¸m¡ns¡m−v KmÀlnI D]IcW§Ä
hm§p¶Xnpw D]Pohtm]m[nIÄ tSp¶Xnpw BhiyIX IW¡m¡n
IpSpw_mY¡v / IpSpw-_{io AwK-¯np 1,00,000/þ cq] hsc ]eni clnX
hmbv] e`yam¡pI.
2 . dnkÀPâv tIcf tem¬ kvIoansâ KpWt`màmhv Bcv?
• kÀ¡mÀ {]Jym]n¨ Hä {]mhiys¯ Bizmk [klmbamb 10000/
cq]¡v AÀlcmb {]IrXnt£m` _m[nX {]tZi§fnse IpSpw_{io
AwK§fmWv Cu hmbv]m ]²Xnbn DÄs¸SpI.
• C¯c¯n ]Xnmbncw cq]bpsS kÀ¡mÀ [klbw e`n¨
IpSpw_¯nse KrlmY/ hnXm IpSpw_mwKw nehn IpSpw_{io
Ab¡q«¯n AwKaÃmsb¦n AwKXzw kzoIcn¡p¶ apd¡v Cu
]²Xnbn DÄs¸Sp¯mhp¶XmWv. hmbv] Imebfhn ChÀ
Ab¡q«¯n XpScWsa¶v Dd¸m¡Ww.
3. dnkÀPâv tIcf hmbv] F´nv?
• {]fb¯n jvSs¸« Krtlm]IcW§Ä hm§p¶Xntm
(DZmlcW¯nv Snhn, {^nUvPv, anIvkn, Kymkv kvddu, ^ÀWn¨À,sa¯,
Ip¡À apXembh), hoSosâ sNdnb AäIpä ]WnIÄ¡mbn
km[§Ä hm§p¶Xntm (hoSp ]qÀ®amtbm `mKnIamtbm
jvSs¸«hÀ¡pÅ [klmbw kÀ¡mÀ Xe¯n {]tXyIw
]cnKWn¡pw), ãamb D]Pohtm]m[nIÄ (tImgn, BSv apXemb
apXÂapS¡v Ipdª kwc`§Ä am{Xw) F¶nh tSp¶Xntm Cu
hmbv]m XpI D]tbmKn¡mhp¶XmWv.

3. 3
4. ]²Xn khntijXIÄ
• IpSpw_{io Ab¡q« hmbv]bmbn«mbncn¡pw Cu ]²Xn
S¸nem¡pI
• ]camh[n Hcp e£w cq]hscbmWv Hcp hyàn¡v hmbv]bmbn
e`n¡p¶Xv. F¶m _m¦nsâ hyhØbpkcn¨v Hcp
Ab¡q«¯nv bmsXmcp CuSpanÃmsX _m¦v AphZn¡p¶ ]camh[n
hmbv] XpI 10 e£ambXnm (nehnse _m[yX+ ]pXpXmbn
At]£n¡mpt±in¡p¶ hmbv]= 10e£w cq]bn A[nIcn¡cpXv)
CXnpÅn hcp¶ XpItb hmbv] XpIbmbn Ab¡q«¯nv
_m¦ntmSv Bhiys¸Sm³ Ignbq.
• 36 amkw apXÂ 48 amkw hscbmbncn¡pw Xncn¨Shp Imemh[n.
• hmbv]bpsS ]eni (9%) apJya{´nbpsS ZpcnXmizkn[nbn n¶pw
hln¡pw
• hmbv]m Xncn¨Shn a¸qÀÆamb hogv¨hcp¯p¶hsc {]tXyIw
]«nIbnÂs¸Sp¯pIbpw XpSÀ¶pÅ kÀ¡mcnsâ FÃm ]²XnbnÂ
n¶pw Hgnhm¡pIbqw sN¿pw.
• IpSpw_{io Ab¡q«¯nmbncn¡pw hmbv] AphZn¡p¶Xv.
Ab¡q«w AÀlcmb hyànKX At]£IÀ¡v XpI e`yam¡pw.
• _m¦v tamdt«mdnbw AphZn¡psa¦nepw hmbv] e`y-amb ASp¯ amkw
apX hmbv]m Xncn-¨-Shv KpWt`màmhv Ab¡q«¯nv
ÂIp¶ps−¶v IpSpw-_-{io anj³ Dd¸phcp¯p¶XmWv. BZys¯ Hcp
hÀj-¡m-e-b-f-hn Xncn-¨-Shv XpI Xmc-X-tay Ipdª tXmXn-em-bn-
cn¡pw. c−m-as¯ hÀjw apXÂ Xncn¨Shv Hcp nÝnX XpI-bmbn {Iao-I-
cn-¡p-¶-Xm-Wv. Ab¡q«¯nÂn¶v hmbv] e`n¨ AwKw Bgv¨
hyhØbntem, amkhyhØbntem ASp¯ amkw apXÂ hmbv]m
Xncn¨Shv Ab¡q«¯nte¡v ÂtI−XmWv. (BZys¯ Hcp
hÀj¯n BZys¯ aq¶p amkw Hmtcm amkhpw 400, ASp¯ aq¶p
amkw 600 (Hmtcm amkhpw), ]ns¶ 800,1000F¶n§s Xncn¨Shv XpI
{IaoIcn¡mhp¶XmWv)

