1. Souce: PERU December 31, 2000
The Peruvian Bank Insurance Superintendency US $000
COMMERCIAL BANKING SYSTEM
BALANCE SHEET CONTNT INTBNK CRDTO WIESE SUDAM CITIBANK STDCHT BOSTON BNP BSCH COMER BIF FINAN LATINO NBK NVOMDO TOTAL
QUICK ASSETS 1,113,976 173,200 1,553,780 350,388 118,362 236,990 50,060 52,524 12,893 275,105 38,719 41,582 24,101 90,348 48,986 93,695 4,274,710
Cash & Legal Reserves 107,844 56,161 145,888 87,858 6,394 18,415 2,414 7,439 16 34,168 5,836 4,743 6,408 8,293 8,911 6,580 507,370
Due from Banks-Demand 795,943 99,813 1,200,500 639,768 87,328 183,353 28,315 36,369 11,119 194,581 25,826 33,907 15,361 25,942 23,628 69,086 3,470,840
Clearance 22,887 9,489 43,558 22,672 4,528 14,944 2,063 1,878 754 18,187 1,464 2,932 183 2,704 1,656 4,368 154,267
Marketable Securities S/T 187,302 7,737 163,835 (399,910) 20,112 20,278 17,268 6,837 1,003 28,169 5,593 - 2,149 53,409 14,790 13,661 142,232
LOANS 1,521,513 754,854 2,533,644 2,061,683 447,578 458,911 85,366 179,849 12,567 858,709 168,808 241,923 181,009 230,155 353,324 464,747 10,554,638
Call Loans to Domestic Banks 47,459 - 3,151 - 6,274 4,000 10,814 10,227 - 852 2,273 2,301 1,136 991 - - 89,478
Overdrafts 35,898 31,819 152,505 190,567 35,371 68,713 1,051 521 791 23,155 21,563 19,544 6,043 30,241 14,454 28,847 661,083
Bills & Discounts + Loans 1,100,973 550,376 1,887,108 1,615,464 257,837 334,552 65,874 119,920 7,684 200,891 97,506 126,692 80,717 55,664 173,645 189,142 6,864,046
Mortgage Financing 144,939 37,273 185,415 71,727 66,789 32,812 - 18,876 - 204,364 - 28,512 2,522 6,976 14,556 20,590 835,352
Other & LT Loans + Leasing 112,766 53,084 144,051 83,525 62,645 15,137 6,409 31,067 4,226 302,868 29,838 46,823 72,614 29,719 108,244 189,764 1,292,780
Refinanced Credits 90,787 68,337 145,787 139,509 15,728 2,474 708 - - 110,956 15,133 27,858 28,625 91,994 34,021 27,353 799,268
Doubtful & Problem Loans 146,155 98,187 318,808 231,515 24,378 22,722 8,124 1,270 - 130,686 18,760 14,120 14,608 60,559 33,942 38,022 1,161,854
- Loan Loss Reserve (157,464) (84,223) (303,181) (270,623) (21,444) (21,498) (7,612) (2,032) (134) (115,064) (16,264) (23,927) (25,257) (45,990) (25,540) (28,971) (1,149,224)
-Interest & Fees-Unearned - - - - - - - - - - - - - - - - -
Int. Fees & Other Collections - - - - - - - - - - - - - - - - -
Adjudicated Assets 2,546 12,076 26,730 19,276 8,224 189 (14) - - 22,811 1,362 3,534 1,946 4,214 8,766 4,189 115,849
Investments & Subsidiaries 45,228 103,783 170,341 1,174,400 3,108 5,098 5,239 10 9 155,906 3,672 11 32 10,550 3,460 - 1,680,846
