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y and the highest business practice standards
     100% Trade. 100% of the Time.




                        1

Tuesday 24 March 2009
Exchange Specialists guarantee trading success. Once an account is
approved in our system, they are designated an Exchange Specialist
who will be there to help the client earn and spend trade at their
comfort level. The Exchange Specialist will learn about the client’s
business and will market them to other members by fax, e-mail and
mailings to help them earn MBE dollars. MBE will keep track of all
accounting. All trading is tracked through state-of-the-art software,
which logs all requests, sales and purchases. The client need only call in for authorization when they
make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                  WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
     MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
     that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
     MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

 You will not find another investment opportunity out there with this company’s level of
                     integrity and willingness to “share the wealth!”

  MBE represents integrity and the highest business practice standards in the barter industry.
                             100% Trade. 100% of the Time.


                                                                               Phone: 800-822-7204
ww.merchantsbarter.com                                                         Fax: 800-822-5053

                                                   2

Tuesday 24 March 2009
Exchange Specialists guarantee trading success. Once an account is
approved in our system, they are designated an Exchange Specialist
who will be there to help the client earn and spend trade at their
comfort level. The Exchange Specialist will learn about the client’s
business and will market them to other members by fax, e-mail and
mailings to help them earn MBE dollars. MBE will keep track of all

          “I am convinced that most companies don’t
accounting. All trading is tracked through state-of-the-art software,
which logs all requests, sales and purchases. The client need only call in for authorization when they
           maximize their barter possibilities. Instead
make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.


   MBE earns a aggressively reducingnew account. As trading keep
             of one-time $495 sign-up fee for each costs by a partner you
                WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?

   that fee and decide the amount with those of their suppliers,
          their services to distribute to your sales reps (We recommend 80%.).
   MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!
             they seem content to pay top dollar for
                                    everything.”
 You will not find another investment opportunity out there with this company’s level of
                      integrity and willingness to “share the wealth!”

  MBE represents integrity and the highest business practice standards in the barter industry.
                                       -Mark H. McCormack
                    “What They Still Don’t Teach You at HarvardTime. School”
                             100% Trade. 100% of the Business


                                                                               Phone: 800-822-7204
ww.merchantsbarter.com                                                         Fax: 800-822-5053

                                                   2

Tuesday 24 March 2009
Exchange Specialists guarantee trading success. Once an account is
approved in our system, they are designated an Exchange Specialist
who will be there to help the client earn and spend trade at their
comfort level. The Exchange Specialist will learn about the client’s
business and will market them to other members by fax, e-mail and
mailings to help them earn MBE dollars. MBE will keep track of all
accounting. All trading is tracked through state-of-the-art software,
which logs all requests, sales and purchases. The client need only call in for authorization when they
make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                  WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
     MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
     that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
     MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

 You will not find another investment opportunity out there with this company’s level of
                     integrity and willingness to “share the wealth!”

  MBE represents integrity and the highest business practice standards in the barter industry.
                             100% Trade. 100% of the Time.


                                                                               Phone: 800-822-7204
ww.merchantsbarter.com                                                         Fax: 800-822-5053

                                                   2

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main
                                                          responsibility is to hire and manage a sales force of 10 reps.
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is
                         approved in our system, they are designated an Exchange Specialist
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all
                         accounting. All trading is tracked through state-of-the-art software,
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                                          WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
                             MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                          You will not find another investment opportunity out there with this company’s level of
                                              integrity and willingness to “share the wealth!”

                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main


                   •
                                                          responsibility is to hire and manage a sales force of 10 reps.

                        Generate New Business/ Alternative Revenue
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all

                        Stream
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is


                   •
                         approved in our system, they are designated an Exchange Specialist

                        Conserve Cash
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all


                   •
                         accounting. All trading is tracked through state-of-the-art software,
                        Clear Out Excess Time, Inventory & Capacity/
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                        Sameearns aWHAT DO YOU RECEIVE FOR YOUR INVESTMENT? you keep
                              as one-time $495 sign-up fee for each new account. As a partner
                                    Cash
                          MBE
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).


                   •
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                        Increase Net Cash opportunity out there with this company’s level of
                                                              Profits
                         You will not find another investment
                                                 integrity and willingness to “share the wealth!”



                   •    Capitalize on “Word of Mouth” Marketing
                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main
                                                          responsibility is to hire and manage a sales force of 10 reps.
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is


                   •
                         approved in our system, they are designated an Exchange Specialist

                        Conserve Cash
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all


                   •
                         accounting. All trading is tracked through state-of-the-art software,
                        Clear Out Excess Time, Inventory & Capacity/
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                        Sameearns aWHAT DO YOU RECEIVE FOR YOUR INVESTMENT? you keep
                              as one-time $495 sign-up fee for each new account. As a partner
                                    Cash
                          MBE
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).


                   •
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                        Increase Net Cash opportunity out there with this company’s level of
                                                              Profits
                         You will not find another investment
                                                 integrity and willingness to “share the wealth!”



                   •    Capitalize on “Word of Mouth” Marketing
                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main
                                                          responsibility is to hire and manage a sales force of 10 reps.
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is
                         approved in our system, they are designated an Exchange Specialist
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all


                   •
                         accounting. All trading is tracked through state-of-the-art software,
                        Clear Out Excess Time, Inventory & Capacity/
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                        Sameearns aWHAT DO YOU RECEIVE FOR YOUR INVESTMENT? you keep
                              as one-time $495 sign-up fee for each new account. As a partner
                                    Cash
                          MBE
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).


                   •
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                        Increase Net Cash opportunity out there with this company’s level of
                                                              Profits
                         You will not find another investment
                                                 integrity and willingness to “share the wealth!”



                   •    Capitalize on “Word of Mouth” Marketing
                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main
                                                          responsibility is to hire and manage a sales force of 10 reps.
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is
                         approved in our system, they are designated an Exchange Specialist
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all
                         accounting. All trading is tracked through state-of-the-art software,
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                                          WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
                             MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).


                   •
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                        Increase Net Cash opportunity out there with this company’s level of
                                                              Profits
                         You will not find another investment
                                                 integrity and willingness to “share the wealth!”



                   •    Capitalize on “Word of Mouth” Marketing
                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main
                                                          responsibility is to hire and manage a sales force of 10 reps.
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is
                         approved in our system, they are designated an Exchange Specialist
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all
                         accounting. All trading is tracked through state-of-the-art software,
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                                          WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
                             MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                          You will not find another investment opportunity out there with this company’s level of
                                              integrity and willingness to “share the wealth!”



                   •    Capitalize on “Word of Mouth” Marketing
                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
a ton of cash. Your initial investment is minimal compared


                               Benefits of Barter
                                                          to your first year’s earning potential. This is not a franchise
                                                          where you pay a ton of cash and then get to work 75 hours
                                                          per week to make ends meet. We do not want you to ever
                                                          resell your investment in our company, so we make sure you
                                                          can make high profits with a minimal workload. Your main
                                                          responsibility is to hire and manage a sales force of 10 reps.
                                                          We will even train them for you. Once the new accounts are
                        approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
                        existing accounts. An entrepreneurial salesman started this company, so we place great value
                        on the sales aspect of our company.
                                               How does a client utilize the MBE network?
                         Exchange Specialists guarantee trading success. Once an account is
                         approved in our system, they are designated an Exchange Specialist
                         who will be there to help the client earn and spend trade at their
                         comfort level. The Exchange Specialist will learn about the client’s
                         business and will market them to other members by fax, e-mail and
                         mailings to help them earn MBE dollars. MBE will keep track of all
                         accounting. All trading is tracked through state-of-the-art software,
                         which logs all requests, sales and purchases. The client need only call in for authorization when they
                         make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                                          WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
                             MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                             that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
                             MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                          You will not find another investment opportunity out there with this company’s level of
                                              integrity and willingness to “share the wealth!”

                           MBE represents integrity and the highest business practice standards in the barter industry.
                                                      100% Trade. 100% of the Time.


                                                                                                        Phone: 800-822-7204
                        www.merchantsbarter.com                                                         Fax: 800-822-5053


                                                                            3

Tuesday 24 March 2009
!




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                                                  Training Manual
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                                                Salt Lake City, Utah


                                                                                                         !




                                                                 4

Tuesday 24 March 2009
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                                                       Training Manual
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                                                     Salt Lake City, Utah                              !




                                                                                                              !
                                                                                                       !




                                                                      4

Tuesday 24 March 2009
HOW DOES BARTER WORK?
                                MBE operates much like a bank. A new business owner joins the exchange and opens a
                                barter checking account to record deposits and charges.
                                A client company is credited in “trade dollars” for products or services supplied to
                                another client firm and those trade credits can then be used to purchase goods or services
                                from any other MBE member. Trade dollars are credited dollar-for-dollar according to
                                the normal cash price of whatever is being sold. Firms receiving goods or services
                                likewise are debited in trade dollars.
                                The MBE method utilizes a barter check. All accounting for MBE is done centrally with
                                transactions recorded by computer and monthly statements provided to clients. MBE
                                clients are free to spend their trade dollars with any of the member companies.




                                                                                      A&M Construction earns
                                                                                      $50,000 in MBE credits
                                                                                      building employee
                                                                                      quarters for theme park




                        Flowers for daughter’s
                                                                           BUYS
                        wedding from Elegant
                        Florists for $11,000 in
                                                                                                            Vacations for $9,000 in
                        MBE credits
                                                                                                            MBE credits




                                                  Web site from Spot On             Truck Repairs from A-1
                                                  Technologies for                  Truck Service for $15,000
                                                  $15,000 in MBE credits            in MBE credits




                                                                            5

Tuesday 24 March 2009
HOW DOES BARTER WORK?
                                MBE operates much like a bank. A new business owner joins the exchange and opens a
                                barter checking account to record deposits and charges.
                                A client company is credited in “trade dollars” for products or services supplied to
                                another client firm and those trade credits can then be used to purchase goods or services
                                from any other MBE member. Trade dollars are credited dollar-for-dollar according to
                                the normal cash price of whatever is being sold. Firms receiving goods or services
                                likewise are debited in trade dollars.
                                The MBE method utilizes a barter check. All accounting for MBE is done centrally with
                                transactions recorded by computer and monthly statements provided to clients. MBE
                                clients are free to spend their trade dollars with any of the member companies.