4. 4
• hmbv]bpsS ]eni XpI(9%) kÀ¡mcn n¶v ssI¸än IpSpw-_{io
PnÃmanj³ aptJ Ab¡q«§Ä¡v e`y-am-¡p¶XmWv.
3. {]hÀ¯ coXn
• IpSpw_{io PnÃmanj³ Xmeq¡v Hm^okpIfn n¶v 10,000 cq]
ASnb´nc klmbambn e`n¨ IpSpw_§fpsS ]«nI tiJcn¡pIbpw
knUn-Fknp ÂIpIbpw sN¿Ww.
• IpSpw-_{io AwK-§-f-Ãm¯Xpw F¶m kÀ¡mcnsâ Hä¯hW
kamizmk [klmbw e`n¨hcpamb IpSpw_§fnse
KrlmYt¡m/hnXm IpSpw_mwK¯ntm IpSpw-_-{io-bnÂ
AwKamIp¶Xnv Ahkcw D−mbncn¡pw. AwKamIp¶hÀ IpSpw_{io
ZÀiw DÄs¡mÅp¶Xnpw Ab¡q« tbmK§fn ]s¦Sp¯v
kzm`mhnI {]hÀ¯w Bcw`n¡p¶apdbv¡pw Bbncn¡pw ChcpsS
hmbv]m At]£ ]cnKWn¡pI.
• {]kvXpX ]²Xn {]Imcw hmbv] BhiyapÅ AÀl-cmb IpSpw-_{io
AwK-§sf AXmXv Ab¡q«§Ä Is−¯n F Un Fkv aptJ
At]£ kn Un Fknp ssIamdpw. Ab¡q«w ChcpsS
hmbv]mhiys¯¡pdn¨v ]Tn¡pIbpw Bhiyw aknem¡nbpw
Xncn¨S¡mpÅ {]m]vXn hnebncp¯nbpw Hmtcm hyàn¡pw
AphZn¡mhp¶ XpI F{Xsb¶v Is−¯Ww. Ab¡q«¯nsâ
Iq«p¯chmZnXz¯nemWv KpWt`màmhnv AphZn¡mhp¶ XpI
nÝbnt¡−Xv.
• hmbv]mt]£ ]cntim[n¨v At]£IbpsS mijvS§fpsS hnhc§Ä
hkvXpnjvTambn Af¡pIbpw, ChcpsS ap³Imes¯ Xncn¨Shv
kz`mhhpw, hmbv] Xncn¨ShnpÅ Ignhv, nehnse _m[yX F¶nh
IW¡m¡n AhÀ¡v AphZn¡mhp¶ ]camh[n hmbv] XpI (Hcp
e£¯n IhnbcpXv) IW¡mt¡−XmWv. F¶m Ab¡q«¯nv
At]£n¡mhp¶ ]camh[n hmbv] XpI 10 e£w cq]bn Ihnbmpw
]mSnÃ. bmsXmcp _mly CSs]SepIfpw C¡mcy¯n D−mIm³ ]mSnÃ.
AÀlXs¸« XpI ntj[nç¶ kmlNcytam AÀlXbnÃm¯ XpI
ip]mÀi sN¿p¶ kmlNcytam D−mIm³ ]mSnÃ. C¯cw sXämb
{]hWX D−mbm A¯cw Ab¡q«§sf Icn¼«nIbnÂ

5. 5
DÄs¸Sp¯p¶Xpw XpSÀ¶pÅ kÀ¡mcnsâ ]²XnIfn n¶pw
Hgnhm¡p¶XpamWv.
• tem¬ BhiyapÅ AÀlcmb KpWt`màm¡Ä nÝnX At]£
IpSpw_{io Ab¡q«¯nv ÂIWw. (amXrI Ap_Ôw 1 Bbn
tNÀ¯ncn¡p¶p) AtXmsSm¸w tem¬ Xncn¨Shv IrXyambn
S¯psa¶pÅ kXyhmMvaqew dhyp Ìm¼v H«n¨ shÅ t]¸dnÂ
FgpXn At]£I Ab¡q«¯np ÂIWw. (amXrI Ap_Ôw 2
Bbn tNÀ¯ncn¡p¶p)
• Ab¡q«w, Cu At]£IfpsS ASnØm¯n RKLS temWnpÅ
At]£ (amXrI Ap_Ôw 3 Bbn tNÀ¯ncn¡p¶p) hyàamb
ip]mÀiItfmsS FUnFknp ssIamdpIbpw, FUnFkv BbXv
ip]mÀisNbvXv kn Un Fknp ssIamdpIbpw kn Un Fkv ip]mÀi
tcJs¸Sp¯n _m¦pIÄ¡v ssIamdpIbpw sNt¿−XmWv
• _m¦p-IÄ ka-b-_-Ôn-X-ambn {]kvXpX hmbv] e`y-am-¡p-¶-Xn-pÅ
S]Sn ssIs¡mÅp¶XmWv. tem¬ tafIÄ kwLSn¸n¨v GIPmeI
kwhn[m¯neqsS tem¬ hnXcW¯npÅ S]SnIÄ (kn Un
Fkv/t»m¡v Xe¯nÂ) PnÃm anj³ kzoIcnt¡−XmWv.
• Ab¡q«¯nv ÂtI− ]eni kw_-Ôn-¨pÅ hni-Zmw-i-§Ä tiJ-
cn¨v t{ImUo-I-cn¨v kÀ¡mcnv kaÀ¸n¡p¶XnpÅ D¯chmZnXzw
IpSpw_{io PnÃmanjmbncn¡pw.
• IpSpw-_{io Ab¡q«-¯n-eqsS KpW-t`m-àmhv hmbv]m Xncn-¨-Shv S-
¯p-¶-Xm-bn-cn-¡pw. hmbv]m Xncn¨Shv Dd¸phcp¯p¶XnpÅ
D¯chmZnXzw IpSpw_{io {XnXe kwLSm kwhn[m¯nÂ
n£n]vXamWv.
• Ab¡q«w KpWt`màmhnÂn¶v ]eni AS¡apÅ XpIbmWv
_m¦nte¡v Xncn¨St¡−XmWv. ]eni XpI (9%) kÀ¡mcn n¶pw
ssI¸än IpSpw_{io anj³ aptJ Ab¡q«§Ä¡v
e`yam¡p¶XmWv. Ab¡q«§Ä Cu XpI KpWt`màm¡fpsS
A¡u−nte¡v Imehnfw_w IqSmsX nt£]n¡Ww.

