More Related Content Similar to Avalin resp cap7 (20) More from Adriano Bruni (20) 2. TMA Respostas: VFL
4% PBS 4.00 VPL 10,000.01 VUL
PBD 4.45 TIR 16% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (20,000.00) (20,000.00) (20,000.00) (20,000.00)
1 4,998.29 (15,001.71) 1.00 4,806.05 (15,193.95)
2 4,998.29 (10,003.42) 1.00 4,621.20 (10,572.75)
3 4,998.29 (5,005.13) 1.00 4,443.46 (6,129.29)
4 4,998.29 (6.84) 1.00 4,272.56 (1,856.73)
5 4,998.29 4,991.45 0.00 4,108.23 2,251.50
6 4,998.29 9,989.74 3,950.22 6,201.72
7 4,998.29 14,988.03 3,798.29 10,000.01
8 14,988.03 - 10,000.01
9 14,988.03 - 10,000.01
10 14,988.03 - 10,000.01
Soma
4. TMA Respostas: VFL
5% PBS 5.86 VPL (7,999.99) VUL
PBD 10.00 TIR 1% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (60,000.00) (60,000.00) (60,000.00) (60,000.00)
1 10,244.91 (49,755.09) 1.00 9,757.06 (50,242.94)
2 10,244.91 (39,510.18) 1.00 9,292.44 (40,950.51)
3 10,244.91 (29,265.27) 1.00 8,849.94 (32,100.57)
4 10,244.91 (19,020.36) 1.00 8,428.51 (23,672.06)
5 10,244.91 (8,775.45) 1.00 8,027.16 (15,644.90)
6 10,244.91 1,469.46 0.86 7,644.91 (7,999.99)
7 1,469.46 - (7,999.99)
8 1,469.46 - (7,999.99)
9 1,469.46 - (7,999.99)
10 1,469.46 - (7,999.99)
Soma
6. TMA Respostas: VFL
6% PBS 10.00 VPL (5,000.00) VUL
PBD 10.00 TIR -6% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (30,000.00) (30,000.00) (30,000.00) (30,000.00)
1 13,635.92 (16,364.08) 1.00 12,864.08 (17,135.92)
2 13,635.92 (2,728.16) 1.00 12,135.92 (5,000.00)
3 (2,728.16) 1.00 - (5,000.00)
4 (2,728.16) 1.00 - (5,000.00)
5 (2,728.16) 1.00 - (5,000.00)
6 (2,728.16) 1.00 - (5,000.00)
7 (2,728.16) 1.00 - (5,000.00)
8 (2,728.16) 1.00 - (5,000.00)
9 (2,728.16) 1.00 - (5,000.00)
10 (2,728.16) 1.00 - (5,000.00)
Soma
8. TMA Respostas: VFL
12% PBS 2.38 VPL 4.38 VUL
PBD 2.97 TIR 13% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (500.00) (500.00) (500.00) (500.00)
1 210.00 (290.00) 1.00 187.50 (312.50)
2 210.00 (80.00) 1.00 167.41 (145.09)
3 210.00 130.00 0.38 149.47 4.38
4 130.00 - 4.38
5 130.00 - 4.38
6 130.00 - 4.38
7 130.00 - 4.38
8 130.00 - 4.38
9 130.00 - 4.38
10 130.00 - 4.38
Soma
9. 6.16
1.83
1.01
PBD
1.00
1.00
0.97
10. TMA Respostas: VFL
10% PBS - VPL 2,248.43 VUL
PBD - TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 - - -
1 400.00 400.00 - 363.64 363.64
2 400.00 800.00 330.58 694.21
3 400.00 1,200.00 300.53 994.74
4 400.00 1,600.00 273.21 1,267.95
5 200.00 1,800.00 124.18 1,392.13
6 200.00 2,000.00 112.89 1,505.03
7 200.00 2,200.00 102.63 1,607.66
8 200.00 2,400.00 93.30 1,700.96
9 200.00 2,600.00 84.82 1,785.78
10 1,200.00 3,800.00 462.65 2,248.43
Soma
12. TMA Respostas: VFL
12% PBS - VPL 14,645.49 VUL
PBD - TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 - - -