                                                                                Barter Exchanges Catch On as Credit Tightens - BusinessWeek                                                 Page 2 of 2



                                                                                              A&M Construction earns
                                                                                 !quot;#$%#&'()*quot;+,%-&./%#quot;$%&quot;0&quot;&1223&4quot;#$%#&$#quot;5%&060$%78&9.0$&.::%#&;<+%0&.:&)#%5<$&$*quot;$&)quot;+&4%&=0%5&$.&0+quot;/&=/&
                                                                                               $50,000 in MBE credits
                                                                                 quot;&*.0$&.:&<$%70-&:#.7&)quot;#/%$&);%quot;+<+,&0%#><)%0&$.&.::<)%&0=//;<%0&$.&;quot;#,%&%?=</7%+$8&&
                                                                                                 building employee
                                                                                 !quot;#!$quot;%&quot;'(%quot;)*(+,%quot;
                                                                                           quarters for      theme park
                                                                                 9%#)*quot;+$0@&:.=+5%#-&A$%>%&!.;;%0-&0quot;60&7%74%#0*</&<+&*<0&%<,*$B6%quot;#B.;5&%()*quot;+,%-&C*<)*&*quot;0&.::<)%0&<+&D2&
                                                                                 0$quot;$%0-&*quot;0&$#</;%5&$*<0&6%quot;#8&E0&$*%&:<+quot;+)<quot;;&0<$=quot;$<.+&#%7quot;<+0&4;%quot;F-&9%#)*quot;+$0&).+$<+=%0&$.&#quot;7/&=/&);<%+$08&
                                                                                 GH=0$&1I&7.+$*0&quot;,.-&C*%+&C%&C.=;5&,.&quot;+5&$quot;;F&$.&4=0<+%00&.C+%#0&quot;4.=$&0<,+<+,&=/-&$*%6&C.=;5&0quot;6-&@J%&
                                                                                 5.+@$&+%%5&$.&$quot;;F&$.&6.=8@&K.C&%>%#64.56&,<>%0&=0&quot;+&quot;//.<+$7%+$8G&E&0$#.+,&<+5=)%7%+$L&G'>%#6.+%&C%&0<,+&=/&
                                                                                 ,%$0&quot;&;<+%&.:&)#%5<$&#<,*$&quot;Cquot;6-G&!.;;%0&0quot;608&&

                                                                                 G9.0$&/%./;%&quot;#%&;..F<+,&$.&).+0%#>%&)quot;0*-G&0quot;60&Mquot;;/*&A<,;%#-&C*.&.C+0&Nquot;#.;<+quot;&Oquot;)Fquot;,<+,&P&A=//;6&<+&
                                                                                 Mquot;;%<,*-&K8N8-&quot;+5&4%;.+,0&$.&$C.&5<::%#%+$&%()*quot;+,%08&GJ%&0$quot;#$%5&4quot;#$%#<+,&quot;4.=$&1Q&6%quot;#0&quot;,.8&R*%&Cquot;6&C%&
                                                                                 C%#%&,#.C<+,-&<$&7quot;5%&0%+0%&$.&0=40$<$=$%&4quot;#$%#&5.;;quot;#0&:.#&)quot;0*&5.;;quot;#08G&A<,;%#&0quot;60&*%&4quot;#$%#%5&$.&.4$quot;<+&
                                                                                 %>%#6$*<+,&:#.7&0%)=#<$6&060$%7&<+0$quot;;;quot;$<.+0&$.&;%$$%#*%quot;5&quot;+5&%+>%;./%08&GS@>%&0quot;>%5&quot;+6C*%#%&:#.7&TQ2-222&$.&
                                                                                 TQU-222&quot;&6%quot;#&46&4quot;#$%#<+,-&quot;+5&S@>%&quot;;0.&$quot;F%+&.+&quot;&;.$&.:&+%C&quot;)).=+$08G&&

                                                                                 !quot;#$%#<+,&0%#>%0&quot;0&quot;+.$*%#&quot;>%+=%&$.&*%;/&F%%/&4=0<+%00%0&quot;:;.quot;$8&GS&C.=;5&0quot;6&76&4quot;#$%#<+,&*quot;0&,.+%&=/&Q23&
                                                                                 <+&$*%&/quot;0$&0<(&7.+$*0-G&0quot;60&9<F%&N.56-&.C+%#&.:&N*</&P&N#quot;)F&J<+50*<%;5&M%/quot;<#&<+&Vquot;#+%#-&K8N8&GE$&:<#0$&S&
                        Flowers for daughter’s
                                                                           BUYS
                                                                             =0%5&<$&:.#&*.$%;&0$quot;60&quot;+5&,<:$0&$.&%7/;.6%%08G&K.C&*%&0quot;60&*%&*quot;0&4%,=+&$.&4quot;#$%#&$.&.4$quot;<+&%?=</7%+$&:.#&*<0&
                        wedding from Elegant
                                                                                 4=0<+%00&<+0$%quot;5&.:&*quot;><+,&$.&0/%+5&)quot;0*8&GS:&S&C%#%&$.&7quot;F%&quot;&,=%00-&S@5&0quot;6&$*quot;$&S@>%&0quot;>%5&.>%#&T1-222&$*<0&
                        Florists for $11,000 in
                                                                                 6%quot;#8G&&
                                                                                                                                  Vacations for $9,000 in
                        MBE credits
                                                                                                                                  MBE credits
                                                                                 G'>%+$=quot;;;6&C%&C<;;&0%%&quot;&0*<:$&<+&$*<+F<+,-G&0quot;60&KER'@0&9)W.C%;;8&GJ*quot;$&C<;;&*quot;//%+&<0&$*quot;$&/%./;%&C*.&C%#%&
                                                                                 #%;=)$quot;+$&$.&=0%&$*%&)#%5<$&;<+%-&.#&=0%5&<$&0/quot;#<+,;6-&C<;;&0%%&$*%&$#%7%+5.=0&)#%5<$&)#=+)*&quot;+5&C<;;&;..F&:.#&+%C&
                                                                                 #%0.=#)%08&R*%6&C<;;&:<+5&$*quot;$&$*%6&)quot;+&=0%&$#quot;5%&%()*quot;+,%08G&&

                                                                                 !quot;#$%&'()'%')*%++',#(*quot;#'+-#'./)(&quot;))0quot;quot;123-$'(&'4quot;,'5-#12''


                                                                                 &




                                                                                 N./6#<,*$&Q222BQ22I&46&R*%&9)V#quot;CBX<;;&N.7/quot;+<%0&S+)8&E;;&#<,*$0&#%0%#>%58&

                                                  Web site from Spot On                       Truck Repairs from A-1                            &&
                                                  Technologies for                            Truck Service for $15,000
                                                  $15,000 in MBE credits                      in MBE credits




                                                                                5

Tuesday 24 March 2009                                                           http://www.businessweek.com/print/smallbiz/content/nov2008/sb20081111_235070.htm                            11/11/2008
HOW DOES BARTER WORK?
                                                                 MBE operates much like a bank. A new business owner joins the exchange and opens a
                                                                 barter checking account to record deposits and charges.
                                                         A client company is credited in “trade dollars” for products or services supplied to
                                                         another client firm and those trade credits can then be used to purchase goods or services
                                                         from any other MBE member. Trade dollars are credited dollar-for-dollar according to
                        Barter Exchanges Catch On as Credit Tightens - BusinessWeek
                                                         the normal cash price of whatever is Page 1 of 2
                                                                                                being sold. Firms receiving goods or services
                                                         likewise are debited in trade dollars.
                                                           The MBE method utilizes a barter check. All accounting for MBE is done centrally with
                                                           transactions recorded by computer and monthly statements provided to clients. MBE
                                                                      !!

                                                           clients are free to spend their trade dollars with any of the member companies.
                         !quot;#$$%&'!()*!!%+()#),()- !quot;#$%&'%(!))*!+,,-*!-./012!345!!


                         &./01/%*234.5617%,.034%85%.7%,/19:0%;:640157%
                                                                                                                                                 Barter Exchanges Catch On as Credit Tightens - BusinessWeek                                                 Page 2 of 2
                         4&677!'89:;%99%9!<:;=!>?6>!>(6=:;@!<#(!@##=9!6;=!9%($:A%9!;#>!#;7B!A#;9%($%9!A69?C!:>!A6;!
                         679#!98'9>:>8>%!<#(!'#((#D:;@!6;=!(6AE!8F!96$:;@9!
                         GB!4>6AB!H%(&6;!!