6. 6
• hmbv]bv¡v Xm§mbn (Subvention) kÀ¡mÀ {]Jym]n¨n«pÅ ]eni XpI
bYmkabw IpSpw_{io PnÃm anj³ aptJ Ab¡q«§Ä¡v
e`yam¡p¶XmWv.
• At]£ ]cntim[n¨v GähpaSp¯ Znhkw Xs¶ _m¦v XpI
ssIamdp¶XnpÅ S]Sn kzoIcnt¡−XmWv.
• KpWt`màm¡Ä¡mhiyamb D]IcW§Ä anXamb hnebv¡v
e`yam¡p¶Xnmbn IpSpw_{io PnÃm anj³ S]SnIÄ
kzoIcn¡p¶XmWv. PnÃm anjpIÄ Cu I¼nIfpambn klIcn¨v
_vtfm¡pXe hn]WtafIÄ kwLSn¸n¡pIbpw Ahtiym]IcW§Ä
kab_ÔnXambn KpWt`màmhnv e`n¡p¶ps−¶v
Dd¸phcp¯pIbpw thWw.
• GsX¦nepw kmlNcy¯n Hcp IpSpw_¯n n¶pw H¶ne[nIw
AwK§Ä Hcp Ab¡q«¯ntem H¶ne[nIw Ab¡q«§fntem
AwK§fmbn h¶m Hcp AwK¯np am{Xta hmbv]bv¡v
AÀlXbp−mbncn¡pIbpÅp. kÀ¡mcn n¶pw Hä¯hW
kamizmk XpI e`n¨hcpsS _m¦v ]mkv_p¡v ]IÀ¸v hyànKX
At]£tbmsSm¸w DÅS¡w sNt¿−XmWv.
]²Xnbn ]¦mfnbmæ¶hêsS D¯chmZn¯§Ä
At]£I
• IpSpw_{io {]hÀ¯§fn kPohambncn¡Ww. Ab¡q«
tbmK§fnepw ]cn]mSnIfnepw IrXyambn ]s¦Sp¡Ww.
• IpSpw_{iobn AwKXzw tSnbn«nsæn GähpaSp¯ IpSpw_{io
Ab¡q«¯n AwKXzw tSWw. AtXmsSm¸w IpSpw_{io
{]hÀ¯§fn kPohambn ]s¦Sp¡pIbpw thWw.
• tem¬ IrXyambn Xncn¨S¡p¶Xn AXoh Pm{KX ]peÀ¯Ww.
• tem¬ XpIbpsS icnbmb hnntbmKw Dd¸p hcp¯Ww.
Ab¡q«w
• AÀlcmbhÀ¡v am{Xw tem¬ e`n¡p¶psh¶v Dd¸m¡p¶p.

