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By:
Jakkula Swathi Reddy.
History:
 Started as Bank of Calcutta in Calcutta on 2 June 1806.
 Re-designed as the Bank of Bengal on 2 January 1809.
 Later Bank of Bengal, bank of Madras and Bank of Bombay were
amalgamated to form Imperial Bank of India on 27 January 1921.
 It was nationalized on 1955 and was renamed as State Bank of India.
Headquarters : Mumbai, India.
Local head offices : 14
Zonal offices : 85
No of Branches : 14,816 (Domestic branches)
186(Foreign branches)
No of employees : 2,28,296
Vision:
 Attain high standards of efficiency and professionalism and core institutional
values comparable to the best in the field.
 To be a committed, caring and responsible corporate citizen.
 To provide a satisfying work environment with opportunities for learning, self-
development and self-actualization.
Mission:
 Develop into a top rate, nimble footed banking institution committed to
excellence in services to its customers, enhancing stakeholder’s value though care
and competence.
SBI group
structure:
State Bank of
Bikaner & Jaipur
State Bank of
Hyderabad
State Bank of
Mysore
State Bank of
Patiala
State Bank of
Travancore
Domestic Banking Subsidiaries:
1. SBI Capital Markets Ltd.
2. SBICAP Securities Ltd.
3. SBICAP Ventures Ltd.
4. SBICAP (UK) Ltd.
5. SBICAP Trustees Co. Ltd.
6. BICAP (Singapore Ltd.)
7. SBI DFHI Ltd.
8. SBI Payment Services Pvt. Ltd.
9. SBI Mutual Fund Trustee Company Pvt Ltd.
10. SBI Global Factors Ltd.
11. SBI Pension Funds Pvt. Ltd.
12. SBI Funds Management Pvt. Ltd.
13. SBI Funds Mgt. (International) Pvt. Ltd.
14. SBI Cards & Payment Services Pvt. Ltd.
15. SBI Life Insurance Company Ltd.
16. SBI-SG Global Securities Services Pvt. Ltd.
17. SBI General Insurance Company Ltd.
Non Banking Subsidiaries
1. C-Edge Technologies Ltd.
2. GE Capital Business Process M gt. Services Pvt. Ltd.
3. Macquarie SBI Infrastructure M gt. Pte. Ltd.
4. Macquarie SBI Infrastructure Trustee Ltd.
5. SBI Macquarie SBI Infrastructure M gt. Pvt. Ltd.
6. SBI Macquarie SBI Infrastructure Trustee Pvt. Ltd.
7. Oman India Joint Investment Fund-Mgt. Co Pvt. Ltd.
8. Oman India Joint Investment Fund-Trustee Co Pvt. Ltd.
Foreign Banking Subsidiaries :
1. State Bank of India(California)
2. State Bank of India (Canada)
3. Commercial Bank of India LLC, Moscow
4. SBI (Mauritius) Ltd.
5. PT Bank SBI Indonesia
6. Nepal SBI Bank Ltd.
Joint Ventures:
Central board of directors:
Shri Pratip Chaudhuri
Chairman
Managing directors:
1. Shri Hemant G. Contractor
2. Shri Diwakar Gupta
3. Shri A. Krishna Kumar
4. Shri S. Vishvanathan
Directors:
1. Shri S. Venkatachalam
2. Shri D. Sundaram
3. Shri Parthasarathy Iyengar
4. Shri Thomas Mathew
5. Shri Jyoti Bhushan Mohapatra
6. Shri S. K. Mukherjee
7. Dr. Rajiv Kumar
8. Shri Deepak Ishwarbhai Amin
9. Shri Harichandra Bahadur Singh
10. Shri Rajiv TakruShri Rajiv Takru
11. Dr. Urjit R. Patel
SWOT Analysis
STRENGTH
1. The biggest bank in the country.
2. Has a separate act for itself. Thus, a special privilege.
3. Biggest branch network in the country
4. First public sector to move to CBS.
WEAKNESS
1. Expected to experience high level of attrition due to retirement of its top
management.
2. Still carries the image of the old Govt. sector bank.
OPPORTUNITY
1. Pool in talent to replace the going top management to serve the next
generation.