                                                                                                                                                               A&M Construction earns
                                                                                                                                                  !quot;#$%#&'()*quot;+,%-&./%#quot;$%&quot;0&quot;&1223&4quot;#$%#&$#quot;5%&060$%78&9.0$&.::%#&;<+%0&.:&)#%5<$&$*quot;$&)quot;+&4%&=0%5&$.&0+quot;/&=/&
                         4?6D;!I(%99&6;*!F(%9:=%;>!#<!I(%99&6;J9!K6D;!L!5(%%!I6(%*!>?%!'89:;%99!?:9!<6>?%(!9>6(>%=!MM!B%6(9!6@#!:;!
                                                                                                                                                                $50,000 in MBE credits
                                                                                                                                                  quot;&*.0$&.:&<$%70-&:#.7&)quot;#/%$&);%quot;+<+,&0%#><)%0&$.&.::<)%&0=//;<%0&$.&;quot;#,%&%?=</7%+$8&&
                         G%>?7%?%&*!H6N*!?69!#AA69:#;677B!%;@6@%=!:;!'6(>%(:;@!D:>?!#>?%(!#8><:>9!#$%(!>?%!B%6(9N!G8>!>(6;96A>:#;9!D%(%!
                                                                                                                                                                  building employee
                         898677B!:;<#(&67!6;=!;#>!;%A%996(:7B!=:(%A>7B!>:%=!>#!>?%!A#&F6;BJ9!'#>>#&!7:;%N!!
                                                                                                                                                  !quot;#!$quot;%&quot;'(%quot;)*(+,%quot;
                                                                                                                                                            quarters for      theme park
                         5?%9%!=6B9*!>?#8@?*!I(%99&6;!9%%9!'6(>%(:;@!69!6!9:@;:<:A6;>!D6B!>#!(%=8A%!A69?!#8><7#DN!K69>!<677!?%!O#:;%=!>?%!        9%#)*quot;+$0@&:.=+5%#-&A$%>%&!.;;%0-&0quot;60&7%74%#0*</&<+&*<0&%<,*$B6%quot;#B.;5&%()*quot;+,%-&C*<)*&*quot;0&.::<)%0&<+&D2&
                         4>(#8=9'8(@!PH6NQ!2%(A?6;>9!G6(>%(!3RA?6;@%*!6;!699#A:6>:#;!>?6>!A##(=:;6>%9!6;=!#(@6;:S%9!>(6=:;@!#<!
                                                                                                                                                  0$quot;$%0-&*quot;0&$#</;%5&$*<0&6%quot;#8&E0&$*%&:<+quot;+)<quot;;&0<$=quot;$<.+&#%7quot;<+0&4;%quot;F-&9%#)*quot;+$0&).+$<+=%0&$.&#quot;7/&=/&);<%+$08&
                         F(#=8A>9!6;=!9%($:A%9!6&#;@!:>9!&#(%!>?6;!),*,,,!'89:;%99!&%&'%(9N!T;!4%F>%&'%(*!D?%;!>?%!>(6;9&:99:#;!
                                                                                                                                                  GH=0$&1I&7.+$*0&quot;,.-&C*%+&C%&C.=;5&,.&quot;+5&$quot;;F&$.&4=0<+%00&.C+%#0&quot;4.=$&0<,+<+,&=/-&$*%6&C.=;5&0quot;6-&@J%&
                         '7%D!#;!#;%!#<!>?%!<:(&J9!>(8AE9*!I(%99&6;!>8(;%=!>#!>?%!%RA?6;@%!6;=!'6(>%(%=!<#(!6!(%F76A%&%;>N!U5?6>!D#87=!
                                                                                                                                                  5.+@$&+%%5&$.&$quot;;F&$.&6.=8@&K.C&%>%#64.56&,<>%0&=0&quot;+&quot;//.<+$7%+$8G&E&0$#.+,&<+5=)%7%+$L&G'>%#6.+%&C%&0<,+&=/&
                         ?6$%!A#9>!'%>D%%;!V)*W,,!6;=!V+*,,,*!6;=!>?6>!D69!;#>!:;!&B!'8=@%>*U!?%!96B9N!X%!679#!'6(>%(%=!>#!6AY8:(%!6!
                                                                                                                                                  ,%$0&quot;&;<+%&.:&)#%5<$&#<,*$&quot;Cquot;6-G&!.;;%0&0quot;608&&
                         V/*,,,!F:%A%!#<!9>#;%ZA(89?:;@!%Y8:F&%;>N!UT!F(#'6'7B!D#87=;J>!?6$%!'#8@?>!#;%!>?:9!B%6(*U!?%!96B9N!UT>!D#87=!
                         ?6$%!?6=!>##!&8A?!#<!6;!:&F6A>!#;!&B!A69?!<7#DNU!G8>!69!6!(%987>!#<!9>(6>%@:A!'6(>%(:;@*!I(%99&6;!%9>:&6>%9!?%!
                                                                                                                                                  G9.0$&/%./;%&quot;#%&;..F<+,&$.&).+0%#>%&)quot;0*-G&0quot;60&Mquot;;/*&A<,;%#-&C*.&.C+0&Nquot;#.;<+quot;&Oquot;)Fquot;,<+,&P&A=//;6&<+&
                         ?69!'%%;!6'7%!>#!96$%!6'#8>!V0*,,,!>#>67!9#!<6(!>?:9!B%6(N!!
                                                                                                                                                  Mquot;;%<,*-&K8N8-&quot;+5&4%;.+,0&$.&$C.&5<::%#%+$&%()*quot;+,%08&GJ%&0$quot;#$%5&4quot;#$%#<+,&quot;4.=$&1Q&6%quot;#0&quot;,.8&R*%&Cquot;6&C%&
                         T;!(%A%;>!B%6(9*!'6(>%(:;@!?69!@6:;%=!A8((%;AB!69!6!(%76>:$%7B!%69B!F6>?!<#(!9&677!#8><:>9!>#!6>>6:;!@##=9!6;=!          C%#%&,#.C<+,-&<$&7quot;5%&0%+0%&$.&0=40$<$=$%&4quot;#$%#&5.;;quot;#0&:.#&)quot;0*&5.;;quot;#08G&A<,;%#&0quot;60&*%&4quot;#$%#%5&$.&.4$quot;<+&
                         9%($:A%9!D:>?#8>!?6$:;@!>#!=:@!:;>#!>?%:(!A#<<%(9N!T>!?69!679#!'%A#&%!6!98AA%99<87!A?6;;%7!>#!6>>(6A>!;%D!               %>%#6$*<+,&:#.7&0%)=#<$6&060$%7&<+0$quot;;;quot;$<.+0&$.&;%$$%#*%quot;5&quot;+5&%+>%;./%08&GS@>%&0quot;>%5&quot;+6C*%#%&:#.7&TQ2-222&$.&
                         A89>#&%(9!6;=!%RF6;=!#;%J9!'89:;%99N!1AA#(=:;@!>#!>?%!&#9>!(%A%;>!;8&'%(9!A#&F:7%=!'B!>?%!quot;6>:#;67!                      TQU-222&quot;&6%quot;#&46&4quot;#$%#<+,-&quot;+5&S@>%&quot;;0.&$quot;F%+&.+&quot;&;.$&.:&+%C&quot;)).=+$08G&&
                         199#A:6>:#;!#<!5(6=%!3RA?6;@%9!Pquot;153Q!:;!2%;>#(*![?:#*!9#&%!/,,!'6(>%(!%RA?6;@%9!:;!>?%!N4N!6;=!I6;6=6!
                         @%;%(6>%!>(6;96A>:#;9!D#(>?!V/!':77:#;!6!B%6(N!!                                                                         !quot;#$%#<+,&0%#>%0&quot;0&quot;+.$*%#&quot;>%+=%&$.&*%;/&F%%/&4=0<+%00%0&quot;:;.quot;$8&GS&C.=;5&0quot;6&76&4quot;#$%#<+,&*quot;0&,.+%&=/&Q23&
                                                                                                                                              <+&$*%&/quot;0$&0<(&7.+$*0-G&0quot;60&9<F%&N.56-&.C+%#&.:&N*</&P&N#quot;)F&J<+50*<%;5&M%/quot;<#&<+&Vquot;#+%#-&K8N8&GE$&:<#0$&S&
                         8)%;<*%'=!>()-% Flowers for daughter’s
                                                                                                                                           BUYS
                                                                                                                                              =0%5&<$&:.#&*.$%;&0$quot;60&quot;+5&,<:$0&$.&%7/;.6%%08G&K.C&*%&0quot;60&*%&*quot;0&4%,=+&$.&4quot;#$%#&$.&.4$quot;<+&%?=</7%+$&:.#&*<0&
                                                     wedding from Elegant
                         1;=!;#D*!D:>?!'6;E9!A8>>:;@!'6AE!#;!A(%=:>!7:;%9!#(!9?8>>:;@!>?%&!=#D;!67>#@%>?%(*!>?%!89%!#<!'6(>%(!?69!@6:;%=!
                                                                                                                                              4=0<+%00&<+0$%quot;5&.:&*quot;><+,&$.&0/%+5&)quot;0*8&GS:&S&C%#%&$.&7quot;F%&quot;&,=%00-&S@5&0quot;6&$*quot;$&S@>%&0quot;>%5&.>%#&T1-222&$*<0&
                         (%;%D%=!&#&%;>8&N!quot;#>6'7B*!5?6:76;=*!>?%!D#(7=J9!76(@%9>!(:A%!%RF#(>%(*!769>!&#;>?!6;;#8;A%=!:>!F76;;%=!>#!
                                                     Florists for $11,000 in
                                                                                                                                              6%quot;#8G&&
                         '6(>%(!(:A%!<#(!#:7!<(#&!T(6;*!#;%!#<!D#(7=J9!>#F!),!(:A%!:&F#(>%(9N!]#(!9&677!'89:;%99%9*!(6&F:;@!8F!>?%:(!#D;!89%!
                                                                                                                                                                                               Vacations for $9,000 in
                                                     MBE credits
                         #<!'6(>%(!:9!6!9>(6>%@B!>?6>!677#D9!>?%&!>#!(%9%($%!A69?!6;=!9>:77!%RF6;=!#F%(6>:#;9!6>!6!>:&%!D?%;!A(%=:>!7:;%9!
                                                                                                                                                                                               MBE credits
                                                                                                                                              G'>%+$=quot;;;6&C%&C<;;&0%%&quot;&0*<:$&<+&$*<+F<+,-G&0quot;60&KER'@0&9)W.C%;;8&GJ*quot;$&C<;;&*quot;//%+&<0&$*quot;$&/%./;%&C*.&C%#%&
                         ?6$%!B%>!>#!>?6DN!!
                                                                                                                                                  #%;=)$quot;+$&$.&=0%&$*%&)#%5<$&;<+%-&.#&=0%5&<$&0/quot;#<+,;6-&C<;;&0%%&$*%&$#%7%+5.=0&)#%5<$&)#=+)*&quot;+5&C<;;&;..F&:.#&+%C&
                         5#&!2A^#D%77*!%R%A8>:$%!=:(%A>#(!#<!quot;153*!96B9!?%!?69!9%%;!6!),_!>#!)+_!:;A(%69%!:;!;%D!A7:%;>9!O#:;:;@!                 #%0.=#)%08&R*%6&C<;;&:<+5&$*quot;$&$*%6&)quot;+&=0%&$#quot;5%&%()*quot;+,%08G&&
                         #(@6;:S%=!'6(>%(!%RA?6;@%9N!U48==%;7B*!`'89:;%99!#D;%(9a!D%(%!(8;;:;@!:;>#!=:<<%(%;>!#'9>6A7%9*!6;=!>?%B!
                         9>6(>%=!7##E:;@!<#(!#>?%(!6$%;8%9!<#(!(%9#8(A%9*!;#>!O89>!A(%=:>*U!?%!96B9N!U5?%!:;>%(%9>:;@!>?:;@!>?6>!:9!?6FF%;:;@!    !quot;#$%&'()'%')*%++',#(*quot;#'+-#'./)(&quot;))0quot;quot;123-$'(&'4quot;,'5-#12''
                         :;!>?:9!%A#;#&B!:9!>?6>!'89:;%99%9!9>:77!?6$%!:;$%;>#(B!6;=!A6F6A:>BN!5?%B!9>:77!?6$%!%RF%;9%9N!b?6>!>?%B!=#;J>!
                         ?6$%!:9!A89>#&%(9NU!!                                                                                                    &

                         G6(>%(!%RA?6;@%9!PG89:;%99b%%E!4&677G:S*!/c)0c,-Q!6(%!<%%Z'69%=!&%&'%(9?:F!@(#8F9N!5BF:A677B*!'6(>%(!=#776(9
                         6(%!:998%=!D?%;!6!&%&'%(!F%(<#(&9!6!9%($:A%!#(!#<<%(9!6!F(#=8A>!>?6>!A6;!>?%;!'%!89%=!>#!F8(A?69%!@##=9!#(!
                         9%($:A%9!#<!6;#>?%(!&%&'%(!D:>?:;!>?%!%RA?6;@%N!P5?%!%RA?6;@%!(%A%:$%9!6!A#&&:99:#;!#;!>?%!UF8(A?69%U!9:=%!
                         #<!>?%!>(6;96A>:#;NQ!2#9>!%RA?6;@%9!D#(E!#;!6!W,ZW,!A69?Z>#Z'6(>%(!9B9>%&*!D?:7%!#>?%(9*!98A?!69!2%(A?6;>9!
                                                                                                                                                  N./6#<,*$&Q222BQ22I&46&R*%&9)V#quot;CBX<;;&N.7/quot;+<%0&S+)8&E;;&#<,*$0&#%0%#>%58&

                                                                                  Web site from Spot On                                                        Truck Repairs from A-1                            &&
                                                                                  Technologies for                                                             Truck Service for $15,000
                        http://www.businessweek.com/print/smallbiz/content/nov2008/sb20081111_235070.htm 11/11/2008
                                                                                  $15,000 in MBE credits                                                       in MBE credits




                                                                                                                                                 5

Tuesday 24 March 2009                                                                                                                            http://www.businessweek.com/print/smallbiz/content/nov2008/sb20081111_235070.htm                            11/11/2008
!