1 5,000.00 5,000.00 - 4,464.29 4,464.29
2 3,000.00 8,000.00 2,391.58 6,855.87
3 3,000.00 11,000.00 2,135.34 8,991.21
4 3,000.00 14,000.00 1,906.55 10,897.76
5 3,000.00 17,000.00 1,702.28 12,600.04
6 1,000.00 18,000.00 506.63 13,106.67
7 1,000.00 19,000.00 452.35 13,559.02
8 1,000.00 20,000.00 403.88 13,962.91
9 1,000.00 21,000.00 360.61 14,323.52
10 1,000.00 22,000.00 321.97 14,645.49
Soma
14. TMA Respostas: VFL
6% PBS 3.25 VPL 200.18 VUL
PBD 3.37 TIR 26% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (300.00) (300.00) (300.00) (300.00)
1 100.00 (200.00) 1.00 94.34 (205.66)
2 100.00 (100.00) 1.00 89.00 (116.66)
3 - (100.00) 1.00 - (116.66)
4 400.00 300.00 0.25 316.84 200.18
5 300.00 - 200.18
6 300.00 - 200.18
7 300.00 - 200.18
8 300.00 - 200.18
9 300.00 - 200.18
10 300.00 - 200.18
Soma
Resp: 238.41
16. TMA Respostas: VFL
3% PBS 6.00 VPL 83,448.06 VUL
PBD 6.41 TIR 15% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (90,000.00) (90,000.00) (90,000.00) (90,000.00)
1 10,000.00 (80,000.00) 1.00 9,708.74 (80,291.26)
2 10,000.00 (70,000.00) 1.00 9,425.96 (70,865.30)
3 10,000.00 (60,000.00) 1.00 9,151.42 (61,713.89)
4 20,000.00 (40,000.00) 1.00 17,769.74 (43,944.15)
5 20,000.00 (20,000.00) 1.00 17,252.18 (26,691.97)
6 20,000.00 - 1.00 16,749.69 (9,942.28)
7 30,000.00 30,000.00 - 24,392.75 14,450.46
8 30,000.00 60,000.00 23,682.28 38,132.74
9 30,000.00 90,000.00 22,992.50 61,125.24
10 30,000.00 120,000.00 22,322.82 83,448.06
Soma
Resp: 91,185.95
18. TMA Respostas: VFL
4% PBS 3.00 VPL 539.94 VUL
PBD 3.22 TIR 30% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (400.00) (400.00) (400.00) (400.00)
1 120.00 (280.00) 1.00 115.38 (284.62)
2 160.00 (120.00) 1.00 147.93 (136.69)
3 120.00 - 1.00 106.68 (30.01)
4 160.00 160.00 - 136.77 106.76
5 120.00 280.00 98.63 205.39
6 160.00 440.00 126.45 331.84
7 120.00 560.00 91.19 423.03
8 160.00 720.00 116.91 539.94
9 720.00 - 539.94
10 720.00 - 539.94
Soma
20. TMA Respostas: VFL
25% PBS 1.31 VPL 448.00 VUL
PBD 1.78 TIR 34% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (4,000.00) (4,000.00) (4,000.00) (4,000.00)
1 3,000.00 (1,000.00) 1.00 2,400.00 (1,600.00)
2 3,200.00 2,200.00 0.31 2,048.00 448.00
3 2,200.00 - 448.00
4 2,200.00 - 448.00
5 2,200.00 - 448.00
6 2,200.00 - 448.00
7 2,200.00 - 448.00
8 2,200.00 - 448.00
9 2,200.00 - 448.00
10 2,200.00 - 448.00
Soma
22. TMA Respostas: VFL
8% PBS 2.60 VPL 3.16212 VUL
PBD 2.92 TIR 10% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (95.00) (95.00) (95.00) (95.00)
1 40.00 (55.00) 1.00 37.04 (57.96)
2 25.00 (30.00) 1.00 21.43 (36.53)
3 50.00 20.00 0.60 39.69 3.16
4 20.00 - 3.16
5 20.00 - 3.16
6 20.00 - 3.16
7 20.00 - 3.16