2. Make better use of its CRM.
3. Expansion into rural areas.
THREATS
1. Private banks.
2. New bank licenses by RBI.
3. Foreign banks that have sophisticated products.
Competitors:
S. No Name of Bank
Turnover
As of 31st March 2013
(Million)
1 State bank of India INR 1,196,570
2 ICICI Bank INR 400750
3 PNB Bank INR 418930
4 Bank of Baroda INR 351960
9 HDFC Bank INR 350640
5 Canara Bank INR 340770
6 Bank of India INR 319080
7 Union Bank of India INR 251240
8 Central bank of India INR 218600
10 Indian Overseas Bank INR 206760
Mar '13 Mar '12 Mar '11 Mar '10 Mar '09
Total income
1,35,691.94 1,20,872.90 96,329.45 85,962.07 76,479.78
Total expenses
1,21,586.96 1,09,186.89 88,959.12 76,796.02 67,358.55
Net profit of the
year 14,104.98 11,686.01 7,370.35 9,166.05 9,121.23
Financial Status:
0
20000
40000
60000
80000
100000
120000
140000
160000
total income
total expenses
net profit
Net Profit
0
5000
10000
15000
20000
25000
2010-2011 2011-2012 2012-2013
profit before tax
profit after tax
2010-2011 2011-2012 2012-2013
Profit before tax 14954 18483 19951
Profit after tax 8265 11707 14105
Total liabilities
0
200000
400000
600000
800000
1000000
1200000
1400000
1600000
1800000
2010-2011 2011-2012 2012-2013
2010-2011 2011-2012 2012-2013
12,23,736 13,35,519 15,66,261
2010-2011 2011-2012 2012-2013
635 671 684
Capital
610
620
630
640
650
660
670
680
690
2010-20112011-20122012-2013
Mar '13 Mar '12 Mar '11 Mar '10 Mar '09
Interest expended 75,325.80 63,230.37 48,867.96 47,322.48 42,915.29
Employee Cost 18,380.90 16,974.04 14,480.17 12,754.65 9,747.31
Selling and Admin
Expenses
0.00 15,625.18 12,141.19 7,898.23 5,122.06
Depreciation 1,139.61 1,007.17 990.50 932.66 763.14
Miscellaneous Expenses 26,740.65 12,350.13 12,479.30 7,888.00 8,810.75
Operating Expenses 29,284.42 37,563.09 31,430.88 24,941.01 18,123.66
Provisions &
Contingencies
16,976.74 8,393.43 8,660.28 4,532.53 6,319.60
Total Expenses 1,21,586.96 1,09,186.89 88,959.12 76,796.02 67,358.55
Expenses
2010-2011 2011-2012 2012-2013
investment 2.95L 3.12L 3.5L
2.6
2.7
2.8
2.9
3
3.1
3.2
3.3
3.4
3.5
3.6
2010-2011 2011-2012 2012-2013
investment
Investment
Deposits and advances:
2013 2012
annual
growth(2013)
Deposits 12,02,740 10,43,647 15.24%
Advances 10,78,557 10,00,000 20.70%
Net Interest Income
2010-2011 2011-2012 2012-2013
net intrest
income
32,526 43,291 44,331
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
45,000
50,000
2010-2011 2011-2012 2012-2013
net intrest income
net intrest income
Distribution Of Share Holding
Share Price
NSE Sep 30,12:03
Day's High | Low 1,619.95 | 1,596.65
Open Price 1,613.80
BSE Sep 30,12:09
Day's High | Low 1,625.00 | 1,597.10
Open Price 1,614.60
1,617.00 -24.70 [1.5]%
1,614.50 -26.20 [1.6]%
Political • Regulatory bodies.
• Government policies.
• International legislations.
Economic • Economic trends( Indian/Global)
• Interest and exchange rates
Social • Lifestyle trends
• Customer attitude and opinion
• Media news and brand image
• Advertising and publicity
Technology • Information technology
• Competent technology
• Global communication
Environmental • Green banking
Reduction in electricity and fuel
consumption, Solar ATMs
PEST analysis
Recruitment:
Eligibility criteria:
For Clerks: Selection of clerks has various restrictions based on educational
qualifications and age.
Educational qualification:
 The candidate must have achieved 60% in 10+2 (For General).