Net Fixed Assets 80,473 47,631 165,620 195,079 16,772 9,585 9,280 1,833 2,062 67,264 9,905 16,567 10,528 21,316 24,637 44,863 723,415
- - - - - - - - - - - - - - - - -
Other Assets 334,409 259,377 559,747 723,399 50,351 135,757 31,247 90,475 555 189,857 29,532 28,568 66,714 136,061 140,684 139,680 2,916,414
TOTAL ASSETS 3,098,144 1,350,922 5,009,863 4,524,224 644,395 846,530 181,179 324,691 28,086 1,569,652 251,999 332,185 284,329 492,644 579,857 747,174 20,265,872
DEPOSITS 2,481,420 750,403 3,773,499 2,531,071 301,472 400,112 108,196 117,489 2,365 764,811 166,950 101,864 105,644 240,499 234,428 254,898 12,335,122
Demand Deposits 318,420 80,505 671,254 360,798 36,186 137,882 18,695 11,350 1,389 113,109 21,557 17,863 6,423 32,654 30,414 16,793 1,875,292
Savings 485,135 212,242 1,358,288 679,575 63,952 86,561 13,138 - - 175,003 26,976 6,938 26,878 76,877 44,168 29,362 3,285,093
Time Deposits (Incl. CTS + FCBC) 1,649,523 355,550 1,664,783 1,317,788 195,151 156,634 75,588 99,433 914 411,632 111,695 73,216 64,901 117,088 140,102 183,768 6,617,764
Deposits Retained as Guarantee - - - - - - - - - - - - - - - - -
Other Deposits 28,341 102,106 79,174 172,911 6,184 19,035 774 6,706 63 65,068 6,722 3,847 7,443 13,880 19,744 24,975 556,973
BORROWED FUNDS 89,919 340,148 241,270 1,133,712 256,674 193,516 13,044 89,428 14,053 420,475 32,270 168,943 83,427 75,082 204,512 300,852 3,657,324
- Call Loans from Domestic Banks 1,420 980 1,420 15,767 2,068 20,170 - 11,245 5,196 8,523 - - - 4,957 - 852 72,601
- Financing f/ Banks & Central Bank 88,498 339,168 227,633 1,117,927 253,708 173,346 13,044 78,183 8,857 411,873 32,270 168,891 83,363 70,081 204,512 247,213 3,518,567
- Bonds & Mortgage Bills Outstanding - - 12,216 17 897 - - - - 79 - 52 63 43 - 52,787 66,156
Payable Interest & Fees - - - - - - - - - - - - - - - 8,147 8,147
Other Liabilities 245,512 130,686 445,509 371,056 33,126 133,653 28,028 85,021 1,575 235,180 23,158 32,072 61,522 107,693 66,803 101,446 2,102,038
Pension Funds & Other Reserves 22,838 13,377 55,767 52,139 6,520 8,342 1,918 7,106 212 20,347 3,573 1,959 3,299 4,685 6,832 9,346 218,259
TOTAL LIABILITIES 2,839,689 1,234,614 4,516,044 4,087,978 597,791 735,624 151,186 299,044 18,206 1,440,813 225,951 304,838 253,891 427,959 512,574 674,689 18,320,890
CAPITAL FUNDS 258,456 116,309 493,818 436,247 46,603 110,906 29,993 25,647 9,880 128,838 26,048 27,347 30,438 64,685 67,283 72,485 1,944,982
Paid-in Capital 216,686 88,101 291,568 320,601 41,848 43,320 24,401 28,332 13,668 116,512 26,685 25,913 28,890 65,673 61,753 52,884 1,446,835
Capital Surplus - - - 8,341 - 52,219 - - - - - - - - 3,064 - 63,624
