1. BA NK ING IN THE
NE W E U ME MBE R
STA TE S

2. INTRODUCTİON
• Developments in financial
markets have shaped
• the economic and policy
debate in recent years

4. NEW EURO MEMBER STATES
• the Czech Republic (CZ), Estonia (EE), Hungary
• (HU), Latvia (LV), Lithuania (LT), Poland (PL),
• and Slovakia (SK), which joined the EU on
• 1 May 2004, and Romania (RO) and Bulgaria
• (BG), which joined on 1 January 2007. Since
• the bulk of the analysis covers the period from
• 1996 until 2006, we also consider EU member
• states, Slovenia (SI), which joined the euro area
• on 1 January 2007, as well as Cyprus (CY) and
• Malta (MT), which joined on 1 January 2008.

5. TWO MAJOR CHALLENGES
• 1-manege the continued and
probably rapid procces of further
real economic convergence
• 2-to achive the degree of nominal
convergence

6. MAIN SUBJECTS
• the macroeconomic outlook
• structural features of financial sectors in new
member states
• the role of foreign banks
• mergers and acquisition activities
• the regulatory framework

7. THE MACROECONOMIC OUTLOOK

8. About table 1
• gdp increase
• potential output increase
• government consumption decrease
• there is trade deficit because of import and
export
• unemployment rate increase

10. STRUCTURAL FEATURES OF
FINANCIAL SECTORS IN NEW
MEMBER STATES
• the nım-8 transition countries are
characterised by relatively low levels of their
economies from centrally planned ones, with
very low levels of intermadiation

11. STOCK MERKETS IN NEW MEMBER
STATES

12. THE SUTRUCTURE OF NMSs’ BANKİNG
SECTORS
• İn terms of stability efficiency of their banking
sectors NMSs’ banks seem to be adequately
capitalised and profitable

13. ASSET QUALİTY
germany

15. italy

16. greece

17. THE ROL OF FOREIGN BANKS

19. Cross-border provision of financial
services in the euro area
assests liabilities

20. BANK AUSTRİA AND ITS
PERFORMANCE IN CENTRAL AND
EASTERN EUROPE
• CROSS-BORDER FİNANCİNG FOR EASTERN
EUROPE
• ONE CREDİT AVAİLABLE FOR TEN COUNTRİES
• COORDİNATED PROVİSİON OF CREDİTS İN A
FAST AND FLEXİBLE MANNER FOR COMPANİES
• SUPPORT CLİENTS WİTH OPTİMAL FİNANCİNG

21. MERGER AND ACQUISITION
ACTIVITIES
• Mergers = a company's own legal
personality of the changing union of one
another under a single management.

22. Acquisition
• merger differently can financial consolidation
through can survive in the purchase.
Acquisition, simply a part of an organization or
company in another part of the purchase of
the assets directly caused by the change

23. Reasons of the mergers
• expansion of regional and political area
•
• to protect their profit margins by increasing market share
•
• provide the technology needed
•
• expand marketing network
•
• to improve competitive power
•
• ensure that branch network
•

26. THE REGULATORY FRAMEWORK
• Laws and regulations that outline the legal
requirements to be met. They may also be
complemented by policies, standards,
directives and guidelines

27. International regulatory framework
for banks (Basel III)
• "Basel III" is a comprehensive set of reform
measures, developed by the Basel Committee
on Banking Supervision, to strengthen the
regulation, supervision and risk management
of the banking sector

28. Aligning Financial Supervisory
Structures with Country Needs
• The financial sector industry has undergone
major changes in recent years. Technological
innovation, deregulation, and liberalization
are changing the context in which financial
supervisors operate
• This timely book also identifies the pros and
cons of different financial supervisory models.

29. CONCLUSİONS
• banks in new member states have benefited
from a period of favourable macroeconomic
conditions in the run up to eu accession
• for most NEMSs’will be the membership of
the ERM ll with a view to joining the single
currency and the implementation of the
Lamfalussy procedure whic aims to reform a
substantial part of the EU regulatory
framework

30. sources
• www.ecb.int
• www.bis.org
• Occasional paper series no:81 marc 2008

31. PREPARED BY
• ALPARSLAN SARP
• EMRE OFLAZ
• DİLEK ALPAY
• DİLAN ADAM
• BUSE SOYTÜRK
• BAŞAK KIZAL