Page 2 Financial Planning Disclosure and Agreement Part I: Contact Information for Parties to the Agreement A. John’s Name and Contact Information i. John Butterfield ii. Wife of John Butterfield, Haley Butterfield Part II: Services to be provided A. Describe the services to be provided under this Agreement with the John For the purposes of this Agreement, there are three classes of services. John shall select the class of service by initialing each service requested. The nature and scope of each class are: i. Comprehensive Financial Planning: After a thorough review of all pertinent John provided data and objectives and mutually agreed upon assumptions, the Company will analyze the Johns financial situation including, but not limited to: net worth (assets and liabilities), corporate benefits, current and projected, retirement planning, risk management, investment portfolio, specific financial needs as determined by the John, and tax and estate planning considerations. Upon completion of the analysis, the Company will make recommendations including suggested strategies to achieve John’s stated objectives. The Company will provide John with a written report of all analysis and recommendations. In the event John wishes to engage the Company to provide additional services John and Company will establish mutually agreed upon terms for the continuation of services. The John will be required to sign a new John agreement and additional fees may apply for additional reviews. ii. Specific Financial Planning: John will review all pertinent data provided by the Company, objectives, and mutually agreed upon assumptions and will prepare analysis limited to the topics selected by the John. The Company will provide John with the written report of all the relevant analysis and recommendations to assist John’s specific financial planning needs. iii. Hourly Financial Consultation: Company will provide financial consulting services on an hourly basis. The Company Fee is $75.00 per hour for Financial Planning. Under no circumstances will the Company require prepayment of a fee more than six months in advance and in excess of $500.00. B. Describe the obligations and responsibilities of each party with respect to: i. John agrees to provide, on a timely basis, information regarding income and expenses, investments, income tax situations, estate plans, and other pertinent matters as requested by Company from time to time, John also agrees to discuss needs and goals and projected future needs candidly with Company and to keep Company informed, in writing, of changes in John’s situation, needs, and goals. ii. John acknowledges that Company cannot adequately perform its services on the John’s behalf unless John performs such responsibilities on his/her part and that Company’s analysis and recommendations are based on the information provided by John. iii. John agrees to permit Company to consult with and obtain information about John from John’s accou ...

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Financial Planning Disclosure and Agreement
Part I: Contact Information for Parties to the Agreement
A. John’s Name and Contact Information
i. John Butterfield
ii. Wife of John Butterfield, Haley Butterfield
Part II: Services to be provided
A. Describe the services to be provided under this Agreement
with the John
For the purposes of this Agreement, there are three classes of
services. John shall select the class of service by initialing each
service requested. The nature and scope of each class are:
i. Comprehensive Financial Planning:
After a thorough review of all pertinent John provided data and
objectives and mutually agreed upon assumptions, the Company
will analyze the Johns financial situation including, but not
limited to: net worth (assets and liabilities), corporate benefits,
current and projected, retirement planning, risk management,
investment portfolio, specific financial needs as determined by
the John, and tax and estate planning considerations. Upon
completion of the analysis, the Company will make
recommendations including suggested strategies to achieve
John’s stated objectives. The Company will provide John with a
written report of all analysis and recommendations. In the event
John wishes to engage the Company to provide additional
services John and Company will establish mutually agreed upon
terms for the continuation of services. The John will be required

2. to sign a new John agreement and additional fees may apply for
additional reviews.
ii. Specific Financial Planning:
John will review all pertinent data provided by the Company,
objectives, and mutually agreed upon assumptions and will
prepare analysis limited to the topics selected by the John. The
Company will provide John with the written report of all the
relevant analysis and recommendations to assist John’s specific
financial planning needs.
iii. Hourly Financial Consultation:
Company will provide financial consulting services on an
hourly basis. The Company Fee is $75.00 per hour for Financial
Planning. Under no circumstances will the Company require
prepayment of a fee more than six months in advance and in
excess of $500.00.
B. Describe the obligations and responsibilities of each party
with respect to:
i. John agrees to provide, on a timely basis, information
regarding income and expenses, investments, income tax
situations, estate plans, and other pertinent matters as requested
by Company from time to time, John also agrees to discuss
needs and goals and projected future needs candidly with
Company and to keep Company informed, in writing, of changes
in John’s situation, needs, and goals.
ii. John acknowledges that Company cannot adequately perform
its services on the John’s behalf unless John performs such
responsibilities on his/her part and that Company’s analysis and
recommendations are based on the information provided by
John.
iii. John agrees to permit Company to consult with and obtain
information about John from John’s accountant, attorney, and
other Companies.
iv. Company shall not be required to verify any information
obtained from John, John’s attorney, accountant or other
Companies and is expressly authorized to rely on the
information received.