 The candidate must have achieved 55% in 10+2 (For SC/ST).
 A degree from any recognized institute is welcomed.
In terms of age the following criteria must be met:
 The minimum required age for this post is 18 years as on 01/12/2011
(Applicable for all).Maximum age should not exceed 28 years (For general).
 Adjustment of 3.5 years is available for SC/ST.
 Adjustment of 4.3 years is available for BC candidates
If all the basic criteria in terms of age and educational qualification are
fulfilled, the candidate chooses to appear for SBI clerk recruitment program.
Probationary Officers: Probationary Officers resembles a higher post which
has greater share of authority and responsibility as a result of which it
requires better knowledge of the candidate.
Educational qualification in such respect is in form of:
 The candidate must have achieved 60% in 10+2 (For General).
 The candidate must have achieved 55% in 10+2 (For SC/ST).
 A degree from any recognized institute is welcomed.
 Basic Knowledge in computer such as MS Office, etc.,
 Fluency in English and local language.
As far the age criteria goes, following conditions must be satisfies:
 The minimum required age for this post is 21 years as on 01/12/2011
(Applicable for all).
 Maximum age should not exceed 30 years (For general).
 Adjustment of 5 years is available for SC/ST
 Adjustment of 3 years is available for BC candidates.
Reservation in employment
Exam pattern and cutoff
officers assistants Subordina
te staff
total
As on 31.3.2012 80,404 95,715 39,362 2,15,481
Less:retirements/
attrition
3,059 4,107 2,412 9,578
Add/less(-) due to
promotion
2,604(+) 2,604(-) …. ….
Add : new
addition
847 20,682 864 22,393
As on 31.3.2013 80,796 1,09,686 37,814 2,28,296
Staff strength
Strategic Training Unit
Apex Training Institutes:
 State Bank Staff College- Hyderabad
 State Bank Academy- Gurgoan
 State Bank Foundation Institute- Indore
 State Bank Institute Of Rural Development- Hyderabad
 State Bank Institute Of Information And Communication
Management- Hyderabad
State Bank Learning Institutes:
 47 Leading Institutes Across 19 States In The Country.
Training Institutes
Corporate Social Responsibility
1. The Bank keeps aside 1% of its net profit for corporate social
responsibility.
2. The Bank CSR policy involves donation under the following major
categories:
a. National donations to Prime Minister’s and Chief Minister’s Relief
Funds for natural and other calamities.
b. Contribution to organizations having exemption under 80G of the
Income Tax Act largely for equipment and vehicles.
c. Distribution of fans and water purifiers to neighbourhood schools.
CSR spend. (in crores)
3. Other Flagship programs:
 The Bank donated 1,40,000 fans to 14,000 schools. The
methodology was that every branch of the Bank adopted a
school in its neighbour hood attended by students from
modest background and installed 10 fans and one water
purifier.
 Bank has donated 313 ambulances and medical vans.
 To help children especially the physically handicapped children, Bank
has distributed 51 school buses/vans.
 Some of the notable beneficiaries of Bank’s support have been the
following institutions like
 Aravind Eye Hospital, Chennai,
 Tata Medical Centre, Kolkata,
 N.Swain Memorial Trust, Hyderabad,
 Sankara Nethralaya, Chennai,
 St. Xavier’s College, Mumbai etc.
 The Bank has also supported several initiatives in installing solar
lamps in many places largely in the rural areas not having dependable
electricity supply.
Honours and Awards
The Bank has won the following awards for its CSR activities.
• Golden Peacock Award for Corporate Social Responsibility.
• Asia’s Best CSR Practice Award-2012
• Asian CSR leadership Award -2012.
• IPE Best CSR Award -2012.
• Most Caring Company Award – 2012.
Other awards and honours include:
 FE Best Banks Award-Award for Initiatives”.
 National Award- 2011-12 Best Bank for “Excellence in the field of Khadi &
Village Industries (PMEGP)”
 “Agriculture Leadership Award 2012” from Agriculture Today under Development
Leadership category.
 “Best IT driven Innovation Award in Banking” in the Country from NASSCOM was
awarded to APGVB, RRB sponsored by SBI.