8 20.00 - 3.16
9 20.00 - 3.16
10 20.00 - 3.16
Soma
23. 3.98
1.23
1.03
PBD
1.00
1.00
0.92
24. TMA Respostas: VFL
20% PBS 1.67 VPL 6.88735 VUL
PBD 2.11 TIR 71% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (4.00) (4.00) (4.00) (4.00)
1 2.00 (2.00) 1.00 1.67 (2.33)
2 3.00 1.00 0.67 2.08 (0.25)
3 4.00 5.00 2.31 2.06
4 5.00 10.00 2.41 4.48
5 6.00 16.00 2.41 6.89
6 16.00 - 6.89
7 16.00 - 6.89
8 16.00 - 6.89
9 16.00 - 6.89
10 16.00 - 6.89
Soma
25. 17.14
2.30
2.72
PBD
1.00
1.00
0.11
26. TMA Respostas: VFL
12% PBS 1.78 VPL 134.10715 VUL
PBD 2.10 TIR 58% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (75.00) (75.00) (75.00) (75.00)
1 40.00 (35.00) 1.00 35.71 (39.29)
2 45.00 10.00 0.78 35.87 (3.41)
3 50.00 60.00 35.59 32.18
4 55.00 115.00 34.95 67.13
5 60.00 175.00 34.05 101.18
6 65.00 240.00 32.93 134.11
7 240.00 - 134.11
8 240.00 - 134.11
9 240.00 - 134.11
10 240.00 - 134.11
Soma
28. TMA Respostas: VFL
7% PBS 3.52 VPL (3.32) VUL
PBD 10.00 TIR 5% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (88.00) (88.00) (88.00) (88.00)
1 25.00 (63.00) 1.00 23.36 (64.64)
2 25.00 (38.00) 1.00 21.84 (42.80)
3 25.00 (13.00) 1.00 20.41 (22.39)
4 25.00 12.00 0.52 19.07 (3.32)
5 12.00 - (3.32)
6 12.00 - (3.32)
7 12.00 - (3.32)
8 12.00 - (3.32)
9 12.00 - (3.32)
10 12.00 - (3.32)
Soma
29. (4.35)
(0.98)
0.96
PBD
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
30. TMA Respostas: VFL
12% PBS 3.25 VPL 408.52 VUL
PBD 3.51 TIR 47% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (90.00) (90.00) (90.00) (90.00)
1 (150.00) (240.00) 1.00 (133.93) (223.93)
2 (60.00) (300.00) 1.00 (47.83) (271.76)
3 200.00 (100.00) 1.00 142.36 (129.40)
4 400.00 300.00 0.25 254.21 124.80
5 500.00 800.00 283.71 408.52
6 800.00 - 408.52
7 800.00 - 408.52
8 800.00 - 408.52
9 800.00 - 408.52
10 800.00 - 408.52
Soma
32. TMA Respostas: VFL
30% PBS 2.50 VPL (644.30) VUL
PBD 10.00 TIR 29% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (25,000.00) (25,000.00) (25,000.00) (25,000.00)
1 10,000.00 (15,000.00) 1.00 7,692.31 (17,307.69)
2 10,000.00 (5,000.00) 1.00 5,917.16 (11,390.53)
3 10,000.00 5,000.00 0.50 4,551.66 (6,838.87)
4 10,000.00 15,000.00 3,501.28 (3,337.59)
5 10,000.00 25,000.00 2,693.29 (644.30)
6 25,000.00 - (644.30)
7 25,000.00 - (644.30)
8 25,000.00 - (644.30)
9 25,000.00 - (644.30)
10 25,000.00 - (644.30)
Soma
34. TMA Respostas: VFL
PBS Não tem VPL - VUL
PBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 - - -
1 - 1.00 - -
2 - 1.00 - -
3 - 1.00 - -
4 - 1.00 - -
5 - 1.00 - -
6 - 1.00 - -
7 - 1.00 - -
8 - 1.00 - -
9 - 1.00 - -
10 - 1.00 - -
Soma
36. TMA Respostas: VFL
18% PBS 2.35 VPL 26.32 VUL
PBD 3.35 TIR 32% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (80.00) (80.00) (80.00) (80.00)
