Discussion 1: Question: Discuss the following statement: “Health care costs are out of control in the United States, and increasing conflicts between employers and employees are likely as employers try to reduce their health benefits costs. As compared to other different countries, health care prices are very high in the United States. Moreover, health care prices have risen very faster as compared to the annual income. In the year 2017, the health care costs in the United States were $3.6 trillion and due to this, the health care became the largest industry in the country (Boughey et al., 2017). It is equal to 17.8 per cent of GDP ( Gross Domestic Product). in 1960, the health care used up 4% of income as compared to the 6% of income in 2013. in addition to this, lifestyle changes and government policy are the major reason for the massive increase in health care costs. Chronic diseases like heart disease and diabetes have increased as well as these diseases are accountable for eighty-five percent of the prices for health care. Because of the huge number of Medicare patients the health care costs are rising day by day in the country. Apart from this, high - interest related credit card debt has been risen up to 34 percent because of the increased health care prices. In addition to this, the non- market and market factors are the major reasons for the higher health care costs because these factors which determine the pricing. In the U.S, the private and public sources offered health insurance based coverage. Besides these, the health care costs have been increased because of the ageing and growing population, patients avoiding care, lack of transparency and inefficiency, increasing health insurance based premiums, increased ambulatory prices and rise in certain chronic illnesses (Dragioti et al., 2018). As well as the health care costs are increasing day by day because of the increased prices for emergency and outpatient room care or out of pocket prices. Discussion 2: Question: Discuss the following statement: “Health care costs are out of control in the United States, and increasing conflicts between employers and employees are likely as employers try to reduce their health benefits costs. The welfare dollars are pay on the expense of cover just like premiums of dental care, medical and the maintenance of vision. A large number employers take threats for alteration their recompense policies if the special dual-digit rises as continued on the comparable interval that the comprehensive financial plan debilitated. As regarding the entire health-care interests like a central strategy that recognized the notice concern which has leftward confusion of by what method it will make their effort. The constricted advert of how the consideration will concern health-care dealers, as the customers of health prosperities, also the disease in that manner can take place in some organizations that are still unclear (Christianson & Trude, 2003). The c.

1. Discussion 1:
Question:
Discuss the following statement: “Health care costs are out of
control in the United States, and increasing conflicts between
employers and employees are likely as employers try to reduce
their health benefits costs.
As compared to other different countries, health care prices are
very high in the United States. Moreover, health care prices
have risen very faster as compared to the annual income. In the
year 2017, the health care costs in the United States were $3.6
trillion and due to this, the health care became the largest
industry in the country (Boughey et al., 2017). It is equal to
17.8 per cent of GDP ( Gross Domestic Product). in 1960, the
health care used up 4% of income as compared to the 6% of
income in 2013. in addition to this, lifestyle changes and
government policy are the major reason for the massive increase
in health care costs. Chronic diseases like heart disease and
diabetes have increased as well as these diseases are
accountable for eighty-five percent of the prices for health care.
Because of the huge number of Medicare patients the health
care costs are rising day by day in the country. Apart from this,
high - interest related credit card debt has been risen up to 34
percent because of the increased health care prices. In addition
to this, the non- market and market factors are the major
reasons for the higher health care costs because these factors
which determine the pricing. In the U.S, the private and public
sources offered health insurance based coverage. Besides these,
the health care costs have been increased because of the ageing
and growing population, patients avoiding care, lack of
transparency and inefficiency, increasing health insurance based
premiums, increased ambulatory prices and rise in certain
chronic illnesses (Dragioti et al., 2018). As well as the health

2. care costs are increasing day by day because of the increased
prices for emergency and outpatient room care or out of pocket
prices.
Discussion 2:
Question:
Discuss the following statement: “Health care costs are out of
control in the United States, and increasing conflicts between
employers and employees are likely as employers try to reduce
their health benefits costs.
The welfare dollars are pay on the expense of cover just like
premiums of dental care, medical and the maintenance of vision.
A large number employers take threats for alteration their
recompense policies if the special dual-digit rises as continued
on the comparable interval that the comprehensive financial
plan debilitated. As regarding the entire health-care interests
like a central strategy that recognized the notice concern which
has leftward confusion of by what method it will make their
effort. The constricted advert of how the consideration will
concern health-care dealers, as the customers of health
prosperities, also the disease in that manner can take place in
some organizations that are still unclear (Christianson & Trude,
2003).
The cost-benefit comes as the circumstance of employer
payments that are considered for health insurance, and it
excused from the central and included the state revenue and also
the safety of social workforce taxes. The organization which
plays the role of foremost have detached their many obligations
that are charge of their maintenance and some cash flows for the
employers (Bundorf, 2002). The prevention of the support in

