A financial study on Canara bank under a college project.

1. Presentation on :
CANARA BANK
Presented to:
Presented by:
Avneet Kaur

2. Founder
 Shri Ammembal Subba Rao Pai
 “A good bank is not only the financial heart of
the community , but also one with an obligation
of helping in every possible manner to improve
the economic conditions of the common people”

3. History
 Established the Canara Hindu Parliament Fund
(1906).
 Renamed as Canara Bank Limited (1910).
 Nationalized in 1969.
 1000th branch inaugurated in 1976.

4. History
Inaugurated overseas branch at London(1983)
Became the 1ST Indian bank to get ISO 9002
certification (1996)
First Initial Public Offer(2002-03)
Launched Internet Banking Services(2003-04)
Basel II New Capital Adequacy Framework(2007)

5. New Brand Entity

6. Vision:
To emerge as a ‘Preferred Bank’ by pursuing global
benchmarks in profitability, operational efficiency,
asset quality, risk management and expanding the
global reach.
Mission:
To provide quality banking services with good
customer care, create value for all stakeholders and
continue as are pensive corporate social citizen.

7. Business Profile
Corporate banking
MSME Banking
Retail Banking
Credit Cards
Asset Management
Commercial banking
Private banking
Mortgages
Investment Banking
Other Businesses

8. Financial Performance
Particulars Mar 17 Mar 16 Mar 15
Total Shareholder's Funds 33,685.54 31,603.20 31,859.23
Total Share Capital 597.29 542.99 475.20
Total Capital and Liabilities 583,519.44 552,960.78 548,000.56
Total Assets 583,519.44 552,960.78 548,000.56
Balance Sheet of Canara Bank (in Crs)

9.  Profit and Loss Account
(in Crores)
Particulars Mar 17 Mar 16 Mar 15
Total Income 48,942.04 48,897.36 48,300.29
Total
Expenditure
47,820.12 51,710.19 45,597.67
Net Profit /
Loss for The
Year
1,121.92 -2,812.82 2,702.62

10. Major Competition
Private and foreign
banks
HDFC
Axis bank
HSBC
Yes bank
Barclays bank
Deutsche bank
And many more

11. Comparison with Peers
Name Last Price Market
Cap.
(Rs. cr.)
Net
Interest
Income
Net Profit Total Assets
SBI 274.65 237,079.26 175,518.24 10,484.10 2,705,966.30
Bank of Baroda 142.10 32,831.49 42,199.93 1,383.13 694,875.41
PNB 137.60 29,280.84 47,275.99 1,324.80 720,330.55
Canara Bank 326.75 19,516.46 41,387.64 1,121.92 583,519.45
Bank of India 139.50 14,957.12 39,290.87 -1,558.34 626,309.27
Indian Bank 296.90 14,259.86 16,039.75 1,405.68 218,233.15
Central Bank 73.85 14,047.53 24,661.41 -2,439.10 333,401.95

12. Comparison using Ratios
Name EPS
(in Rs.)
Return on
Asset ( %)
Return on
Equity (%)
Net Profit
Margin
(%)
Operating
Profit
Margin
(%)
SBI 13.43 0.38 6.69 5.97 -14.23
Bank of Baroda 6.00 0.19 3.43 3.27 -12.73
PNB 6.45 0.18 3.47 2.80 -16.13
Canara Bank 20.63 0.19 3.96 2.71 -15.54
Bank of India -15.72 -0.24 0.00 -3.96 -21.20
Indian Bank 29.27 0.64 9.72 8.76 -5.02
Central Bank -12.82 -0.73 0.00 -9.89 -21.55

13. SWOT analysis
Strength Weaknesses
Opportunity Threats

14. SWOT Analysis
Strengths:
 Innovative schemes
 Technology advance
 Articulation of good banking
 Bank has employed over
55,000 people(Avg. age-35)
 Partnership with UNEP to
initiate a successful solar
loan program
Weaknesses:
Inadequate publicity
Low International
presence
Customer service is
lesser

15. SWOT Analysis
Opportunities:
Rural and social
banking
Agriculture based
consultancy
Threats:
Economic crisis
Highly competitive
environment
Changing government
and RBI policies

16. THANK YOU