Regulatory Issues And Non-Tariff Barriers

Regulatory Issues and Non-Tariff Barriers
3.2 Regulatory issues and non–tariff barriers: a cap for the potential
Despite the high level of openness concerning trade, Appendix 1 and 2 show that trade partnership between EU and US have been worsening
compared to other area of the World. This is because connections among trade and all other economic relations is higher and difficult to estimate;
indeed 46% of TTIP stakeholders declared concerns about unnecessary regulatory barriers, 45% by tariffs, 38% by customs procedures and 20% by
barriers to investment as obstacle to trade. (Commission Staff working document, 2013).
Reducing non–tariff barriers, so–called "behind–the–border" barriers, will have to be the key part of transatlantic trade liberalization. The cost of
dealing with them can be estimated by Trade cost equivalent (TCE) (See table 1 for 3 key industries). As much as 80% of the total potential gains
come from cutting costs imposed by bureaucracy and regulations, as well as from liberalizing trade in services and public procurement, so the
mandate of EC and US parliament clearly defines area of concerns for TTIP:
Regulatory convergence: technical requirements and voluntary standards divergences in specific sectors, such as chemical, automotive, ICT,
pharmaceutical (European Commission, Mandate, 2013) have been addressed ( see European Commission, Negotiations round, 2014). This can be
achieved by enhancing the compatibility by focusing on rules, which are different in US and EU; but with the same broad
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Policy Brief : Mental Health And Young People Essay
Policy Brief:
Mental Health and Young People
The recommendations of the Bramford Review (2006) became the much needed drive in policy change in Northern Ireland on how we view and treat
mental health. Although it did not free mental health from stigma it did however bring about the recognition that mental health should be an inherent
part of our policy. Despite this Northern Ireland still has the highest mental health figures in the UK, Fundamental Facts (2016) published by the
Mental Health Organisation reported that Northern Ireland has a 25% higher overall prevalence of mental health problems than England. An area of
concern is the rise of mental health issues amongst the younger generation, a survey carried out by the Northern Ireland Young Life and Times survey
on the mental and emotional health of 16–year olds in Northern Ireland found that 29% of its respondents had serious personal emotional or mental
health problems (Schubotz 2010).
Literature Review
Northern Ireland experienced 30 years of a prolonged sectarian conflict, a conflict that greatly impacted the mental health and wellbeing of its
population. Scholars such as Mc Lafferty et al. (2016) state that conflicted related experience's and the legacy of the Troubles is the reason why
Northern Ireland has one of the highest levels of post–traumatic stress in the world and why mental health in Northern Ireland is such a prevalent issue.
When you look at other conflict zones globally, reported rates of mental

Ethical Business Elements And Regulatory Issues In...
Ethics
Issues
There are a number of ethical business elements and regulatory issues that can impact Southwest's business environment, with regard to corporate
strategy, brand development, and decision–process making. In ethical decision making of the airline industry, crew treatment, personnel wages,
overbooked flights, procurement, false or rushed safety reporting, and false advertising, are among the top ethical dilemmas. According to the National
Business Ethics Survey of 2013, the five topics that affect organizations include, accounting, social media, harassment and discrimination, health and
safety, and technology and privacy (The 5 Biggest Ethical Issues Facing Businesses," 2018). Translating to airlines such as Southwest, the health,...
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This ensures Southwest's brand reputation, consumer confidence, and employee morale remains in tact. Currently, Southwest has a Supplier Diversity
Commitment to guide ethical decision–making, as well as Diversity Council to ensure the greatest inclusion of all backgrounds in their recruitment
efforts. Additionally, Southwest complies with financialethics by filing properly with the Securities and Exchange Commission (SEC), with clear
accounting practices outlines. Ethical initiatives that are needed to best align Southwest's brand development, corporate strategy, and decision–making
include the key topics of, health and safety and information technology protection from the National Business Ethics Survey of 2013 (The 5 Biggest
Ethical Issues Facing Businesses,"

Regulatory And Legal Issues Of The Dog Care Center
Introduction
Businesses have a broad range of activities that facilitate the effective running of operations. Handling dogs entails a lot thus research on all the
relevant requirements can help in making sound decisions concerning care of the dogs. It is essential to be knowledgeable regarding the animals as it
enables the identification of any issues that might affect the dogs while at the day care. Before establishing dog care premises, legal and business
considerations are made. Consultations have to focus on the best form in which the business should operate (Shade & Epstein, 2003). The areas of
concern include capital, the kind of ownership and making the local government aware of the new investment. Considering the doggy care facility, the
outlines of legal structures and other concerns on the business are explained.
Regulatory and Legal issues about the business
Permit
Every business organization needs a go ahead document from the relevant bodies. A license is essential for every business because it enables proper
running of undertakings. In this case securing a permit for the dog care center is imperative. Secondly, informing the animal rights organization about
the firm facilitates them to assess the environment and all matters pertaining the investment so that they can affirm if it is safe to carry on with the
business. Renewal of permits is periodical, and they allow a person to work independently. Animal rights department ensure that the people handling the
dogs

Regulations of Financial Markets and Global Financial...
gula
Regulation of Financial Markets
BA (Hons) Business Management
Word Count: 2750
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Q: Explain the main reasons why financial markets are regulated? To what extent do you think that recent problems in the financial markets are the
result of too little regulation?
Introduction:
Since the inception of this world, people are following rules in one way or the other. Every aspect of our lives follows a pattern. The best patterns and
practices are developed in to rules. If there are no rules, there will be chaos everywhere and catastrophe ready to strike at any moment. To keep our
lives peaceful and in order, we follow rules. Some of them are set by us and some by law experts and ... Show more content on Helpwriting.net ...
Financial markets and institutions help to shape the corporate and financial structure of the country. Therefore to keep the economy of the country
stable, regulations are implemented.
Regulations ensure fair disclosure of information to all the entities involved in a financial transaction (Pilbeam, 1998). Without regulations, one entity
can have more information and it can take illicit advantage from that information. To ensure fair dealing and to prevent other entities from exposure to
risk, regulations are imposed which ensure that all necessary information is disclosed prior to the transaction taking place.
Market Failures and Crisis:
Regulations of financial institutions have always followed financial crisis and failures. Market failures and crisis are the primary triggers of that lead to
the development of regulations of financial markets and institutions (Howells and Bain, 2004).
Although regulations cannot completely prevent the markets from failure, they can reduce the risk (Pilbeam, 1998).
Causes of Market Failures and Crisis:
The failure and crisis in the financial markets and institutions can be caused by many factors. One can be inefficient allocation of resources (Pilbeam,
1998). Every operation of financial institutions includes monetary transactions. Whenever there is a shortage of money; crisis start. Therefore for all
the operations of financial markets and institutions sufficient

