Megatrends, innovation and futureproofing.

•Download as PPTX, PDF•

117 likes•9,451 views

Avoiding change fatigue and thriving amidst the chaos is the requirement of leaders today. Futureproofing requires us to not only observe the trends but to strategically respond to them. Futurist and data scientist Mark McCrindle analyses the top demographic and social trends to help us know the times.

Business Career

Megatrends,
Innovating &
Futureproofing
Mark McCrindle
Know the Times

7.2 billion 24 million

3.6 billion 12 million

1.4%

SYDNEY & MELBOURNE: A CENTURY OF GROWTH

SYDNEY & MELBOURNE: A CENTURY OF GROWTH

SYDNEY & MELBOURNE: A CENTURY OF GROWTH

SYDNEY & MELBOURNE: A CENTURY OF GROWTH

SYDNEY & MELBOURNE: A CENTURY OF GROWTH

3/4 1/4
AUSTRALIA

2/3 1/3
SYDNEY & MELBOURNE

1/3 2/3
NEW APPROVALS

GENERATION ALPHA

Mark McCrindle

More Related Content

What's hot

When working with multigenerational groups, it can be helpful to be aware of the cultural backgrounds, goals, life influencers and behaviours. This infographic helps to summarise the differences between Traditionalists (the Silent Generation), Baby Boomers, Generation X and Generation Y (Millenials, Echo Boomers, Net Gen, Generation Why, Entitlement Generation) Our goal is understand the strengths and differences of each generational groups to build successful organisations. Of course, generalisations about generations are just that. Age defines a demographic, not a person. Ultimately, we need to get to know indviduals, not just make assumptions.

Engaging four generations infographic Options With learning Ltd

Engaging four generations infographic Options With learning Ltd

Engaging four generations infographic Options With learning Ltd

Options With Learning Ltd

Generations in the Workplace

Generations in the Workplace

Generations in the Workplace

This is an evaluation sheet for a company pitch and can be used by investors or judges of pitch competitions. I used this regularly in first round meetings with companies as well. It is also a great resource for entrepreneurs to review to see if their pitch covers everything needed to sway an investor. This evaluation sheet is based on the "The 'Best' Startup Investor Pitch Deck": http://www.slideshare.net/Sky7777/the-best-startup-pitch-deck-how-to-present-to-angels-v-cs

The Best Company Pitch Evaluation Sheet

The Best Company Pitch Evaluation Sheet

The Best Company Pitch Evaluation Sheet

J. Skyler Fernandes

Generation gap at workplace in todays world

Generation gap at workplace in todays world

Generation gap at workplace in todays world

What it means to be educated in 2050

What it means to be educated in 2050

What it means to be educated in 2050

Millennial learners

Millennial learners

Millennial learners

Gen z-presentation

Gen z-presentation

Gen z-presentation

Bank of the future: Digital Transformation Strategy

Bank of the future: Digital Transformation Strategy

Bank of the future: Digital Transformation Strategy

Managing your Digital Transformation

Managing your Digital Transformation

Managing your Digital Transformation

Digital Transformation From Strategy To Implementation

Digital Transformation From Strategy To Implementation

Digital Transformation From Strategy To Implementation

Powering B2B Sales with Digital

Powering B2B Sales with Digital

Powering B2B Sales with Digital

McKinsey on Marketing & Sales

This is a PPT presentation developed as the basis for a class introduction and discussion about integrating technology and Web 2.0 into our classroom more. I've had some reluctant students in past semesters who have not taken to some of the tools I've introduced because either: a) they weren't confident with technology and sought to avoid using it b) perceived that these sorts of tools and approaches didn't belong in the classroom (a view I think we teachers are guilty partly to blame for). So I created this as an intro for the new semester to provoke discussion and hopefully get all students on board, even those from the above two categories. :)

Leveraging technology in our classroom

Leveraging technology in our classroom

Leveraging technology in our classroom

Get your own 21 ways set! 21 ways sets are custom made based on the question formulated by the client. Starting with the research question, Marc Heleven / 7ideas comes up with a list of 21 principles for which 3 to 7 examples are matched from all over the world, from different sectors. This overview and the copy-adapt-paste method help organisations to innovate faster. 21 ways sets are a spring board for innovation.

21 ways for innovation. Get your own 21 ways set

21 ways for innovation. Get your own 21 ways set

21 ways for innovation. Get your own 21 ways set

Generation Z: It's Complicated

Generation Z: It's Complicated

Generation Z: It's Complicated

Randy Ziegenfuss, Ed.D.

If the current struggle of understanding and engaging the Millennial generation wasn’t difficult enough, the most tech-savvy, connected, and entrepreneurial generation to date will add yet another level of complexity. As the remaining Millennials make their debut into the workforce, there will be even more tension integrating the up-and-coming, post-Millennial generation—Generation Z. Generation Z may be the most socially savvy group marketers will ever meet, the most diverse employers ever hire, and the most self-educated educators ever teach. While it will take time, effort, and resources to understand this emerging generation, engaging these diverse and motivated workers/consumers can prove beneficial for your organization in the long run.

Generation Z: 33 Data Points To Influence How You Sell, Teach, Recruit, And L...

Generation Z: 33 Data Points To Influence How You Sell, Teach, Recruit, And L...

Generation Z: 33 Data Points To Influence How You Sell, Teach, Recruit, And L...

Disruptive Innovation

Disruptive Innovation

Disruptive Innovation

Jobs to be done framework

Jobs to be done framework

Jobs to be done framework

Speed of innovation and certainty of your digital technology strategy is your new IP. Market leading brands know they are competing in the 3rd Industrial Revolution – The Software Economy – and they will live or die by their digital adoption. Companies mature in digital business transformation are outperforming, making more money, and are more profitable than their peers. These Digital Leaders are proactively transforming their business models and leading their segments through the frenetic pace of social, mobile, analytics, cloud, and the Internet of Everything. Unfortunately, digital is still shrouded in confusion, viewed as a cost center, and punished with inadequate funding. How do you transform modern businesses at scale by creating technology-based capabilities, products, services, and business outcomes that delivers your authentic brand promise?

