fundamentals of corporate finance 11th canadian edition test bank.docx
Courseproposal
1. Kutztown School District
Personal Finance Course Proposal
Proposal by Candace Olson; Secondary Math Education
Course Title: Personal Finance
Course Description: This course is ideally designed for seniors but can be offered to juniors as
well. This course would count as one of the four math credits required for graduation. It will be
a semester course; 12 weeks. This course will teach students how to balance a check book,
learn about interest rate, use credit cards properly and avoid bad credit and an abundance of
debt, buying/leasing a car, and buying/renting/leasing a home or apartment. This will be
achieved through lectures online, projects, discussions, and examples of all these options in the
real world (i.e. going online and finding an apartment that is the best “buy”). There will be no
tests in this course, only projects based on the lesson at hand. There will be an example of each
project for the student to reference.
Course Rationale: Our students need to know how to survive in the real world. You hear kids
complaining all the time when are they ever going to use something; this is something they will
use for the rest of their lives on a regular basis. The foundation of our world is money, so you
need to be able to utilize to the best of your abilities. We need to give our students the
opportunity to learn about finances and how to stay out of debt and achieve good credit, which
is the foundation of all loans and credit cards, yet another important factor in our economy.
Send our students off into the real world with the knowledge of how to effectively stretch the
American dollar. For the school’s budget, I will utilize D2L for most of it and the online
communication; the only extra thing would be the online classroom software to be able to talk
2. and video chat with the whole class. Discounts are available for schools when the program is
purchased in bulk and it does not need to be re-bought every year.
Objectives:
1. Students will balance a check book.
2. Students will compare different credit cards and choose the most cost effective card.
3. Students will make large purchases using a credit card and calculate how long it will
take to pay off and how much they will pay back in interest.
4. Students will identify the components of buying/leasing/renting a
home/car/apartment.
Standards:
2.2.5. G. Apply estimation strategies to a variety of problems including time and money.
6.5.3. E. Identify examples of assets. Tangible (e.g., houses, cars, jewelry)Financial assets
(e.g., stocks, bonds, savings accounts)
6.2.3. C. Identify and compare means of payment. Barter and Money
6.2.6. C. Explain the functions of money and its use in society.
6.5.6. H. Describe why there is a difference between interest rates for saving and
borrowing.