Legal Reserves 35,276 27,252 182,017 96,666 2,096 1,776 7,684 - - 10,336 - 1,195 1,325 - 4,049 17,110 386,782
- - - - - - - - - - - - - - - - -
Retained Earnings - - 295 - - 4,375 (3,633) (1,811) (1,760) - (763) 9 - - - - (3,288)
Net Profit/ (Loss) - Current Year 6,494 956 19,939 10,638 2,660 9,215 1,541 (874) (2,028) 1,990 127 230 222 (988) (1,584) 2,491 51,029
TOTAL LIAB.& CAP.FUNDS 3,098,144 1,350,922 5,009,863 4,524,224 644,395 846,530 181,179 324,691 28,086 1,569,652 251,999 332,185 284,329 492,644 579,857 747,174 20,265,872
CONTINGENT LIABILITIES 602,411 235,793 673,786 1,148,861 168,016 387,332 100,432 206,804 7,859 478,204 70,996 49,638 93,572 157,819 141,006 171,093 4,693,623
Financial Derivatives - - - - - - - - - - - - - - - - -
Contingent Credits 602,411 235,793 673,786 1,148,861 168,016 387,332 100,432 206,804 7,859 478,204 70,996 49,638 93,572 157,819 141,006 171,093 4,693,623
- - - - - - - - - - - - - - - - -
Exchange rate used (S/. = US$ 1) $ 0.284 ---DOES NOT INCLUDE NEITHER CONSUMER ORIENTED BANKS NOR "MI BANCO"---
Jorge Romani Page 1
Phone (511) 919-8252 romani@terra.com.pe 1/29/2011 SFN-1200 $SFN1200

2. Souce: PERU December 31, 2000
The Peruvian Bank Insurance Superintendency US $000
COMMERCIAL BANKING SYSTEM
PROFIT & LOSS STAT. CONTNT INTBNK CRDTO WIESE SUDAM CITIBANK STDCHT BOSTON BNP BSCH COMER BIF FINAN LATINO NBK NVOMDO TOTAL
FINANCIAL INCOME 344,524 182,055 642,908 463,541 76,966 88,804 21,556 27,441 1,923 195,402 45,917 41,538 40,737 44,909 69,160 83,372 2,370,753
Ints.& Fees/ Loans 205,243 125,950 360,972 289,039 60,567 64,527 11,055 14,517 949 128,273 38,158 32,932 33,526 30,282 55,209 68,832 1,520,032
Ints.& Fees/ Loans to Banks-Demand 41,343 10,527 71,301 41,939 4,133 7,762 1,994 3,134 604 13,704 2,353 2,466 1,918 2,569 3,443 4,238 213,426
Ints.& Fees/ Due from Banks 2,504 1,203 7,764 1,176 1,182 1,718 777 330 139 977 316 289 365 161 204 262 19,368
Fees from Contingent Liabilities 52,992 18,361 123,981 53,258 5,321 10,686 2,207 5,459 186 23,277 3,049 3,553 3,602 9,506 5,281 6,449 327,166
Trustees & Adm. Fees - 158 495 499 19 - - - 0 - - - - 35 2 215 1,422
Exchange Gain 17,897 8,404 19,724 17,340 3,442 983 4,337 2,335 105 16,068 1,692 2,197 1,539 1,442 3,130 2,812 103,447
Gain/ (Loss) on Equities Portfolio 23,458 16,122 51,503 60,189 2,157 3,041 1,186 949 (64) 12,104 339 (7) (316) 875 1,794 480 173,810
Other Financial Income 1,087 1,332 7,168 100 145 86 - 717 4 999 12 109 104 39 97 85 12,083
FINANCIAL EXPENSES (132,644) (105,522) (221,251) (265,014) (41,671) (31,303) (12,556) (16,744) (745) (89,165) (21,776) (23,041) (23,581) (24,386) (43,584) (50,754) (1,103,737)