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                                    )D/!E-./0.!7-2!;<:0!=-.!E06<:>!/70!9<:904/!<=!<:0G/<G<:0!/.->1:;@!(<4712/19-/0>H!
                                    9<34D/0.1I0>!E-./0.!50/2!6<D!/.->0!4.<>D9/2!-:>!20.?1902!B1/7!</70.!9510:/2!/7.<D;7!-!
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                                                                                   6

Tuesday 24 March 2009
Training Manual




                        Salt Lake City, Utah




Tuesday 24 March 2009
!


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                                                                                  !                      !




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Tuesday 24 March 2009
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                                                          Training Manual
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                                            !




Tuesday 24 March 2009
Training Manual




                        Salt Lake City, Utah




Tuesday 24 March 2009
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                                                             8

Tuesday 24 March 2009
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                                                             8

Tuesday 24 March 2009
8

Tuesday 24 March 2009
8

Tuesday 24 March 2009
Training Manual




                        Salt Lake City, Utah




                                 9

Tuesday 24 March 2009
!



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                                                                                          9

Tuesday 24 March 2009
We will even train them for you. Once the new accounts are
              approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
              existing accounts. An entrepreneurial salesman started this company, so we place great value
              on the sales aspect of our company.
                                     How does a client utilize the MBE network?
               Exchange Specialists guarantee trading success. Once an account is
               approved in our system, they are designated an Exchange Specialist
               who will be there to help the client earn and spend trade at their
               comfort level. The Exchange Specialist will learn about the client’s
               business and will market them to other members by fax, e-mail and
               mailings to help them earn MBE dollars. MBE will keep track of all
               accounting. All trading is tracked through state-of-the-art software,
               which logs all requests, sales and purchases. The client need only call in for authorization when they
               make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                                 WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
                    MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                    that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
                    MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                You will not find another investment opportunity out there with this company’s level of
                                    integrity and willingness to “share the wealth!”

                  MBE represents integrity and the highest business practice standards in the barter industry.
                                             100% Trade. 100% of the Time.


                                                                                              Phone: 800-822-7204
             www.merchantsbarter.com                                                          Fax: 800-822-5053

                                                                  10

Tuesday 24 March 2009
We will even train them for you. Once the new accounts are
              approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
              existing accounts. An entrepreneurial salesman started this company, so we place great value
              on the sales aspect of our company.
                              !



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                                        How does a client utilize the MBE
               Exchange Specialists guarantee trading success. Once an account is
                                     -12!323425!4267328!9:5;!7<!;12!<:8;28;=>57?@A>!;5:B2!2C61:A>2!@A!;12!?75DBE!-12F!>2;!:!
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               who will be there to help the client earn and spend trade at their
                                     6H8;73258E!
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               business and will market them to other members by fax, e-mail and
                                     A:;@7A?@B2!J!:DD!A2?!6H8;73258!<75!;12@5!957BH6;8!:AB!825I@628E!
               mailings to help them K@A62!*+,!3234258!1:I2!;7!892AB!;12@5!652B@;8L!@;!3:G28!82A82!<75!;123!;7!H82!;123!7A!
                                      earn MBE dollars. MBE will keep track of all
               accounting. All trading is tracked through state-of-the-art software,
                                     957<288@7A:D!:AB!4H8@A288!825I@628!7<!7;125!3234258E!(A!:BB@;@7AL!8:;@8<@2B!6H8;73258!?@DD
                                     5267332AB!3752!6H8;73258!J!;1@8!;@32!6:81=9:F@A>!7A28E!
               which logs all requests, sales and purchases. The client need only call in for authorization when they
               make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.
                                     -157H>1!@;8!A:;@7A:D!A2;?75GL!*+,!957I@B28M!

                                        .!8:D28!8;:<<!?75G@A>!<HDD!;@32!7A!;12!323425N8!421:D<!;7!:88@8;!@A!!!>2A25:;@A>!A2?!
                                 WHAT8:D28!:AB!:!1@>125!I7DH32!7<!4H8@A288E! FOR YOUR INVESTMENT?
                                          DO YOU RECEIVE
                    MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                                        .!?:F!;7!@3957I2!6:81!<D7?!:AB!2A:4D2!67A825I:;@7A!7<!6:81!<75!;12!;1@A>8!;1:;!
                                         6:AA7;!42!4:5;252BE!
                    that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
                                        -17H8:AB8!7<!A2?!4H8@A288!67A;:6;8L!3:AF!7<!?1@61!;12F!3@>1;!A2I25!322;!2C629;
                    MBE also receives a;157H>1!;12!*+,!2C61:A>2E! every purchase. You get 50% of those profits!
                                          10% cash fee on
                                            )2?!7H;D2;8!<75!2C6288!@AI2A;75F!:AB!HAH82B!6:9:6@;F!;1:;!D2:B8!;7!?@B25!957BH6;!
                                             B@8;5@4H;@7AE!
                                            OH:5:A;22!7<!9:F32A;!:AB!B@89H;2!82;;D232A;E!
                You will not find another investment opportunity out there with this company’s level of
                                            .A!2B>2!7I25!;12!67392;@;@7A!?17!6:AN;!:<<75B!:BB@;@7A:D!:BI25;@8@A>E
                                    integrity and willingness to “share the wealth!”
                                       .8!:!32;17B!7<!B7@A>!4H8@A288L!4:5;25!1:8!426732!:!8H99D232A;!;7!6:81!8:D28!:AB!:
                                       8791@8;@6:;2B!;77D!<75!4H@DB@A>!8:D28!?1@D2!52BH6@A>!:6;H:D!6:81!2C92A828E
                  MBE represents integrity and the highest business practice standards in the barter industry.
                                             100% Trade. 100% of the Time.


                                                                                                                                Phone: 800-822-7204
             www.merchantsbarter.com                                                                                            Fax: 800-822-5053

                                                                                   10

Tuesday 24 March 2009
We will even train them for you. Once the new accounts are
              approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all
              existing accounts. An entrepreneurial salesman started this company, so we place great value
              on the sales aspect of our company.
                                     How does a client utilize the MBE network?
               Exchange Specialists guarantee trading success. Once an account is
               approved in our system, they are designated an Exchange Specialist
               who will be there to help the client earn and spend trade at their
               comfort level. The Exchange Specialist will learn about the client’s
               business and will market them to other members by fax, e-mail and
               mailings to help them earn MBE dollars. MBE will keep track of all
               accounting. All trading is tracked through state-of-the-art software,
               which logs all requests, sales and purchases. The client need only call in for authorization when they
               make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars.

                                 WHAT DO YOU RECEIVE FOR YOUR INVESTMENT?
                    MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep
                    that fee and decide the amount to distribute to your sales reps (We recommend 80%.).
                    MBE also receives a 10% cash fee on every purchase. You get 50% of those profits!

                You will not find another investment opportunity out there with this company’s level of
                                    integrity and willingness to “share the wealth!”

                  MBE represents integrity and the highest business practice standards in the barter industry.
                                             100% Trade. 100% of the Time.


                                                                                              Phone: 800-822-7204
             www.merchantsbarter.com                                                          Fax: 800-822-5053

                                                                  10

Tuesday 24 March 2009
SAMPLE INVOICE




                        Client
                        Information




                        Transactions


                        Sales                                           Purchases


                        Trade Balance

                        Cash Fee




                        Payment
                        Advice Slip




                                        SAMPLE BARTER CHECK




                                                              12

                                                                   11

Tuesday 24 March 2009
11

Tuesday 24 March 2009
Training Manual




                        Salt Lake City, Utah




                                12

Tuesday 24 March 2009
Training Manual




                        Salt Lake City, Utah




                                12

Tuesday 24 March 2009
Did You Know?....
                                HOW DOES BARTER WORK?
                                MBE operates much like a bank. A new business owner joins the exchange and opens a
                                barter checking account to record deposits and charges.
                                A client company is credited in “trade dollars” for products or services supplied to
                                another client firm and those trade credits can then be used to purchase goods or services
                                from any other MBE member. Trade dollars are credited dollar-for-dollar according to
                                the normal cash price of whatever is being sold. Firms receiving goods or services
                                likewise are debited in trade dollars.
                                The MBE method utilizes a barter check. All accounting for MBE is done centrally with
                                transactions recorded by computer and monthly statements provided to clients. MBE
                                clients are free to spend their trade dollars with any of the member companies.