3. which quantity of personal care has specific need for earn as an
employee to pay off the payments that contain the portion of
bonuses as consider all types of treatment such as emergency,
medicines and other care. The person who can provide the
insurance of cover can be reviewed the facility use and price
payable by the cooperation of cover insurance. It can upsurge
the agreement of bill payer and also progress in the values of
medicines and some other welfares in that mangers cannot
accept the accomplished for improving their business
development (Buchmueller & Monheit, 2009).
Discussion 1:
Question:
What should be included in disaster planning for a large
employer in Annapolis, Maryland, that is concerned about
natural disasters such as floods and snowstorms that might shut
down the company and parts of the city?
In the United States of America you never know when a natural
disaster might strike. If it happens during the work day you
have to have a plan as an organization. Employees need to
know exactly what to do and not have to think about it or ask
questions. Sometimes you don't have much time to get yourself
to safety when a natural disaster happens. The last thing an
organization wants is one or multiple employees get hurt or
possibly killed during a natural disaster. If there is a big flood
that might happen it is important to prepare. Understand where
the highest ground is at your location. Let employees know the
evacuation plans and make sure they are prepared to have to
leave work early and get to safety. Rushing water can sweep
cars away and prevent people from driving so it is important to
pay attention to news outlets and make sure people get to safety
before the disaster happens (Prepare for Emergencies, n.d.). If
you are afraid the power might go out during a snowstorm or

4. rainstorm you have to make sure you protect your companies
data. Losing all of the data your company has could really
make it where your business collapses. Businesses should back
up all of their files multiple times to ensure they keep their data
during a disaster (Swanciger, n.d.). It could be hard for
suppliers to make deliveries during the days after a disaster so
it is important to communicate with employees, customers, and
vendors about possible delays. Natural disasters are a scary
time for all humans so it is important to make sure everyone is
safe and your business is safe during these times.
Discussion 2:
Question:
What should be included in disaster planning for a large
employer in Annapolis, Maryland, that is concerned about
natural disasters such as floods and snowstorms that might shut
down the company and parts of the city?
Emergency and disaster planning involve a coordinated, co-
operative process of preparing to match urgent needs with
available resources. The phases are research, writing,
dissemination, testing, and updating. Hence, an emergency plan
needs to be a living document that is periodically adapted to
changing circumstances and that provides a guide to the
protocols, procedures, and division of responsibilities in
emergency response. Emergency planning is an exploratory
process that provides generic procedures for managing
unforeseen impacts and should use carefully constructed
scenarios to anticipate the needs that will be generated by
foreseeable hazards when they strike
Emergency response involves a mixture of plans, procedures,
and improvisation. To some extent, the last of these is
inevitable, but it needs to be limited by preparedness. It is

5. axiomatic that planning and procedures should not be
improvised during an emergency when they should have been
thought through and created beforehand. The consequence of
unwonted improvisation is inefficiency in emergency response,
which may have serious or tragic consequences. A degree of
uniqueness present in each new disaster means that
improvisation cannot be avoided, but foresight and preparedness
can constrain it to a necessary minimum.
Moreover, emergencies are always occasions for learning, and a
significant part of the body of experience on which plans are
based comes from the mistakes, inefficiencies, and
improvisations of the past. Although many publications have the
phrase “lessons learned” in their titles, there is no guarantee
that a lesson will indeed be learned. If that does indeed happen,
measurable positive change will result directly from the lesson.
For example, lack of search-and-rescue equipment may be
keenly felt in structural collapses that trap people. Hence,
probes, props, and personal protection equipment may be
acquired and personnel trained in how to use them.
Emergency and disaster planning is a relatively new field, and
one that is evolving rapidly, driven by intensifying hazards,
burgeoning vulnerabilities, and emerging risks. Hence, there is
no established formula according to which a plan should be
prepared. Nevertheless, there are canons and practices that must
be respected.