Interest on Deposits (118,872) (54,879) (182,174) (167,969) (18,151) (21,870) (11,235) (11,381) (226) (48,437) (17,931) (7,359) (12,618) (12,919) (18,680) (24,138) (728,839)
Ints.& Fees on Borrowed Funds (7,261) (40,213) (22,812) (84,405) (21,561) (9,104) (351) (4,530) (433) (36,420) (3,398) (14,688) (10,472) (9,743) (23,219) (25,607) (314,216)
Exchange Losses (163) (3,384) - (693) - - (902) - (86) (240) (34) (929) (66) - (1,230) (100) (7,825)
Deposits Indexed to Inflation (120) (1,106) (2,036) (463) - - - (754) - 0 - - (72) - - - (4,552)
Deposits' Insurance + Others (6,228) (5,939) (14,229) (11,484) (1,959) (329) (68) (79) (1) (4,068) (412) (65) (354) (1,725) (456) (909) (48,305)
GROSS FINANCIAL RESULT 211,880 76,534 421,657 198,527 35,295 57,500 9,000 10,697 1,178 106,237 24,141 18,497 17,156 20,523 25,576 32,618 1,267,016
- Loan Loss Provision (114,276) (8,078) (153,202) (45,806) (7,511) (8,972) (3,392) (903) (139) (23,207) (8,413) (7,693) (3,252) (12,384) (5,209) (4,990) (407,425)
- Provision for Loan Losses (114,276) (8,078) (153,202) (45,806) (7,511) (8,972) (3,392) (903) (139) (23,207) (8,413) (7,693) (3,252) (12,384) (5,209) (4,990) (407,425)
NET FINANCIAL RESULT 97,604 68,456 268,455 152,720 27,784 48,529 5,608 9,794 1,039 83,030 15,729 10,804 13,904 8,139 20,368 27,628 859,591
Other Income 83,268 19,828 46,838 79,553 3,311 8,706 8,946 808 3 36,510 2,573 4,462 2,373 23,051 9,072 20,475 349,776
Other Expenses (170,084) (86,938) (288,618) (224,223) (27,360) (46,450) (12,541) (11,216) (2,824) (113,607) (17,516) (14,774) (15,518) (32,034) (31,200) (45,194) (1,140,095)
Personnel & Board (56,667) (26,102) (117,559) (68,959) (10,739) (19,086) (5,982) (7,273) (1,735) (33,119) (6,172) (5,132) (6,175) (11,375) (10,328) (12,792) (399,193)
General & Administrative Expenses (63,172) (35,464) (129,836) (94,282) (11,507) (20,449) (4,039) (3,223) (828) (46,724) (8,957) (6,945) (7,562) (13,472) (13,391) (16,965) (476,816)
Depreciation & Amortization (17,707) (12,368) (29,869) (35,488) (2,966) (2,987) (1,065) (613) (220) (10,207) (1,127) (1,389) (1,351) (4,701) (4,071) (7,065) (133,195)
Miscellaneous (32,538) (13,004) (11,355) (25,494) (2,147) (3,928) (1,455) (107) (41) (23,557) (1,261) (1,308) (430) (2,486) (3,409) (8,372) (130,892)
E.B.I.Tx. 10,788 1,347 26,675 8,050 3,736 10,785 2,013 (614) (1,782) 5,933 785 493 759 (843) (1,760) 2,908 69,272
Income Taxes - - (964) - (716) (3,638) (2) (284) (6) (267) - - - - - - (5,877)
Result on Inflationary Exposure REI (4,293) (391) (5,772) 2,588 (360) 2,068 (470) 24 (241) (3,675) (658) (263) (537) (145) 176 (417) (12,366)
