M-Pesa in Kenya has significant network effects (it becomes more valua.docx

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M-Pesa in Kenya has significant network effects (it becomes more valuable to participate as the number of people grows that use it) across several sides or dimensions. Select the side/dimension that is least dependent on the network effects of the M-Pesa. Explain your reasoning. a. Average citizens b. Farmers c. Merchants d. Kenyan Government e. Employers Solution the M-pesa we means that the mobile payment service. it is introduced by the famous tele communication company the vodafone in recent years. this is the low cost service of the citizens to transfer their finance for simplicity. the service started initially for that the recievers of the micro finnce companys. this will the micro finance companys will offer more competitive loan rates for their users. the kenyns now use the M-pesa service for their financial transactions.many of the people are not available bank account but use the M-pesa services. now the recent studies shown that the M-pesa is the most successful story of the mobile banking services. 1.for the average citizens of the kenya used the mobile banking services the M-pesa for their finacial transaction. this shows that there was not used much of the technological knowledge for using the mobile banking services. they can easly transfer funds to one another. for all citizns of the country are aware for the usage of the M-pesa services. this is the most important key the success of the M_pesa 2.the kenyan government introduced the M_pesa service sfor the poor people of the country. the usage smplicity of the M- pesa service will access all the people of the country. the farmers are not well advenced to use the modern technology. but this service will help them to transfer of funds very easly. 3.for the payment of the E-cash the merchants also developed their own way. the easy transfer of funds will help them to develp thei business very smoothlky. they can easly acccesible the loan amount very eassly 4.the biggest achievers of the service the M-pesa is that of the governments of the country. they can support the service now the one of the important business services.they can access the services. the government now introduce the E-government services fopr their citizens. 5. another achivers for the M-pesa services is that the employees. they can get their payment for veary easly. they all can use the E-services and they can easly convert the amount of money very accuratly. .

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3.for the payment of the E-cash the merchants also developed their own way. the easy transfer of
funds will help them to develp thei business very smoothlky. they can easly acccesible the loan
amount very eassly
4.the biggest achievers of the service the M-pesa is that of the governments of the country. they
can support the service now the one of the important business services.they can access the
services. the government now introduce the E-government services fopr their citizens.
5. another achivers for the M-pesa services is that the employees. they can get their payment for
veary easly. they all can use the E-services and they can easly convert the amount of money very
accuratly.

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