Financial wellness programs are a growing in-demand benefit: more than 8 in 10 organizations offer at least one program.[1] The driver is clear: money is a constant source of stress for nearly a third of American adults.[2] Unfortunately, many of these programs are one-size-fits-all, with no answers for some of employees’ most pressing expenses. Whether you’re considering a financial wellness program or looking to maximize your current approach, the upcoming webinar, “Why Most Financial Wellness Programs Miss the Mark”, featuring Andrea Wicks Bowles, Senior Consultant, Director Global Initiatives at Bright Horizons, will share key considerations for supporting financial well-being at all stages of an employee’s life and career. In this webinar you will learn: Chief causes of financial insecurity among today’s workforce Connections between financial well-being and employee performance Examples of effective financial wellness programs and strategies for putting them into place at your organization [1] “Benefits and Beyond: How Employers Think about Financial Wellness.” Prudential Financial, 2018 [2] “30% of Americans are 'constantly' stressed out about money—but you don't have to be.” CNBC, March 2018

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Frequently Asked Questions

6. About Bright Horizons
Early Education
& Preschool
Family
Supports
Education &
College Advising
Tuition Assistance
& Student Loan
Repayment

7. Speakers
Andrea Wicks Bowles
Sr. Consultant &
Director of Global Initiatives
Horizons Workforce
Consulting
Katharine Ruby
Director, College Finance
EdAssist
Kim Callaway
Vice President, Client Relations
Bright Horizons

8. Today’s Agenda
© 2018 Bright Horizons Family Solutions LLC
• Well-being and Wellness
• Wide-ranging Impact
• Strategies for Support
• Key Takeaways
• Q&A

9. EVOLVING STATE OF
EMPLOYEE WELL-BEING

10. Well-Being vs.Wellness

11. Importance of
Well-being
Increased
Productivity
Reduced Health
Care Costs
Less Employee
Turnover

12. Traditional Financial Wellness
© 2018 Bright Horizons Family Solutions LLC
Health Retirement &
Financial
Housing &
Transportation
General Savings

13. Poll Question #1
© 2018 Bright Horizons Family Solutions LLC

14. THE NEED FOR FINANCIAL
LITERACY

15. Fiscal Reality of Working Adults

16. Developing Financial Literacy

17. WHY SHOULD EMPLOYERS
CARE?

18. Today’s Workforce
More
Decisions
Complexity of
Options
Changing
Environment

19. More Programs, Still Stressed
© 2018 Bright Horizons Family Solutions LLC
57%
Employees are stressed about financial
wellness
46%
Would not be able to cover a $400
emergency without borrowing or
selling something
31%
Rate at which employees actually
participate in financial wellness programs

20. Workforce Demographics

21. Workforce Generations
© 2018 Bright Horizons Family Solutions LLC
Gen X – Ages 38 to 53
33%
25%
Boomers – Ages 54 to 72
Sources: Pew Research
Millennials – Ages 22 to 37
35%

22. Life Stages
© 2018 Bright Horizons Family Solutions LLC
New
Parents
Toddler &
Preschool
High School &
College
Sandwich
Generation

23. Employee Roles
© 2018 Bright Horizons Family Solutions LLC

24. Poll Question #2
© 2018 Bright Horizons Family Solutions LLC

25. Communication Strategies

26. PROGRAMMATIC
STRATEGIES

27. Family Care

28. Elder Care

29. Return to Work

30. Transitioning Successfully

31. Education Costs

32. § Primary School
§ Secondary School
§ Additional Supports
§ Enrichment
Activities
§ Saving for College

33. § Paying for College
§ Repaying
Educational Loans
§ Continuing
Education

34. An Educated Approach
© 2018 Bright Horizons Family Solutions LLC
§ Plan and effectively save for their children(s) education
§ Borrow Wisely
§ Understand the array of loan repayment options available to
them
§ Choose loan repayment plans that work within the context
of their family’s financial goals and aspirations
§ Choose educational programs that add affordable value to
their career trajectory

35. Educational Advising & Financial
Literacy

36. KeyTakeaways

37. Q&A
Q&A

38. Thank you!
ClientServices@brighthorizons.com
SolutionsAtWork.brighthorizons.com

39. Register for the next webinar!
Working Together to Win at BASF: Developing and
Aligning Business & Talent Strategies
Wednesday, September 12, 2018
Webinars start at 2 p.m. Eastern / 11 a.m. Pacific
Register for all upcoming Workforce Webinars at
workforce.com/webinars