7. 7
• IpSpw_{io AwKaÃm¯ AÀlcmbhcpw tem¬
BhiyapÅhcpambhÀ¡v Ab¡q«¯n AwKXzw sImSp¡p¶p.
• At]£IbpsS BhiyIX hkvXpnjvTambn hnebncp¯p¶p.
• tem¬ At]£IÄ kzoIcn¡pIbpw AwK§fpambn IcmdnÂ
GÀs¸SpIbpw sN¿p¶p.
• tem¬ XpI kab_ÔnXambn e`yam¡p¶Xnv ]cn{ian¡p¶p.
• e`yamb tem¬ XpI At]£IÀ¡v Imehnfw_w IqSmsX AhcpsS
_m¦v A¡u−pIfnte¡v ssIamdp¶p.
• tem¬ Xncn¨Shv Dd¸m¡p¶p.
• tem¬ Xncn¨Shv apS§p¶ kmlNcy¯n _Ôs¸« AwKs¯ tcnÂ
I−v {]iv§Ä aÊnem¡n ]cnlmc amÀ¤§Ä tXSp¶p. (DZm. hmbv]
e`n¨ KpWt`màmhnsâ k¼mZy¯nÂn¶v e`yam¡pI XpS§nbh)
• tem¬ Xncn¨Shv tÌävsaâv bYmkabw F Un Fknp ssIamdp¶p.
• e`yamb tem¬ XpI icnbmbn hnntbmKn¡p¶Xnv AwKs¯
t{]cn¸n¡p¶p.
• GsX¦nepw kmlNcy¯n Hcp IpSpw_¯n n¶pw H¶ne[nIw
AwK§Ä Hcp Ab¡q«¯ntem H¶ne[nIw Ab¡q«§fntem
AwK§fmbn h¶m Hcp AwK¯np am{Xta hmbv]bv¡v
AÀlXbp−mbncn¡pIbpÅp. C¡mcyw Dd¸m¡p¶p.
F Un Fkv
• {]fbm´c klmbamb ]Xnmbncw cq] kÀ¡mcn n¶v
e`yambhcpsS enÌv kn Un Fkn n¶v tiJcn¨v Ab¡q«§Ä¡v
ssIamdp¶p.
• Ab¡q«§Ä kaÀ¸n¡p¶ At]£IfpsS nPØnXn
]cntim[n¡p¶p.
• At]£IÄ bmsXmcp ]£]mXhpw IqSmsX thK¯n ip]mÀi
tcJs¸Sp¯n kn Un Fknv ssIamdp¶p.
• GsX¦nepw Ab¡q«w tem¬ BhiyapÅ Hcp At]£IbpsS
AwKXzw GsX¦nepw kmlNcy¯n ntj[n¨m B

8. 8
Ab¡q«¯n tcn«v kµÀin¨v Ab¡q« AwKXzw Hcp kv{XobpsS
AhImiamsW¶pw AXp ntj[n¡m³ ]mSnÃmsb¶pw AwK§sf
t_m[ys¸Sp¯Ww.
• Ab¡q« AwK kwJy Ccp]XmsW¦n A¯cw kmlNcy§fnÂ
At]£Isb sXm«Sp¯pÅ aäv Ab¡q«¯n tNÀ¡p¶Xnv S]Sn
kzoIcn¡p¶p.
• tem¬ Xncn¨Shv nco£n¡p¶p. tÌävsaâpIÄ bYmkabw
Ab¡q«§fn n¶pw tiJcn¨v kn Un Fknv ssIamdp¶p.
• GsX¦nepw kmlNcy¯n tem¬ Xncn¨Shv apSp§pIbmsW¦nÂ
_Ôs¸« Ab¡q« tbmK¯n ]s¦Sp¯v {]iv ]cnlmcw
D−m¡p¶p. hnhc§Ä bYmkabw kn Un Fknv ssIamdp¶p.
kn Un Fkv
• kÀ¡mcn n¶pw {]fb _m[nXÀ¡v HäXhW kamizmkambn 10,000
cq] e`n¨hcpsS enÌv dhyp DtZymKØcnÂ/PnÃmanjn n¶v
tiJcn¨v _Ôs¸« F Un FkpIÄ¡v ssIamdp¶p.
• F Un FkpIfn n¶v e`n¨ At]£IÄ Imehnfw_w IqSmsX
_m¦pÄIÄ¡v ssIamdp¶p.
• PnÃm anj³ nÀt±i {]Imcw tem¬ taf kwLSn¸n¡p¶p.
• tem¬ Xncn¨Shv IrXyambn nco£n¡p¶p.
• tem¬ Xncn¨Shv tÌävsaâv Fw sF Fkn mfnXoIcn¡p¶p.
• ]eni tÌävsaâv/tem¬ hnXcW tÌävsaâv bYmkabw PnÃmanjp
ssIamdp¶p.
• RKLS ]²XnbpsS {]hÀ¯ ]ptcmKXn hnebncp¯p¶Xnmhiyamb
hnhc§Ä FÃm Znhkhpw (PnÃm anj³ Bhiys¸Sp¶Xphsc) AXmXp
Znhkw D¨¡v c−p aWn¡v ap³]v PnÃm anjp ssIamdp¶p.
• RKLS ]²XnbpsS Hm^okv kw_Ôamb FÃm {]hÀ¯§fpsSbpw
D¯chmZn¯w kn Un Fkv A¡u−ânmbncn¡pw.
• kÀ¡mcn n¶pw Hä¯hW kamizmk XpI e`n¨hcpsS hnhc§Ä
(Ap_Ôw 4 ) {]Imcw kn Un Fkn tiJcn¨v FIvk joänÂ
kq£nt¡−Xpw BbXv Hcp IpSpw_¯n n¶pw H¶n IqSpXÂ