Regulatory Bodies of the Education Sector
Explain the roles of regulatory bodies relevant to the education sector which exists to monitor the legislative framework.
In this essay I plan to define what a regulatory body is, giving examples of the most prominent ones. I will then highlight the regulatory bodies which
are relevant to the education sector which exist to monitor the legislative framework, with discussion of the role of each and how they affect the school.
WHAT IS A REGULATORY BODY
"A regulatory agency (also regulatory authority, regulatory body or regulator) is a public authority or government agency responsible for exercising
autonomous authority over some area of human activity in a regulatory or supervisory capacity. An independent regulatory agency is a regulatory
agency that is independent from other branches or arms of the government." (Wikipedia)
Regulatory bodies are set up because there are laws and they ensure legislation is implemented. Some of the most prominent regulatory bodies would be
OFSTED, Office for Fair Trading, Food Standards Agency, Advertising Standards, Financial Conduct Authority, Civil Aviation Authority, and General
Medical Council.
Regulatory bodies relevant to the education section include; Ofsted (Office for Standards in Education)/ETI (Education and Training Inspectorate in
Northern Ireland), Food Standards Agency, Health and Safety Executive, Department of Education Northern Ireland/Dept for Education, NICIE
(Northern Ireland Council for Integrated Education) and

Serious Regulatory Issues
The Dilemma that organizations face with serious regulatory issues is the risk of being shut down and paying hefty fines. This will not only have
an effect on the organization itself but on everyone involved. The employees will be out of work with no pay. The resident will be forced to leave
possibly with nowhere else to go. Families will have to possibly take time from their jobs to care for them or find someone who can. Other
organizations will feel the effect from it as well. They will probably have to take in those residents that have no place to go. Another dilemma is the
safety of the residents and employees. The government set policies and procedures in place for the safety and wellbeing of the people. Their main
concerned is

Legalizing Organ Donation
This article is about allowing the black market of organs to be legalized and regulated, and discusses how allowing people to sell their organs actually
benefit people in medical need of an organ; essentially patients on the transplantation waiting list (Pietrobon, 2016). The author dissects the
controversial method of regulation and provides evidence to support their argument. In addition, the author addressed the opposing side, which are
against regulation of the market because it is morally wrong. Ultimately the author shot down the claims due too inevitability of the illegal organ trade,
and lack of evidence to support the harmful affects on society. Two arguments were given to attest that regulating the market would be more beneficial
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Suppliers primarily being poor will disproportionately suffer, while the rich counterparts benefits off poor people's organs, since wealthier families can
afford to purchase organs from the market; contrary to legalization (Pietrobon, 2016). Furthermore, worst–off groups do not have health insurance, and
receive no benefits from the market (Pietrobon, 2016). On the other hand, in support of the market, dialysis is costly; therefore transplantation will
not be such a financial reach (Pietrobon, 2016). As a matter of fact, dialysis has a 45% survival rate, while transplant patients have an 87% survival
rate, and people who never started dialysis live longer than a patient on dialysis (Pietrobon, 2016). Too, patients who receive a freekidney cannot afford
the procedure to get the kidney physically placed in their body (Pietrobon, 2016). Economically deficient people, either recipient or donor will face
challenges merely because of monetary

Campus Crime : The Dark Side Of The Ivory Tower
Over the last two and half decades, campus crime as a social issue has come to the forefront of public attention and is regularly reported in both print
and electronic media. Specific and general legislation has also been passed in order to prevent campus crime from occurring as well as to educate
those who are either in danger of victimization or have the ability to prevent victimization and assure that justice is done. However, campus crime is not
a new issue in regard to its occurrence, only in that it has finally attracted both public and media attention. Furthermore, Sloan III and Fisher (2011)
suggest that this movement to recognize and prevent the occurrence of crime on college and university campuses (known throughout this book as the
dark side of the ivory tower) did not pop up overnight. Instead, they argue that through a long and arduous process, four different activist groups were
able to socially construct the problem as a proper and pertinent social issue, and influence legislation designed to curb campus crime, and hold those
responsible, accountable for their action or inaction. Before exploring the process of constructing campus crime as a social issue, Sloan III and Fisher
(2011) found it necessary to report on the history of campus crime in American universities as the majority of the public assumes that campus crime is
a relatively new phenomenon when in fact, campus crimes has been a prominent (yet not very visible) issue since the founding of the

Mcdonald's Regulatory Issues
Business decisions for potential business ethics and regulatory issues and process for making such decisions
McDonalds faces numerous ethical issues on daily basis such as Environment, Sustainability, Corporate Governance, Corporate social Responsibility,
Human Rights, Corruption, Fair Trade, Legal and Regulatory Compliance, etc. (© Weebly, Inc., 2014).
Business Ethics is helpful for decision–making process at all levels of organization. Following are major decisions required for solving ethical and
regulatory issues (Ingram, 2014):
пѓ Maintaining healthy employee relations: Food restaurants generally pay minimum wages or little more than minimum wages for stressful jobs.
Employers should commit of breaking the trend of overworking and under paying employees and thereby improving their reputation and image
amongst current and potential employees.
пѓ Food safety and prioritizing public healthy: Food companies should put food safety above financial gains. It should be on top priority. Improper
storing, labeling and selling even slightly expired food products can be dangerous leading to food poisoning and serious health issues. Fast food
restaurants should use fresh, healthy and natural ingredients ... Show more content on Helpwriting.net ...
Corporate governance will be also impacted with business ethics if it offers bribes to get things done in its favor. Also, business ethics will have
significant impact on the environment since business builds up environmental policies which supports the environment by using less paper, reducing
waste, using energy efficiently which can promote the company to a different level in positive way (Markgraf, 2013). Company will also face
advertising, marketing, cultural differences, safety regulations, and legal challenges under the business ethics and regulatory issues (Kopperi,

Difference Between Principle Based And Rule Based Regulation
Q1. Outline the difference between Principles based and Rules based regulation. The main difference between principle based and rule based
regulation is the level of detailed instruction involved. Rule based is a strict manner in how a body should behave, whereas principle based
regulation, is a guideline, leaving the body with some freedom on how they comply with it. This distinction may not be clearly defined. While in
theory, the difference between both systems may be clear cut, in practice, they may overlap, or a system may have to adopt a mixture of both rule
based and principle based regulation, "Rules may become more principle–like through the addition of qualifications and exceptions, whereas principles
may become more rule–like by the addition of best practices and requirements". Principle based regulation involves a more broad approach than rule
based. This involves "moving away from reliance on detailed, prescriptive rules and relying more on high–level, broadly stated rules or ... Show more
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They express the fundamental obligations that all in the industry should observe. However, a principle based system can become more rules based
when best practices and requirements are introduced to give more certainty. Principle based systems require more effort from the subject party. For
the basis of evaluating the consequences of a principle based system for managers and regulators the paper "BLACK, J. HOPPER, M. BAND, C..
(2007). Making a success of Principles–based regulation." is worth examining in detail.
The above study is quite relative to the question at hand. It looks intensely at the Financial Services Authority (FSA) in the UK as they look to move
regulation from a rules based system to a more principles based one. The study also investigates the factors they believe necessary to make the
implementation of this more principle based system