                                                                                      A&M Construction earns
                                                                                      $50,000 in MBE credits
                                                                                      building employee
                                                                                      quarters for theme park




                        Flowers for daughter’s
                                                                           BUYS
                        wedding from Elegant
                        Florists for $11,000 in
                                                                                                            Vacations for $9,000 in
                        MBE credits
                                                                                                            MBE credits




                                                  Web site from Spot On             Truck Repairs from A-1
                                                  Technologies for                  Truck Service for $15,000
                                                  $15,000 in MBE credits            in MBE credits




                                                                            13

Tuesday 24 March 2009
Preso
Preso
Preso

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Preso

  • 1. y and the highest business practice standards 100% Trade. 100% of the Time. 1 Tuesday 24 March 2009
  • 2. Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 ww.merchantsbarter.com Fax: 800-822-5053 2 Tuesday 24 March 2009
  • 3. Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all “I am convinced that most companies don’t accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they maximize their barter possibilities. Instead make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. MBE earns a aggressively reducingnew account. As trading keep of one-time $495 sign-up fee for each costs by a partner you WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? that fee and decide the amount with those of their suppliers, their services to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! they seem content to pay top dollar for everything.” You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. -Mark H. McCormack “What They Still Don’t Teach You at HarvardTime. School” 100% Trade. 100% of the Business Phone: 800-822-7204 ww.merchantsbarter.com Fax: 800-822-5053 2 Tuesday 24 March 2009
  • 4. Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 ww.merchantsbarter.com Fax: 800-822-5053 2 Tuesday 24 March 2009
  • 5. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main responsibility is to hire and manage a sales force of 10 reps. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 6. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main • responsibility is to hire and manage a sales force of 10 reps. Generate New Business/ Alternative Revenue We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all Stream existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is • approved in our system, they are designated an Exchange Specialist Conserve Cash who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all • accounting. All trading is tracked through state-of-the-art software, Clear Out Excess Time, Inventory & Capacity/ which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. Sameearns aWHAT DO YOU RECEIVE FOR YOUR INVESTMENT? you keep as one-time $495 sign-up fee for each new account. As a partner Cash MBE that fee and decide the amount to distribute to your sales reps (We recommend 80%.). • MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! Increase Net Cash opportunity out there with this company’s level of Profits You will not find another investment integrity and willingness to “share the wealth!” • Capitalize on “Word of Mouth” Marketing MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 7. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main responsibility is to hire and manage a sales force of 10 reps. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is • approved in our system, they are designated an Exchange Specialist Conserve Cash who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all • accounting. All trading is tracked through state-of-the-art software, Clear Out Excess Time, Inventory & Capacity/ which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. Sameearns aWHAT DO YOU RECEIVE FOR YOUR INVESTMENT? you keep as one-time $495 sign-up fee for each new account. As a partner Cash MBE that fee and decide the amount to distribute to your sales reps (We recommend 80%.). • MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! Increase Net Cash opportunity out there with this company’s level of Profits You will not find another investment integrity and willingness to “share the wealth!” • Capitalize on “Word of Mouth” Marketing MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 8. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main responsibility is to hire and manage a sales force of 10 reps. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all • accounting. All trading is tracked through state-of-the-art software, Clear Out Excess Time, Inventory & Capacity/ which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. Sameearns aWHAT DO YOU RECEIVE FOR YOUR INVESTMENT? you keep as one-time $495 sign-up fee for each new account. As a partner Cash MBE that fee and decide the amount to distribute to your sales reps (We recommend 80%.). • MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! Increase Net Cash opportunity out there with this company’s level of Profits You will not find another investment integrity and willingness to “share the wealth!” • Capitalize on “Word of Mouth” Marketing MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 9. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main responsibility is to hire and manage a sales force of 10 reps. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). • MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! Increase Net Cash opportunity out there with this company’s level of Profits You will not find another investment integrity and willingness to “share the wealth!” • Capitalize on “Word of Mouth” Marketing MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 10. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main responsibility is to hire and manage a sales force of 10 reps. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” • Capitalize on “Word of Mouth” Marketing MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 11. a ton of cash. Your initial investment is minimal compared Benefits of Barter to your first year’s earning potential. This is not a franchise where you pay a ton of cash and then get to work 75 hours per week to make ends meet. We do not want you to ever resell your investment in our company, so we make sure you can make high profits with a minimal workload. Your main responsibility is to hire and manage a sales force of 10 reps. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 3 Tuesday 24 March 2009
  • 12. ! #$%!&'!()*+$,-.'!/,*.)*!01+$,-2)3! (/0!&'!.$)!4,'.)'.!2*%5&-2!-,.&%-,6!.*,7)!)1+$,-2)!&-!.$)!+%8-.*9:!;$) (/0!'.,44!&'!+%<=*&')7!%4!.%=!)1=)*.'!&-!.$)!>,*.)*!&-78'.*9?!5&.$!%@)*! .5)-.9!9),*'!%4!)1=)*&)-+):!A8*!<)<>)*'!<,B)!8'!5$%!5)!,*)?!,-7!5)! %-69!7),6!5&.$!$&2$!&-.)2*&.9!=*%4)''&%-,6':! ;$)!'.,.)C%4C.$)C,*.!>,*.)*!+%-+)=.!5,'!+*),.)7!-),*69!.$&*.9!9),*'!,2%! ,-7!$,'!>))-!=*%78+&-2!+,'$!=*%4&.'!4%*!.$%8',-7'!%4!=,*.&+&=,.&-2!6%+,6?! Training Manual -,.&%-,6?!,-7!&-.)*-,.&%-,6!>8'&-)''!%5-)*'!)@)*!'&-+):! ()*+$,-.'!/,*.)*!01+$,-2)!$,'!*)@%68.&%-&D)7!.$)!>,*.)*!&-78'.*9!5&.$! >%.$!%8*!(/0!;*,7)!'%4.5,*)!7)@)6%=)7!>9!.%=!)-2&-))*'!&-!.$)!EF!,-7! G-7&,!,-7!%8*!+%<<&.<)-.!.%!=*%@&7&-2!HIIJ!;*,7)?!HIIJ!%4!.$)!;&<):! /%.$!+,-!>)!=8.!.%!.$)!.)'.!5&.$!%8*!K*)7&.!L&-)!M8,*,-.)):! Salt Lake City, Utah ! 4 Tuesday 24 March 2009