1 34.00 (46.00) 1.00 28.81 (51.19)
2 34.00 (12.00) 1.00 24.42 (26.77)
3 34.00 22.00 0.35 20.69 (6.07)
4 34.00 56.00 17.54 11.46
5 34.00 90.00 14.86 26.32
6 90.00 - 26.32
7 90.00 - 26.32
8 90.00 - 26.32
9 90.00 - 26.32
10 90.00 - 26.32
Soma
37. 60.22251
8.42
1.33
PBD
1.00
1.00
1.00
0.35
38. TMA Respostas: VFL
16% PBS 5.42 VPL (70.01) VUL
PBD 10.00 TIR 13% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (650.00) (650.00) (650.00) (650.00)
1 120.00 (530.00) 1.00 103.45 (546.55)
2 120.00 (410.00) 1.00 89.18 (457.37)
3 120.00 (290.00) 1.00 76.88 (380.49)
4 120.00 (170.00) 1.00 66.27 (314.22)
5 120.00 (50.00) 1.00 57.13 (257.08)
6 120.00 70.00 0.42 49.25 (207.83)
7 120.00 190.00 42.46 (165.37)
8 120.00 310.00 36.60 (128.77)
9 120.00 430.00 31.55 (97.21)
10 120.00 550.00 27.20 (70.01)
Soma
40. 6 14.00% 580.00 149.15
1
MATEMÁGICA FINANCEIRA NO EXCE
Clique sobre o valor que deseja obter
Operações financeiras com juros compostos.
Regime N I PV PMT
þÿ
3 6 14.0000% 580.00
Juros Compostos (149.15)
Resposta A prestação é igual a -149.151,35 no regime de juros compostos
Operações na HP12C [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513
Operações no Excel =PGTO(0.14;6;580;;0)
42. 4
N I PV PMT
JS 1 0 [ENTER] [ENTER] [ENTER] [-] 6 [/] Visor => 0,000,000
0 580 [/] 0 [-] 14 [/] Visor =>existe [x] 1 [+] [/]
1 580 [/] 1 0.14 [ENTER]6
Não 0,000,000
D 2 1 [ENTER] [ENTER] 580 [ENTER] 0 existe [/] [ENTER]
1 580 [ENTER] 0 [/]1[-] 0.14 [/] Visor => 0,000
0 [ENTER] [ENTER] 0.14 Visor =>
Não [/] [-] 6
JC 3 [f] [REG] [f] [REG] [f] [n] 580 [END] [n] Visor [i] Visor => 0
14 [i] 5806[PV] [g] 6 [n] [f] [REG] [END] [PV]580
[REG] [PV] 14 [i] [g] 6 => 0 . A HP
[g] [END] [n] 14 [i] Vis
l 3c 4 fómula ==>
43. Opção : 3 juros compostos (Não Mexa !!!)
1 - Juros Simples
2 - Desconto Bancário
3 - Juros Compostos
Cálculos Financeiros Gerais (Não Mexa !!!)
2 3 4 5
1 (7.14) -16.67% - Não tem
2 #DIV/0! #DIV/0! - Não tem
3 #NUM! -100.00% - (149.15)
Cálculos na HP 12C - Não Mexa Nunca !!!
Juros N I PV PMT
6 [n] 14 [i] 580 [PV]
N [f] [REG] 14 [i] 580 [PV] [g] [END] [n] Visor => 0 . A HP aproxima o cálculo de n para o inteiro superior. Seu va
I [f] [REG] 6 [n] 580 [PV] [g] [END] [i] Visor => 0
PV [f] [REG] 6 [n] 14 [i] [g] [END] [PV] Visor => 0
PMT [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513
FV [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [FV] Visor => 0
45. Regimes
1 - Juros simples
2 - Desconto comercial TAXA(nper;pgto;vp;vf;tipo;estimativ
3 - Juros compostos VF(taxa;nper;pgto;vp;tipo)
VP(taxa;nper;pgto;vf;tipo)
Tipos
0 - postecipado
1 - antecipado
Legenda
cod desc simb conc
1 O número períodos =NPER(0.14;;580;;0)
de períodos
2 % a.p.