Digital Business Transformation | Strategy + Execution

Digital Business Transformation | Strategy + Execution

Digital Business Transformation | Strategy + Execution

Generation gap

Joven Botin Bilbao

Voices of a New Generation - Insights on the Gen Z Mindset

Voices of a New Generation - Insights on the Gen Z Mindset

Voices of a New Generation - Insights on the Gen Z Mindset

What's hot (20)

Engaging four generations infographic Options With learning Ltd

Engaging four generations infographic Options With learning Ltd

Engaging four generations infographic Options With learning Ltd

Generations in the Workplace

Generations in the Workplace

Generations in the Workplace

The Best Company Pitch Evaluation Sheet

The Best Company Pitch Evaluation Sheet

The Best Company Pitch Evaluation Sheet

Generation gap at workplace in todays world

Generation gap at workplace in todays world

Generation gap at workplace in todays world

What it means to be educated in 2050

What it means to be educated in 2050

What it means to be educated in 2050

Millennial learners

Millennial learners

Millennial learners

Gen z-presentation

Gen z-presentation

Gen z-presentation

Bank of the future: Digital Transformation Strategy

Bank of the future: Digital Transformation Strategy

Bank of the future: Digital Transformation Strategy

Managing your Digital Transformation

Managing your Digital Transformation

Managing your Digital Transformation

Digital Transformation From Strategy To Implementation

Digital Transformation From Strategy To Implementation

Digital Transformation From Strategy To Implementation

Powering B2B Sales with Digital

Powering B2B Sales with Digital

Powering B2B Sales with Digital

Leveraging technology in our classroom

Leveraging technology in our classroom

Leveraging technology in our classroom

21 ways for innovation. Get your own 21 ways set

21 ways for innovation. Get your own 21 ways set

21 ways for innovation. Get your own 21 ways set

Generation Z: It's Complicated

Generation Z: It's Complicated

Generation Z: It's Complicated

Generation Z: 33 Data Points To Influence How You Sell, Teach, Recruit, And L...

Generation Z: 33 Data Points To Influence How You Sell, Teach, Recruit, And L...

Generation Z: 33 Data Points To Influence How You Sell, Teach, Recruit, And L...

Disruptive Innovation

Disruptive Innovation

Disruptive Innovation

Jobs to be done framework

Jobs to be done framework

Jobs to be done framework

Digital Business Transformation | Strategy + Execution

Digital Business Transformation | Strategy + Execution

Digital Business Transformation | Strategy + Execution

Generation gap

Voices of a New Generation - Insights on the Gen Z Mindset

Voices of a New Generation - Insights on the Gen Z Mindset

Voices of a New Generation - Insights on the Gen Z Mindset

Viewers also liked

Australia is growing as is the population of the Northern Territory, but the growth in the Northern Territory is cyclical, with patterns associated with employment, the economic cycle, and strongly linked to variable interstate population increases and decreases. Annual population growth rates in the Northern Territory are highly volatile, and since 1990 have ranged from population contraction to a growth rate three times the national growth rate. These volatile population growth patterns are influenced by the NT’s small population base and the cyclical nature of mining, construction and infrastructure development.

Northern Territory Population Summit Mark McCrindle

Northern Territory Population Summit Mark McCrindle

Northern Territory Population Summit Mark McCrindle

Pharmacy Guild presentation part 2 McCrindle Research and Kos Sclavos

Pharmacy Guild presentation part 2 McCrindle Research and Kos Sclavos

Pharmacy Guild presentation part 2 McCrindle Research and Kos Sclavos

Purpose and use The Business PSI is robust not only because the measure comes directly from a survey of business proprietors and managers, but also because it measures current performance, with metrics derived from their actual earnings, expenses, staffing numbers, as well as sentiment – their economic cost and growth forecast and expectations of the 6 months ahead. Rather than being a national measure, the Business PSI is designed to be deployed in local and regional geographies because it measures economic conditions, regulatory settings, and infrastructure in a local context. This allows for a more nuanced understanding of business performance and conditions. It gives a good measure of local economies and allows for comparison of business performance by region, across a city, within a state, and across states. Additionally, the Business PSI is designed as a longitudinal instrument, and so business performance can be compared by region over time to get real-time analysis of local economic conditions, and so see the impact of local policies, investment, and infrastructure development, as well as measuring the impact of state and national issues and economic conditions. Deployment The Business PSI is a tested and easy-to-deploy 21 question survey which can allow business chambers and local governments to survey their business stakeholders at any point in time, and compare these results to previous measures or benchmark across other areas. It also allows industry groups and peak bodies to measure their members and so gain a PSI of specific business categories (such as hair-dressers, real estate agents, etc.) or broader business categories (i.e. retailers, B2B service providers, etc.). The Business PSI results can be compared longitudinally, city by city, or state by state. As the Business PSI quantitatively measures business performance yet incorporates attitudes, sentiment, and forecast, it provides a comprehensive measure of actual and attitudinal measures and an index that incorporates recent performance and current forecasts. BUSINESS PSI DESIGN The McCrindle developed Business Performance Sentiment Index (Business PSI) is an ongoing measure of business performance, conditions, and sentiment, developed from the input of several instruments. It delivers a snapshot of how businesses in the region are tracking, thus capturing the current pulse of local businesses. The 2015 inaugural edition of the Business PSI features the results of businesses from across the Hills Shire.