Extraordinary Income/ (Charge) - - - - - - - - - - - - - - - - -
NET PROFIT/(LOSS) 6,494 956 19,939 10,638 2,660 9,215 1,541 (874) (2,028) 1,990 127 230 222 (988) (1,584) 2,491 51,029
NET PROFIT/(LOSS) -REI 6,494 956 19,939 8,050 2,660 7,146 1,541 (898) (2,028) 1,990 127 230 222 (988) (1,760) 2,491 51,029
Jorge Romani Page 2
Phone (511) 919-8252 romani@terra.com.pe 1/29/2011 SFN-1200 $SFN1200

3. Souce: PERU December 31, 2000
The Peruvian Bank Insurance Superintendency US $000
COMMERCIAL BANKING SYSTEM
FINANCIAL RATIOS CONTNT INTBNK CRDTO WIESE SUDAM CITIBANK STDCHT BOSTON BNP BSCH COMER BIF FINAN LATINO NBK NVOMDO TOTAL
PERCENTUAL STRUCTURE ESTRUCTURA PORCENTUAL
Quick Assets/ Total Assets 36.0% 12.8% 31.0% 7.7% 18.4% 28.0% 27.6% 16.2% 45.9% 17.5% 15.4% 12.5% 8.5% 18.3% 8.4% 12.5% 21.1%
Marketable Securities/ Total Assets 6.0% 0.6% 3.3% (8.8%) 3.1% 2.4% 9.5% 2.1% 3.6% 1.8% 2.2% 0.0% 0.8% 10.8% 2.6% 1.8% 0.7%
Net Loans/ Total Assets 49.1% 55.9% 50.6% 45.6% 69.5% 54.2% 47.1% 55.4% 44.7% 54.7% 67.0% 72.8% 63.7% 46.7% 60.9% 62.2% 52.1%
Gross Loans/ Total Assets 54.2% 62.1% 56.6% 51.6% 72.8% 56.8% 51.3% 56.0% 45.2% 62.0% 73.4% 80.0% 72.5% 56.1% 65.3% 66.1% 57.8%
Overdrafts/ Gross Loans 2.1% 3.8% 5.4% 8.2% 7.5% 14.3% 1.1% 0.3% 6.2% 2.4% 11.7% 7.4% 2.9% 11.0% 3.8% 5.8% 5.6%
Bills, Disc.& Loans/ Gross Loans 65.6% 65.6% 66.5% 69.3% 55.0% 69.6% 70.8% 65.9% 60.5% 20.6% 52.7% 47.7% 39.1% 20.2% 45.8% 38.3% 58.6%
Net Fixed Assets/ Total Assets 2.6% 3.5% 3.3% 4.3% 2.6% 1.1% 5.1% 0.6% 7.3% 4.3% 3.9% 5.0% 3.7% 4.3% 4.2% 6.0% 3.6%
Deposits/ (Liabilities + Capital Funds) 80.1% 55.5% 75.3% 55.9% 46.8% 47.3% 59.7% 36.2% 8.4% 48.7% 66.3% 30.7% 37.2% 48.8% 40.4% 34.1% 60.9%
Savings/ Deposits 19.6% 28.3% 36.0% 26.8% 21.2% 21.6% 12.1% 0.0% 0.0% 22.9% 16.2% 6.8% 25.4% 32.0% 18.8% 11.5% 26.6%
Time Deposits/ Deposits 66.5% 47.4% 44.1% 52.1% 64.7% 39.1% 69.9% 84.6% 38.6% 53.8% 66.9% 71.9% 61.4% 48.7% 59.8% 72.1% 53.6%
Placements/ Deposits 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Borrowed Funds/Liab.+ Capital Funds 2.9% 25.2% 4.8% 25.1% 39.8% 22.9% 7.2% 27.5% 50.0% 26.8% 12.8% 50.9% 29.3% 15.2% 35.3% 40.3% 18.0%
Bonds & Mrtge.Bills/Liab.+ Cap.Funds 0.0% 0.0% 0.2% 0.0% 0.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 7.1% 0.3%
Cap.Funds/ Liab.+ Capital Funds 8.3% 8.6% 9.9% 9.6% 7.2% 13.1% 16.6% 7.9% 35.2% 8.2% 10.3% 8.2% 10.7% 13.1% 11.6% 9.7% 9.6%
OPERATIONAL RATIOS COEFICIENTES OPERATIVOS Y DE RENTABILIDAD
Return on Equity (ROE) 2.5% 0.8% 4.0% 1.8% 5.7% 6.4% 5.1% (3.5%) (20.5%) 1.5% 0.5% 0.8% 0.7% (1.5%) (2.6%) 3.4% 2.6%