Essay on Environmental Laws vs. Economic Freedom
Sustainability
Vega–Gordilio and Alvarez–Arce (2003) states economic freedoms exist in the following conditions; property acquired without the use of force, fraud,
or theft is protected from physical invasions by others. Economic freedoms exist when individuals are free to use, exchange, or give their property to
another as long as their actions do not violate the identical rights of others (Vega–Gordilio & Alvarez–Arce, 2003). Environmental laws are established
by the Environmental Protection Agency (EPA) who works withstate, federal, and other government agencies to issue limitations on individuals and
organizations in order to protect the environment, endangered species, and others from harm (Coons, 2009).
The United States is a ... Show more content on Helpwriting.net ...
Providing society with an increase of economic freedom will likely increase harm to the environment (Ozler & Obach, 2009). Ozler and Obach (2009),
states that the less freedom afforded for capitalism through government regulations, the better the ecological footprint. Government penalties and
regulations require businesses to dedicate funds and resources to avoid harming the environment. Endangering the ecology presents the choice of
saving lives or spending money. Almost everyone would vote to save lives but in many cases businesses will vote for legislation that will increase the
organization's bottom line (Smith & Jeffreys, n.d.). Government intervention is needed for the protection of the environment, which subsequently
protects the human race.
Federal air quality regulations, regulatory protection for endangered species, federal programs for the cleanup of hazardous waste sites, the Clean
Water Act, and Federal mandates for automobile fuel efficiency, are just a few of the laws imposed by the government to protect the environment.
Many of government programs are costly for businesses and some even counter–productive. Government intervention is called for when market
activities impact environmental quality (Frazier, 2003).
Fulton (2010), states that the heavy environmental regulations have actually strengthened the economy. The regulations imposed by the government
put pressures on private business to comply. As

Legal, Safety, and Regulatory Issues Essay
Legal, Safety, and Regulatory Issues
HCS 341
April 4, 2011
Abstract
Legal, Safety, and regulatory issues all have a large impact on the human resources process as they relate to the statement "Common sense and
compassion in the workplace has been replaced by litigation." In today's society litigations seem to be an increasing greatly, and administrators do their
best to create human resources processes that avoid any possible litigations on them and or their organization.
I completely agree with the statement "common sense and compassion in the workplace has been replaced by litigation." There has been an extremely
large increase in the number of employees who either sue or attempt to sue an organization and often out ... Show more content on Helpwriting.net ...
For this reason there are many employee–related regulations that have been created including but not limited to workers' compensation laws, the social
security act, Wagner Act, Fair Labor
Standards Act, Taft–Hartley Act, Landrum–Griffin Act, Equal Pay Act, Title VII of Civil Rights Act, Executive Order 11246, Age Discrimination in
Employment Act, Employee
Retirement Income Security Act, Vietnam–Era Veterans Readjustment Act, Pregnancy Discrimination Act, Job Training Partnership Act, Consolidated
Omnibus Budget Reconciliation Amendment and Reemployment, Immigration Reform and Control Act,
Worker Adjustment and Retraining Act, Drug
–free Workplace Act, Americans with Disabilities Act, Civil Rights Act, Family and Medical Leave Act,
Uniformed Services Employment and Reemployment Rights Act, Health Insurance Portability and Accountability Act, Pension Protection Act, Brynes
Antistrike breaking Act, Coral mine health and Safety Act, Employee Polygraph Protection Act, Immigration Act of 1990, Norris
–La Guardia Act,
Older Workers Protection Act of 1990, Railway Labor Act, in addition to many other employee related regulations that I have not listed. The
Department of Labor, the United States Equal Employment Opportunity Commission, the Americans with Disability Act of 1990, and the Department
of Homeland Security are a few of the best known employee–related regulations that were created to ensure that the employees are treated

Conceptual Analysis Of Public Disclosure Working
5.Conceptual analysis of public disclosure working in Pakistan
5.1Information Quality
The problem that exists in Pakistan under the current system is the lack of environmental information that could create a drive towards improvement.
There exists the classic principal–agent problem with regulators needing good data about firm's pollution levels, but the firms do not have a medium or
drive of providing such information. This information asymmetry is addressed through introducing instruments such as the TRI or PROPER, which
provides a platform for information collection and usage. It will indeed incentivise firms an incentive to improve their public image in the cheapest
way available to them (Grafton et al, 2004).
Economists have ... Show more content on Helpwriting.net ...
As Hibbard et al (2003) mentions that for a reputational damage model to work, data must be widely disseminated and easily understandable with
rankings provided for evaluation of performance. Although US did not face the same challenge, Indonesia, being a low income country had challenges
to cater the data interpretation problem. PROPER has wisely combined multiple set of environmental indicators into a color–coded scheme through
technical support from international agencies such as the World Bank, to increase public understanding (Kanungo and Torres, n.d.; Ardiansyah, 2014).
This transformation of public environmental communication in Indonesia has proven to be a breakthrough in its environmental policy and holds a
promising example for Pakistan to apply. Raising awareness through campaigns and disseminating the information to the public using the broad print
and electronic media network will grant easy access and develop public interest to use such information.
Generally, it becomes difficult to identify the source of pollution among various firms gathered in an industrial area. To quantitatively record such data
is challenging, especially for developing economies. The emission data for TRI is self–reported and little is done to check its accuracy. The US easily
compiled, processed and transmitted the information under the given institutional structure and

NSA Spying
NSA Spying – What is Metadata and What Does the Law Say? Technology is in everything we do from using our home refrigerator, washer, cellular
device, automobile, and or computer systems. When using certain devices you pass information to others pertaining to personal and private
information. This information or metadata could be a bank account or credit card number, pin, and or password that we unconsciously share. We
randomly give away this information at a dentist or doctor's office, the local liquor store, or when we visit social media sites like Instagram,
Facebook, Yahoo, and or Google. This information is all collected, stored, and tracked by big brother, and what are they doing with it, is the metadata
being secured, American's may never know. Disturbingly the National Security Agency (NSA) has been collecting metadata on Americans personal
telephones and electronics devices for several years. This collection was happening before the NSA Analyst Edward Snowden leaked these facts to the
world in late 2013. The NSA was formed in the 1950's, and during this time frame the NSA disseminated intelligence information from electronic
signals for foreign and counter intelligence purposes, which supported the American military needs. Currently the NSA has refocused their spying
tactics to technology driven devices. The NSA has an extensive "telephone–metadata program, since 2001, and they collect phone records of virtually
all Americans" (Lizza, 2013). Email and Social