Business PSI Results Summary Mark McCrindle November 2015

Business PSI Results Summary Mark McCrindle November 2015

Business PSI Results Summary Mark McCrindle November 2015

Leadership For Gen Z, a shift in leadership has occurred where influencing Gen Z’s has changed from experts who were older and authoritarian to leaders who inspire and engage. An effective leader is someone who can communicate rationally, connect relationally, manage practically and lead directionally and strategically. Effective leaders demonstrate not just IQ but EQ – they share knowledge and information yet understand emotion and connection. A recent McCrindle Research study surveyed over 580 Australian on their desired leadership styles and the characteristic values they would like to see in their ideal leader. Leadership: Most important factors in growth or decline When asked to comment on the factor which has the largest impact on determining whether a business grows and flourishes or struggles and declines, the number 1 response of Australians, given by 38% of respondents, was that leadership and management determine these outcomes. The tasks of direction setting, leading the team, and managing business movements that determine the success or failure of the business are primarily dependant on the leadership and management team, Australians noted. 34% of Australians stated that employees – particularly their attitudes and work ethics – have the largest impact on determining business growth or decline, followed by products and services (17%), suppliers and clients (7%), and systems and procedures (5%). Leader authority versus team participation and ownership Australians prefer greater levels of team participation and ownership over leadership authority. 57% of Australians surveyed indicated that they prefer a high level of team participation and ownership, compared with 45% who prefer a high level of leader authority. The ideal Australian leadership is an environment in which team participation is encouraged and direction is given by strong leadership – only 3% of Australians indicated a preference for low levels of leadership involvement, and only 2% indicated a low level of team participation. In fact, when asked about flexible working options in the workplace, 96% of Australians deemed it necessary to gather and collaborate in order to achieve maximum output and develop cultural cohesion. Ideal leadership values When Australians were asked to rank the leadership values of their ideal leader, competence was ranked as the highest priority. Australians prefer a leader who is driven towards outcomes and objectives, with ambitious being the second-ranked ideal leadership value. Broad-mindedness was next on the list, with Australians desiring to be led by individuals who are open to new ideas, innovation, and change. Australians ranked caring as fourth, showing a desire for empathy in their working environment. Cooperation also made it into the Top 5 ideal leadership values, showing the Aussie desire for mutual teamwork.

Leading teams in changing times slideshare

Leading teams in changing times slideshare

Leading teams in changing times slideshare

Population snapshot Sydney, Melbourne and Brisbane Mark McCrindle

Population snapshot Sydney, Melbourne and Brisbane Mark McCrindle

Population snapshot Sydney, Melbourne and Brisbane Mark McCrindle

We’re proud to launch today, The Healthy Futures Report, commissioned by the Pharmacy Guild of Australia and data visualisation by the McCrindle team. On Friday Mark McCrindle was delighted to present a summary of the results at the Australian Pharmacy Professional National Conference. The research showed that Australians place a high level of trust in their health professionals, with GPs and pharmacists topping the ‘most trusted’ list. In this era of Dr Google, the internet is now the third most trusted source of medical information, but in an era of information overload medical products information and medicine brochures are not highly accessed as trusted sources (just 17%). While Australians are comfortable with their medical records being checked on an eHealth platform (46% have already registered or are very comfortable), with 55% of Australians happy for their full health records to be uploaded, there is still some work to be done to engage with the other half of health consumers.

Pharmacy Guild presentation part 1 Mark McCrindle

Pharmacy Guild presentation part 1 Mark McCrindle

Pharmacy Guild presentation part 1 Mark McCrindle

The objectives of the Australian Community Trends report were to form the basis for a longitudinal study which can be conducted annually and provide a detailed analysis of the effectiveness, engagement and awareness of the not-for-profit sector. Another objective was to help organisations understand the Australian community- the emerging trends, the giving landscape and the current and emerging supporter segment. Some of the other key objectives are:  Identification of National Giving Macro Segments  Not-for-profit Awareness and Benchmarking Analysis  Identification of Giving Blockers and  Giving Sentiment Index  Not-for-profit Staff and Leaders Snapshot.

Australian Community Trends Report National Study summary by Mark McCrindle

Australian Community Trends Report National Study summary by Mark McCrindle

Australian Community Trends Report National Study summary by Mark McCrindle

Top 8 global megatrends

Top 8 global megatrends

Top 8 global megatrends

Anders Lindgren

Advertising Week Europe: Participation Brands & Lifestyle Hacks

Advertising Week Europe: Participation Brands & Lifestyle Hacks

Advertising Week Europe: Participation Brands & Lifestyle Hacks

Megatrends and new business

Megatrends and new business

Megatrends and new business

SEE DemosHelsinki -account Mokka

Trabajo finalizado tmd

Trabajo finalizado tmd

Trabajo finalizado tmd

Zpunkt megatrends update-en

Zpunkt megatrends update-en

Zpunkt megatrends update-en

Active lifestyle brands jan 3

Active lifestyle brands jan 3

Active lifestyle brands jan 3

TNS Global: GEMs – Insights from Emerging Markets 2/2010

TNS Global: GEMs – Insights from Emerging Markets 2/2010

TNS Global: GEMs – Insights from Emerging Markets 2/2010

United Interactive™

The Participation Brand Index

The Global Social Media Check-Up examined how the Global Fortune 100 are using popular social media platforms to communicate with their stakeholders. The data for this study was collected between November 2009 and January 2010 among the top 100 companies of the 2009 Fortune Global 500 companies. Sample size for countries/regions: U.S. = 29 companies, Europe = 48 companies, Asia-Pacific = 20 companies, Latin America = 3 companies. Because of the low sample size for Latin America, data is only broken out for this region for overall activity rates. “Active” accounts have at least one post in the past 3 months. Outliers have been noted. Data was collected by Burson-Marsteller’s global research team.

