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Lenox Corporate Benefits




                 Imagine...
Imagine


At Lenox Advisors, we treat your executives as if they were our own. We
specialize in designing and implementing corporate voluntary benefit offerings
with discounted individual insurance and executive benefit strategies. Our
Corporate Benefits practice is built around one concept: extraordinary service.
We have the technology and resources of a large operation,     Lenox Advisors’ expertise, personalized support and admin-
but provide the personal attention of a specialty firm. With   istrative capabilities yield higher participation levels in
a national presence, we can execute voluntary benefit          employer-sponsored voluntary insurance offerings than
programs on a face-to-face basis.                              you may have thought possible.

When you endorse Lenox Advisors to provide objective           Imagine helping with your competitive advantage by att-
assessments of your executives’ individual insurance, we       racting and retaining key talent. It is possible—with Lenox
become accountable. Accountable to you, your executives        Advisors.
and to ourselves. We use web-based service capabilities
to efficiently and effectively ensure that your executives
are getting individualized attention every step of the
enrollment and application process.
Imagine
 providing personalized benefits
 consultation for executives




“Decision-making about benefits is shifting to the employee, yet employees
 often don’t have the information, support or advice needed to make those
 vitally important decisions.”
 Source: Benefits Selling Magazine, December 2007   Our team of highly skilled experts meet one-on-one with
                                                    every executive to discuss his or her unique situation.

                                                    We do not inundate your executives with marketing materials
                                                    and enrollment or application forms. We sit down, face to
                                                    face, and review the offerings.

                                                    Executives gain a deeper personal understanding of the
                                                    benefits offered—how they work with the existing coverage
                                                    and fit into their overall financial portfolios.

                                                    We save Human Resources professionals valuable time
                                                    by being the point people who field executives’ questions
                                                    and inquiries.
Imagine how your executives will feel about the personalized   rates. This enables us to identify appropriate strategies
treatment and attention available in helping design, under-    designed to help meet your executives’ specific needs.
stand and implement their new insurance protection.
                                                               Our corporate programs usually allow for discounted rates
Imagine giving executives access to a firm that Investment     not available in the individual retail market.
Advisor magazine describes as the “epitome of wealth
                                                               We can often leverage the industry’s leading electronic
management done right.”*
                                                               application technology to help maximize the efficiency of
With Lenox Advisors, executives are introduced to knowl-       your executives’ benefits experience.
edgeable and highly skilled professionals—professionals
                                                               Imagine giving your executives the sage advice and com-
who will help them seize unique opportunities while saving
                                                               petitive products specifically suited to meet their needs.
them time, effort and frustration.

Our parent company, National Financial Partners Corp.
(NYSE:NFP) , provides us access to a wide range of insurance

carriers and the critical mass needed to negotiate favorable



                                                               *Investment Advisor, July 2006
Imagine
adding value without adding cost
or administration




Imagine working with Lenox Advisors and accumulating goodwill from your
executives without bearing additional administrative burden or costs.
Our voluntary offerings cost your company nothing. Your          We develop communications that reinforce your key mes-
 employees choose to apply and pay for the offerings.             sages and philosophy about benefits.

 There is little or no additional administrative burden to your   Our personalized service extends well beyond underwriting
 firm. Lenox can do virtually everything:                         and delivery of the policy. Whether it’s a general question
                                                                  about the policy, a need to revise coverage or even the
• Coordinate and manage insurance carrier and vendor
                                                                  need to initiate a claim, the employee can deal directly with
 relationships
                                                                  his or her Lenox representative.
• Oversee underwriting process
• Plan and execute employee communications                        You gain value by providing a tremendous opportunity
• Offer one-on-one and online educational and application         for executives to get something they may not be able to
 services                                                         get elsewhere. You are helping them secure their financial
                                                                  future and demonstrating in a very real way that they are
 We use web-based service capabilities to monitor every
                                                                  important. Showing you care goes a long way in the race to
 detail of the enrollment and application process to help
                                                                  attract and retain talent.
 ensure that your program is successfully implemented.
“ I know how difficult it can be to allow another company to consult
                                                             directly with employees, even if it’s to their employees’ benefit. And
                                                             year after year, some of the biggest and best-managed corporations
Corporate Headquarters
530 Fifth Avenue 11th Floor                                  trust their employees to Lenox Advisors. That choice is based on
New York, NY 10036                                           Lenox’s capabilities and grasp on employee benefits—its strategies,
Tel: (212) 536-8700
                                                             management and processes. That is a remarkable accomplishment.”
Fax: (212) 536-6014

                                                             Jessica Bibliowicz
Two Stamford Plaza
                                                             Chairman, President and Chief Executive Officer
281 Tresser Boulevard 10th Floor
Stamford, CT 06901                                           National Financial Partners
Tel: (203) 978-2200
Fax: (203) 978-2222


300 South Wacker Drive 8th Floor
Chicago, IL 60606
Tel: (312) 347-1680
Fax: (312) 803-2113


535 Pacific Avenue 2nd Floor
San Francisco, CA 94133
Tel: (415) 486-2180
Fax: (415) 486-2182



www.lenoxadvisors.com
info@lenoxadvisors.com




Fee-based financial planning services offered through
Lenox Advisors, Inc. Lenox Advisors, Inc. offers access
to securities and asset management services through
MML Investors Services, Inc., 530 5th Avenue, 14th Floor,
New York, NY 10036, 212-536-6000, member SIPC.

Investment adviser representatives of Lenox Advisors,
Inc. offering fee-based financial planning services may
also be registered representatives and investment
adviser representatives of MML Investors Services,
Inc. for purposes of offering securities and asset
management services, as applicable.