Return on Assets (ROA) 0.2% 0.1% 0.4% 0.2% 0.4% 0.8% 0.9% (0.3%) (7.2%) 0.1% 0.1% 0.1% 0.1% (0.2%) (0.3%) 0.3% 0.3%
Net Profit (Loss)/ Total Deposits 0.3% 0.1% 0.5% 0.3% 0.9% 1.8% 1.4% (0.8%) (85.8%) 0.3% 0.1% 0.2% 0.2% (0.4%) (0.8%) 1.0% 0.4%
Net Profits/ Earning Assets 13.4% 19.4% 15.9% 13.4% 14.1% 13.0% 15.7% 11.9% 7.7% 17.1% 23.9% 15.8% 21.8% 20.2% 19.1% 16.1% 15.3%
Return on Risk Assets-RORA 0.3% 0.1% 0.6% 0.2% 0.5% 1.2% 1.2% (0.3%) (13.3%) 0.2% 0.1% 0.1% 0.1% (0.2%) (0.3%) 0.4% 0.3%
Risk Assets (US$MM) $ 1,984 $ 1,178 $ 3,456 $ 4,174 $ 526 $ 610 $ 131 $ 272 $ 15 $ 1,295 $ 213 $ 291 $ 260 $ 402 $ 531 $ 653 $ 15,991
Operating Cost/ Net Financial Result 140.9% 108.0% 103.3% 130.1% 90.7% 87.6% 197.7% 113.4% 267.8% 108.5% 103.4% 124.6% 108.5% 363.0% 136.4% 133.3% 117.4%
Operating Cost/ Total Assets 4.4% 5.5% 5.5% 4.4% 3.9% 5.0% 6.1% 3.4% 9.9% 5.7% 6.5% 4.1% 5.3% 6.0% 4.8% 4.9% 5.0%
Personnel/ Total Deposits 2.3% 3.5% 3.1% 2.7% 3.6% 4.8% 5.5% 6.2% 73.4% 4.3% 3.7% 5.0% 5.8% 4.7% 4.4% 5.0% 3.2%
Personnel/ Total Asssets 1.8% 1.9% 2.3% 1.5% 1.7% 2.3% 3.3% 2.2% 6.2% 2.1% 2.4% 1.5% 2.2% 2.3% 1.8% 1.7% 2.0%
Operating Cost/ Earning Assets 5.3% 7.9% 6.8% 5.7% 4.6% 6.2% 8.1% 4.8% 11.2% 7.9% 8.5% 5.1% 8.1% 13.3% 7.7% 7.1% 6.5%
Market Share-Deposits 20.1% 6.1% 30.6% 20.5% 2.4% 3.2% 0.9% 1.0% 0.0% 6.2% 1.4% 0.8% 0.9% 1.9% 1.9% 2.1% 100.0%
Market Share-Loans 14.4% 7.2% 24.0% 19.5% 4.2% 4.3% 0.8% 1.7% 0.1% 8.1% 1.6% 2.3% 1.7% 2.2% 3.3% 4.4% 100.0%
ASSETS QUALITY CALIDAD DE ACTIVOS
Doubtful & PD Loans/ Gross Loans 8.7% 11.7% 11.2% 9.9% 5.2% 4.7% 8.7% 0.7% 0.0% 13.4% 10.1% 5.3% 7.1% 21.9% 9.0% 7.7% 9.9%
Doubt.+ Refinanc Loans/ Gross Loans 14.1% 19.8% 16.4% 15.9% 8.6% 5.2% 9.5% 0.7% 0.0% 24.8% 18.3% 15.8% 21.0% 55.2% 17.9% 13.2% 16.8%
Loan Loss Rsve/Doubt & Refincd.Loans 66.5% 50.6% 65.3% 72.9% 53.5% 85.3% 86.2% 160.0% #DIV/0! 47.6% 48.0% 57.0% 58.4% 30.1% 37.6% 44.3% 58.6%
Loan Loss Reserve/ Gross Loans 9.4% 10.0% 10.7% 11.6% 4.6% 4.5% 8.2% 1.1% 1.1% 11.8% 8.8% 9.0% 12.2% 16.7% 6.7% 5.9% 9.8%
Loan Loss Reserve/ Net Loans 10.3% 11.2% 12.0% 13.1% 4.8% 4.7% 8.9% 1.1% 1.1% 13.4% 9.6% 9.9% 14.0% 20.0% 7.2% 6.2% 10.9%
Earning Assets (-) Expensive Liabilities $ 7,013 $ (150,504) $ 38,025 $ (201,385) $ (12,288) $ 88,729 $ 16,143 $ 24,349 $ 8,430 $ (40,331) $ (7,114) $ (8,273) $ (2,089) $ (93,795) $ (77,250) $ (38,080) $ (448,418)
Net Earning Assets/ Total Assets 0.2% (11.1%) 0.8% (4.5%) (1.9%) 10.5% 8.9% 7.5% 30.0% (2.6%) (2.8%) (2.5%) (0.7%) (19.0%) (13.3%) (5.1%) (2.2%)
Gross Loans/ Total Deposits 67.7% 111.8% 75.2% 92.1% 155.6% 120.1% 85.9% 154.8% 537.0% 127.3% 110.9% 261.0% 195.2% 114.8% 161.6% 193.7% 94.9%