Global Social Media Checkup

Global Social Media Checkup

Global Social Media Checkup

Burson-Marsteller

Viewers also liked (16)

Northern Territory Population Summit Mark McCrindle

Northern Territory Population Summit Mark McCrindle

Northern Territory Population Summit Mark McCrindle

Pharmacy Guild presentation part 2 McCrindle Research and Kos Sclavos

Pharmacy Guild presentation part 2 McCrindle Research and Kos Sclavos

Pharmacy Guild presentation part 2 McCrindle Research and Kos Sclavos

Business PSI Results Summary Mark McCrindle November 2015

Business PSI Results Summary Mark McCrindle November 2015

Business PSI Results Summary Mark McCrindle November 2015

Leading teams in changing times slideshare

Leading teams in changing times slideshare

Leading teams in changing times slideshare

Population snapshot Sydney, Melbourne and Brisbane Mark McCrindle

Population snapshot Sydney, Melbourne and Brisbane Mark McCrindle

Population snapshot Sydney, Melbourne and Brisbane Mark McCrindle

Pharmacy Guild presentation part 1 Mark McCrindle

Pharmacy Guild presentation part 1 Mark McCrindle

Pharmacy Guild presentation part 1 Mark McCrindle

Australian Community Trends Report National Study summary by Mark McCrindle

Australian Community Trends Report National Study summary by Mark McCrindle

Australian Community Trends Report National Study summary by Mark McCrindle

Top 8 global megatrends

Top 8 global megatrends

Top 8 global megatrends

Advertising Week Europe: Participation Brands & Lifestyle Hacks

Advertising Week Europe: Participation Brands & Lifestyle Hacks

Advertising Week Europe: Participation Brands & Lifestyle Hacks

Megatrends and new business

Megatrends and new business

Megatrends and new business

Trabajo finalizado tmd

Trabajo finalizado tmd

Trabajo finalizado tmd

Zpunkt megatrends update-en

Zpunkt megatrends update-en

Zpunkt megatrends update-en

Active lifestyle brands jan 3

Active lifestyle brands jan 3

Active lifestyle brands jan 3

TNS Global: GEMs – Insights from Emerging Markets 2/2010

TNS Global: GEMs – Insights from Emerging Markets 2/2010

TNS Global: GEMs – Insights from Emerging Markets 2/2010

The Participation Brand Index

Global Social Media Checkup

Global Social Media Checkup

Global Social Media Checkup

More from Mark McCrindle

NFP Insights 2024: Empowering Impact

NFP Insights 2024: Empowering Impact

NFP Insights 2024: Empowering Impact

McCrindle Trends of 2024 infographic

McCrindle Trends of 2024 infographic

McCrindle Trends of 2024 infographic

Education Future 2022 Infographic

Education Future 2022 Infographic

Education Future 2022 Infographic

McCrindle Trends of 2022 Infographic

McCrindle Trends of 2022 Infographic

McCrindle Trends of 2022 Infographic

Education Future 2021 Infographic

Education Future 2021 Infographic

Education Future 2021 Infographic

Communicating your social impact 2022 infographic

Communicating your social impact 2022 infographic

Communicating your social impact 2022 infographic

Consumed Infographic 2019

Consumed Infographic 2019

Consumed Infographic 2019

Australian Communities 2019 infographic

Australian Communities 2019 infographic

Australian Communities 2019 infographic

Australian Communities 2021 infographic

Australian Communities 2021 infographic

Australian Communities 2021 infographic

Shaping thriving culture infographic

Shaping thriving culture infographic

Shaping thriving culture infographic

Future of Education 2019 infographic

Future of Education 2019 infographic

Future of Education 2019 infographic

Future of Education 2018 infographic

Future of Education 2018 infographic

Future of Education 2018 infographic

Australia Street Infographic

Australia Street Infographic

Australia Street Infographic

Work Wellbeing Infographic

Work Wellbeing Infographic

Work Wellbeing Infographic

2023 Australian Income and Wealth Distribution

2023 Australian Income and Wealth Distribution

2023 Australian Income and Wealth Distribution

Australia has long been blessed with stable governments, high-functioning democracy and the rule of law. However, what actively enables the flourishing of our society, as reflected in this Future Donor report, is not just government and its agencies, or even our local communities but the for purpose sector. While the retail sector facilitates vitally needed communities of interaction, and our diverse local suburbs for many are communities of belonging, it is the charities and non-profits that build communities of purpose. These for-purpose organisations are defined by three factors which distinguish them from business, retail or local communities: they are problem focussed, outward orientated and action driven. This is why Australians, even in this era of declining trust in institutions, continue to hold charities in high regard. As this report reveals, the proportion of Australians who highly trust charities and not for profits is 50% higher than the best performing government category (local councils) and twice that of large corporations. Charities should be further encouraged by the findings that even amidst rising costs of living, most Australians have financially supported this sector in the past year, and of those who have given financially, more than half (55%) have the same if not more ability to give, and almost two thirds (64%) have the same if not increased willingness to give. This report looks to the future by analysing the emerging generations and it reveals motivated young donors who will respond to global issues not just local ones, with a focus on solving root causes rather than just meeting immediate needs, who want to be active advocates not just passive givers and who can be engaged digitally, and through that means, engage others. It is our hope that this report further equips the for-purpose sector to shape thriving communities, effectively engage and involve the next generation, and positively impact the future.

