Please only accept subsidized student loans (accumulates interest AFTER graduation). Try to avoid unsubsidized student loans (accumulates interest Everyday and After graduation). Deduct interest paid on loans from taxes. Please avoid paying out-of-state tuition. Community college classes will transfer. Try to apply for jobs with colleges (where you currently attend and where you would like to attend). Go onto the online Human Resources page of the colleges. This page will show the jobs. If you get hired then you may get free or reduced tuition.