 Ministry of Rural Development, GOI, awarded “Certificate of Excellence” for Bank’s
proactive role in establishing Rural Self Employment Training Institutes across the
country during the year 2011-12.
Job Opportunities:
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statebankofindia-131205003551-phpapp02.pdf

  • 2. History:  Started as Bank of Calcutta in Calcutta on 2 June 1806.  Re-designed as the Bank of Bengal on 2 January 1809.  Later Bank of Bengal, bank of Madras and Bank of Bombay were amalgamated to form Imperial Bank of India on 27 January 1921.  It was nationalized on 1955 and was renamed as State Bank of India.
  • 3. Headquarters : Mumbai, India. Local head offices : 14 Zonal offices : 85 No of Branches : 14,816 (Domestic branches) 186(Foreign branches) No of employees : 2,28,296
  • 4. Vision:  Attain high standards of efficiency and professionalism and core institutional values comparable to the best in the field.  To be a committed, caring and responsible corporate citizen.  To provide a satisfying work environment with opportunities for learning, self- development and self-actualization. Mission:  Develop into a top rate, nimble footed banking institution committed to excellence in services to its customers, enhancing stakeholder’s value though care and competence.
  • 5. SBI group structure: State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of Mysore State Bank of Patiala State Bank of Travancore Domestic Banking Subsidiaries:
  • 6. 1. SBI Capital Markets Ltd. 2. SBICAP Securities Ltd. 3. SBICAP Ventures Ltd. 4. SBICAP (UK) Ltd. 5. SBICAP Trustees Co. Ltd. 6. BICAP (Singapore Ltd.) 7. SBI DFHI Ltd. 8. SBI Payment Services Pvt. Ltd. 9. SBI Mutual Fund Trustee Company Pvt Ltd. 10. SBI Global Factors Ltd. 11. SBI Pension Funds Pvt. Ltd. 12. SBI Funds Management Pvt. Ltd. 13. SBI Funds Mgt. (International) Pvt. Ltd. 14. SBI Cards & Payment Services Pvt. Ltd. 15. SBI Life Insurance Company Ltd. 16. SBI-SG Global Securities Services Pvt. Ltd. 17. SBI General Insurance Company Ltd. Non Banking Subsidiaries
  • 7. 1. C-Edge Technologies Ltd. 2. GE Capital Business Process M gt. Services Pvt. Ltd. 3. Macquarie SBI Infrastructure M gt. Pte. Ltd. 4. Macquarie SBI Infrastructure Trustee Ltd. 5. SBI Macquarie SBI Infrastructure M gt. Pvt. Ltd. 6. SBI Macquarie SBI Infrastructure Trustee Pvt. Ltd. 7. Oman India Joint Investment Fund-Mgt. Co Pvt. Ltd. 8. Oman India Joint Investment Fund-Trustee Co Pvt. Ltd. Foreign Banking Subsidiaries : 1. State Bank of India(California) 2. State Bank of India (Canada) 3. Commercial Bank of India LLC, Moscow 4. SBI (Mauritius) Ltd. 5. PT Bank SBI Indonesia 6. Nepal SBI Bank Ltd. Joint Ventures:
  • 8. Central board of directors: Shri Pratip Chaudhuri Chairman Managing directors: 1. Shri Hemant G. Contractor 2. Shri Diwakar Gupta 3. Shri A. Krishna Kumar 4. Shri S. Vishvanathan Directors: 1. Shri S. Venkatachalam 2. Shri D. Sundaram 3. Shri Parthasarathy Iyengar 4. Shri Thomas Mathew 5. Shri Jyoti Bhushan Mohapatra 6. Shri S. K. Mukherjee 7. Dr. Rajiv Kumar 8. Shri Deepak Ishwarbhai Amin 9. Shri Harichandra Bahadur Singh 10. Shri Rajiv TakruShri Rajiv Takru 11. Dr. Urjit R. Patel
  • 9.
  • 10. SWOT Analysis STRENGTH 1. The biggest bank in the country. 2. Has a separate act for itself. Thus, a special privilege. 3. Biggest branch network in the country 4. First public sector to move to CBS. WEAKNESS 1. Expected to experience high level of attrition due to retirement of its top management. 2. Still carries the image of the old Govt. sector bank. OPPORTUNITY 1. Pool in talent to replace the going top management to serve the next generation. 2. Make better use of its CRM. 3. Expansion into rural areas. THREATS 1. Private banks. 2. New bank licenses by RBI. 3. Foreign banks that have sophisticated products.