Generational insights to maximise engagement_Presentation slides.pdf

Generational insights to maximise engagement_Presentation slides.pdf

Generational insights to maximise engagement_Presentation slides.pdf

Coined in the 1980’s, the VUCA acronym has been an apt summary of recent decades (Volatility, Uncertainty, Complexity and Ambiguity). In 2018 at the World Economic Forum, the Prime Minister of Canada highlighted the increasing acceleration of the trends with his statement: “The pace of change has never been this fast, yet it will never be this slow again”. Yet all of this was before the global COVID-19 pandemic further disrupted and transformed our times. In such times, analysis of the trends and regular scans of the horizon is essential to thrive amidst the transformations. The primary characteristic of a leader, which enables the important strengths of vision and decisiveness, is foresight. The reason they can lead is that, having understood the trends, they are able to see things not just as they are, but as they will be. At McCrindle we exist to empower human flourishing by equipping leaders with research-based insight. Indeed the leader with the honed characteristic of foresight, and equipped with evidence-based insight is able to do more than just see the future, they take up the great responsibility to shape it. We trust this report will help you understand the times, prepare you for the emerging megatrends, and equip you to lead and grow your team, community and organisation with both humility and confidence.

Strategic insights-report-2021-australia-towards-2031

Strategic insights-report-2021-australia-towards-2031

Strategic insights-report-2021-australia-towards-2031

Australia the sporting nation infographic

Australia the sporting nation infographic

Australia the sporting nation infographic

The not-for profit sector and the charities, social enterprises and community organisations across this nation provide much of the social infrastructure that builds the capacity of communities Australia wide. Their value to this nation is demonstrated by the almost $143 billion given in the last year, most of it by the community rather than government. The esteem of this sector is demonstrated by the size of the charity workforce, which employs one in every ten Australian workers. While the sector is viewed in a positive light and five in six Australians give to charities, these are uncertain times and Australia is changing rapidly. Demographic shifts, social changes and constant technological advancement are transforming Australian communities. How and where Australians live, and how they allocate their time and money is shifting

Australian communities infographic mccrindle_2020

Australian communities infographic mccrindle_2020

Australian communities infographic mccrindle_2020

Work wellbeing book launch

Work wellbeing book launch

Work wellbeing book launch

More from Mark McCrindle (20)

NFP Insights 2024: Empowering Impact

NFP Insights 2024: Empowering Impact

NFP Insights 2024: Empowering Impact

McCrindle Trends of 2024 infographic

McCrindle Trends of 2024 infographic

McCrindle Trends of 2024 infographic

Education Future 2022 Infographic

Education Future 2022 Infographic

Education Future 2022 Infographic

McCrindle Trends of 2022 Infographic

McCrindle Trends of 2022 Infographic

McCrindle Trends of 2022 Infographic

Education Future 2021 Infographic

Education Future 2021 Infographic

Education Future 2021 Infographic

Communicating your social impact 2022 infographic

Communicating your social impact 2022 infographic

Communicating your social impact 2022 infographic

Consumed Infographic 2019

Consumed Infographic 2019

Consumed Infographic 2019

Australian Communities 2019 infographic

Australian Communities 2019 infographic

Australian Communities 2019 infographic

Australian Communities 2021 infographic

Australian Communities 2021 infographic

Australian Communities 2021 infographic

Shaping thriving culture infographic

Shaping thriving culture infographic

Shaping thriving culture infographic

Future of Education 2019 infographic

Future of Education 2019 infographic

Future of Education 2019 infographic

Future of Education 2018 infographic

Future of Education 2018 infographic

Future of Education 2018 infographic

Australia Street Infographic

Australia Street Infographic

Australia Street Infographic

Work Wellbeing Infographic

Work Wellbeing Infographic

Work Wellbeing Infographic

2023 Australian Income and Wealth Distribution

2023 Australian Income and Wealth Distribution

2023 Australian Income and Wealth Distribution

Generational insights to maximise engagement_Presentation slides.pdf

Generational insights to maximise engagement_Presentation slides.pdf

Generational insights to maximise engagement_Presentation slides.pdf

Strategic insights-report-2021-australia-towards-2031

Strategic insights-report-2021-australia-towards-2031

Strategic insights-report-2021-australia-towards-2031

Australia the sporting nation infographic

Australia the sporting nation infographic

Australia the sporting nation infographic

Australian communities infographic mccrindle_2020

Australian communities infographic mccrindle_2020

Australian communities infographic mccrindle_2020

Work wellbeing book launch

Work wellbeing book launch

Work wellbeing book launch

Recently uploaded

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar Call/Whatsapp:- +971551707352 Girls, Call Girls in Dubai, Dubai Call Girls Service, Indian Call Girls in Dubai, Pakistani Call Girls in Dubai, Independent Call Girls in Dubai, Cheap Call Girls in Dubai, Russian Call Girls in Dubai, Hot Dubai Call Girls I have Used the Service from this agency Yesterday in Bur Dubai Area. The Call Girl was so corporative and Fashionable. She Came Into my hotel room. I got This Dubai Call Girl numbers from Proven Expert so straightway I contacted her. I am so happy after using this agency service. This is highly recommended if you are a visitor in Dubai and you don't have an idea how to get the Call Girls In Dubai. This agency is having a big collection of Indian Call Girls In Dubai and Pakistani Call Girls In Dubai and the best thing about it is they all are verified, staff. Even They have a huge variety of Independent Call Girls In Dubai as well. This agency is holding a confirmed Staff which is a great opportunity for every user in Dubai or any part of UAE. After reading many positive reviews about this company i have decided to give it a chance. I contact on this Call Girl number mentioned in the tittle. The whole process was very transparent and clear. I received the Call Girls photos I chose one of them if I'm not wrong she belongs from Pakistan. She came in my hotel near Al rigga next bur Dubai area. I paid her 2500 aed for 4 hrs. We spent together very good time. She was neat and clean and she was wearing full black dress. I really liked her sense of humor. After the 8 hrs she gave me 30 mins extra for some gossip. i will always remember that Golden Shower. This is how my date ended up. Everything was great. This is called a quality service. I will always consider this Call Girl agency in future. Cheers A good option for practical people. Real girls with real Call Girls photos Dubai. It's social nature if you pay for something you require the best results from it. This same synopsis happened in my case. After many attempts finally I have found an established Call Girls Agency in Dubai. I prefer them to use their Call Girls because they are vaccinated and taking care of hygiene as well. they are clean and have a positive attitude. It was simple for me I was searching Dubai Call Girls Numbers and found this profile on proven Expert. then I contact their Tele caller he suggested Sam in 4 hrs for 2500 and guess what it was lovely moments being with her. Now I do not need to go anywhere or to anyone else. My participation was excellent with them, this is the only approved escorts service in Dubai with tested Call Girls. I am using their services for the last 9 months and they have never deceived me in any way. They have their own chauffeurs who bring the Call Girls in less time in any area of Dubai like Al Barsha, JLT or JBR or even Dubai Investment Park DIP too. I am writing here all after enduring your services in all situations. So confidentl