Fixed Assets/ Capital Funds 31.1% 41.0% 33.5% 44.7% 36.0% 8.6% 30.9% 7.1% 20.9% 52.2% 38.0% 60.6% 34.6% 33.0% 36.6% 61.9% 37.2%
(*) (*) Total Deposits includes: Demand Deposits, Savings, Time Deposits (plus Fgn Cy. CD´s3rd. Parties Severance Indemnities) and Pledged Deposits
Total Deposits includes: Demand Deposits, Savings, Time Deposits (plus Fgn Cy. CD´s & & 3rd. Parties Severance Indemnities) and Pledged Deposits
LIQUIDITY LIQUIDEZ
Quick Assets/ Total Deposits 44.9% 23.1% 41.2% 13.8% 39.3% 59.2% 46.3% 44.7% 545.1% 36.0% 23.2% 40.8% 22.8% 37.6% 20.9% 36.8% 34.7%
Borrowed Funds/ Gross Loans (**) 5.4% 40.5% 8.5% 48.6% 54.7% 40.3% 14.0% 49.2% 110.6% 43.2% 17.4% 63.5% 40.4% 27.2% 54.0% 60.9% 31.2%
Demand Deposits/ Total Deposits 12.8% 10.7% 17.8% 14.3% 12.0% 34.5% 17.3% 9.7% 58.7% 14.8% 12.9% 17.5% 6.1% 13.6% 13.0% 6.6% 15.2%
Call Loans/ Total Deposits 3.6% 45.3% 6.1% 44.8% 84.8% 48.4% 12.1% 76.1% 594.2% 55.0% 19.3% 165.8% 78.9% 31.2% 87.2% 97.3% 29.1%
Call Loans/ Gross Loans 5.4% 40.5% 8.1% 48.6% 54.5% 40.3% 14.0% 49.2% 110.6% 43.2% 17.4% 63.5% 40.4% 27.2% 54.0% 50.2% 30.7%
Due From Banks/ Total Assets 1.5% 0.0% 0.1% 0.0% 1.0% 0.5% 6.0% 3.1% 0.0% 0.1% 0.9% 0.7% 0.4% 0.2% 0.0% 0.0% 0.4%
Financial Cost/ Borrowed Funds 8.1% 11.8% 9.5% 7.4% 8.4% 4.7% 2.7% 5.1% 3.1% 8.7% 10.5% 8.7% 12.6% 13.0% 11.4% 8.5% 8.6%
(**)(**) Borrowed Funds includes: Call Loans owed, Deposits from Banks (placements), Loans and other financing received from domestic/ foreign banksBonds/bills issued to finance loans & WK
Borrowed Funds includes: Call Loans owed, Deposits from Banks (placements), Loans and other financing received from domestic/ foreign banks & & Bonds/bills issued to finance loans & WK
CAPITALIZATION CAPITALIZACION
Capital Funds/ Total Assets 8.3% 8.6% 9.9% 9.6% 7.2% 13.1% 16.6% 7.9% 35.2% 8.2% 10.3% 8.2% 10.7% 13.1% 11.6% 9.7% 9.6%
Capital Funds/ Risk Assets(***) 13.0% 9.9% 14.3% 10.5% 8.9% 18.2% 22.9% 9.4% 65.0% 10.0% 12.2% 9.4% 11.7% 16.1% 12.7% 11.1% 12.2%
Capital Funds/ Gross Loans 15.4% 13.9% 17.4% 18.7% 9.9% 23.1% 32.3% 14.1% 77.8% 13.2% 14.1% 10.3% 14.8% 23.4% 17.8% 14.7% 16.6%
Capital Funds/ Total Deposits 10.4% 15.5% 13.1% 17.2% 15.5% 27.7% 27.7% 21.8% 417.8% 16.8% 15.6% 26.8% 28.8% 26.9% 28.7% 28.4% 15.8%
Risk Weighted Ratio 8.40 8.00 8.10 7.60 9.10 5.30 5.20 4.50 1.90 8.60 9.00 7.60 7.10 7.20 8.00 10.80 7.95
(***) Risk Assets = Total Assets less Quick Assets
(***) Risk Assets = Total Assets less Quick Assets
Jorge Romani Page 3
Phone (511) 919-8252 romani@terra.com.pe 1/29/2011 SFN-1200 $SFN1200