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Do You Have Any of These Cards in Your Wallet?
Have You Computed How Much You’re Really Getting?

.20
%
Fraction of
a percent

.25
%

.10
.30
.50%
%
.05 1
%
%
.25
%
%
What are Your Frustrations About it?
Too many of them to
bring all the time!

Hard to monitor!

It Takes
FOREVER!

I need to
spend a
fortune to get
a Barbie Doll!
Rewards Can Be Great When…
Value is
BIGGE
R!
REFERRAL
activities are
rewarded!

Monitoring is
EASY!
No need for
too many
CARDS!
is making life better by
empowering consumers
to earn from everyday
purchases.
Introducing

Life is Rewarding.

PayBux is a rewards App and platform for individual and
community purchases. Subscribers are incentivised for
loyalty and connecting with friends.
PayBux Editions

Standard Edition
(FREE)
Transforming Lives.

Premium Edition
(via Upgrade to
Mentor or Icon)
Life is Mobile
66% Sleep with
Their Phones.

26% checks their
phones at the dinner
table.
Transforming Lives.

240M business globally will
be cloud computing via
mobile by 2015.
The Future is Mobile
There will be almost 4 billion
subscribers by 2017.
More than 5 billion broadband
connections and about a billion
LTE connections by then.
A total of almost 10 billion mobile
connections.
Basic Social Networking
Calendar of Events and
Activities (CEVA)

Mobile Shopping (Thru-App
Purchases)
Payback Rewards and
Incentives

Electronic Credits and
Transfers
QR Codes Scanning
Basic Social Networking
Basic Social Networking
Calendar of Events
QR Code Scanning for Mobile Vouchers/eGCs

You buy prepaid credits
called ‘bux’.
Select mVoucher or eGC of
your choice.
Present to Merchant for
redemption.
Transforming Lives.
Scan and Go

Merchant scans the QR Codes for fast and easy
redemption or payment of purchased products.
Transforming Lives.
January 2014

2nd Quarter 2014

February
2014
Our Unique Value Proposition

Make every purchase a rewarding experience
thru Cooperative Group Rewards.
Transforming Lives.
When You Gas Up
Eat Your Favourite Meal in a Quick-Serve Restaurant
Call Using Prepaid
Buy Medicines
Enjoy Your Favourite Beverage in Coffee Shops
Buy Groceries
Shop for Clothes
Top-up Your Favourite Merchant Card

Transforming Lives.
But What Makes
PayBux Different?
PayBux is Generous.
“...Generosity can be a
highly effective growth
strategy.”
- Eddie Yoon, Principal
The Cambridge Group
Payback Offer of
at least 20% and
up to 100%.
It is faster and realistic.

It is
COOPERATIV
E.
Cooperative Group Rewards
20%-100% Rebate

Each purchase transaction
contributes an amount to the
PayBux Generous Rewards
Pool.

PayBux keeps record
of the transactions and
awards rebates using
HexCell Algorithm.
24-hour Transaction Period
The HexCell Rewards Program
Upgrade to Inspire
Take the steps…

Icon
Mentor

Builder
Transforming Lives.

…or make a big
leap.
The Starting Point

Download the Standard
Edition of PayBux App for
FREE!

Transforming Lives.
Everyone Starts as Builder

A Builder earns rewards
from personal purchases of
products thru PayBux.

Transforming Lives.
HexCell Rewards

Upgrade

Purchases

Earn HexCell Rewards from Subscription Upgrade and
Qualifying Purchases from partner merchants.
HexCell Rewards from Purchases

A Qualifying Purchase generates a HexCell that
determines rewards from your purchases and purchases
of other subscribers in the community.
Sample Qualifying Purchases
P1,50
0
P37
5
P30
0
Sample Qualifying Purchases
P1,000 +
500
P100 + 200 +
75
P100 + P200
Sample Qualifying Purchases
P3,00
0
P50
0
P50
0
HexCells from Purchases
All Qualified Purchases that
produce HexCells are arranged
according to the HexCell
Algorithm.
This algorithm ensures that
everyone will get rewarded from
their purchases.
How HexCell Gives Rewards

=

You earn rewards when
your HexCell is
activated. It is
activated whenever
there are six (6)
HexCells that are
attached to it.
HexCells Regenerate for More Rewards
Each time you earn a
HexCell, a new one is
generated until you reach
the maximum number of
HexCells you can earn
based on your subscription
type.
Upgrade to Inspire
Take the steps…

Icon
Mentor

Builder
Transforming Lives.