A taxa de juros =TAXA(6;;580;;0;)
3 O valor presente =VP(0.14;6;;;0)
4 A prestação =PGTO(0.14;6;580;;0)
5 O valor futuro =VF(0.14;6;;580;0)
Taxa
1 % a.d. dias 1
2 % a.m. meses 30
3 % a.b. bimestres 60
4 % a.t. trimestres 90
5 % a.q. quadrimestres 120
46. 6 % a.s. semestres 180
7 % a.a. ano comercial 360
8 % a.a. (exato)
ano civil 365
47. Err:502
1
A NO EXCEL
a obter
FV Tipo
þÿ
0 1
Sem entrada
e de juros compostos
MT] Visor => -149.1513
49. FV Tipo
580 [ENTER] 0.14 [ENTER] 6 [x] 1 [+] [x] Visor => 0,000,000
580 [ENTER] 1 [ENTER] 0.14 [ENTER] 6 [x] [-] [/] Visor => 0,000,000
[f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [FV] Visor => 0
[f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513
50. Mexa !!!)
6
(1,067.20)
(3,625.00)
(1,273.08)
FV TIPO
[g] [END]
de n para o inteiro superior. Seu valor com quatro casas é igual a 0
54. 7 14.00% 620.00 144.58
1
MATEMÁGICA FINANCEIRA NO EXCE
Clique sobre o valor que deseja obter
Operações financeiras com juros compostos.
Regime N I PV PMT
þÿ
3 7 14.0000% 620.00
Juros Compostos (144.58)
Resposta A prestação é igual a -144.579,27 no regime de juros compostos
Operações na HP12C [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793
Operações no Excel =PGTO(0.14;7;620;;0)
56. 4
N I PV PMT
JS 1 0 [ENTER] [ENTER] [ENTER] [-] 7 [/] Visor => 0,000,000
0 620 [/] 0 [-] 14 [/] Visor =>existe [x] 1 [+] [/]
1 620 [/] 1 0.14 [ENTER]7
Não 0,000,000
D 2 1 [ENTER] [ENTER] 620 [ENTER] 0 existe [/] [ENTER]
1 620 [ENTER] 0 [/]1[-] 0.14 [/] Visor => 0,000
0 [ENTER] [ENTER] 0.14 Visor =>
Não [/] [-] 7
JC 3 [f] [REG] [f] [REG] [f] [n] 620 [END] [n] Visor [i] Visor => 0
14 [i] 6207[PV] [g] 7 [n] [f] [REG] [END] [PV]620
[REG] [PV] 14 [i] [g] 7 => 0 . A HP
[g] [END] [n] 14 [i] Vis
l 3c 4 fómula ==>
57. Opção : 3 juros compostos (Não Mexa !!!)
1 - Juros Simples
2 - Desconto Bancário
3 - Juros Compostos
Cálculos Financeiros Gerais (Não Mexa !!!)
2 3 4 5
1 (7.14) -14.29% - Não tem
2 #DIV/0! #DIV/0! - Não tem
3 #NUM! -100.00% - (144.58)
Cálculos na HP 12C - Não Mexa Nunca !!!
Juros N I PV PMT
7 [n] 14 [i] 620 [PV]
N [f] [REG] 14 [i] 620 [PV] [g] [END] [n] Visor => 0 . A HP aproxima o cálculo de n para o inteiro superior. Seu va
I [f] [REG] 7 [n] 620 [PV] [g] [END] [i] Visor => 0
PV [f] [REG] 7 [n] 14 [i] [g] [END] [PV] Visor => 0
PMT [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793
FV [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [FV] Visor => 0
59. Regimes
1 - Juros simples
2 - Desconto comercial TAXA(nper;pgto;vp;vf;tipo;estimativ
3 - Juros compostos VF(taxa;nper;pgto;vp;tipo)
VP(taxa;nper;pgto;vf;tipo)
Tipos
0 - postecipado
1 - antecipado
Legenda
cod desc simb conc
1 O número períodos =NPER(0.14;;620;;0)
de períodos
2 % a.p.