  • 11. Competitors: S. No Name of Bank Turnover As of 31st March 2013 (Million) 1 State bank of India INR 1,196,570 2 ICICI Bank INR 400750 3 PNB Bank INR 418930 4 Bank of Baroda INR 351960 9 HDFC Bank INR 350640 5 Canara Bank INR 340770 6 Bank of India INR 319080 7 Union Bank of India INR 251240 8 Central bank of India INR 218600 10 Indian Overseas Bank INR 206760
  • 12. Mar '13 Mar '12 Mar '11 Mar '10 Mar '09 Total income 1,35,691.94 1,20,872.90 96,329.45 85,962.07 76,479.78 Total expenses 1,21,586.96 1,09,186.89 88,959.12 76,796.02 67,358.55 Net profit of the year 14,104.98 11,686.01 7,370.35 9,166.05 9,121.23 Financial Status:
  • 14. Net Profit 0 5000 10000 15000 20000 25000 2010-2011 2011-2012 2012-2013 profit before tax profit after tax 2010-2011 2011-2012 2012-2013 Profit before tax 14954 18483 19951 Profit after tax 8265 11707 14105
  • 15. Total liabilities 0 200000 400000 600000 800000 1000000 1200000 1400000 1600000 1800000 2010-2011 2011-2012 2012-2013 2010-2011 2011-2012 2012-2013 12,23,736 13,35,519 15,66,261 2010-2011 2011-2012 2012-2013 635 671 684 Capital 610 620 630 640 650 660 670 680 690 2010-20112011-20122012-2013
  • 16. Mar '13 Mar '12 Mar '11 Mar '10 Mar '09 Interest expended 75,325.80 63,230.37 48,867.96 47,322.48 42,915.29 Employee Cost 18,380.90 16,974.04 14,480.17 12,754.65 9,747.31 Selling and Admin Expenses 0.00 15,625.18 12,141.19 7,898.23 5,122.06 Depreciation 1,139.61 1,007.17 990.50 932.66 763.14 Miscellaneous Expenses 26,740.65 12,350.13 12,479.30 7,888.00 8,810.75 Operating Expenses 29,284.42 37,563.09 31,430.88 24,941.01 18,123.66 Provisions & Contingencies 16,976.74 8,393.43 8,660.28 4,532.53 6,319.60 Total Expenses 1,21,586.96 1,09,186.89 88,959.12 76,796.02 67,358.55 Expenses
  • 17.
  • 18. 2010-2011 2011-2012 2012-2013 investment 2.95L 3.12L 3.5L 2.6 2.7 2.8 2.9 3 3.1 3.2 3.3 3.4 3.5 3.6 2010-2011 2011-2012 2012-2013 investment Investment
  • 19. Deposits and advances: 2013 2012 annual growth(2013) Deposits 12,02,740 10,43,647 15.24% Advances 10,78,557 10,00,000 20.70%
  • 20. Net Interest Income 2010-2011 2011-2012 2012-2013 net intrest income 32,526 43,291 44,331 0 5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 45,000 50,000 2010-2011 2011-2012 2012-2013 net intrest income net intrest income
  • 22. Share Price NSE Sep 30,12:03 Day's High | Low 1,619.95 | 1,596.65 Open Price 1,613.80 BSE Sep 30,12:09 Day's High | Low 1,625.00 | 1,597.10 Open Price 1,614.60 1,617.00 -24.70 [1.5]% 1,614.50 -26.20 [1.6]%
  • 23. Political • Regulatory bodies. • Government policies. • International legislations. Economic • Economic trends( Indian/Global) • Interest and exchange rates Social • Lifestyle trends • Customer attitude and opinion • Media news and brand image • Advertising and publicity Technology • Information technology • Competent technology • Global communication Environmental • Green banking Reduction in electricity and fuel consumption, Solar ATMs PEST analysis
  • 25. Eligibility criteria: For Clerks: Selection of clerks has various restrictions based on educational qualifications and age. Educational qualification:  The candidate must have achieved 60% in 10+2 (For General).  The candidate must have achieved 55% in 10+2 (For SC/ST).  A degree from any recognized institute is welcomed. In terms of age the following criteria must be met:  The minimum required age for this post is 18 years as on 01/12/2011 (Applicable for all).Maximum age should not exceed 28 years (For general).  Adjustment of 3.5 years is available for SC/ST.  Adjustment of 4.3 years is available for BC candidates If all the basic criteria in terms of age and educational qualification are fulfilled, the candidate chooses to appear for SBI clerk recruitment program.