…or make a big
leap.
Generous Payback Offer from HexCells
up to 12
HexCells
up to 6
HexCells

up to 3
HexCells
You Must Be ‘LINKED’
A Builder must be linked to
another Subscriber to earn the
maximum number of HexCells.
As a Builder, you can only earn
one (1) HexCell when you don’t
have a Linker.
A Builder may link other Builders
to earn rewards from their
purchases too.
Transforming Lives.
Link. Build. Grow.

There is no limit to the number of links a Builder can
create. More links mean more rewards.
Any
Question
so far?
Do You Want to Know MORE?
Auto-Upgrade

It’s your
call!

By default, 50% of rewards go to Auto-upgrade.
You just have to choose between Mentor or Icon.
Transforming Lives.
No Man is an Island
Upgrading to Mentor or Icon
automatically puts you in the
rewards community.
Your presence contributes to
the rewards program and
you get rewarded as well.

Transforming Lives.
Be a Mentor and Excel
An Upgrade Key is required
to become a Mentor.
The Key is available from a
Mentor or Icon Subscriber.

Transforming Lives.
Mentor Upgrade Premium
with
300 Bux!
Mentors are Duplicators

A Mentor may link Builders and help them
become Mentors too. There is no limit.
HexCell Rewards from Upgrade

When you upgrade to Mentor or Icon, a HexCell is
automatically generated to accumulate your rewards
from upgrade activities in the hive.
HexCell Rewards from Upgrades
A HexCell is activated when there
is a total of six (6) Upgrades
(Mentor or Icon) associated with it.

Upgrades may come from your
personally endorsed Builders or
from others joining the Hive.
HexCell Rewards from Upgrade is Infinite
Every time a HexCell is activated,
a new one is generated to give
you continuous rewards. There is
no end to HexCell Rewards.

Your newly generated HexCell can
be activated again thru Upgrades
or Regenerations in the Hive.
HexCell Rewards from
Upgrade

Transforming Lives.
Earn Unlimited Rewards
New Upgrades coming into the
Hive activates HexCells,
producing more HexCells that
bring unlimited rewards.

There is no limit to the number
of HexCells that you can earn in
a day!
Bring Two to Start Earning
Builders who upgrade to Mentors or
Icons must contribute to the Hive by
helping at least two (2) Builders
become Mentors or Icons.
You will only earn your HexCell
rewards when you satisfy this
requirement.
The HexCell Link Rewards

P15

Transforming Lives.

P10

1
2
3
4
5
6
7
8
9
10

Earn rewards from HexCells earned
or activated by Mentors or Icons
you have introduced into the Hive.
Earn P10 per HexCell activated.
Icons are automatically qualified to
earn P15.
Mentors are entitled to earn up to
6th generation while Icons are
entitled up to 10th generation.
Mentors Can Get More

P15

Transforming Lives.

+
P15

1
2
3
4
5
6
7
8
9
10

+

Upgrade one more
Mentor and instantly
qualify to earn P15
HexCell Group Rewards.
Link a total of six (6)
Mentors to earn HexCell
Group Rewards up to the
10th generation!
The Inspiring Icon
It takes an Icon to know an
Icon. Upgrade to Icon is only
thru an Icon.
Icon Upgrade is the ultimate
advantage in HexCell
Rewards Program.
Transforming Lives.
The Icon Upgrade Premium
HexCell Account
with 3 Combo
Trackers.
Includes six (6)
HexCell Royalty
Upgrade Cards.

Merchant Promo
Vouchers.

with
1K Bux!
Getting More Value Than What You Pay For
SCENARIO:
You spend P7,000 monthly on
gasoline.

This would produce 4 HexCells in a
month which would average about 48
in a year.
You may earn up to P17,000 in a year
on fuel alone.
HexCell Icon Royalty

+

P25-50

Transforming Lives.

P15

1
2
3
4
5
6
7
8
9
10

Aside from qualification to earn
HexCell Group Rewards, an Icon is
entitled for HexCell Icon Royalty
(HIR) equivalent to P25 per
activated HexCell by any Mentor in
his Subgroup up to infinity.
When all six (6) HexCell Royalty
Upgrade Cards are endorsed, HIR
is doubled (P50).
Icon Upgrade Rewards

=

P1
K

Earn P1K for every Mentor or Builder
you upgrade to Icon.
Transforming Lives.
Tracking Icon Exclusive Rewards
Tracker 1
Start with 3
Combo Trackers
from Day 1!
Tracker 2

Tracker 3

An Icon earns rewards when upgrading Builders or Mentors to Icon.
The system determines the rewards using Combo Trackers.
Double Your Rewards
Tracker 1
Activate all Combo
Trackers!