A taxa de juros =TAXA(7;;620;;0;)
3 O valor presente =VP(0.14;7;;;0)
4 A prestação =PGTO(0.14;7;620;;0)
5 O valor futuro =VF(0.14;7;;620;0)
Taxa
1 % a.d. dias 1
2 % a.m. meses 30
3 % a.b. bimestres 60
4 % a.t. trimestres 90
5 % a.q. quadrimestres 120
60. 6 % a.s. semestres 180
7 % a.a. ano comercial 360
8 % a.a. (exato)
ano civil 365
61. Err:502
1
A NO EXCEL
a obter
FV Tipo
þÿ
0 1
Sem entrada
e de juros compostos
MT] Visor => -144.5793
63. FV Tipo
620 [ENTER] 0.14 [ENTER] 7 [x] 1 [+] [x] Visor => 0,000,000
620 [ENTER] 1 [ENTER] 0.14 [ENTER] 7 [x] [-] [/] Visor => 0,000,000
[f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [FV] Visor => 0
[f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793
64. Mexa !!!)
6
(1,227.60)
(31,000.00)
(1,551.41)
FV TIPO
[g] [END]
de n para o inteiro superior. Seu valor com quatro casas é igual a 0
68. TMA Respostas: VFL
12% PBS 3.18 VPL 3.50300 VUL
PBD 5.54 TIR 13% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (140.00) (140.00) (140.00) (140.00)
1 15.00 (125.00) 1.00 13.39 (126.61)
2 63.00 (62.00) 1.00 50.22 (76.38)
3 58.00 (4.00) 1.00 41.28 (35.10)
4 22.00 18.00 0.18 13.98 (21.12)
5 30.00 48.00 17.02 (4.10)
6 15.00 63.00 7.60 3.50
7 63.00 - 3.50
8 63.00 - 3.50
9 63.00 - 3.50
10 63.00 - 3.50
Soma
70. TMA Respostas: VFL
8% PBS 6.25 VPL 3.68065 VUL
PBD 9.01 TIR 10% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (50.00) (50.00) (50.00) (50.00)
1 8.00 (42.00) 1.00 7.41 (42.59)
2 8.00 (34.00) 1.00 6.86 (35.73)
3 8.00 (26.00) 1.00 6.35 (29.38)
4 8.00 (18.00) 1.00 5.88 (23.50)
5 8.00 (10.00) 1.00 5.44 (18.06)
6 8.00 (2.00) 1.00 5.04 (13.02)
7 8.00 6.00 0.25 4.67 (8.35)
8 8.00 14.00 4.32 (4.03)
9 8.00 22.00 4.00 (0.02)
10 8.00 30.00 3.71 3.68
Soma
71. 7.94625
0.54853
1.07
PBD
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
0.01
72. TMA Respostas: VFL
8% PBS 2.88 VPL 160.04 VUL
PBD 3.46 TIR 14% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (1,350.00) (1,350.00) (1,350.00) (1,350.00)
1 600.00 (750.00) 1.00 555.56 (794.44)
2 400.00 (350.00) 1.00 342.94 (451.51)
3 400.00 50.00 0.88 317.53 (133.98)
4 400.00 450.00 294.01 160.04
5 450.00 - 160.04
6 450.00 - 160.04
7 450.00 - 160.04
8 450.00 - 160.04
9 450.00 - 160.04
10 450.00 - 160.04
Soma
74. TMA Respostas: VFL
8% PBS 5.78 VPL 19,033.84 VUL
PBD 7.46 TIR 12% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (98,000.00) (98,000.00) (98,000.00) (98,000.00)
1 16,000.00 (82,000.00) 1.00 14,814.81 (83,185.19)
2 16,000.00 (66,000.00) 1.00 13,717.42 (69,467.76)
3 16,000.00 (50,000.00) 1.00 12,701.32 (56,766.45)
4 18,000.00 (32,000.00) 1.00 13,230.54 (43,535.91)
5 18,000.00 (14,000.00) 1.00 12,250.50 (31,285.41)
6 18,000.00 4,000.00 0.78 11,343.05 (19,942.36)
7 24,000.00 28,000.00 14,003.77 (5,938.59)
8 24,000.00 52,000.00 12,966.45 7,027.86
9 24,000.00 76,000.00 12,005.98 19,033.84
10 76,000.00 - 19,033.84
Soma
