understand to prepare portfolio

1. SYNOPSIS REPORT
Presented by:
Kislay Kumar

2. Client Details
Family Structure Age
Mr. Ankit Arora 29
Spouse 26
Child 1
Mr. Ankit Arora is a professional working with IBM at a package of
1.2 lakh p.m .

3. Portfolio Composition
PORTFOLIO
Assets Current values (Rs.)
Real estate 70 lakh
Cash 2.5 Lakh
Debt
PPF 1 Lakh
FD 7 lakh
EQITY
Stocks 1.5 lakh
Mutual Funds 4 lakh
Insurance 50 K
Liabilities Value
Education loan 7 lakh
Real estate
Cash
PPF
FD
Stocks
Mutual
Funds
Insurance
Current values (Rs.)
Real estate Cash PPF
FD Stocks Mutual Funds
Insurance

4. TOP FINANCIAL
GOALS
YEAR OF
ACCOMPLISHMENT
Estimated Fund
Required
SHORT TERM
Purchase New Car 2020 8 lakhs
Foreign Trip 2020 2 lakhs
LONG TERM
Child Higher
Education 2034 20 lakh
Child Marriage 2041 1 crore
Retirement 2044 261,330.88 p/m

5. ANALYSIS
From above portfolio analysis of the client,
Proposal mentioned below is recommended:

6. CASH FLOW
Per Month Per Annum
Income 120000 1440000
Outflow
Education EMI 30000 360000
Household Expenses 45000 540000
SIP 15000 180000
Total Outflow 90000 1080000
Surplus 30000 360000

7. HOW TO INVEST FOR GOALS
Goal Future Cost Time To Achieve Resources
Investment
Needed
Purchase New
Car 8 lakhs 2 years SIP
Foregin Trip 2 lakhs 2 years SIP
Child Higher
Education 20 lakhs 16 years SIP
Child Wedding 1 cr 23 years SIP, Gold Bonds
Retirement 2.6 lakhs/month 26 years
EPF,PPF,Mutual
funds SIP

8. IINSURANCE PORTFOLIO
Insurance Existing cover
Exixting mothly
premium
Suggestions
Suggested
Monthly Premium
LIFE
INSURANCE
ULIP 50000
Term Plan
1 crore (Max -
online term
plus one time
lumpsum plan)
810

9. Existing shares
Share Purchased
Price(Rs)
LTP(Rs) Suggestion
Sanco industries 18 (IPO) 30.85 Hold
Bharat Petroleum 114 390 Hold
SBI 210 248.5 Hold

10. Existing shares
Mutual Funds Suggestion
HDFC Mid cap Continue with SIP
L&T Emerging
Business
Continue with SIP
Franklin Small cap Continue with SIP
SBI Magnum Continue with SIP

11. Recommendation
Mutual funds NAV Amount (RS.) Goals Reason
Franklin India
Ultra Short
Bond Fund
23.52 10000 Tour after each
2 years
8.7%
Aditya Birla Sun
Life Top 100
Fund
51.73 10000 For retirement 17%
HDFC Mid Cap
opportunities
Fund
58.26 Increase
investment
with 5000
For child future
education
26%