  • 26. Probationary Officers: Probationary Officers resembles a higher post which has greater share of authority and responsibility as a result of which it requires better knowledge of the candidate. Educational qualification in such respect is in form of:  The candidate must have achieved 60% in 10+2 (For General).  The candidate must have achieved 55% in 10+2 (For SC/ST).  A degree from any recognized institute is welcomed.  Basic Knowledge in computer such as MS Office, etc.,  Fluency in English and local language. As far the age criteria goes, following conditions must be satisfies:  The minimum required age for this post is 21 years as on 01/12/2011 (Applicable for all).  Maximum age should not exceed 30 years (For general).  Adjustment of 5 years is available for SC/ST  Adjustment of 3 years is available for BC candidates.
  • 29. officers assistants Subordina te staff total As on 31.3.2012 80,404 95,715 39,362 2,15,481 Less:retirements/ attrition 3,059 4,107 2,412 9,578 Add/less(-) due to promotion 2,604(+) 2,604(-) …. …. Add : new addition 847 20,682 864 22,393 As on 31.3.2013 80,796 1,09,686 37,814 2,28,296 Staff strength
  • 30. Strategic Training Unit Apex Training Institutes:  State Bank Staff College- Hyderabad  State Bank Academy- Gurgoan  State Bank Foundation Institute- Indore  State Bank Institute Of Rural Development- Hyderabad  State Bank Institute Of Information And Communication Management- Hyderabad State Bank Learning Institutes:  47 Leading Institutes Across 19 States In The Country.
  • 32. Corporate Social Responsibility 1. The Bank keeps aside 1% of its net profit for corporate social responsibility. 2. The Bank CSR policy involves donation under the following major categories: a. National donations to Prime Minister’s and Chief Minister’s Relief Funds for natural and other calamities. b. Contribution to organizations having exemption under 80G of the Income Tax Act largely for equipment and vehicles. c. Distribution of fans and water purifiers to neighbourhood schools.
  • 33. CSR spend. (in crores) 3. Other Flagship programs:  The Bank donated 1,40,000 fans to 14,000 schools. The methodology was that every branch of the Bank adopted a school in its neighbour hood attended by students from modest background and installed 10 fans and one water purifier.  Bank has donated 313 ambulances and medical vans.
  • 34.  To help children especially the physically handicapped children, Bank has distributed 51 school buses/vans.  Some of the notable beneficiaries of Bank’s support have been the following institutions like  Aravind Eye Hospital, Chennai,  Tata Medical Centre, Kolkata,  N.Swain Memorial Trust, Hyderabad,  Sankara Nethralaya, Chennai,  St. Xavier’s College, Mumbai etc.  The Bank has also supported several initiatives in installing solar lamps in many places largely in the rural areas not having dependable electricity supply.
  • 35.
  • 36. Honours and Awards The Bank has won the following awards for its CSR activities. • Golden Peacock Award for Corporate Social Responsibility. • Asia’s Best CSR Practice Award-2012 • Asian CSR leadership Award -2012. • IPE Best CSR Award -2012. • Most Caring Company Award – 2012. Other awards and honours include:  FE Best Banks Award-Award for Initiatives”.  National Award- 2011-12 Best Bank for “Excellence in the field of Khadi & Village Industries (PMEGP)”
  • 37.  “Agriculture Leadership Award 2012” from Agriculture Today under Development Leadership category.  “Best IT driven Innovation Award in Banking” in the Country from NASSCOM was awarded to APGVB, RRB sponsored by SBI.  Ministry of Rural Development, GOI, awarded “Certificate of Excellence” for Bank’s proactive role in establishing Rural Self Employment Training Institutes across the country during the year 2011-12.