Tracker 2

Tracker 3

Activate all Combo Trackers by upgrading at
least six (6) Icons. Your rewards are doubled
when all Combo Trackers are active.
Transforming Lives.
Icon Combo Rewards
ICON TEAM
A

COM
B

ICON TEAM
B

1 Combo = P1K

12MN-12NN:
1st Cycle
12NN-12MN:
2nd Cycle
Transforming Lives.

10 Combos per Cycle
2 Cycles per Day

P20,000 maximum
daily rewards
value!
Dream Board Fund
Every 5th Combo earned
goes to your Dream
Board Fund.
Your Dream Board Fund
can only be redeemed for
your Dream Items. It is
not convertible to Cash or
Bux.
Transforming Lives.
Icon Combo Royalty
ICON TEAM
A
10
1st Gen
%
5
2nd Gen
%
5
3rd Gen
%
5
4th Gen
%
5
5th Gen
%
Transforming Lives.

ICON TEAM
B
10
1st Gen
%
Earn rewards
5
2nd Gen
based on the
%
performance of
5
your personally
3rd Gen
%
linked Icons
5
and their links
4th Gen
%
up to 5th
5
generation.
5th Gen
%
Potential ICR Rewards
Rewards Value Icon Combo
# of Icon
per Level per Icon Royalty

LEVEL

ICR%

1

10%

6

10,000.00

60,000.00

2

5%

12

5,000.00

60,000.00

3

5%

24

5,000.00

120,000.00

4

5%

48

5,000.00

240,000.00

5

5%

96

5,000.00

480,000.00

Total
Transforming Lives.

186

960,000.00
Potential ICR Rewards
Rewards Value Icon Combo
# of Icon
per Level per Icon
Royalty

LEVEL

ICR%

1

10%

6

10,000.00

60,000.00

2

5%

18

5,000.00

90,000.00

3

5%

54

5,000.00

270,000.00

4

5%

162

5,000.00

810,000.00

5

5%

486

5,000.00

2,430,000.00

Total
Transforming Lives.