3. v. John is free at all times to accept or reject any
recommendation from Company and John acknowledges that he
has the sole authority with regard to the implementation,
acceptance, or refection of any counseling or advice from
Company.
Confidentiality
All information and advice furnished by either party to the
other, including their respective agents and employees, shall be
treated as confidential and shall not be disclosed to third
parties, except as required by law or necessary to carry out
designated powers or as granted by the John.
Basis of Advice
John acknowledges that Company obtains information from a
wide variety of publicly available sources and that Company has
no sources, and does not claim to have sources, of inside or
private information.
The recommendations developed by Company are based upon
the professional judgment of Company and its individual
professional counselors and neither Company nor its individual
counselors can guarantee the results of any of their
recommendations.
John at all times may elect unilaterally to follow or ignore
completely or in part any information, recommendation or
counsel given by Company under this Agreement.
Implementation
John is free to obtain legal, accounting, and brokerage services
from any professional source to implement the
recommendations of Company. John will retain absolute
discretion over all investment and implementation of any
recommendations.
C. Description of other professionals and/or firms the certificate
may work with to provide the necessary services listed under
this agreement
Legal and Accounting Services
It is understood and agreed that Company and its employees are

4. not qualified to and will not render any legal or accounting
advice nor prepare any legal or accounting documents for the
implementation of John’s financial and investment plan. John
agrees that his/her personal attorney and/or accountant solely
shall be responsible for the rendering and/or preparation of the
following: (i) all legal and accounting advice; (ii) all legal and
accounting opinions and determinations; (iii) all legal and
accounting documents.
Part III: Material Information Relevant to the Relationship
A. Sources of Compensation
John and His wife salaries and property included as the sources
of compensation. After the retirement, their monthly retirement
amount is considered as the source of compensation.
B. Conflicts of Interest
1. Describe the conflicts of interest the certificant or
certificant’s employers
Conflict of interest will be handled by and between John and his
wife Haley. Company and its senior adviser will participate in
the discussion to resolve conflict of interest.
2. Describe the limitations
This Agreement may not be modified or amended except in
writing and signed by both Adviser and Client. Client may
terminate the Agreement within five days of the date of
acceptance without penalty to the Client. Thereafter Client will
incur a pro rata charge for bona fide advisory services actually
rendered prior to such termination. After the five-day period,

5. either party may terminate the Agreement by providing 30 days
advance written notice to the other party. Upon termination, any
prepaid fees will be pro-rated to the date of termination and any
unearned portion thereof will be refunded to Client.
Part IV: Additional Information
This agreement is effective as of the date signed below and will
last in duration until [12-2030].To terminate the agreement, this
Agreement may not be modified or amended except in writing
and signed by both Adviser and Client. Client may terminate the
Agreement within five days of the date of acceptance without
penalty to the Client. Thereafter Client will incur a pro rata
charge for bona fide advisory services actually rendered prior to
such termination. After the five-day period, either party may
terminate the Agreement by providing 30 days advance written
notice to the other party. Upon termination, any prepaid fees
will be pro-rated to the date of termination and any unearned
portion thereof will be refunded to Client.
You are encouraged to review the information contained in this
disclosure form and ask the certificant any questions you may
have. As a CFP® certificant, I acknowledge my responsibility
to adhere to the standards established in CFP Board’s Standards
of Professional Conduct, including the duty of care of a
fiduciary, as defined by CFP Board. If you become aware that
my conduct may violate the Standards, you may file a complaint
with CFP Board at www.CFP.net/complaint.

6. I hereby acknowledge the terms of this Agreement and the
disclosures made above.
John Butterfield 25-09-2019
John’s Signature
__________________________ / _________
Certificant’s Signature Date