9. 9
At]£ kaÀ¸n¨n«nÃmsb¶v Dd¸phcp¯p¶Xnmbn
D]tbmKnt¡−XpamWv.
PnÃm anj³
• AÀlcmbhcpsS ]«nI dhyp DtZymKØcn n¶pw tiJcn¨v kn Un
FkpIÄ¡v ssIamdp¶p.
• Sn ]²Xn¡mhiyamb {]NcWw IpSpw_{io {XnXe kwLSm
kwhn[mw hgn ÂIp¶p.
• kn Un Fkv `mchmlnIfpsS tbmKw hnfn¨p tNÀ¯v Bhiyamb
aps¶mcp¡ {]hÀ¯§Ä kwLSn¸n¡p¶p.
• _m¦v DtZymKØcpsS/`mchmlnIfpsS tbmKw hnfn¨p tNÀ¯v
]²XnbpsS kpKaamb S¯n¸v Dd¸m¡p¶p.
• ]²Xn S¯n¸nmhiyamb nco£W kwhn[mw GÀs¸Sp¯p¶p
.t»m¡v tIm HmÀUntäÀamÀ¡v kn Un FkpIfpsS NpaXe ÂIp¶p.
• Xncn¨Shv IrXyambn nco£n¡p¶p.
• ]²Xn KpWt`màm¡Ä¡mbn Bhiyamb t_m[hXv¡cW
]cn]mSnIfpw amknI ]n´pWm ]cn]mSnIfpw kwLSn¸n¡p¶p.
• ]eni kw_Ôn¨ tÌävsaâv kwØm anjv bYmkabw ssIamdp¶p.
• Sn ]²Xnbpambn _Ôs¸« sh_v tS_nfpIÄ FÃm Znhkhpw ]I 4
aWn¡v ap³]mbn mfnXoIcnçì.
_m¦v
• tem¬ XpI kab_ÔnXambn Ab¡q«¯nv AphZn¡pI
• ]eni tÌävsaâv, tem¬ hnXcW tÌävsaâv kn Un FkpIÄ
Bhiys¸Sp¶ apd¡v ssIamdpI.
• tem¬ Xncn¨Shv kw_Ôamb {]iv§Ä BZyL«¯n kn Un
Fkn ]cnlmcw D−mIm¯ ]£w PnÃm anjv ssIamdpI.
• tem¬ Xncn¨Shv ]ptcmKXn _n FÂ _n knbnepw Un FÂ _n
knbnepw NÀ¨ sN¿pI.
• {]IrXn t£m`s¯ XpSÀ¶v {]Jym]n¨ ]²Xn BbXnm SLBC bnÂ
AphZn¨n«pÅ Xmsg tNÀ¯ncn¡p¶ CfhpIÄ ]men¡p¶ps−¶v
_m¦pIÄ Dd¸m¡pI.

10. 10
hmbv]XpI Ab¡q« tImÀ¸knv Bp]mXnIambn
IW¡mt¡−XnÃ
Cu ]²XnbpsS ASnb´nc {]m[myw IW¡nseSp¯v Hcp
Ab¡q«¯nv H¶n IqSpX XhW hmbv]bv¡v
At]£n¡mhp¶XmWv
hmbv]m e`yXbv¡v Ab¡q«w Bcw`n¨v Bdpamkw
]qÀ¯oIcn¨ncn¡Ww F¶ hyhØ CfhpsN¿p¶p
kwØm anj³
• ]²Xn {]hÀ¯§Ä¡mhiyamb amÀ¤ nÀt±i§Ä X¿mdm¡pI
• Bhiysa¦n XpSÀamÀ¤ nÀt±i§Ä bYmkabw ]pds¸Sphn¡pI.
• ]²XnbpsS {]hÀ¯ ]ptcmKXn ssZwZnw hnebncp¯pI.
• ]eni XpI C.M.D.F-Â n¶v bYmkabw e`n¡p¶XnpÅ S]Sn
kzoIcn¡pI. e`n¡p¶ XpI Ab¡q«§Ä¡v ssIamdpI.
• ]²Xn S¯n¸pambn _Ôs¸«v HmtcmL«¯nsebpw S]SnIÄ
XzcnXs¸Sp¯mmhiyamb S]SnIÄ kzoIcn¡pI.
• ]²Xnbpambn _Ôs¸«v Bhiyamb b]camb Xocpam§Ä
ssIs¡mÅpI. hnebncp¯epw nco£Whpw Dd¸m¡pI. XpSÀ
D¯chpIÄ ]pds¸Sphn¡pI.
kab{Iaw
XobXn {]hÀ¯w e£yw D¯chmZnXzw
13/9/2018,
14/9/2018
kn Un Fkv
sNbÀt]gvk·mcpsS
PnÃmXe tbmKw
]²Xn hniZoIcWw PnÃm anj³
14/9/2018,
15/9/2018
kn Un Fkv
PdÂt_mUn
]²Xn
hniZoIcWw
t»m¡v tIm HmÀUntäÀ,
kn Un Fkv
sNbÀt]gvk³,sa¼À
sk{I«dn
15/9/2018
16/9/2018
Ab¡q« tbmKw ]²Xn
hniZoIcWw,
AÀlcmb
KpWt`màm¡f
Is−¯pI, tem¬
At]£IÄ
kzoIcn¡pI
_Ôs¸« F Un Fkv
`mchmlnIÄ