  • 13. ! ! #$%!&'!()*+$,-.'!/,*.)*!01+$,-2)3! #$%!&'!()*+$,-.'!/,*.)*!01+$,-2)3! (/0!&'!.$)!4,'.)'.!2*%5&-2!-,.&%-,6!.*,7)!)1+$,-2)!&-!.$)!+%8-.*9:!;$) (/0!&'!.$)!4,'.)'.!2*%5&-2!-,.&%-,6!.*,7)!)1+$,-2)!&-!.$)!+%8-.*9:!;$) (/0!'.,44!&'!+%<=*&')7!%4!.%=!)1=)*.'!&-!.$)!>,*.)*!&-78'.*9?!5&.$!%@)*! (/0!'.,44!&'!+%<=*&')7!%4!.%=!)1=)*.'!&-!.$)!>,*.)*!&-78'.*9?!5&.$!%@)*! .5)-.9!9),*'!%4!)1=)*&)-+):!A8*!<)<>)*'!<,B)!8'!5$%!5)!,*)?!,-7!5)! .5)-.9!9),*'!%4!)1=)*&)-+):!A8*!<)<>)*'!<,B)!8'!5$%!5)!,*)?!,-7!5)! %-69!7),6!5&.$!$&2$!&-.)2*&.9!=*%4)''&%-,6':! %-69!7),6!5&.$!$&2$!&-.)2*&.9!=*%4)''&%-,6':! ;$)!'.,.)C%4C.$)C,*.!>,*.)*!+%-+)=.!5,'!+*),.)7!-),*69!.$&*.9!9),*'!,2%! ,-7!$,'!>))-!=*%78+&-2!+,'$!=*%4&.'!4%*!.$%8',-7'!%4!=,*.&+&=,.&-2!6%+,6?! ;$)!'.,.)C%4C.$)C,*.!>,*.)*!+%-+)=.!5,'!+*),.)7!-),*69!.$&*.9!9),*'!,2%! -,.&%-,6?!,-7!&-.)*-,.&%-,6!>8'&-)''!%5-)*'!)@)*!'&-+):! ,-7!$,'!>))-!=*%78+&-2!+,'$!=*%4&.'!4%*!.$%8',-7'!%4!=,*.&+&=,.&-2!6%+,6?! Training Manual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alt Lake City, Utah ! ! ! 4 Tuesday 24 March 2009
  • 14. HOW DOES BARTER WORK? MBE operates much like a bank. A new business owner joins the exchange and opens a barter checking account to record deposits and charges. A client company is credited in “trade dollars” for products or services supplied to another client firm and those trade credits can then be used to purchase goods or services from any other MBE member. Trade dollars are credited dollar-for-dollar according to the normal cash price of whatever is being sold. Firms receiving goods or services likewise are debited in trade dollars. The MBE method utilizes a barter check. All accounting for MBE is done centrally with transactions recorded by computer and monthly statements provided to clients. MBE clients are free to spend their trade dollars with any of the member companies. A&M Construction earns $50,000 in MBE credits building employee quarters for theme park Flowers for daughter’s BUYS wedding from Elegant Florists for $11,000 in Vacations for $9,000 in MBE credits MBE credits Web site from Spot On Truck Repairs from A-1 Technologies for Truck Service for $15,000 $15,000 in MBE credits in MBE credits 5 Tuesday 24 March 2009
  • 15. HOW DOES BARTER WORK? MBE operates much like a bank. A new business owner joins the exchange and opens a barter checking account to record deposits and charges. A client company is credited in “trade dollars” for products or services supplied to another client firm and those trade credits can then be used to purchase goods or services from any other MBE member. Trade dollars are credited dollar-for-dollar according to the normal cash price of whatever is being sold. Firms receiving goods or services likewise are debited in trade dollars. The MBE method utilizes a barter check. All accounting for MBE is done centrally with transactions recorded by computer and monthly statements provided to clients. MBE clients are free to spend their trade dollars with any of the member companies. Barter Exchanges Catch On as Credit Tightens - BusinessWeek Page 2 of 2 A&M Construction earns !quot;#$%#&'()*quot;+,%-&./%#quot;$%&quot;0&quot;&1223&4quot;#$%#&$#quot;5%&060$%78&9.0$&.::%#&;<+%0&.:&)#%5<$&$*quot;$&)quot;+&4%&=0%5&$.&0+quot;/&=/& $50,000 in MBE credits quot;&*.0$&.:&<$%70-&:#.7&)quot;#/%$&);%quot;+<+,&0%#><)%0&$.&.::<)%&0=//;<%0&$.&;quot;#,%&%?=</7%+$8&& building employee !quot;#!$quot;%&quot;'(%quot;)*(+,%quot; quarters for theme park 9%#)*quot;+$0@&:.=+5%#-&A$%>%&!.;;%0-&0quot;60&7%74%#0*</&<+&*<0&%<,*$B6%quot;#B.;5&%()*quot;+,%-&C*<)*&*quot;0&.::<)%0&<+&D2& 0$quot;$%0-&*quot;0&$#</;%5&$*<0&6%quot;#8&E0&$*%&:<+quot;+)<quot;;&0<$=quot;$<.+&#%7quot;<+0&4;%quot;F-&9%#)*quot;+$0&).+$<+=%0&$.&#quot;7/&=/&);<%+$08& GH=0$&1I&7.+$*0&quot;,.-&C*%+&C%&C.=;5&,.&quot;+5&$quot;;F&$.&4=0<+%00&.C+%#0&quot;4.=$&0<,+<+,&=/-&$*%6&C.=;5&0quot;6-&@J%& 5.+@$&+%%5&$.&$quot;;F&$.&6.=8@&K.C&%>%#64.56&,<>%0&=0&quot;+&quot;//.<+$7%+$8G&E&0$#.+,&<+5=)%7%+$L&G'>%#6.+%&C%&0<,+&=/& ,%$0&quot;&;<+%&.:&)#%5<$&#<,*$&quot;Cquot;6-G&!.;;%0&0quot;608&& G9.0$&/%./;%&quot;#%&;..F<+,&$.&).+0%#>%&)quot;0*-G&0quot;60&Mquot;;/*&A<,;%#-&C*.&.C+0&Nquot;#.;<+quot;&Oquot;)Fquot;,<+,&P&A=//;6&<+& Mquot;;%<,*-&K8N8-&quot;+5&4%;.+,0&$.&$C.&5<::%#%+$&%()*quot;+,%08&GJ%&0$quot;#$%5&4quot;#$%#<+,&quot;4.=$&1Q&6%quot;#0&quot;,.8&R*%&Cquot;6&C%& C%#%&,#.C<+,-&<$&7quot;5%&0%+0%&$.&0=40$<$=$%&4quot;#$%#&5.;;quot;#0&:.#&)quot;0*&5.;;quot;#08G&A<,;%#&0quot;60&*%&4quot;#$%#%5&$.&.4$quot;<+& %>%#6$*<+,&:#.7&0%)=#<$6&060$%7&<+0$quot;;;quot;$<.+0&$.&;%$$%#*%quot;5&quot;+5&%+>%;./%08&GS@>%&0quot;>%5&quot;+6C*%#%&:#.7&TQ2-222&$.& TQU-222&quot;&6%quot;#&46&4quot;#$%#<+,-&quot;+5&S@>%&quot;;0.&$quot;F%+&.+&quot;&;.$&.:&+%C&quot;)).=+$08G&& !quot;#$%#<+,&0%#>%0&quot;0&quot;+.$*%#&quot;>%+=%&$.&*%;/&F%%/&4=0<+%00%0&quot;:;.quot;$8&GS&C.=;5&0quot;6&76&4quot;#$%#<+,&*quot;0&,.+%&=/&Q23& <+&$*%&/quot;0$&0<(&7.+$*0-G&0quot;60&9<F%&N.56-&.C+%#&.:&N*</&P&N#quot;)F&J<+50*<%;5&M%/quot;<#&<+&Vquot;#+%#-&K8N8&GE$&:<#0$&S& Flowers for daughter’s BUYS =0%5&<$&:.#&*.$%;&0$quot;60&quot;+5&,<:$0&$.&%7/;.6%%08G&K.C&*%&0quot;60&*%&*quot;0&4%,=+&$.&4quot;#$%#&$.&.4$quot;<+&%?=</7%+$&:.#&*<0& wedding from Elegant 4=0<+%00&<+0$%quot;5&.:&*quot;><+,&$.&0/%+5&)quot;0*8&GS:&S&C%#%&$.&7quot;F%&quot;&,=%00-&S@5&0quot;6&$*quot;$&S@>%&0quot;>%5&.>%#&T1-222&$*<0& Florists for $11,000 in 6%quot;#8G&& Vacations for $9,000 in MBE credits MBE credits G'>%+$=quot;;;6&C%&C<;;&0%%&quot;&0*<:$&<+&$*<+F<+,-G&0quot;60&KER'@0&9)W.C%;;8&GJ*quot;$&C<;;&*quot;//%+&<0&$*quot;$&/%./;%&C*.&C%#%& #%;=)$quot;+$&$.&=0%&$*%&)#%5<$&;<+%-&.#&=0%5&<$&0/quot;#<+,;6-&C<;;&0%%&$*%&$#%7%+5.=0&)#%5<$&)#=+)*&quot;+5&C<;;&;..F&:.#&+%C& #%0.=#)%08&R*%6&C<;;&:<+5&$*quot;$&$*%6&)quot;+&=0%&$#quot;5%&%()*quot;+,%08G&& !quot;#$%&'()'%')*%++',#(*quot;#'+-#'./)(&quot;))0quot;quot;123-$'(&'4quot;,'5-#12'' & N./6#<,*$&Q222BQ22I&46&R*%&9)V#quot;CBX<;;&N.7/quot;+<%0&S+)8&E;;&#<,*$0&#%0%#>%58& Web site from Spot On Truck Repairs from A-1 && Technologies for Truck Service for $15,000 $15,000 in MBE credits in MBE credits 5 Tuesday 24 March 2009 http://www.businessweek.com/print/smallbiz/content/nov2008/sb20081111_235070.htm 11/11/2008
  • 16. HOW DOES BARTER WORK? MBE operates much like a bank. A new business owner joins the exchange and opens a barter checking account to record deposits and charges. A client company is credited in “trade dollars” for products or services supplied to another client firm and those trade credits can then be used to purchase goods or services from any other MBE member. Trade dollars are credited dollar-for-dollar according to Barter Exchanges Catch On as Credit Tightens - BusinessWeek the normal cash price of whatever is Page 1 of 2 being sold. Firms receiving goods or services likewise are debited in trade dollars. The MBE method utilizes a barter check. All accounting for MBE is done centrally with transactions recorded by computer and monthly statements provided to clients. MBE !! clients are free to spend their trade dollars with any of the member companies. !quot;#$$%&'!()*!!%+()#),()- !quot;#$%&'%(!))*!+,,-*!-./012!345!! &./01/%*234.5617%,.034%85%.7%,/19:0%;:640157% Barter Exchanges Catch On as Credit Tightens - BusinessWeek Page 2 of 2 4&677!'89:;%99%9!<:;=!>?6>!>(6=:;@!<#(!@##=9!6;=!9%($:A%9!;#>!#;7B!A#;9%($%9!A69?C!:>!A6;! 679#!98'9>:>8>%!<#(!'#((#D:;@!6;=!(6AE!8F!96$:;@9! GB!4>6AB!H%(&6;!! A&M Construction earns !quot;#$%#&'()*quot;+,%-&./%#quot;$%&quot;0&quot;&1223&4quot;#$%#&$#quot;5%&060$%78&9.0$&.::%#&;<+%0&.:&)#%5<$&$*quot;$&)quot;+&4%&=0%5&$.&0+quot;/&=/& 4?6D;!I(%99&6;*!F(%9:=%;>!