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.

Falcon Invoice Discounting: The best investment platform in india for investors

Falcon Invoice Discounting: The best investment platform in india for investors

Falcon Invoice Discounting: The best investment platform in india for investors

Falcon Invoice Discounting

In our research paper titled "Qualitative Analysis on Tax Evasion and Reasons for Reluctance to Join ATL in Pakistan," we delve into the intricate dynamics of tax compliance and explore the underlying reasons why individuals in Pakistan might hesitate to become a part of the Active Taxpayer List (ATL) within the framework of business law and taxation. With a multidisciplinary approach, our team of five researchers embarked on an in-depth exploration of tax evasion behaviors and the factors influencing them. Through qualitative analysis, we aimed to unravel the complex interplay of socio-economic, cultural, and institutional factors shaping tax compliance attitudes among Pakistani taxpayers. Drawing on a diverse range of qualitative research methods, including interviews, focus groups, and content analysis, we gathered rich insights from a diverse sample of individuals representing various sectors of the economy. By immersing ourselves in the lived experiences and perceptions of taxpayers, tax advisors, and legal experts, we uncovered nuanced perspectives on tax evasion practices and attitudes toward ATL membership. Our findings highlight the multifaceted nature of tax evasion in Pakistan, shedding light on both the motivations driving non-compliance and the barriers to ATL enrollment. From perceived inefficiencies in the tax system to cultural norms and trust deficits in governmental institutions, our research identifies a myriad of factors contributing to tax evasion behavior and reluctance to join ATL. Furthermore, our study offers valuable implications for policymakers, tax authorities, and business stakeholders seeking to enhance tax compliance and foster a culture of transparency and accountability in Pakistan's taxation landscape. By addressing the underlying drivers of tax evasion and promoting the benefits of ATL membership, policymakers can design more effective strategies to broaden the tax base and promote sustainable economic development. In conclusion, our research paper represents a comprehensive endeavor to deepen our understanding of tax compliance dynamics in Pakistan and elucidate the complexities surrounding ATL enrollment. By unraveling the intricacies of tax evasion behaviors and attitudes, we hope to contribute to informed policymaking and foster a culture of tax compliance and integrity in Pakistan's business and taxation environment.

Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan

Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan

Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan

vineshkumarsajnani12

Buy gmail accounts.pdf buy Old Gmail Accounts

Buy gmail accounts.pdf buy Old Gmail Accounts

Buy gmail accounts.pdf buy Old Gmail Accounts

Buy Verified Cash App Account

SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months

SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months

SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time Booking Contact Details :- WhatsApp Chat :- +91-7737669865 We offer all types of girls of your choice with space. Our escorts are fully cooperative and understand your needs. All types of call girls like Housewives, College girls,#K09 Russian girls, Muslim girls, Afghani girls, Bengali girls, Working girls, south Indian girls, Punjabi girls, etc. In-Call: — You Can Reach At Our Place in Bangalore Our place Which Is Very Clean Hygienic 100% safe Accommodation. Out-Call: — Service for Out Call You have To Come Pick The Girl From My Place We Also Provide Door-Step Services Hygienic: — Full Ac Neat And Clean Rooms Available In Hotel 24 * 7 Hrs In Bangalore Our Services and Rates: – One Shot — 2500/in call (time ½ hour), 5000/out call Two shot with one girl — 5000/in call (time 1 hour), 6000/out call Body to body massage with sex- 3000/in call (time 1 hour) full night for one person– 8000/in call, 10000/out call (shot limit 4 shot) We are available 24*7 all days of the year

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time

Falcon invoice discounting offers businesses a strategic financial tool to optimize cash flow, fuel growth, and enhance operational efficiency. By leveraging accounts receivable as collateral, businesses can unlock liquidity and seize opportunities with confidence. With flexible funding solutions, transparent terms, and personalized support, Falcon invoice discounting stands as a reliable partner in navigating the complexities of modern business finance.