11. 11
17/9/2018 F Un FkvXe
]cntim[
(kn Un Fkv
Hm^oknÂ)
AÀlcmbhsc
Hmgnhm¡pI,
At]£bnse
]nipIpIÄ
Xncp¯pI,
_Ôs¸«hcpsS
ip]mÀiIÄ
tcJs¸Sp¯pI
_Ôs¸« F Un Fkv
`mchmlnIÄ
17/9/2018,
18/9/2018
kn Un FkvXe
]cntim[bpw
At]£IÄ
_m¦pIÄ¡v
ssIamdepw
At]£IÄ
{Ias¸Sp¯pI,
_Ôs¸«hcpsS
ip]mÀiIÄ
tcJs¸Sp¯pI,
At]£IÄ _m¦nv
ssIamdpI,
Bhiyamb
hnhc§Ä PnÃm
anjp ssIamdpI
kn Un Fkv
sNbÀt]gvk³,sa¼À
sk{I«dn, kn Un Fkv
`cWkanXn AwK§Ä
19/9/2018
apXÂ
25/9/2018
hsc
_m¦pIÄ tem¬
AphZn¡Â
AÀlXs¸«
FÃmhÀ¡pw hmbv]
Dd¸m¡pI
_Ôs]« _m¦pIÄ
25/9/2018
apXÂ
30/9/2018
hsc
Krtlm]IcW
tafIÄ
BÀ sI FÂ Fkv
KpWt`màm¡Ä¡v
anXamb nc¡nÂ
Krtlm]IcW§Ä
e`yam¡pI
PnÃm anj³
(H¸v)
FIvknIyp«ohv UbdÎÀ
IpSpw_{io
kzoIÀ¯mhv
1. FÃm PnÃm anj³ tImþ-HmÀUn-t-äÀamÀ¡pw
2. FÃm t{]m{Kmw Hm^o-kÀamÀ¡pw
]IÀ¸v
1. Fà Kth-WnwKv t_mUn AwK-§Ä¡v
2. A¡u−vkv sk£³
3. Icp-XÂ/A[nIw
D¯chn³ {]Imcw
t{]m{Kmw Hm^okÀ (kwLS)

12. 12
- Annexure-1
- From
-
-
-
- To
-
-
- dnkÀPâv tIcf hmbv]bv¡pÅ At]£
- (IpSpw_{io AwKw Ab¡q«¯nv kaÀ¸nt¡−Xv)
Ab¡q« AwK¯nsâ t]cv:
taÂhnemkw
Ab¡q«¯n AwKamb hÀjw
AwKoIrX Xncn¨dnb ImÀUv ¼À
_m¦v A¡u−v hniZmwi§Ä
nehn _m¦v hmbv] Dt−m ?
Ds−¦n Cnbpw F{X XpI
Xncn¨Sbv¡Ww? Imemh[n F{X ?

13. 13
{]fb¯n jvSs¸« Krtlm]IcW§fptSbpw aäpw hnhc§Ä
{Ia.w hkvXp¡Ä F®w aXn¸v ãw
1 anIvkn
2 Snhn
3 {^nUvPv
4 Ip¡À
5 ^ÀWn¨À
6 sa¯
7 hmjnwKv ajo³
8 Kymkv Ìu
9 aäpÅh
BsI
hniZoIcWw(Fs´¦nepw Ds−¦nÂ):
-
-
-
-
-

14. 14
- hmbv]bpsS BhiyIX
-
{Ia.w hkvXp¡Ä F®w Bhiyamb
XpI
1 anIvkn 1
2 Snhn 1
3 {^nUvPv 1
4 Ip¡À 1
5 ^ÀWn¨À
þ(tai,Itkc,I«nÂ,Aeamc)
DZm: 1tai
2 Itkc
6 sa¯
7 hmjnwKv ajo³ 1
8 Kymkv Ìu 1
9 ta ]dbm¯h
10 aäpÅh(hoSnsâ
sNdnbtXmXnse dn¸bÀ,
Pohtm]m[nIÄ Is−¯m³
XpS§nbh)
BsI
BsI XpI 1 e£w cq]bn A[nIcn¡cpXv
-
-

15. 15
- tIcf kÀ¡mÀ IpSpw_{io hgn S¸nem¡n hcp¶ dnkÀPâv tIcf
tem¬ ]²Xn {]Imcw ta Bhiy§Ä¡mbn þþþþþþþþþþþþþþþþþþþcq]
- þþþþþþþþþþþ-----hmbv]bmbn AphZn¨p XcWsa¶v At]£n¡p¶p. hmbv]
IrXyambn Xncn¨S¡p¶XmsW¶pw CXp kw_Ôamb apgph³
n_ÔIfpw ]men¡psa¶pw Dd¸v ÂIp¶p. GsX¦nepw
ImcWhim Xncn¨Shp apS§pIbmsW¦n BbXv F¶nÂn¶pw
Fsâ kz¯p¡fnÂn¶pw CuSm¡p¶Xnv Fn¡v k½XamsW¶pw
Adnbn¡p¶p. hmbv]bmbn sdm¡w ssI¸änb kwJybv¡v t{]mankdn
tm«v CuSmbn ÂIpIbpw sN¿p¶p−v. Fsâ ho«n n¶pw aäv
hnXm IpSpw_mwK§Ä Cu hmbv]¡mbn Fsâ Ab¡q«¯ntem aäv
Ab¡q«§fntem At]£n¨n«nÃmsb¶pw CXnmÂ
t_m[ys¸Sp¯ns¡mÅp¶p.
- F¶v
-
kmIvjnbpsS t]cpw hmbv]¡mcsâ t]cpw H¸pw
H¸pw

