this is a copy of presentation I gave to the committee of Resolution Merseyside on 3 February 2010

1. The Divorce IFA Services Phil O’Connor Resolution Merseyside 3 February 2010

2. Agenda Services Summary Questions

3. Services Information Gathering Pension Reports Options on Divorce Report Pension Sharing / Pension Attachment Pension Rebuild Report Financial Planning Risk Assessments

4. Information Gathering Assistance with gathering all asset and pension information. Up to date valuation and comment. Assessed for risk. Ensures disclosure requirements met.

5. Pension options on Divorce An overall review of the pensions and the options available. Advantages and disadvantages explained. Includes actuarial input (if necessary). Recommendation on the most appropriate course of action and why?

6. Pension Sharing / Attachment Full implementation service. Ensures orders are implemented correctly and in a timely manner. Transfer service available (G60 qualified)

7. Pension Rebuild Report Advice on how to rebuild lost pension entitlements (due to pension credits). Ensures retirement plans are reassessed and put back on track.

8. Financial Planning Bespoke Lifetime Cashflow forecasts. Shows truer picture of financial wealth now and into the future. Enables greater financial decision making and realistic budget setting. Working on a joint report which will model and forecast how assets can be split.

9. Risk Assessments Psychometric risk assessments available. Establishes risk tolerance. Enables better understanding of attitude to risk.

10. Summary Services to support family lawyers at every stage of the divorce process. Added value. Fixed fee service proposition.

11. Any Questions ?

12. Further information Phil O’Connor is an Resolution Accredited Independent Financial Adviser. He is a Certified Financial Planner and holds the G60 qualification enabling him to handle pension transfer cases. This presentation represents our present understanding of current legislation and Her Majesty’s Revenue & Customs practice. The Divorce IFA is a trading name of Whitewell Financial Planning Limited, an appointed representative of The Whitechurch Network Limited, which is authorised and regulated, by the Financial Services Limited.