Thomas Lincoln & Associates provides investment advising services with 25 years of experience. They use a quantitative investment process and focus on building relationships with clients. The presentation discusses their investment review process, which includes evaluating a client's financial status, formulating investment guidelines, selecting specific investments, and regularly reviewing performance. It also outlines strategies for individual retirement accounts (IRAs) and other pension plans, detailing eligibility requirements, contribution limits, distribution options, and tax implications for each.

1. Small Business Investment
Presentation
THOMAS LINCOLN & ASSOCIATES
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2. Thomas Lincoln & Associates Advisors
 Independently owned and managed
 25 years of investment experience
 Relationship-driven client service
 Quantitative investment process
Kaitlin Dean
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3. Overview
 Investment Review
 Investment Process and Characteristics
 Evaluate Financial Status
 Formulate Guidelines
 Investment Strategy
 Select Investments
 Review & Report Status
Kaitlin Dean
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Maturity
Quality
Sector
Buy/Sell
Allocation

4. Basic Strategy
 Investment
 Evaluate
 Formulate
 Select
 Review
Kaitlin Dean
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5. Review Status
 Current Financial Status
 Review expectations
 Establish objectives
 Formulate Guidelines
 Establish asset allocation
 Select Markets
 Risk
 Stability and Growth
Kaitlin Dean
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6. The IRAs
Eligibility
Annual
Contributio
ns
Distribution
s
Taxes
Roth
IRA
Anyone
Single: $100k
Married:$166k
Maximum
Single: $5k
Married: $10k
No age req.
after 59 ½
Lump sum or
installments
No tax after 59
½
Penalty before
59 ½
IRA
Anyone Lesser of $5k
or 100% of
earned income
70 ½ age req.
Lump sum or
installments
Income tax
applies
Kaitlin Dean
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7. Other Pension Plans
Eligibility
Annual
Contributio
ns
Contributio
n Type
Taxes
Keogh
Self employed
Sole
proprietors
Maximum:
$40k or 25% of
employee
compensation
By employer 2
part plan Pre-
tax
Income tax
applies
SEP- IRA
Self employed Maximum: 40k
or 25% of
compensation
By employer
Pre-tax
Income tax
applies
Kaitlin Dean
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