Regulatory Issues Impacting Development of an Emergency...
The development of an Emergency Preparedness and Management Plan is complex. There is not a single format to base the plan. Each plan is
dissimilar according to the facility that the plan was developed. Each facility is composed of different structural components, machinery, chemicals, and
equipment. These subtle differences can mean diverse regulations and standards that must be incorporated into the Emergency Preparedness and
Management Plan. Compliance must be achieved when developing the plan. Regulations and standards are written and enforced by several state and
federal agencies (Dunlap, n.d.). Some of these agencies include the Federal Emergency Management Agency (FEMA), the Occupational Safety and
Health Administration (OSHA), and ... Show more content on Helpwriting.net ...
In the case of an animal disease epidemic, an animal diagnostic center is a prominent instrument for diagnostic testing. Therefore, FEMA training of
staff should be incorporated in the facility's Emergency Preparedness and Management Plan.
The Environmental Protection Agency (EPA) is involved with the private sector. The EPA regulates parts of the industry that poses pollution threats
impacting the environment. The EPA's Office of Enforcement and Compliance Assurance (OECA) vigorously enforces the regulations that the EPA
develops. Civil and criminal enforcement by the OECA ensures the protection of the environment from pollutions. The EPA assists the private sector
to achieve regulation compliance by offering compliance assistance programs. Compliance assistance programs are based on the facilities' s sector
classification. The EPA regulations are divided into NAICS sectors based on industry type, such as agriculture crop production (NAICS 111) (EPA
compliance, n.d.). When developing an Emergency Preparedness and Management Plan an assessment of the facility is necessary. An initial
assessment would evaluate which NAICS sectors the facility would be classified. Based on the NAICS sector the facility would assess regulations
required to be in compliance (Schneid & Collins, 2001).
The Commonwealth of Kentucky,

The American Financial Industry
The American financial industry is a very active industry in the world. Although the history for American financial industry is shorter than other old
capitalist counties, such as English, France , Netherland, due to the industry 's potentiality, creativity and successful supervision comes from
government ,the American financial industry has been growing fast since it was established hundreds year ago. Overall ,at present ,from the aspects of
industry scale and structure ,monetary policy and the freedom of transaction ,those are more mature and perfect than any other countries, as al result
,the US financial industry has become the world 's most advanced financial industry . As most of people know, the premise of financial development is
Consequently, the great depression was happened at that period. It is worth to mention that such cause is still occurring in recent crises. The
introduction of US financial regulatory system What is the meaning of financial regulation? Specifically, the financial regulation means there are sets
of regulation or supervision, which let the financial organizations comply to requirements, restrictions formulated by government or any other
institution. The aim for financial regulation is keep the integrity of financial system, and this objective composing four parts ,the first parts is the
regulation should maintain the confidence in financial system, the second part is enhancing the stability of financial system ,the third part is it should
protect the consumer rights and the last one is reduce or prevent the financial crime( Kushmeider, Rose Marie,2005). The relaxation on financial
regulation, it is always a problem or challenge for authority to confront. Because at initial time ,when reducing the financial regulation ,it usually can

Ethics and Information Systems Essay example
Questions of Ethics In Computer Systems and Their Future
1) Identify and discuss security issues and considerations evident for
Information Systems
And computerization in the brokerage industry. ( Think about how the
Internet has already influenced trading.)
"The technology is getting ahead of regulators" claims David Weissman, director of money and technology at Forrester Research Inc., in
Cambridge, Mass.
If one is to believe the quote above it sounds very ominous for the regulators and the government to attempt to even bring this media under any kind of
regulation. But, what is it that they the government agencies truly are looking to regulate? If you take to the argument that this media, the Internet is
truly a public ... Show more content on Helpwriting.net ...
These issues have been around for along time through the use of other mediums like the phone system, direct mail marketing, "cold
calling" from "boiler plate" houses, and even unscrupulous brokers who work in legimate brokerage houses. People today are still
the victims of these types of scams through the use of the older technologies. So how is it that since the older scams are still being used is one to
believe that they will have anymore success tackling the complex nature of the Internet and the myriad of scams that could generate from it. The
success rate of convictions from past indiscretions is low at best, one only has to look at the mountain of arrests for "insider trading", that
the government launched during the late 1970's through the middle 1980's to realize for all the hype of cleaning up Wall Street not a whole lot ever
came from the scourging. What it seems to me is Ms. Shapiro would be better suited to try and align her NASDAQ forum with the Internet technology
to take advantage of the technology rather than trying to use the government to bully people into being afraid to use the technology. Her second quote
of "there is a tremendous amount of hype," comes off as nothing but sour grapes and a big opportunity to use her position to knock the
Internet. If she honestly believes she's done everything to insure her customer base that her system of doing business is any bit as

Gender, Racism And Class
Gender, Racism and Class in the movie "Bread and Ross" and "Hammering it out"
Fundamentally, gender, racism and class are three controversial social issues that have for a long period triggered heated debate in the American
society. In essence, this issues concern the daily lives of American citizen and immigrants disregarding their class, social status, educational level or the
position they hold in the society. Therefore, it is imperative that these issues are analyzed comprehensively in order to take an informed stand about the
impact they have to the society. This paper, seeks to critically examine howgender, racism and class are addressed in the two movies "Bread and Roses
"and "Hammering it".
Discussion
According to (Bread and Roses) gender is described as condition of being either male or female. In the movie "Bread and Roses" gender as a social
issue is dominant in different scenarios. Profoundly, women dignity in the movie has been degraded by men who in various scenes have used them
as sexual objects to fulfill their sexual desires. For instance, the Mexican taxi driver to sorts sexual favors from Maya in order to illegally sneak her
to the United States from Mexico. While in the bar at the Mexican and American border, Maya is sexually molested by the taxi driver. Further, this
immoral behavior in the society is perpetrated by Perez–a supervisor in Clean Angels Company, who seeks to have sex with Rosa in order to offer a
job to her sister Maya in the Angel

Criminal Trial And The Judicial System Of England And Wales
In a criminal trial or a civil case, a jury or magistrate court in England and Wales is required to determine and analyze the disputed factual issues. With
such a requirement, expert witnesses in the relevant field are called upon to assist the fact–finding body interpret and understand evidence or opinion
with which such a body is unfamiliar. The current approach to the admissibility of expert evidence within the judicial system of Wales and England is
that of laissez–faire (Akers, 2000). Within laissez–faire, a number of experts' evidence or opinion are admitted in the jury or magistrate court without
adequate scrutiny since no clear guideless are applied to find out whether the expert opinion is sufficiently admissible and whether it ... Show more
Hence, it gives equality in any decision made so after the hearing is adjourned, come different expert opinion to enhance or influence the judge to
make the right decision In the recent proposal for reform in the admission of expert evidence, The Law Commission for England and Wales observed
that the "the common law approach to the admissibility of expert opinion evidence is one of laissez–faire, with such evidence being admitted without
sufficient regard to whether or not it is sufficiently reliable to be considered by a jury" (Akers, 2000). According to the Commission, this approach is
unsatisfactory and recommended that the admissibility of expert evidence should be considered in the criminal investigation only if (1) it is provided
beyond reasonable doubt that the person who is called upon as an expert witness is skilled, experienced and qualified to give such evidence or
testimonies and (2) the court should properly scrutinize the expert evidence to ensure it contains scientific principles which are admissible to the
court and to the case in question. Under the proposal of the commission, evidence, opinion or testimony over a crime will only be admitted if the
strength of the evidence is soundly based. For example, the experts evidence would not be admitted in the court of law if (a) it is based on flawed
data, (b) it is based on an unjustifiable assumption, (c)