#<!I(%99&6;J9!K6D;!L!5(%%!I6(%*!>?%!'89:;%99!?:9!<6>?%(!9>6(>%=!MM!B%6(9!6@#!:;! $50,000 in MBE credits quot;&*.0$&.:&<$%70-&:#.7&)quot;#/%$&);%quot;+<+,&0%#><)%0&$.&.::<)%&0=//;<%0&$.&;quot;#,%&%?=</7%+$8&& G%>?7%?%&*!H6N*!?69!#AA69:#;677B!%;@6@%=!:;!'6(>%(:;@!D:>?!#>?%(!#8><:>9!#$%(!>?%!B%6(9N!G8>!>(6;96A>:#;9!D%(%! building employee 898677B!:;<#(&67!6;=!;#>!;%A%996(:7B!=:(%A>7B!>:%=!>#!>?%!A#&F6;BJ9!'#>>#&!7:;%N!! !quot;#!$quot;%&quot;'(%quot;)*(+,%quot; quarters for theme park 5?%9%!=6B9*!>?#8@?*!I(%99&6;!9%%9!'6(>%(:;@!69!6!9:@;:<:A6;>!D6B!>#!(%=8A%!A69?!#8><7#DN!K69>!<677!?%!O#:;%=!>?%! 9%#)*quot;+$0@&:.=+5%#-&A$%>%&!.;;%0-&0quot;60&7%74%#0*</&<+&*<0&%<,*$B6%quot;#B.;5&%()*quot;+,%-&C*<)*&*quot;0&.::<)%0&<+&D2& 4>(#8=9'8(@!PH6NQ!2%(A?6;>9!G6(>%(!3RA?6;@%*!6;!699#A:6>:#;!>?6>!A##(=:;6>%9!6;=!#(@6;:S%9!>(6=:;@!#<! 0$quot;$%0-&*quot;0&$#</;%5&$*<0&6%quot;#8&E0&$*%&:<+quot;+)<quot;;&0<$=quot;$<.+&#%7quot;<+0&4;%quot;F-&9%#)*quot;+$0&).+$<+=%0&$.&#quot;7/&=/&);<%+$08& F(#=8A>9!6;=!9%($:A%9!6&#;@!:>9!&#(%!>?6;!),*,,,!'89:;%99!&%&'%(9N!T;!4%F>%&'%(*!D?%;!>?%!>(6;9&:99:#;! GH=0$&1I&7.+$*0&quot;,.-&C*%+&C%&C.=;5&,.&quot;+5&$quot;;F&$.&4=0<+%00&.C+%#0&quot;4.=$&0<,+<+,&=/-&$*%6&C.=;5&0quot;6-&@J%& '7%D!#;!#;%!#<!>?%!<:(&J9!>(8AE9*!I(%99&6;!>8(;%=!>#!>?%!%RA?6;@%!6;=!'6(>%(%=!<#(!6!(%F76A%&%;>N!U5?6>!D#87=! 5.+@$&+%%5&$.&$quot;;F&$.&6.=8@&K.C&%>%#64.56&,<>%0&=0&quot;+&quot;//.<+$7%+$8G&E&0$#.+,&<+5=)%7%+$L&G'>%#6.+%&C%&0<,+&=/& ?6$%!A#9>!'%>D%%;!V)*W,,!6;=!V+*,,,*!6;=!>?6>!D69!;#>!:;!&B!'8=@%>*U!?%!96B9N!X%!679#!'6(>%(%=!>#!6AY8:(%!6! ,%$0&quot;&;<+%&.:&)#%5<$&#<,*$&quot;Cquot;6-G&!.;;%0&0quot;608&& V/*,,,!F:%A%!#<!9>#;%ZA(89?:;@!%Y8:F&%;>N!UT!F(#'6'7B!D#87=;J>!?6$%!'#8@?>!#;%!>?:9!B%6(*U!?%!96B9N!UT>!D#87=! ?6$%!?6=!>##!&8A?!#<!6;!:&F6A>!#;!&B!A69?!<7#DNU!G8>!69!6!(%987>!#<!9>(6>%@:A!'6(>%(:;@*!I(%99&6;!%9>:&6>%9!?%! G9.0$&/%./;%&quot;#%&;..F<+,&$.&).+0%#>%&)quot;0*-G&0quot;60&Mquot;;/*&A<,;%#-&C*.&.C+0&Nquot;#.;<+quot;&Oquot;)Fquot;,<+,&P&A=//;6&<+& ?69!'%%;!6'7%!>#!96$%!6'#8>!V0*,,,!>#>67!9#!<6(!>?:9!B%6(N!! Mquot;;%<,*-&K8N8-&quot;+5&4%;.+,0&$.&$C.&5<::%#%+$&%()*quot;+,%08&GJ%&0$quot;#$%5&4quot;#$%#<+,&quot;4.=$&1Q&6%quot;#0&quot;,.8&R*%&Cquot;6&C%& T;!(%A%;>!B%6(9*!'6(>%(:;@!?69!@6:;%=!A8((%;AB!69!6!(%76>:$%7B!%69B!F6>?!<#(!9&677!#8><:>9!>#!6>>6:;!@##=9!6;=! C%#%&,#.C<+,-&<$&7quot;5%&0%+0%&$.&0=40$<$=$%&4quot;#$%#&5.;;quot;#0&:.#&)quot;0*&5.;;quot;#08G&A<,;%#&0quot;60&*%&4quot;#$%#%5&$.&.4$quot;<+& 9%($:A%9!D:>?#8>!?6$:;@!>#!=:@!:;>#!>?%:(!A#<<%(9N!T>!?69!679#!'%A#&%!6!98AA%99<87!A?6;;%7!>#!6>>(6A>!;%D! %>%#6$*<+,&:#.7&0%)=#<$6&060$%7&<+0$quot;;;quot;$<.+0&$.&;%$$%#*%quot;5&quot;+5&%+>%;./%08&GS@>%&0quot;>%5&quot;+6C*%#%&:#.7&TQ2-222&$.& A89>#&%(9!6;=!%RF6;=!#;%J9!'89:;%99N!1AA#(=:;@!>#!>?%!&#9>!(%A%;>!;8&'%(9!A#&F:7%=!'B!>?%!quot;6>:#;67! TQU-222&quot;&6%quot;#&46&4quot;#$%#<+,-&quot;+5&S@>%&quot;;0.&$quot;F%+&.+&quot;&;.$&.:&+%C&quot;)).=+$08G&& 199#A:6>:#;!#<!5(6=%!3RA?6;@%9!Pquot;153Q!:;!2%;>#(*![?:#*!9#&%!/,,!'6(>%(!%RA?6;@%9!:;!>?%!N4N!6;=!I6;6=6! @%;%(6>%!>(6;96A>:#;9!D#(>?!V/!':77:#;!6!B%6(N!! !quot;#$%#<+,&0%#>%0&quot;0&quot;+.$*%#&quot;>%+=%&$.&*%;/&F%%/&4=0<+%00%0&quot;:;.quot;$8&GS&C.=;5&0quot;6&76&4quot;#$%#<+,&*quot;0&,.+%&=/&Q23& <+&$*%&/quot;0$&0<(&7.+$*0-G&0quot;60&9<F%&N.56-&.C+%#&.:&N*</&P&N#quot;)F&J<+50*<%;5&M%/quot;<#&<+&Vquot;#+%#-&K8N8&GE$&:<#0$&S& 8)%;<*%'=!>()-% Flowers for daughter’s BUYS =0%5&<$&:.#&*.$%;&0$quot;60&quot;+5&,<:$0&$.&%7/;.6%%08G&K.C&*%&0quot;60&*%&*quot;0&4%,=+&$.&4quot;#$%#&$.&.4$quot;<+&%?=</7%+$&:.#&*<0& wedding from Elegant 1;=!;#D*!D:>?!'6;E9!A8>>:;@!'6AE!#;!A(%=:>!7:;%9!#(!9?8>>:;@!>?%&!=#D;!67>#@%>?%(*!>?%!89%!#<!'6(>%(!?69!@6:;%=! 4=0<+%00&<+0$%quot;5&.:&*quot;><+,&$.&0/%+5&)quot;0*8&GS:&S&C%#%&$.&7quot;F%&quot;&,=%00-&S@5&0quot;6&$*quot;$&S@>%&0quot;>%5&.>%#&T1-222&$*<0& (%;%D%=!&#&%;>8&N!quot;#>6'7B*!5?6:76;=*!>?%!D#(7=J9!76(@%9>!(:A%!%RF#(>%(*!769>!&#;>?!6;;#8;A%=!:>!F76;;%=!>#! Florists for $11,000 in 6%quot;#8G&& '6(>%(!(:A%!<#(!#:7!<(#&!T(6;*!#;%!#<!D#(7=J9!>#F!),!(:A%!:&F#(>%(9N!]#(!9&677!'89:;%99%9*!(6&F:;@!8F!>?%:(!#D;!89%! Vacations for $9,000 in MBE credits #<!'6(>%(!:9!6!9>(6>%@B!>?6>!677#D9!>?%&!>#!(%9%($%!A69?!6;=!9>:77!%RF6;=!#F%(6>:#;9!6>!6!>:&%!D?%;!A(%=:>!7:;%9! MBE credits G'>%+$=quot;;;6&C%&C<;;&0%%&quot;&0*<:$&<+&$*<+F<+,-G&0quot;60&KER'@0&9)W.C%;;8&GJ*quot;$&C<;;&*quot;//%+&<0&$*quot;$&/%./;%&C*.&C%#%& ?6$%!B%>!>#!>?6DN!! #%;=)$quot;+$&$.&=0%&$*%&)#%5<$&;<+%-&.#&=0%5&<$&0/quot;#<+,;6-&C<;;&0%%&$*%&$#%7%+5.=0&)#%5<$&)#=+)*&quot;+5&C<;;&;..F&:.#&+%C& 5#&!2A^#D%77*!%R%A8>:$%!=:(%A>#(!#<!quot;153*!96B9!?%!?69!9%%;!6!),_!>#!)+_!:;A(%69%!:;!;%D!A7:%;>9!O#:;:;@! #%0.=#)%08&R*%6&C<;;&:<+5&$*quot;$&$*%6&)quot;+&=0%&$#quot;5%&%()*quot;+,%08G&& #(@6;:S%=!'6(>%(!%RA?6;@%9N!U48==%;7B*!`'89:;%99!#D;%(9a!D%(%!(8;;:;@!:;>#!=:<<%(%;>!#'9>6A7%9*!6;=!>?%B! 9>6(>%=!7##E:;@!<#(!#>?%(!6$%;8%9!<#(!(%9#8(A%9*!;#>!O89>!A(%=:>*U!?%!96B9N!U5?%!:;>%(%9>:;@!>?:;@!>?6>!:9!?6FF%;:;@! !quot;#$%&'()'%')*%++',#(*quot;#'+-#'./)(&quot;))0quot;quot;123-$'(&'4quot;,'5-#12'' :;!>?:9!%A#;#&B!:9!>?6>!'89:;%99%9!9>:77!?6$%!:;$%;>#(B!6;=!A6F6A:>BN!5?%B!9>:77!?6$%!%RF%;9%9N!b?6>!>?%B!=#;J>! ?6$%!:9!A89>#&%(9NU!! & G6(>%(!%RA?6;@%9!PG89:;%99b%%E!4&677G:S*!/c)0c,-Q!6(%!<%%Z'69%=!&%&'%(9?:F!@(#8F9N!5BF:A677B*!'6(>%(!=#776(9 6(%!:998%=!D?%;!6!&%&'%(!F%(<#(&9!6!9%($:A%!#(!#<<%(9!6!F(#=8A>!>?6>!A6;!>?%;!'%!89%=!>#!F8(A?69%!@##=9!#(! 9%($:A%9!#<!6;#>?%(!&%&'%(!D:>?:;!>?%!%RA?6;@%N!P5?%!%RA?6;@%!(%A%:$%9!6!A#&&:99:#;!#;!>?%!UF8(A?69%U!9:=%! #<!>?%!>(6;96A>:#;NQ!2#9>!%RA?6;@%9!D#(E!#;!6!W,ZW,!A69?Z>#Z'6(>%(!9B9>%&*!D?:7%!#>?%(9*!98A?!69!2%(A?6;>9! N./6#<,*$&Q222BQ22I&46&R*%&9)V#quot;CBX<;;&N.7/quot;+<%0&S+)8&E;;&#<,*$0&#%0%#>%58& Web site from Spot On Truck Repairs from A-1 && Technologies for Truck Service for $15,000 http://www.businessweek.com/print/smallbiz/content/nov2008/sb20081111_235070.htm 11/11/2008 $15,000 in MBE credits in MBE credits 5 Tuesday 24 March 2009 http://www.businessweek.com/print/smallbiz/content/nov2008/sb20081111_235070.htm 11/11/2008
  •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raining Manual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alt Lake City, Utah R71.<4.-9/<.2! Q-:>29-40.2! M1-:<2! MDE519!*05-/1<:2! N4/<30/.12/2! )<-/2! P0B24-40.2! M<>1-/.12/2! R-.2 F-.J0/!*020-.97! +P&+*&%'PF+P&VU'O&(! &*%T+Q! NOO'R+!P++C(! *02/-D.-:/2! R.D120!Q1:02 &05047<:0!(62/032! &70-/.0! %1.51:02! N==190!OD.:1/D.0! &.<47102V%B-.>2! )D2!&<D.2 R<410.2! R<30>1-:2! Q13<D21:0!(0.?1902! #-55!R<?0.1:;2! R-/0.1:;! (J1!&.142! R-.40/! O5<.12/2! *02<./2V$</052! (09D.1/6!(62/032! Y0B050.2! O-8!F-971:02! 6 Tuesday 24 March 2009
  • 18. Training Manual Salt Lake City, Utah Tuesday 24 March 2009
  • 19. ! #$%!&'!()*+,*-./0! ()*+,*!-'!+$,!1%*234'!%23,'+!5%*6!%5!,7%.%68!).3!+%3)89!7%:.+*-,'9! 7%*;%*)+-%.'9!*,+)-2,*'!).3!-.3-<-3:)2'!)*,!-.<%2<,3!-.!+$-'!7)'$2,''! ,=7$)./,!%5!/%%3'!).3!',*<-7,'>! ()*+,*!',*<,'!+%!-6;*%<,!7)'$!52%1'9!/,.,*)+,!-.7*,6,.+)2!')2,'! ).3!7*,)+,!.,1!)*,)'!%5!3-'+*-?:+-%.!?,+1,,.!'+%*,%1.,*'9! ;*%5,''-%.)2'!).3!',*<-7,!%*/).-@)+-%.'> Training Manual quot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alt Lake City, Utah ()*+,*!L=7$)./,!MI(LN!$)'!3,<,2%;,3!?)*+,*-./!-.+%!)!'%;$-'+-7)+,3! ?:'-.,''!;*)7+-7,!+$)+!?*-./'!.:6,*%:'!?,.,5-+'!+%!;)*+-7-;)+-./!72-,.+'>! #$,.!7%**,7+28!:',39!?)*+,*!?,7%6,'!)!$-/$28!;*%5-+)?2,!')2,'!).3! 6)*H,+-./!)2+,*.)+-<!,>! !quot;#$%&'(%)*'quot;#+%%!quot;$,-quot;.',/#$0%%%12/32/quot;'#2$4! ! ! ! ! ! Tuesday 24 March 2009