16. 16
Annexure- 2
t{]man-kdn- -tm«v
kw-Jy- ......................... cq-]- am-{Xw- XobXn:
-taÂ- F-gp-Xn-b- ..................... cq-]-- ............................................................... Ab¡q«¯nÂ
-IrXyamb XhW hyhØIÄ¡pw, n_ÔIÄ¡pw Apkcn¨v- Xn-cnsI -
Â-In- -t_m[y--s¸Sp-¯n- -sImÅmsa¶v ............................
Aw-iw- ..........................þþþþþþþ -tZi-¯v ................................ ho-«n-Â- þþþþþþþþþþþþþþþþþþ
B-fpsS a-I-Ä-/`mcy B-b- Rm-³- C-Xn-m-Â- hm-KvZ-m--w- -sNbvXn-cn-¡p-¶p- {]-Xn-
^-e- kw-Jy- ................. B-h-iy-¯n-v ap-gp-h-pw- -sdm¡w - In-«n- -t_m[n-¨n-cn-¡p-
¶p-.
km£nIÄ 1.
2. t]cpw H¸pw
dhyq
kväm¼v

17. 17
Annexure-3
IpSpw-_{io
RKLS hmbv]-bv¡pÅ At]£m t^mdw
_m¦nsâ t]cv:.............................. {_m©v:........................ At]£m XobXn .....................
1. kn Un FÊnsâ t]cv :
2. F Un FÊv/hmÀUv t]cv/¼À :
3. Ab¡q-«-¯nsâ t]cv :
4. Ab¡q«¯nsâ A^n-en-tb-j³ ¼À/Xo¿Xn :
5. A^n-en-tb-j³ ]pXp-¡nb Xo¿Xn :
6. Ab¡q-«-¯nse BsI AwK-
§-fpsS F®w :
_n ]n F AwK-§Ä :
F. ]n F AwK-§Ä :
Fkv kn : ..…, Fkv Sn :……, P-dÂ:…..
7. Ab¡q-«-¯nsâ mfn-Xp
h-sc-bpÅ BsI k¼mZyw
(At]£m XobXn Apkcn¨v)
8. Ab¡q«w mfn-Xp-hsc Â
Inb BsI B´-coI hmbv]
(At]£m XobXn Apkcn¨v)
9. Ab¡q«w 2016 þ 17 HmUnäv AsX AÃ
]qÀ¯oIcn¨XmtWm?
10. HmUnäv sNbvX Xo¿Xn :
11. HmUnäv ]cmaÀi§Ä
]cnlcn¨n«p−v : AsX AÃ
12. RKLS {]Imcw Bhiyamb
13. hmbv]m XpI Bhiyamb
BsI Ab¡q« AwK§fpsS
F®w :

18. 18
14. RKLS {]Imcw Bhiyamb
hmbv]m XpI :
hmbv] Bhiyamb AwK§fpsS hnhc§Ä
{Ia.w AwK¯nsâ t]cv AwKamb
hÀjw
Bhiyamb
XpI
Bhiy§fpsS
eLp hnhcWw
BsI XpI
taÂ]-dª hnh-c-§Ä kXyamsW¶pw SnbmfpsS ho«n n¶pw aäwK§fmcpw
Cu hmbv]m ]²Xn¡mbn Cu Ab¡q«¯ntem aäv Ab¡q«§fntem
At]£n¨n«nÃmsb¶v km£y-s¸-Sp-¯p¶p.
H¸v, XobXn H¸v, XobXn
Ab¡q«w {]kn-U−v Ab¡q«w sk{I-«dn
t]cv, hnemkw, t^m¬¼À t]cv, hnemkw, t^m¬
(Ab¡q«¯nsâ ap{Z)
F Un FÊnsâ tasem¸v
H¸v, XobXn
F Un FÊv sNbÀt]gvk¬ / sk{I-«dn
t]cv:

19. 19
kn Un FÊnsâ ip]mÀi
.............................................................. Ab¡q-«-¯nv RKLS kvIoan DÄs¸Sp¯n
hmbv] Ap-h-Zn-¡m-hp-¶-Xm-Wv.
H¸v, XobXn H¸v, XobXn
kn.Un.Fkv sNbÀt]-gvk¬ sa¼À sk{I«dn
t]cv t]cv
(Hm^okv ap{Z)

20. 20
Aë_Ôw4
kÀ¡mcnÂnìwHä¯hWkamimkXpIIn«nbhêsSbpwAhêsSæSpw_¯nÂnìwRKLS
hmbv]¡vAt]£n¨hêsSbpwhnhc§Ä(FIvkÂjoänÂX¿mdmt¡−Xv)
MappingofBeneficiarieswhoreceivedOnetimeReliefwithKudumbashreeMembers
SlNo
Nameofthe
Beneficiarywhoreceived
FRsBankAccountNoBankBranch
House
Address
Nameofthe
Kudumbashree
memberwhosubmitted
theloanapplication
formNHGADSCDS