Regulatory Issues Of The Private Sector
Regulatory Issues
Some breaches goes way beyond the when and how bad the breach is and what agencies will get involved. The fear is not only about their own
customers, clients and shareholders but from agencies like the SEC, FTC, FCC, CFPB and others alike. All have different agendas, regulations and
standards on how they approach a cyber–breach situation. The major fear for the private sector is regulatory laws. What if they are not following
federal regulatory requirements? This is a risk that some companies are not willing to take to share information about a threat they may have found.
The agencies feared the most is the FTC and the SEC.
Federal Trade Commission (FTC) is a government agency that was initially "established to ... Show more content on Helpwriting.net ...
This failure is what leads to their data security being breached twice more in less than two years. (Federal Trade Commission)
The FTC is not the only agency that has issued some kind of guidelines for organizations to follow when it involves data security. The latest data
breaches involving retail giants like Target and Neman Marcus, the Payment Card Industry Council issued security guidelines that are stricter and are
meant for any retailers, banks or credit card companies that process credit card transactions. Noncompliance of the security guidelines could result in
fines. Many agencies have increased their oversight for security measures that companies are expected to follow and maintain. In 2011 the Security
and Exchange Commission (SEC) released guidance for public traded companies regarding their obligation to release and disclose incidents of
cyberattacks. (Clarke & Olcott)
Securing cyberspace is one of the most important and urgent challenges of our time. In light of the growing threat and the national security and
economic ramifications of successful attacks against American businesses, it is essential that corporate leaders know their responsibility for managing
and disclosing information security risk. (Rockefeller, Menendez, Whitehouse, Warner, & Blumenthal)
Cybersecurity issues are not something just for the IT department to decipher and manage. Board of directors and

The Role Of Regulatory Agencies And The Government Structure
Table of contents
I.Introduction
II.Creation of government structure
III.Role of regulatory agencies
IV.Role of SEC in determining the behavior of the firm and its management
V.Concept of TBTF to the financial corporations and non–financial corporations
VI.Ethical issues raised by too big to fail
VII.Conclusion
Introduction
There are various government structures in organizations although they are different from one branch of the government to the other. The structures
help the government manage its economy efficiently. In the economy a too big to fail firm (TBTF) exists and it is defined as one that its complexity,
size, critical functions, and interconnections are in the sense that in case the firm goes into liquidation unexpectedly, the rest of the economy and
financial system will face severe consequences. The government provides support to TBTF companies not because they favor them but because they
recognize implications for an advanced economy of allowing a disorderly failure outweighs the cost of avoiding the failure. Helping the TBTF firms
enable the economy to realize high revenue. Various activities are to prevent their failure. They include providing credit, facilitating a merger, or
injecting the capital of the government. The paper addresses the structures of the administration and the concept of too big to fail in financial and
non–financial institutions plus the ethics involved with the theory.
Creation of government structure
A

Regulatory Issues Surrounding A Patient Right To Refuse...
Regulatory Issues Surrounding a Patients Right to Refuse Care As addressed above, Congress enacted the patient Self Determination Act in 1990.
They determined that any healthcare organization who participates in Medicare or Medicaid have to provide patients with written information
concerning their rights when it comes to their medical care. This information needs to be given to the patient upon admission and placed in a
prominent place in their medical record. This is not a voluntary program, compliance is mandatory. The Centers for Medicare and Medicaid can audit
an organizations compliance at any time and if they are not compliant that organization will be in jeopardy of not being allowed to participate in
Medicare or Medicaid.... Show more content on Helpwriting.net ...
The nurse knows the specifics of the patient's illness and will be able to help the patient understand their rights and give examples of situations
when they may need to exercise those rights. Nurse, Physician and Allied Health Education Situations where a patient or family member are
seeking to withdraw care do not happen in our facility on a daily basis. Some of our staff may have faced this issue in the past, but most have not. I
propose that all staff be required to complete a yearly competency that details a patients' rights. This competency should also detail ethical principles
and review the laws that give patients their rights. Ensuring that all people that come in contact with patients is informed on the topic could help a
patient or family when they are facing a difficult time. Patients and families come in contact with many caregivers and may feel comfortable with
someone other than their nurse. This is why I have decided that all staff members need to be educated. Ethics Panel Our organization should institute
an ethics panel. Ethics panels are made up of people from different backgrounds that are charged with supporting healthcare organizations. We will
use our panel to review clinical ethics cases, develop and or revise organizational policies to ensure they are reflective of ethical considerations, and
offer ongoing education to medical staff regarding ethical issues and how to handle them if they arise. The goals of an

Timeline of Uk Regulatory Events Essay
Figure 9: Timeline of UK regulatory events
1980s Introduction of the modern regulatory system; self–regulation among asset managers, statutory oversight of banks and insurers. The Financial
Services Act 1986 (FSA 1986) marks a step change in the nature and extent of UK investment businessregulation. April 1988 sees the introduction of a
regulatory system that has investor protection as its main aim. The system is based on п¬Ѓve selfregulating organisations (SROs);48 membership
organisations tasked with the creation, monitoring and enforcement of rules for their respective members. The SROs cover п¬Ѓve different areas of
п¬Ѓnancial services; futures broking and dealing, п¬Ѓnancial intermediation, investment management, life assurance broking ... Show more content on
Helpwriting.net ...
The supervisory culture at the FSA is often characterised by a series of overarching approaches and themes, such as 'more principles–based regulation'
and 'Treating Customers Fairly'. The FSA Handbook, a set of rules to which regulated п¬Ѓrms are subject, becomes increasingly prescribed by EU
legislation. This is aided by the FSA's move to the socalled 'copy–out' approach, transposing directives word for word, where possible, in order to avoid
'gold–plating'. The FSA grows in size and cost through greater activity for the Financial Ombudsman Service and increasing calls on the Financial
Services Compensation Scheme, fuelled by a growing number of consumer complaints especially around bank charges and payment protection
insurance. The FSA also increases its enforcement activity, especially on market issues and in terms of stepping up п¬Ѓne sizes.
Financial crisis and beyond The single regulatory structure is restructured as a response to the crisis. National supervisors face greater harmonisation
of practice at EU level. The need to prop up the banking system introduces a new actor, the Resolution Authority (in the UK a role of the Bank of
England), as the Tripartite Authorities50 put in place legislation to deal with bank resolution after the collapse of Northern Rock. Major banks are now
required to have recovery and resolution plans ('living wills'). Government announces the planned break–up of the FSA in 2012. It transfers the
prudential supervision of banks