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon investment

Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI

Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI

Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI

Klinik_ Apotek Online Wa-085657271886 Solusi Menggugurkan Masalah Kehamilan Anda Jual Obat Aborsi Asli KLINIK ABORSI TERPEECAYA _ Jual Obat Aborsi Cytotec Misoprostol Asli 100% Ampuh Hanya 3 Jam Langsung Gugur || OBAT PENGGUGUR KANDUNGAN AMPUH MANJUR Jual Obat Aborsi Asli, Ampuh, Manjur, Tuntas | OBAT ABORSI OLINE “ APOTIK Jual Obat Cytotec, Gastrul, Gynecoside Asli Ampuh. JUAL ” Obat Aborsi Tuntas | Obat Aborsi Manjur | Obat Aborsi Ampuh | Obat Penggugur Janin | Obat Pencegah Kehamilan | Obat Pelancar Haid | Obat terlambat Bulan | Ciri Obat Aborsi Asli | Obat Telat Bulan | Pil Aborsi Asli | Cara Menggugurkan Konten | Cara Aborsi Tuntas | Harga Obat Aborsi Asli | Pil Aborsi | Jual Obat Aborsi Cytotec | Cara Aborsi Sendiri | Cara Aborsi Usia 1 Bulan | Cara Aborsi Usia 2 Tahun | Cara Aborsi Usia 3 Bulan | Obat Aborsi Usia 4 Bulan | Cara Abrasi Usia 5 Bulan | Cara Menggugurkan Konten | Kandungan Obat Penggugur | Cara Menghitung Usia Konten | Cara Mengatasi Terlambat Bulan | Penjual Obat Aborsi Asli | Obat Aborsi Garansi | Kandungan Obat Peluntur | Obat Telat Datang Bulan | Obat Telat Haid | Obat Aborsi Paling Murah | Klinik Jual Obat Aborsi | Jual Pil Cytotec | Apotik Jual Obat Aborsi | Kandungan Dokter Abrasi | Cara Aborsi Cepat | Jual Obat Aborsi Bergaransi | Jual Obat Cytotec Asli | Obat Aborsi Aman Manjur | Obat Misoprostol Cytotec Asli. "APA ITU ABORSI" “Aborsi Adalah dengan membendung hormon yang di perlukan untuk mempertahankan kehamilan yaitu hormon progesteron, karena hormon ini dibendung, maka jalur kehamilan mulai membuka dan leher rahim menjadi melunak,sehingga mengeluarkan darah yang merupakan tanda bahwa obat telah bekerja || maksimal 1 jam obat diminum || PENJELASAN OBAT ABORSI USIA 1 _7 BULAN Pada usia kandungan ini, pasien akan merasakan sakit yang sedikit tidak berlebihan || sekitar 1 jam ||. namun hanya akan terjadi pada saatdarah keluar merupakan pertanda menstruasi. Hal ini dikarenakan pada usiakandungan 3 bulan,janin sudah terbentuk sebesar kepalan tangan orang dewasa. Cara kerja obat aborsi : JUAL OBAT ABORSI AMPUH dosis 3 bulan secara umum sama dengan cara kerja || DOSIS OBAT ABORSI 2 bulan”, hanya berbedanya selain mengisolasijanin juga menghancurkan janin dengan formula methotrexate dikandungdidalamnya. Formula methotrexate ini sangat ampuh untuk menghancurkan janinmenjadi serpihan-serpihan kecil akan sangat berguna pada saat dikeluarkan nanti || DOSIS OBAT ABORSI dosis 3 bulan” juga membersihkan rahim dari sisa-sisajanin yang mungkin ada / sehingga nantinya tetap dapat mengandung dan melahirkan secara normal. Menstruasi akan terjadi maksimal 24 jam sejak OBATABORSI diminum. ##APA ALASAN WANITA MELAKUKAN ABORSI? Aborsi di lakukan wanita hamil baik yang sudah menikah maupun belum menikah dengan berbagai alasan , akan tetapi alasan yang utama adalah alasan-alasan non medis (termasuk aborsi sendiri / di sengaja/ buatan]

Jual Obat Aborsi ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan Cytotec

Jual Obat Aborsi ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan Cytotec

Jual Obat Aborsi ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan Cytotec

PARK STREET CALL WATTSAPP 98274,61493 THE MOST BEAUTIFUL INDEPENDENT ESCORT CALL GIRL SERVICE Kolkata WE ARE PROVIDING GENUINE CALL GIRL SERVICE I AM A a NATURAL BRUNETTES, SLIM BODY, NATURAL LONG HAIR AND ALL TYPE OF HAIR IS A NATURAL BRUNETTE IN THE MOST BEAUTIFUL INDEPENDENT ESCORT GIRL I AM A NATURAL BRUNETTE WITH ROOM AND HOTEL AND A NATURAL BRUNETTE WITH A BODY MADE FOR SIN AND ALL TYPE OF ME ALL THE TIME I SEND YOU A HAIR, VERY SOCIABLE AND FUNNY, READY TO ENTERTAIN TO ENTERTAIN U AND MAKE FORGET ABOUT TO GET ENTERTAIN U AND MAKE FORGET ABOUT ALL THE PROBLEMS. LET'S HAVE A WONDERFUL TIME TOGETHER AND FORGET ABOUT EVERYTHING ALL TYPE SERVICE ENJOYMENT SAFE AND SECURE IN CALL OUT CALL HOME AND HOTEL ANYTIME AVAILABLE AND ALL TYPE SERVICE ENJOYMENT

PARK STREET 💋 Call Girl 9827461493 Call Girls in Escort service book now

PARK STREET 💋 Call Girl 9827461493 Call Girls in Escort service book now

PARK STREET 💋 Call Girl 9827461493 Call Girls in Escort service book now

kapoorjyoti4444

HomeRoots Pitch Deck | Investor Insights | April 2024

HomeRoots Pitch Deck | Investor Insights | April 2024

HomeRoots Pitch Deck | Investor Insights | April 2024

Hector Del Castillo, CPM, CPMM

Kalyan Call Girl 98350*37198 Call Girls in Escort service book now

Kalyan Call Girl 98350*37198 Call Girls in Escort service book now

Kalyan Call Girl 98350*37198 Call Girls in Escort service book now

Berhampur Call Girl Just Call 8084732287 Top Class Call Girl Service Available

Berhampur Call Girl Just Call 8084732287 Top Class Call Girl Service Available

Berhampur Call Girl Just Call 8084732287 Top Class Call Girl Service Available

30-minute NetSpeed Nuggets virtual session focused on using Storytelling, Purpose, Action, Relationships, and Kudos (SPARK) to design and deliver engaging virtual training. Use stories to frame key learning points. Explain a clear purpose for each activity. Make your virtual training action-oriented, build relationships to increase engagement, and create a positive learning environment with kudos.