76. TMA Respostas: VFL
8% PBS 2.64 VPL 538.50 VUL
PBD 3.07 TIR 32% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (630.00) (630.00) (630.00) (630.00)
1 230.00 (400.00) 1.00 212.96 (417.04)
2 240.00 (160.00) 1.00 205.76 (211.28)
3 250.00 90.00 0.64 198.46 (12.82)
4 260.00 350.00 191.11 178.29
5 270.00 620.00 183.76 362.05
6 280.00 900.00 176.45 538.50
7 900.00 - 538.50
8 900.00 - 538.50
9 900.00 - 538.50
10 900.00 - 538.50
Soma
78. IL = VPL/INV + 1
IL = 1.4
79. TMA Respostas: VFL
3% PBS 2.00 VPL 432.27 VUL
PBD 2.09 TIR 39% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (400.00) (400.00) (400.00) (400.00)
1 200.00 (200.00) 1.00 194.17 (205.83)
2 200.00 - 1.00 188.52 (17.31)
3 200.00 200.00 - 183.03 165.72
4 300.00 500.00 266.55 432.27
5 500.00 - 432.27
6 500.00 - 432.27
7 500.00 - 432.27
8 500.00 - 432.27
9 500.00 - 432.27
10 500.00 - 432.27
Soma
81. TMA Respostas: VFL
18% PBS 4.69 VPL (39.04) VUL
PBD 10.00 TIR 14% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (300.00) (300.00) (300.00) (300.00)
1 64.00 (236.00) 1.00 54.24 (245.76)
2 64.00 (172.00) 1.00 45.96 (199.80)
3 64.00 (108.00) 1.00 38.95 (160.85)
4 64.00 (44.00) 1.00 33.01 (127.84)
5 64.00 20.00 0.69 27.97 (99.86)
6 64.00 84.00 23.71 (76.15)
7 64.00 148.00 20.09 (56.06)
8 64.00 212.00 17.03 (39.04)
9 212.00 - (39.04)
10 212.00 - (39.04)
Soma
82. (146.73)
(9.57)
0.8699
PBD
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
83. TMA Respostas: VFL
PBS Não tem VPL - VUL
PBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 - - -
1 - 1.00 - -
2 - 1.00 - -
3 - 1.00 - -
4 - 1.00 - -
5 - 1.00 - -
6 - 1.00 - -
7 - 1.00 - -
8 - 1.00 - -
9 - 1.00 - -
10 - 1.00 - -
Soma
85. TMA Respostas: VFL
10% PBS Não tem VPL (112.02) VUL
PBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (50.00) (50.00) (50.00) (50.00)
1 (18.00) (68.00) 1.00 (16.36) (66.36)
2 (18.00) (86.00) 1.00 (14.88) (81.24)
3 (18.00) (104.00) 1.00 (13.52) (94.76)
4 (18.00) (122.00) 1.00 (12.29) (107.06)
5 (8.00) (130.00) 1.00 (4.97) (112.02)
6 (130.00) 1.00 - (112.02)
7 (130.00) 1.00 - (112.02)
8 (130.00) 1.00 - (112.02)
9 (130.00) 1.00 - (112.02)
10 (130.00) 1.00 - (112.02)
Soma
86. (180.42)
(29.55)
(1.24)
PBD
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
87. TMA Respostas: VFL
10% PBS Não tem VPL (139.88) VUL
PBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (90.00) (90.00) (90.00) (90.00)
1 (10.00) (100.00) 1.00 (9.09) (99.09)
2 (10.00) (110.00) 1.00 (8.26) (107.36)
3 (10.00) (120.00) 1.00 (7.51) (114.87)
4 (10.00) (130.00) 1.00 (6.83) (121.70)
5 (10.00) (140.00) 1.00 (6.21) (127.91)
6 (10.00) (150.00) 1.00 (5.64) (133.55)
7 (10.00) (160.00) 1.00 (5.13) (138.68)
8 (10.00) (170.00) 1.00 (4.67) (143.35)
9 (10.00) (180.00) 1.00 (4.24) (147.59)
10 20.00 (160.00) 1.00 7.71 (139.88)
Soma
88. (362.81)
(22.76)
(0.55)
PBD
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