Legal Ethical and Regulatory Issues
Legal, Ethical & Regulatory Issues The online banking industry is a growing and a continually evolving business. This paper will identify and
describes the legal, ethical, and regulatory issues that impact online banking the Websites. Business ethics examines ethical rules and principles within
a commercial context involved in e–commerce are faced with the same if not more legal issues as any other business; these issues include, but are not
limited to jurisdiction, contract, and legitimacy in the banking.
Banks such as Wells Fargo, Wachovia, andBank of America using Websites to conduct electronic commerce should adhere to the same ethical
standards that other businesses follow." (Schneider, 2004).Ethics play an integral role ... Show more content on Helpwriting.net ...
These hackers threaten our security and confidentiality every day by getting unauthorized access and stealing our most valuable or sensitive
information. Privacy and security concerns are not unique to the bank industry; they are spread to personal information such as health or employment,
and other e–commerce transactions. The protection of this information has to be ensured by the company or bank in order for customers to continue
the relationship with such.
The bank industry is a pioneer in handling security and confidential information of customers. By protecting their customers they protect themselves as
well. Bank of America, Wachovia and Wells Fargo banks are very careful with the information and security management protecting it is their main
goal and commitment as they all express it in their websites and in the face to face banks. The banks try to provide the best service in every aspect
and they assure customers their responsibility toward the protection of the customer accounts going beyond their face to face business, it is maintained
over the phone and online as well.
Bank of America, Wachovia, and Wells Fargo guarantee online security, in the case a customer reports fraud within 60 days of the incident, the bank
compromises in refunding 100% of the amount to the bank account. The security of the consumers depends on the consumers as well, they expect
customers to take some steps to prevent fraud like protecting passwords, installing a

Northern Gateway Pipeline Case Study
business aspects were incorporated prior to launching a Carbon Tax program (as per class discussion, week 2). Alternatively, the Northern Gateway
pipeline incorporated the technical, scientific, and economic aspects; however, it lacked the cultural component. The impact on aboriginal groups was
not calculated. Furthermore, it was evident that there was no cultural expertise in the matter of building the pipeline (as per class discussion, week 2).
Proportionality
Good regulation is always appropriate, balanced, and relevant. Regulatory design should be proportional to the size of the problem and not beyond
(as per Lesson 2, week 2). An indicator of poor proportionality in a regulation is compliance burden. If a regulation is poorly designed, ... Show more
Alternatively, strong effectiveness is when regulators do a cost–benefit analysis to determine the true cost of enforcing catalytic converters (as per class
discussion, week 2). This can help highlight any intended or unintended consequences. Governments may then be able to subsidize the cost of installing
catalytic converters (as per class discussion, week 2).
Efficiency
Is the regulator being efficient in utilizing resources? Regulations should be designed in a way that costs are efficiently spent, provided the original
regulatory objectives are not compromised (as per Lesson 2, week 2). This normally involves regulators encouraging innovation and allowing for the
efficiency of markets (as per Lesson 2, week 2).
For example, in an effort to lower the carbon footprint from factory smoke stacks, the government can mandate a new expensive piece of equipment to
be installed. If this equipment poses a financial burden on the regulated firm, the regulation can be inefficient; however, if regulated factories are able
to reduce their footprint through other lower cost options such as using less harmful raw materials or installing solar panels; then that would be an
efficient way of utilizing resources and enforcing the

How Do Regulatory Issues Affecting The Healthcare Industry
There can be many dilemmas for organizations that have serious regulatory issues. Organizations can be fined for even the smallest break in the
regulations (Lester & Parnell, 2006). When there are major issues, imagine how high those fines may be. Not only may the fines be costly, but the cost
of getting a company up to the necessary standards can also have a major effect. If the costs outweigh the profit, a company could potentially shut
down. There are a number of agencies that may affect the healthcare industry such as Joint Commission, the Food and Drug Administration, and the
Center for Disease Control (Immunization of Healthcare Personnel, 2014). All of these have specific guidelines that have an impact on how a business is

Legal, Regulatory, and Ethical Issues
1.What are the 5 hottest topics today involving legal, regulatory and ethical issues impacting on operating a B2C ebusiness? ECommerce has
revolutionized the business world by expanding the marketplace and redefining the traditional organizational structure. Its economic influence has been
considerable resulting in implications for politics, society and ethics. The future for eBusiness is bright. It will continue its rapid expansion and may
eventually take over from traditional business practices however in today 's society, there are very few laws enabling an effective transition.
ECommerce is a global concept (Hill, 2003, p12). Society, on the other hand, believes in state sovereignty, patriotism and segregation. Political and...
If a cigarette company utilizes the World Wide Web for its marketing and advertising activities, they may reach Australian audiences yet they are not
breaking any laws. 4. Lack of regulatory Laws When Tim Berners–Lee developed the World Wide Web in 1989, he wanted it to become a
communications facilitator free from regulation (Berners–Lee, 1996). Unfortunately, this type of facility is just not commercially viable. If the World
Wide Web is to be successfully utilized for eBusiness, regulatory bodies need to standardize practices across the globe. Although individual countries
have implemented laws regarding computer crimes, these laws do not affect offenders outside of that sovereign state. International legislation must
ensure security for all parties involved. Moving towards a solution: Laws regarding intellectual property should be continuously updated and there must
be tougher penalties for online crimes. This may mean the end of Berners–Lee 's regulation–free vision, but it provides an opportunity for a new,
eCommerce–friendly online environment. 5. Risk of Fraud Much debate about the risk of fraud in electronic B2C takes place without any clear
understanding about who bears the corresponding risk in conventional commercial transactions. See full paper (URL: http://www.fipr.org
/WhoCarriesRiskOfFraud.htm), which examines risk in the banking transactions, which underpin much of