726

3,660,000.00

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Pay bux hexcell revision 2

  • 1.
  • 2. Do You Have Any of These Cards in Your Wallet?
  • 3. Have You Computed How Much You’re Really Getting? .20 % Fraction of a percent .25 % .10 .30 .50% % .05 1 % % .25 % %
  • 4. What are Your Frustrations About it? Too many of them to bring all the time! Hard to monitor! It Takes FOREVER! I need to spend a fortune to get a Barbie Doll!
  • 5. Rewards Can Be Great When… Value is BIGGE R! REFERRAL activities are rewarded! Monitoring is EASY! No need for too many CARDS!
  • 6.
  • 7. is making life better by empowering consumers to earn from everyday purchases.
  • 8. Introducing Life is Rewarding. PayBux is a rewards App and platform for individual and community purchases. Subscribers are incentivised for loyalty and connecting with friends.
  • 9. PayBux Editions Standard Edition (FREE) Transforming Lives. Premium Edition (via Upgrade to Mentor or Icon)
  • 10.
  • 11. Life is Mobile 66% Sleep with Their Phones. 26% checks their phones at the dinner table. Transforming Lives. 240M business globally will be cloud computing via mobile by 2015.
  • 12. The Future is Mobile There will be almost 4 billion subscribers by 2017. More than 5 billion broadband connections and about a billion LTE connections by then. A total of almost 10 billion mobile connections.
  • 13. Basic Social Networking Calendar of Events and Activities (CEVA) Mobile Shopping (Thru-App Purchases) Payback Rewards and Incentives Electronic Credits and Transfers QR Codes Scanning
  • 17. QR Code Scanning for Mobile Vouchers/eGCs You buy prepaid credits called ‘bux’. Select mVoucher or eGC of your choice. Present to Merchant for redemption. Transforming Lives.
  • 18. Scan and Go Merchant scans the QR Codes for fast and easy redemption or payment of purchased products. Transforming Lives.
  • 19. January 2014 2nd Quarter 2014 February 2014
  • 20. Our Unique Value Proposition Make every purchase a rewarding experience thru Cooperative Group Rewards. Transforming Lives.
  • 22. Eat Your Favourite Meal in a Quick-Serve Restaurant
  • 25. Enjoy Your Favourite Beverage in Coffee Shops
  • 28.
  • 29. Top-up Your Favourite Merchant Card Transforming Lives.
  • 30. But What Makes PayBux Different?
  • 31. PayBux is Generous. “...Generosity can be a highly effective growth strategy.” - Eddie Yoon, Principal The Cambridge Group
  • 32. Payback Offer of at least 20% and up to 100%.
  • 33. It is faster and realistic. It is COOPERATIV E.
  • 34.
  • 35. Cooperative Group Rewards 20%-100% Rebate Each purchase transaction contributes an amount to the PayBux Generous Rewards Pool. PayBux keeps record of the transactions and awards rebates using HexCell Algorithm. 24-hour Transaction Period
  • 37. Upgrade to Inspire Take the steps… Icon Mentor Builder Transforming Lives. …or make a big leap.
  • 38. The Starting Point Download the Standard Edition of PayBux App for FREE! Transforming Lives.
  • 39. Everyone Starts as Builder A Builder earns rewards from personal purchases of products thru PayBux. Transforming Lives.
  • 40. HexCell Rewards Upgrade Purchases Earn HexCell Rewards from Subscription Upgrade and Qualifying Purchases from partner merchants.
  • 41. HexCell Rewards from Purchases A Qualifying Purchase generates a HexCell that determines rewards from your purchases and purchases of other subscribers in the community.
  • 43. Sample Qualifying Purchases P1,000 + 500 P100 + 200 + 75 P100 + P200
  • 45. HexCells from Purchases All Qualified Purchases that produce HexCells are arranged according to the HexCell Algorithm. This algorithm ensures that everyone will get rewarded from their purchases.
  • 46. How HexCell Gives Rewards = You earn rewards when your HexCell is activated. It is activated whenever there are six (6) HexCells that are attached to it.
  • 47. HexCells Regenerate for More Rewards Each time you earn a HexCell, a new one is generated until you reach the maximum number of HexCells you can earn based on your subscription type.
  • 48. Upgrade to Inspire Take the steps… Icon Mentor Builder Transforming Lives. …or make a big leap.
  • 49. Generous Payback Offer from HexCells up to 12 HexCells up to 6 HexCells up to 3 HexCells
  • 50. You Must Be ‘LINKED’ A Builder must be linked to another Subscriber to earn the maximum number of HexCells. As a Builder, you can only earn one (1) HexCell when you don’t have a Linker. A Builder may link other Builders to earn rewards from their purchases too. Transforming Lives.
  • 51. Link. Build. Grow. There is no limit to the number of links a Builder can create. More links mean more rewards.
  • 53. Do You Want to Know MORE?
  • 54. Auto-Upgrade It’s your call! By default, 50% of rewards go to Auto-upgrade. You just have to choose between Mentor or Icon. Transforming Lives.
