every business has own revenue resources. like school/ college earn income from fees charges from student. and, hospital earn income from charges from patient.

1. Presented By: Femeena Dobariya
Presented To : Gujarat Technological University
Revenue
sources of Bank

3. INTRODUCTION
WHAT IS REVENUE?

4. WHAT IS BANKING?

5. BANKING HISTORY OF INDIA
1770 – Bank of Hindustan
1786 /1791 : Bank of India / failed
1806.- Bank of Calcutta
1840: Bank of Bombay
1843 : Bank of madras
1934-1935 : RBI
1949/1969 – RBI/ 14 bank nationalization
1980 – gov. acquire 6 bank/ 200 cr.
1991/1993 – liberalization / narsignhma committee

6. Years Number of banks
that failed
Authorised capital (Rs.
Lakhs)
Paid-up Capital (Rs.
Lakhs)
1913 12 274 35
1914 42 710 109
1915 11 56 5
1916 13 231 4
1917 9 76 25
1918 7 209 1
BETWEEN 1913-1918 IN INDIA 94 BANK FAILED…

7. STRUCTURE OF BANK IN INDIA
Reserve bank of India
Long-term
Development bankCommercial bankCo-operative bank
Short-term Nationalized Private
Agriculture Urban EXIM Industrial Agriculture

8. State Bank of India
 ICICI Bank
HDFC Bank
Punjab National Bank
Axis Bank
 Bank of Baroda
 Bank of India
 IDBI Bank
 Kotak Mahindra Bank
Yes Bank
MAJOR PLAYER

9. CHALLENGES FACED BY INDIAN BANKING SECTOR

10. Indian banking sector has 6 rank in world
 India has 23+ ATMs per million people, China has 55+ ATMs and South Korea
has 1600+ per million people.
India has the highest number of bank branches in the world. According to IMF
data for 2015 there are over 1.2 lakh bank branches in India
India has only 13.54 bank branches per 1 lakh adults.
Banks are required to provide all the forms to their customers in three
languages
Acc. To business magazine survey the no. of ATMs grew28% yearly

11. Loan Interest
Saving Account
Locker Facility
Auction Assets

12. Insurance
Fixed Deposit
ATM and Credit Card Charges
Cheque Bouncing

13. Trading Financial Instrument
Financial Advice and Services
Mobile/Net Banking
RTGS & NEFT

15. https://www.investopedia.com/terms/b/bank.asp) (viewed on 4 July 2018,
at 3:30 pm)
http://www.businessdictionary.com/definition/revenue.html (viewed on 5
July 2018, at 4:12 pm)
https://www.ibef.org/industry/banking-india.aspx (viewed on 6 July 2018,
at 4:30 pm)
https://en.wikipedia.org/wiki/Bank (viewed on 7 July 2018, at 8:00 am)
https://www.investopedia.com/terms/c/commercialbank.asp (viewed on 7
July 2018, at 8:30 am)
https://www.atmmarketplace.com/articles/5-ways-to-boost-your-atm-
revenue/(viewed on 8 July 2018, at 10:00 am)