Regulatory Agency Paper 430
Regulatory Agency Paper
HCS/430
April 20, 2015, 2015
Katrina Sullivan
Regulatory Agency Paper
Option 1: Health Care Segment
When people think of health care, they often think up images from their own experiences in doctors' offices, clinics, and hospitals. Then there are the
images of intense drama and hustling and bustling in hospitals and emergency rooms such as those presented on television and in the movies. These
are all part of the health care arena, but it extends far beyond the emergency room. Health care agencies and governmental agencies mission is to
improve the quality, safety, efficiency, and effectiveness of... Show more content on Helpwriting.net ...
In different city and states they offer emergency assistance for bills and also advocating and case management services. The programs are created to
both improve the immediate person and family needs. To name a few of the services provided by the program includes emergency rental assistance
with Security Deposit emergency, utility bill assistance which includes gas, water, and electric and emergency food aid. The regulatory authority role
that the Department of Health and Human Services have on health care is that federal regulation is one of the basic tools government uses to carry out
public policy. The Department of Health and Human Services has made a powerful breakthrough in its contemplative review activities since President
Obama's January 2011 Executive Order 13563 on Improving Regulation and Regulatory Review (Winter 2013). The Department of Health and Human
Services currently are the seven national accreditation organizations that offer accreditation programs that are recognized for purposes of certifying the
compliance of almost 7,000 hospitals, critical access hospitals, ambulatory surgical centers, home health agencies, and hospices with Medicare health
and safety standards (Lanham, 2013). These accredited health care facilities as having satisfied the health and safety standards

The Issue Of Canadian Fisheries
LORRAINE MBUYI ECONOMICS 405
Natural resource economics is greatly concerned with solving a phenomenon referred to as the "Tragedy of the Commons", also known as a situation
that results in the overuse of open access resources by independent agents, looking to retrieve as many resources as possible without giving regard to
other users of the common property. This essay focuses on the issue of Canadian fisheries as a common example of the issue and a topic subject to
much academic research.
This essay serves as a two–part discussion of policies regarding common property open access. Specifically, two main categories of common–property
source regulation price and quantity regulation. The goal is to explain what properties of a resource ... Show more content on Helpwriting.net ...
Economists ' efforts to create a regulatory infrastructure have led to certain key policy assumptions. The first step towards determining the effects of the
fishing industry is to calculate the amount of fishing capacity per season, based upon anticipated prices, costs, biomass level, and the regulations set by
the regulatory agency (Homans & Wilen, 1997, p. 3). The government assumes a regulatory stance in light of environmental goals, anticipating an
amount of fishing activity, which is acceptable.The combination of the government and the industry should theoretically result in an equilibrium
between the companies and the regulatory sector. Their main task is to characterize an equilibrium between the fishing industry and the regulatory
infrastructure so that various situations related to fishing are taken into account. The cycle of biomass growth between seasons is dependent on the
corresponding harvest, biological growth, environmental effects and the predetermined quota. Ultimately, it is assumed a full steady state can be
reached. The goal of quantity regulation is to achieve a steady state of biomass in the long run, given constant industry and regulatory behaviour
(Homans & Wilen, 1997, p. 9). PRICE REGULATION
Using economic incentives to conserve fisheries must occur under a regulatory framework that is enforceable. Price regulation as a result of taxes
leaves many

The New Public Management Approach to Regulations
Laws, laws, laws, are something that America has strived to uphold over the years in order to be successful. That will be the first subject of our
questions today. I will give insight to whether NPM can coincide in a regulatory environment where legal and political approaches are often controlling.
In order to answer this question, we must first look at what actually foster's the regulatory environment.
Since the origins of regulations here in America, I believe federal organizations have had the very best intentions. During the industrial revolution,
America was dramatically changed forever. From an economical and technological standpoint, we would never interact the same way again. The text
illustrates a fantastic point about agriculture stating, "We depend upon farmers and food handlers; however, we do not personally know these
individuals." (Rosenbloom) During the Industrial Revolution, markets just became too unpredictable; therefore, the federal government decided to
step in to become that third party "watch dog." Personally, it is only fair that a third party looks out for our safety. Most of the time we think of federal
regulation as product safety, however, it is much more than that. Government regulations are involved in several different sectors, including: market
failure, environmental protection, employment regulation, administration of regulation, political patterns, majoritarian politics, interest group politics,
client politics, entrepreneurial politics, and

Employee Regulatory Issues
Jay should research, study, and analyze each of the regulatory issues and comply with the federal, OSHA, and state laws. The difficulty that
organizations are having that especially have serious managerial issues are that in the event that they are not in OSHA standards that the association
can be closed down. They may have to pay a strong fine as well. "OSHA standards may require that employers adopt certain practices, means,
methods, or processes reasonably necessary and appropriate to protect workers on the job. Employers must become familiar with the standards
applicable to their establishments and eliminate hazards" (Department of Labor, 2009). The Act urges states to create and work their own particular
employment security and wellbeing

Ethical Issues, Shareholder Or Stakeholder Responsibility,...
Write a paper on a specific problem of ethical leadership, such as environmental issues, shareholder or stakeholder responsibility, regulatory
relationships or sexual harassment or discrimination.
"Ethical leadership is leadership that is directed by respect for ethical beliefs and values and for the dignity and rights of others. It is thus related to
concepts such as trust, honesty, consideration, charisma and fairness."
Face the complexity involved in making ethical choices:
Openly talk about the ethical hazy areas and recognize the unpredictability of work life. Include others in a greater amount of the ethical choices. Be a
leader who discusses the troublesome ethical decisions, and help other people figure out how to assume liability for settling on ethical choices carefully.
Don 't separate ethics from day–to–day business:
Leaders must make it clear to their representatives that morals is "the way we work" and not a preparation program or instructional pamphlet. Each
action, whether it is a preparation program, a customer meeting or an imperative top administration methodology session, ought to incorporate
discussions about morals. Try not to permit contrary interpersonal practices to dissolve trust: Make regard a heap bearing shaft in your way of life. Be
an ethical pioneer who expects it and practices it. Develop an aware situation in which individuals can talk up about morals and offer the obligation
regarding living it. Assemble trust, interest open

Private Voluntary Regulation Is Not An Effective...
This essay will argue that private voluntary regulation is not an effective substitute for national and multilateral regulations. Although it has advantages,
it requires certain situations to ensure that the regulations are effective; it also poses a lot of disadvantages. Concluding private voluntary regulation
should maybe be seen as complementing national and multilateral regulations instead of substituting to maximize effectiveness.
Firstly we will begin by looking at the reasons why there has been a rise in voluntary regulations. This essay will then proceed to look at merits of
private regulation and the counter arguments which will looks at factors, such as the nature of codes or conducts, whether monitoring these standards are
So private voluntary regulations arose with the intention of fixing and improving the problems raised. So to regulate labour standards of there supply
change and environmental and ethical standards....
A benefit of private voluntary regulations is that since it has evolved we have seen a rise in Fair trade this is where producers in developing countries
are working in better trading conditions and are suppose to be earning a higher wage than others in developing countries who are not part of Fair trade.
A regulation has two standards outcome standards and process standards. Outcome standards can be seen as health and safety, child labour and
Process standards can be seen as labour rights. An advantage of private voluntary regulations is that its helps to improve outcome standards. For
example Nike made sure that all their workers in the supply chain was where over the age of 18. This is an example of improving outcome standards
According to Mayer and Gereffi private voluntary regulations is likely to be effective under 6 hypotheses. With the first 4 situations producing the
most effective forms of private regulator. For the purpose of the essay only the four hypothesis in which private voluntary is likely to be effective will
be discussed hypothesis
– 1) Firms who are large and lead in there