  • 55. No Man is an Island Upgrading to Mentor or Icon automatically puts you in the rewards community. Your presence contributes to the rewards program and you get rewarded as well. Transforming Lives.
  • 56. Be a Mentor and Excel An Upgrade Key is required to become a Mentor. The Key is available from a Mentor or Icon Subscriber. Transforming Lives.
  • 58. Mentors are Duplicators A Mentor may link Builders and help them become Mentors too. There is no limit.
  • 59. HexCell Rewards from Upgrade When you upgrade to Mentor or Icon, a HexCell is automatically generated to accumulate your rewards from upgrade activities in the hive.
  • 60. HexCell Rewards from Upgrades A HexCell is activated when there is a total of six (6) Upgrades (Mentor or Icon) associated with it. Upgrades may come from your personally endorsed Builders or from others joining the Hive.
  • 61. HexCell Rewards from Upgrade is Infinite Every time a HexCell is activated, a new one is generated to give you continuous rewards. There is no end to HexCell Rewards. Your newly generated HexCell can be activated again thru Upgrades or Regenerations in the Hive.
  • 63. Earn Unlimited Rewards New Upgrades coming into the Hive activates HexCells, producing more HexCells that bring unlimited rewards. There is no limit to the number of HexCells that you can earn in a day!
  • 64. Bring Two to Start Earning Builders who upgrade to Mentors or Icons must contribute to the Hive by helping at least two (2) Builders become Mentors or Icons. You will only earn your HexCell rewards when you satisfy this requirement.
  • 65. The HexCell Link Rewards P15 Transforming Lives. P10 1 2 3 4 5 6 7 8 9 10 Earn rewards from HexCells earned or activated by Mentors or Icons you have introduced into the Hive. Earn P10 per HexCell activated. Icons are automatically qualified to earn P15. Mentors are entitled to earn up to 6th generation while Icons are entitled up to 10th generation.
  • 66. Mentors Can Get More P15 Transforming Lives. + P15 1 2 3 4 5 6 7 8 9 10 + Upgrade one more Mentor and instantly qualify to earn P15 HexCell Group Rewards. Link a total of six (6) Mentors to earn HexCell Group Rewards up to the 10th generation!
  • 67. The Inspiring Icon It takes an Icon to know an Icon. Upgrade to Icon is only thru an Icon. Icon Upgrade is the ultimate advantage in HexCell Rewards Program. Transforming Lives.
  • 68. The Icon Upgrade Premium HexCell Account with 3 Combo Trackers. Includes six (6) HexCell Royalty Upgrade Cards. Merchant Promo Vouchers. with 1K Bux!
  • 69. Getting More Value Than What You Pay For SCENARIO: You spend P7,000 monthly on gasoline. This would produce 4 HexCells in a month which would average about 48 in a year. You may earn up to P17,000 in a year on fuel alone.
  • 70. HexCell Icon Royalty + P25-50 Transforming Lives. P15 1 2 3 4 5 6 7 8 9 10 Aside from qualification to earn HexCell Group Rewards, an Icon is entitled for HexCell Icon Royalty (HIR) equivalent to P25 per activated HexCell by any Mentor in his Subgroup up to infinity. When all six (6) HexCell Royalty Upgrade Cards are endorsed, HIR is doubled (P50).
  • 71. Icon Upgrade Rewards = P1 K Earn P1K for every Mentor or Builder you upgrade to Icon. Transforming Lives.
  • 72. Tracking Icon Exclusive Rewards Tracker 1 Start with 3 Combo Trackers from Day 1! Tracker 2 Tracker 3 An Icon earns rewards when upgrading Builders or Mentors to Icon. The system determines the rewards using Combo Trackers.
  • 73. Double Your Rewards Tracker 1 Activate all Combo Trackers! Tracker 2 Tracker 3 Activate all Combo Trackers by upgrading at least six (6) Icons. Your rewards are doubled when all Combo Trackers are active. Transforming Lives.
  • 74. Icon Combo Rewards ICON TEAM A COM B ICON TEAM B 1 Combo = P1K 12MN-12NN: 1st Cycle 12NN-12MN: 2nd Cycle Transforming Lives. 10 Combos per Cycle 2 Cycles per Day P20,000 maximum daily rewards value!
  • 75. Dream Board Fund Every 5th Combo earned goes to your Dream Board Fund. Your Dream Board Fund can only be redeemed for your Dream Items. It is not convertible to Cash or Bux. Transforming Lives.
  • 76. Icon Combo Royalty ICON TEAM A 10 1st Gen % 5 2nd Gen % 5 3rd Gen % 5 4th Gen % 5 5th Gen % Transforming Lives. ICON TEAM B 10 1st Gen % Earn rewards 5 2nd Gen based on the % performance of 5 your personally 3rd Gen % linked Icons 5 and their links 4th Gen % up to 5th 5 generation. 5th Gen %
  • 77. Potential ICR Rewards Rewards Value Icon Combo # of Icon per Level per Icon Royalty LEVEL ICR% 1 10% 6 10,000.00 60,000.00 2 5% 12 5,000.00 60,000.00 3 5% 24 5,000.00 120,000.00 4 5% 48 5,000.00 240,000.00 5 5% 96 5,000.00 480,000.00 Total Transforming Lives. 186 960,000.00
  • 78. Potential ICR Rewards Rewards Value Icon Combo # of Icon per Level per Icon Royalty LEVEL ICR% 1 10% 6 10,000.00 60,000.00 2 5% 18 5,000.00 90,000.00 3 5% 54 5,000.00 270,000.00 4 5% 162 5,000.00 810,000.00 5 5% 486 5,000.00 2,430,000.00 Total Transforming Lives. 726 3,660,000.00