21. 21
_m¦v {_m©pIÄ kn.Un.FÊnp ÂtI−
hmbv]m hnXcW tÌävsaâv
...................................................................._m¦v .................................................{_m©v
2018 RKLS hmbv]m hnX-cW tÌävsaâv
kn Un FÊnsâ t]cv .............................................................
{Ia
w
AbÂ
¡q-«-
¯nsâ
t]cv
A^n-
en-tb-
j³
¼À
hmbv]m
¼À/
Xo¿Xn
BsI
Ap-h-
Zn¨
hmbv]
]eninc¡v
Imem-h[n(amkw)
XhWXpI
hmÀjoI]eniXpI
(BZyhÀjw)
]eniXpI(BZy
hÀjw)
dnamÀIvkv
BsI
H¸v, XobXn (koÂ)
{_m©v amt-PÀ
............................................... _m¦v
H¸v, XobXn (koÂ)
kn Un FÊv sNbÀs]-gvk¬ / sa¼À sk{I«dn
t]cv

22. 22
PnÃm anj³ X¿mdm¡n kwØm anjv ÂtI− _m¦vþ{_m©vþkn.Un.Fkv
Xncn¨pÅ t{ImUoIcn¨ hmbv]m hnXcW tÌävsaâv
....................................Pnà ...................... amkw........................ hÀjw
kn..Un.FÊns
â t]cv
_m¦nsâ t]cv {_m©nsâ t]cv
Ab¡q«
F®w
hmbv]mXpI
hmÀjnI
]eni
XpI
(BZy
hÀjw)
]eni XpI (1
e£w cq]
hscbpÅ
hmbv]m
XpIbv¡v)
BsI
H¸v, XobXn (koÂ)
PnÃm anj³ tImþHmÀUntäÀ
............................................... IpSpw_{io PnÃm anj³

23. 23
_m¦vkn.Un.FÊnpÂtI−hmÀjnI]enik_vknUns¢bnwtÌävsaânsâamXrI
...................................................................._m¦v.............{_m©v......................amkw.......................hÀjw
knUnFÊnsât]cv......................................................
{Iaw
Ab¡q«-¯nsâ
t]cv
hmbv]m
¼À/
XobXn
hmbv]m
XpI
]eni
nc
¡v
hmbv]m
o¡n-
bn-cn¸v
Xncn-¨-Shvhni-Zmw-i-
§Ä(Ignª12
amks¯)hmÀjnI
]eniXpI
........hÀjw
]eni
k_vkn
UnXpI
.................
.KUp
Xncn-¨-S-hnÂ
IpSn-ÈnIDs−-
¦nÂ
Xncn¨S¨
apXÂ
Xncn¨S¨
]eni
apXÂ]eni
BsI
H¸v,XobXn(koÂ)
{_m©vamt-PÀ
...........................-_m¦v
H¸v,XobXn(koÂ)
knUnFÊvsNbÀs]-gvk¬/sa¼Àsk{I«dn
t]cv

24. 24
PnÃmanj³X¿mdm¡nkwØmanjvÂtI−_m¦vþ{_m©vþkn.Un.FkvXncn¨pÅt{ImUoIcn¨k_vknUns¢bnw
tÌävsaâv
....................................PnÃ......................amkw........................hÀjw
kn..Un.FÊnsât]cv_m¦nsât]cv{_m©nsât]cv
Ab¡q«
§fpsS
F®w
hmbv]mXpI
hmÀjnI
]eni
XpI
(.............
.hÀjw)
]eniXpI
.................KUp(1
e£wcq]
hscbpÅ
hmbv]m
XpIbv¡v)
BsI
H¸v,XobXn(koÂ)
PnÃmanj³tImþHmÀUntäÀ
...............................................IpSpw_{ioPnÃmanj³

25. 25 | P a g e
Ab¡q-«-¯nsâ hmbv]m cPn-ÌÀ
(Hcw-K-¯nv Hcp t]Pv)
Ab¡q-«-¯nsâ t]cv :
A^n-en-tb-j³ ¼À :
_m¦nsâ t]cv :
A¡u−v ¼À :
hmbv] XpI :
Xncn-¨-Shv Imew :
Xncn-¨-Shv XpI :
{Ia-
-¼À
AwK-¯nsâ
t]cv
hmbv]
ÂInb
Xo¿Xn
hmbv]
XpI
hmbv]-
bpsS
Bhiyw
Xncn-N-S¨p
XoÀ¯
XobXn
Ipdn¸v
AwK¯nsâ t]cv :
XobXn
hmbv]-XpI
]eni
X·mkw]eni
DÄs¸sSXncn-
¨-S-t¡−XpI
1mwBgvN
2mwBgvN
3mwBgvN
4mwBgvN
5mwBgvN
BsI
amkm-h-kmw
Xncn-¨-S-t¡--−
BsIXpI