Obama Care Regulatory Issues
What is the current legislative or regulatory issue, and why is it being debated? On average, according to the Center for Medicare and Medicaid
Services (2014), an estimated $9,695 was spent per person in America on healthcare. That's over $24,625 in a 2–person household. A median
household income of $53,657 would spend 46% of its income on healthcare. In 2010, under the Obama Administration, the Affordable Care Act
(ACA) otherwise known as Obamacare was enacted to advocate that "healthcare is a right, not a privilege" and to make healthcare accessible to
millions of uninsured Americans at affordable price (Rak & Coffin, 2013). According to the US Census Bureau, 49.9 million Americans were uninsured
in 2010. America is the highest in cost of

Cross Functional Pilot Work Groups
Results in Brief: AVP Road Shows are cross
–functional pilot work groups consisting of individuals with expertise in various topics that will conduct
presentations at local FAA facilities, for the purposes of information sharing and relationship building. Benefit or Need: The road show concept is not
new to this organization. Although many believe the road show would be greatly beneficial, budget restraints have been cited as the reason for delayed
implementation. However, the value in pursuing the road show is that AVP has the ability to play a powerful hands
–on role in bridging the gap
between headquarters and other FAA facilities. Some local facilities have expressed interest in these presentations; however, any road show... Show
more content on Helpwriting.net ...
Dependent upon the target audience, topics could include (1) An Overview of Aviation Safety, (2) Accident Investigation Processes and Procedures,
and (3) Accident Investigation and Prevention Data. Bridge the Gap with Program Office (PO) Focal Points: Results in Brief: Through shadowing
opportunities and frequent opportunities to engage with colleagues over working lunch meetings, AVP promotes information sharing and a higher level
of collaboration within AVS. Benefit or Need: Based upon my experience of shadowing AVP
–1 during the AVS Management meeting and in the FAA
mentorship program, I can attest to the benefits that shadowing offers employees. Opening this opportunity to employees who are interested in learning
more about our division promotes an environment of learning throughout the office. Likewise, more frequent meetings with PO focal points enhance
communication flow and relationship building. Blueprint: Establishing a regular communication method to promote employee shadowing
opportunities is a great way to promote free educational training and advance information sharing in the office. These types of opportunities would be
distributed via email once or twice a month. Likewise, optional quarterly brown bags in the form of working lunch meetings are a great way to
connect branches and designated PO focal points. A method would be established to create open communication flow between offices in order to
accomplish

The American Financial Industry
The American financial industry is a very active industry in the world. Although the history for American financial industry is shorter than other old
capitalist counties, such as English, France , Netherland, due to the industry 's potentiality, creativity and successful supervision comes from
government ,the American financial industry has been growing fast since it was established hundreds year ago. Overall ,at present ,from the aspects of
industry scale and structure ,monetary policy and the freedom of transaction ,those are more mature and perfect than any other countries, as al result
,the US financial industry has become the world 's most advanced financial industry . As most of people know, the premise of financial development...
Consequently, the great depression was happened at that period. It is worth to mention that such cause is still occurring in recent crises. The
introduction of US financial regulatory system What is the meaning of financial regulation? Specifically, the financial regulation means there are sets
of regulation or supervision, which let the financial organizations comply to requirements, restrictions formulated by government or any other
institution. The aim for financial regulation is keep the integrity of financial system, and this objective composing four parts ,the first parts is the
regulation should maintain the confidence in financial system, the second part is enhancing the stability of financial system ,the third part is it should
protect the consumer rights and the last one is reduce or prevent the financial crime( Kushmeider, Rose Marie,2005). The relaxation on financial
regulation, it is always a problem or challenge for authority to confront. Because at initial time ,when reducing the financial regulation ,it usually

Crime Is The Violation Of Societal Rules Of Behavior Essay
According to Sigel (2012), crime is the violation of societal rules of behaviour as interpreted and expressed by a criminal legal code, created by
people who hold social and political power. Any violation of these rules by an individual may subject themselves to sanctions by the state authority,
social stigma and the loss of status. Crime may be broken down into three types, property crimes, offenses against the person and statutory offenses. A
status offense is an illegal act committed by a juvenile or juveniles, who are minors. A status offence is an act committed by a juvenile whose actions
are not in line with the law or the area in which it was committed as if an adult committed it. There are different types of status offences, which can
vary, depending on where it is committed. The most common ones though are truancy, running away, being beyond the control of parents or guardians,
violating curfew, or possession and usage of alcohol or tobacco, Michon (2016). From these common offenses, it is clear to see that this can be an
issue in the Caribbean society. In order to find better means by which to reduce status offenses in the Caribbean, then by studying the relevant theories
associated with them would help to explain their origins. In the Jamaican society, more specifically, teenagehigh school students, easily stressed,
bullied, may have suicidal tendencies and influenced by their peers – which can lead to smoking and drinking alcohol Budd (2011). Based on a survey

Differences in Ethical, Legal, Regulatory Issues in B2B...
Differences in Ethical, Legal, and Regulatory Issues in Business–to–Business and Business–to–Consumer Web Sites Like traditional brick–and–mortar
establishments, business–to–business (B2B) and business–to–consumer (B2C) Web sites face ethical, legal, and regulatory concerns. Although both
B2B and B2C sites share similarities in web–based jurisdictional issues and general ethical considerations, each site has its own specific concerns due
to the end–user relationship of the consumer versus business (Schneider, 2004). Whether the end–user is a business or consumer, there is usually a
transaction or sale of a particular product or service. Since the Internet launches online business into the global marketplace, businesses should be...
The B2B environment might have concerns such as non–disclosure agreements with vendors, electronic copyright issues, and vendor agreements. Since
the business might have a vendor in another country, it would also be important for the business to be cognizant of international business laws. Both
businesses involved in the B2B relationship might also want to ensure that business contract language establishes which laws will govern any issues
concerning jurisdiction in case of litigation. Schneider (2004) also notes that international business confuses the tax laws for many organizations
conducting business on the Web (p. 316). Unlike the B2B relationship, B2C e–tailers would not likely have concern regarding contracts as consumers
purchase product directly from a business. Many business Web sites contain information for consumers to peruse such as privacy policy information,
a disclaimer, or terms and conditions for using the site. Privacy also falls under legal issues for the B2C relationship and, "some countries are far more
restrictive than others in terms of what type of information collection is acceptable and legal" (Schneider, 2004, p. 316). Consumers enter credit card
and other personal information through electronic retail sites, so it is essential for the site to be secure. Other legal issues that might arise in the B2C
relationship include misrepresentation of company products or services. Regulatory

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