Lenox Advisors, Inc. is a wholly owned subsidiary of
National Financial Partners Corp. (NFP). Lenox Advisors,
Inc. and NFP are not affiliates or subsidiaries of MML
Investors Services, Inc. Services offered through Lenox
Advisors, Inc. as an Independent Registered Investment
Advisor are not sponsored or offered through MML
Investors Services, Inc. CRN201008 - 106529

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Lenox Corporate Benefits Consultation

  • 2. Imagine At Lenox Advisors, we treat your executives as if they were our own. We specialize in designing and implementing corporate voluntary benefit offerings with discounted individual insurance and executive benefit strategies. Our Corporate Benefits practice is built around one concept: extraordinary service.
  • 3. We have the technology and resources of a large operation, Lenox Advisors’ expertise, personalized support and admin- but provide the personal attention of a specialty firm. With istrative capabilities yield higher participation levels in a national presence, we can execute voluntary benefit employer-sponsored voluntary insurance offerings than programs on a face-to-face basis. you may have thought possible. When you endorse Lenox Advisors to provide objective Imagine helping with your competitive advantage by att- assessments of your executives’ individual insurance, we racting and retaining key talent. It is possible—with Lenox become accountable. Accountable to you, your executives Advisors. and to ourselves. We use web-based service capabilities to efficiently and effectively ensure that your executives are getting individualized attention every step of the enrollment and application process.
  • 4. Imagine providing personalized benefits consultation for executives “Decision-making about benefits is shifting to the employee, yet employees often don’t have the information, support or advice needed to make those vitally important decisions.” Source: Benefits Selling Magazine, December 2007 Our team of highly skilled experts meet one-on-one with every executive to discuss his or her unique situation. We do not inundate your executives with marketing materials and enrollment or application forms. We sit down, face to face, and review the offerings. Executives gain a deeper personal understanding of the benefits offered—how they work with the existing coverage and fit into their overall financial portfolios. We save Human Resources professionals valuable time by being the point people who field executives’ questions and inquiries.
  • 5. Imagine how your executives will feel about the personalized rates. This enables us to identify appropriate strategies treatment and attention available in helping design, under- designed to help meet your executives’ specific needs. stand and implement their new insurance protection. Our corporate programs usually allow for discounted rates Imagine giving executives access to a firm that Investment not available in the individual retail market. Advisor magazine describes as the “epitome of wealth We can often leverage the industry’s leading electronic management done right.”* application technology to help maximize the efficiency of With Lenox Advisors, executives are introduced to knowl- your executives’ benefits experience. edgeable and highly skilled professionals—professionals Imagine giving your executives the sage advice and com- who will help them seize unique opportunities while saving petitive products specifically suited to meet their needs. them time, effort and frustration. Our parent company, National Financial Partners Corp. (NYSE:NFP) , provides us access to a wide range of insurance carriers and the critical mass needed to negotiate favorable *Investment Advisor, July 2006
  • 6. Imagine adding value without adding cost or administration Imagine working with Lenox Advisors and accumulating goodwill from your executives without bearing additional administrative burden or costs.
  • 7. Our voluntary offerings cost your company nothing. Your We develop communications that reinforce your key mes- employees choose to apply and pay for the offerings. sages and philosophy about benefits. There is little or no additional administrative burden to your Our personalized service extends well beyond underwriting firm. Lenox can do virtually everything: and delivery of the policy. Whether it’s a general question about the policy, a need to revise coverage or even the • Coordinate and manage insurance carrier and vendor need to initiate a claim, the employee can deal directly with relationships his or her Lenox representative. • Oversee underwriting process • Plan and execute employee communications You gain value by providing a tremendous opportunity • Offer one-on-one and online educational and application for executives to get something they may not be able to services get elsewhere. You are helping them secure their financial future and demonstrating in a very real way that they are We use web-based service capabilities to monitor every important. Showing you care goes a long way in the race to detail of the enrollment and application process to help attract and retain talent. ensure that your program is successfully implemented.
  • 8. “ I know how difficult it can be to allow another company to consult directly with employees, even if it’s to their employees’ benefit. And year after year, some of the biggest and best-managed corporations Corporate Headquarters 530 Fifth Avenue 11th Floor trust their employees to Lenox Advisors. That choice is based on New York, NY 10036 Lenox’s capabilities and grasp on employee benefits—its strategies, Tel: (212) 536-8700 management and processes. That is a remarkable accomplishment.” Fax: (212) 536-6014 Jessica Bibliowicz Two Stamford Plaza Chairman, President and Chief Executive Officer 281 Tresser Boulevard 10th Floor Stamford, CT 06901 National Financial Partners Tel: (203) 978-2200 Fax: (203) 978-2222 300 South Wacker Drive 8th Floor Chicago, IL 60606 Tel: (312) 347-1680 Fax: (312) 803-2113 535 Pacific Avenue 2nd Floor San Francisco, CA 94133 Tel: (415) 486-2180 Fax: (415) 486-2182 www.lenoxadvisors.com info@lenoxadvisors.com Fee-based financial planning services offered through Lenox Advisors, Inc. Lenox Advisors, Inc. offers access to securities and asset management services through MML Investors Services, Inc., 530 5th Avenue, 14th Floor, New York, NY 10036, 212-536-6000, member SIPC. Investment adviser representatives of Lenox Advisors, Inc. offering fee-based financial planning services may also be registered representatives and investment adviser representatives of MML Investors Services, Inc. for purposes of offering securities and asset management services, as applicable. Lenox Advisors, Inc. is a wholly owned subsidiary of National Financial Partners Corp. (NFP). Lenox Advisors, Inc. and NFP are not affiliates or subsidiaries of MML Investors Services, Inc. Services offered through Lenox Advisors, Inc. as an Independent Registered Investment Advisor are not sponsored or offered through MML Investors Services, Inc. CRN201008 - 106529