Putting the SPARK into Virtual Training.pptx

Putting the SPARK into Virtual Training.pptx

Putting the SPARK into Virtual Training.pptx

Paradip CALL GIRL IN70918 19311 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL IN We are Providing :- ● – Private independent collage Going girls . ● – independent Models . ● – House Wife’s . ● – Private Independent House Wife’s ● – Corporate M.N.C Working Profiles . ● – Call Center Girls . ● – Live Band Girls . ●- Foreigners & Many More . Service type: 1.In call 2.out call 3. full Lip to Lip kiss 4.69 5.b-job without Condom 6. Hard Core sex & Much More. 7 Body to Body Touch 8 Kissing 9 Sucking Boobs and More 10 Enjoy by Hand 11 Relax By Oral 12 Sex with Happy Ending • In Call and Out Call Service • 3* 5* 7* Hotels Service • 24 Hours Available • Indian, Russian, Punjabi, Kashmiri Escorts • Real Models, College Girls, House Wife, Also Available • Short Time and Full Time Service Available • Hygienic Full AC Neat and Clean Rooms Avail. In Hotel 24 hours • Daily Escorts Staff Available • Minimum to Maximum Range Available.c al

Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

PHX May 2024 Corporate Presentation Final

PHX May 2024 Corporate Presentation Final

PHX May 2024 Corporate Presentation Final

PanhandleOilandGas

Lundin Gold - Q1 2024 Conference Call Presentation (Revised)

Lundin Gold - Q1 2024 Conference Call Presentation (Revised)

Lundin Gold - Q1 2024 Conference Call Presentation (Revised)

Adnet Communications

WheelTug Short Pitch Deck 2024 | Byond Insights

WheelTug Short Pitch Deck 2024 | Byond Insights

WheelTug Short Pitch Deck 2024 | Byond Insights

Hector Del Castillo, CPM, CPMM

Recently uploaded (20)

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Falcon Invoice Discounting: The best investment platform in india for investors

Falcon Invoice Discounting: The best investment platform in india for investors

Falcon Invoice Discounting: The best investment platform in india for investors

Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan

Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan

Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan

Buy gmail accounts.pdf buy Old Gmail Accounts

Buy gmail accounts.pdf buy Old Gmail Accounts

Buy gmail accounts.pdf buy Old Gmail Accounts

SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months

SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months

SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Berhampur 70918*19311 CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time

Call 7737669865 Vadodara Call Girls Service at your Door Step Available All Time

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI

Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI

Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI

Jual Obat Aborsi ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan Cytotec

Jual Obat Aborsi ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan Cytotec

Jual Obat Aborsi ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan Cytotec

PARK STREET 💋 Call Girl 9827461493 Call Girls in Escort service book now

PARK STREET 💋 Call Girl 9827461493 Call Girls in Escort service book now

PARK STREET 💋 Call Girl 9827461493 Call Girls in Escort service book now

HomeRoots Pitch Deck | Investor Insights | April 2024

HomeRoots Pitch Deck | Investor Insights | April 2024

HomeRoots Pitch Deck | Investor Insights | April 2024

Kalyan Call Girl 98350*37198 Call Girls in Escort service book now

Kalyan Call Girl 98350*37198 Call Girls in Escort service book now

Kalyan Call Girl 98350*37198 Call Girls in Escort service book now

Berhampur Call Girl Just Call 8084732287 Top Class Call Girl Service Available

Berhampur Call Girl Just Call 8084732287 Top Class Call Girl Service Available

Berhampur Call Girl Just Call 8084732287 Top Class Call Girl Service Available

Putting the SPARK into Virtual Training.pptx

Putting the SPARK into Virtual Training.pptx

Putting the SPARK into Virtual Training.pptx

Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING

PHX May 2024 Corporate Presentation Final

PHX May 2024 Corporate Presentation Final

PHX May 2024 Corporate Presentation Final

Lundin Gold - Q1 2024 Conference Call Presentation (Revised)

Lundin Gold - Q1 2024 Conference Call Presentation (Revised)

Lundin Gold - Q1 2024 Conference Call Presentation (Revised)

WheelTug Short Pitch Deck 2024 | Byond Insights

WheelTug Short Pitch Deck 2024 | Byond Insights

WheelTug Short Pitch Deck 2024 | Byond Insights

Megatrends, innovation and futureproofing.

1. Megatrends, Innovating & Futureproofing Mark McCrindle Know the Times

2.

3.

4. 7.2 billion 24 million

5. 3.6 billion 12 million

7. SYDNEY & MELBOURNE: A CENTURY OF GROWTH

8. SYDNEY & MELBOURNE: A CENTURY OF GROWTH

9. SYDNEY & MELBOURNE: A CENTURY OF GROWTH

10. SYDNEY & MELBOURNE: A CENTURY OF GROWTH

11. SYDNEY & MELBOURNE: A CENTURY OF GROWTH

12.

13.

14.

15.

16.

17.

18.

19.

20.

21.

22.

23.

24.

25.

26.

27.

28.

29.

30. 3/4 1/4 AUSTRALIA

31. 2/3 1/3 SYDNEY & MELBOURNE

32. 1/3 2/3 NEW APPROVALS

33.

34.

35.

36.

37.

38.

39.

40.

41.

42.

43.

44.

45.

46.

47.

48.

49.

50.

51.

52.

53.

54.

55.

56.

57.

58.

59. GENERATION ALPHA

60.

61.

62.

63. Mark McCrindle