  • 20. #$%!&'!()*+,*-./0! ()*+,*!-'!+$,!1%*234'!%23,'+!5%*6!%5!,7%.%68!).3!+%3)89!7%:.+*-,'9! 7%*;%*)+-%.'9!*,+)-2,*'!).3!-.3-<-3:)2'!)*,!-.<%2<,3!-.!+$-'!7)'$2,''! ,=7$)./,!%5!/%%3'!).3!',*<-7,'>! ()*+,*!',*<,'!+%!-6;*%<,!7)'$!52%1'9!/,.,*)+,!-.7*,6,.+)2!')2,'! ).3!7*,)+,!.,1!)*,)'!%5!3-'+*-?:+-%.!?,+1,,.!'+%*,%1.,*'9 ;*%5,''-%.)2'!).3!',*<-7,!%*/).-@)+-%.'> Training Manual quot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alt Lake City, Utah ()*+,*!L=7$)./,!MI(LN!$)'!3,<,2%;,3!?)*+,*-./!-.+%!)!'%;$-'+-7)+,3 ?:'-.,''!;*)7+-7,!+$)+!?*-./'!.:6,*%:'!?,.,5-+'!+%!;)*+-7-;)+-./!72-,.+'> #$,.!7%**,7+28!:',39!?)*+,*!?,7%6,'!)!$-/$28!;*%5-+)?2,!')2,'!).3! 6)*H,+-./!)2+,*.)+-<!,>! !quot;#$%&'(%)*'quot;#+%%!quot;$,-quot;.',/#$0%%%12/32/quot;'#2$4! ! ! ! ! Tuesday 24 March 2009
  • 21. Training Manual Salt Lake City, Utah Tuesday 24 March 2009
  •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uesday 24 March 2009
  •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uesday 24 March 2009
  • 26. Training Manual Salt Lake City, Utah 9 Tuesday 24 March 2009
  • 27. ! #$%!&$'(!)*+,'+!%$+-.! /)'!01234526!789:!;<=2!4!>4?=@!*!?2A!>86<?266!0A?23!B0<?6!5:2!2C9:4?D2!4?E! 012?6!4!>43523!9:29=<?D!49908?5!50!32903E!E2106<56!4?E!9:43D26@! *!9;<2?5!90714?F!<6!932E<52E!<?!G534E2!E0;;436H!I03!130E8956!03!623J<926!6811;<2E!50! 4?05:23!9;<2?5!I<37!4?E!5:062!534E2!932E<56!94?!5:2?!>2!862E!50!1839:462!D00E6!03! 623J<926!I307!4?F!05:23!/)'!727>23@!,34E2!E0;;436!432!932E<52E!E0;;43KI03KE0;;43! 49903E<?D!50!5:2!?0374;!946:!13<92!0I!A:452J23!<6!>2<?D!60;E@!L<376!3292<J<?D!D00E6! 03!623J<926!;<=2A<62!432!E2><52E!<?!534E2!E0;;436@! Training Manual ,:2!/)'!725:0E!85<;<M26!4!>43523!9:29=@!*;;!49908?5<?D!I03!/)'!<6!E0?2!92?534;;F! A<5:!534?6495<0?6!32903E2E!>F!90718523!4?E!70?5:;F!6545272?56!130J<E2E!50!9;<2?56@! /)'!9;<2?56!432!I322!50!612?E!5:2<3!534E2!E0;;436!A<5:!4?F!0I!5:2!727>23!90714?<26@! *N/!O0?653895<0?!243?6! PQRSRRR!<?!/)'!932E<56! >8<;E<?D!'71;0F22! T8435236!I03!!5:272!143=! Salt Lake City, Utah ! ! L;0A236!I03!E48D:523U6! )VW(! A2EE<?D!I307!';2D4?5! L;03<656!I03!PXXSRRR!<?! ! /)'!932E<56! Y4945<0?6!I03!PZSRRR!<?! /)'!932E<56! ! ! %2>!6<52!I307!(105!$?! ,389=!+214<36!I307!*KX! ,29:?0;0D<26!I03! ,389=!(23J<92!I03!PXQSRRR!<?! PXQSRRR!<?!/)'!932E<56! /)'!932E<56! 9 Tuesday 24 March 2009
  • 28. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 10 Tuesday 24 March 2009
  • 29. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. ! #$%!&'()!*+,!-'!+./-,/0! network? How does a client utilize the MBE Exchange Specialists guarantee trading success. Once an account is -12!323425!4267328!9:5;!7<!;12!<:8;28;=>57?@A>!;5:B2!2C61:A>2!@A!;12!?75DBE!-12F!>2;!:! approved in our system, they are designated an Exchange Specialist 957<288@7A:D!8:D28!;2:3!?75G@A>!;7!95737;2!;12@5!6739:AF!:AB!;7!45@A>!;123!A2?! who will be there to help the client earn and spend trade at their 6H8;73258E! comfort level. The Exchange Specialist will learn about the client’s -157H>1!*+,!;12F!1:I2!;12!97;2A;@:D!;7!B7!4H8@A288!?@;1!;17H8:AB8!7<!3234258! business and will market them to other members by fax, e-mail and A:;@7A?@B2!J!:DD!A2?!6H8;73258!<75!;12@5!957BH6;8!:AB!825I@628E! mailings to help them K@A62!*+,!3234258!1:I2!;7!892AB!;12@5!652B@;8L!@;!3:G28!82A82!<75!;123!;7!H82!;123!7A! earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, 957<288@7A:D!:AB!4H8@A288!825I@628!7<!7;125!3234258E!(A!:BB@;@7AL!8:;@8<@2B!6H8;73258!?@DD 5267332AB!3752!6H8;73258!J!;1@8!;@32!6:81=9:F@A>!7A28E! which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. -157H>1!@;8!A:;@7A:D!A2;?75GL!*+,!957I@B28M! .!8:D28!8;:<<!?75G@A>!<HDD!;@32!7A!;12!323425N8!421:D<!;7!:88@8;!@A!!!>2A25:;@A>!A2?! WHAT8:D28!:AB!:!1@>125!I7DH32!7<!4H8@A288E! FOR YOUR INVESTMENT? DO YOU RECEIVE MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep .!?:F!;7!@3957I2!6:81!<D7?!:AB!2A:4D2!67A825I:;@7A!7<!6:81!<75!;12!;1@A>8!;1:;! 6:AA7;!42!4:5;252BE! that fee and decide the amount to distribute to your sales reps (We recommend 80%.). -17H8:AB8!7<!A2?!4H8@A288!67A;:6;8L!3:AF!7<!?1@61!;12F!3@>1;!A2I25!322;!2C629; MBE also receives a;157H>1!;12!*+,!2C61:A>2E! every purchase. You get 50% of those profits! 10% cash fee on )2?!7H;D2;8!<75!2C6288!@AI2A;75F!:AB!HAH82B!6:9:6@;F!;1:;!D2:B8!;7!?@B25!957BH6;! B@8;5@4H;@7AE! OH:5:A;22!7<!9:F32A;!:AB!B@89H;2!82;;D232A;E! You will not find another investment opportunity out there with this company’s level of .A!2B>2!7I25!;12!67392;@;@7A!?17!6:AN;!:<<75B!:BB@;@7A:D!:BI25;@8@A>E integrity and willingness to “share the wealth!” .8!:!32;17B!7<!B7@A>!4H8@A288L!4:5;25!1:8!426732!:!8H99D232A;!;7!6:81!8:D28!:AB!: 8791@8;@6:;2B!;77D!<75!4H@DB@A>!8:D28!?1@D2!52BH6@A>!:6;H:D!6:81!2C92A828E MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 10 Tuesday 24 March 2009
  • 30. We will even train them for you. Once the new accounts are approved in the system, we take care of the rest; all mailing, billing, brokering, marketing of all existing accounts. An entrepreneurial salesman started this company, so we place great value on the sales aspect of our company. How does a client utilize the MBE network? Exchange Specialists guarantee trading success. Once an account is approved in our system, they are designated an Exchange Specialist who will be there to help the client earn and spend trade at their comfort level. The Exchange Specialist will learn about the client’s business and will market them to other members by fax, e-mail and mailings to help them earn MBE dollars. MBE will keep track of all accounting. All trading is tracked through state-of-the-art software, which logs all requests, sales and purchases. The client need only call in for authorization when they make a sale and let their Exchange Specialist know how they would like to spend their MBE dollars. WHAT DO YOU RECEIVE FOR YOUR INVESTMENT? MBE earns a one-time $495 sign-up fee for each new account. As a partner you keep that fee and decide the amount to distribute to your sales reps (We recommend 80%.). MBE also receives a 10% cash fee on every purchase. You get 50% of those profits! You will not find another investment opportunity out there with this company’s level of integrity and willingness to “share the wealth!” MBE represents integrity and the highest business practice standards in the barter industry. 100% Trade. 100% of the Time. Phone: 800-822-7204 www.merchantsbarter.com Fax: 800-822-5053 10 Tuesday 24 March 2009
  • 31. SAMPLE INVOICE Client Information Transactions Sales Purchases Trade Balance Cash Fee Payment Advice Slip SAMPLE BARTER CHECK 12 11 Tuesday 24 March 2009
  • 33. Training Manual Salt Lake City, Utah 12 Tuesday 24 March 2009
  • 34. Training Manual Salt Lake City, Utah 12 Tuesday 24 March 2009
  • 35. Did You Know?.... HOW DOES BARTER WORK? MBE operates much like a bank. A new business owner joins the exchange and opens a barter checking account to record deposits and charges. A client company is credited in “trade dollars” for products or services supplied to another client firm and those trade credits can then be used to purchase goods or services from any other MBE member. Trade dollars are credited dollar-for-dollar according to the normal cash price of whatever is being sold. Firms receiving goods or services likewise are debited in trade dollars. The MBE method utilizes a barter check. All accounting for MBE is done centrally with transactions recorded by computer and monthly statements provided to clients. MBE clients are free to spend their trade dollars with any of the member companies. A&M Construction earns $50,000 in MBE credits building employee quarters for theme park Flowers for daughter’s BUYS wedding from Elegant Florists for $11,000 in Vacations for $9,000 in MBE credits MBE credits Web site from Spot On Truck Repairs from A-1 Technologies for Truck Service for $15,000 $15,000 in MBE credits in MBE credits 13 Tuesday 24 March 2009

Editor's Notes

  1. Founded in 2000 by Steve Bolles (Edison of barter), 10,000 plus clients nationally/ 260 locally ranging in size from small to enterprise. We have brought the cave man art of trading into the 21st Century by adding a banking and brokerage element and eliminating the one on one trade dynamic.