This document provides information about an educational session on financial management for non-finance individuals. It introduces the speakers as financial experts who provide advice on better financial management through asset allocation, liability management, and risk management. Their advisory model involves zero fees from clients but 0.5-1% fees from product manufacturers. The session then covers various topics like understanding provisions and planning, using surplus funds to invest for goals, asset types and taxation, and tracking asset growth. It emphasizes the benefits of mutual funds for goals-based investing and taxation advantages. Various fund categories like liquid, hybrid, equity, and debt funds are discussed as solutions for different needs and risk profiles.

1. W E L C O M E TO T H I S E X C L U S I V E E D U C AT I V E
S E S S I O N

2. A SESSION FOR NON FINANCE PERSON
“ A person who does not take complete
responsibility of managing his or her finances”

3. WHO ARE WE ?
A financial expert who provides motivation , suggestion and execution on
“better financial management”
Which normally consists of advisory upon :
- Asset
- Liability, and
- Risk

6. OUR ADVISORY MODEL
• Fees from Clients : Zero
• Fees from Manufacturers : 0.5% to 1%
“ Hence we are also called as FINANCIAL PRODUCT
DISTRIBUTORS”

9. Session sponsored by :

10. “IT IS NOT HOW MUCH MONEY YOU MAKE,
IT IS HOW MUCH YOU KEEP
AND
FOR HOW MANY GENERATIONS”

11. HUMAN BEHAVIOR VS WEALTH
CREATION
Fear and greed is the key emotional
hindrance

12. MY SESSION FLOW TODAY
• Understanding Provisioning and planning
• Using surplus or investing for Goals
• Understanding Assets and taxation
• Tracking Assets growth
“ Perspective : Solutions by Mutual Funds”

13. UNDERSTANDING PROVISIONS AND
PLANNING
“Every Financial worry you want to banish and
financial dream you want to achieve comes from
taking tiny steps today that put you on a path
toward your goals”

14. WHAT IS YOUR CURRENT INCOME
MODEL ?
- Active Income : You work for money
- Passive Income : Money works for you

15. HOW A BUSINESS CREATE A PASSIVE
INCOME ?
• Deposit a chunk in Bank FD
• Takes interest on the OD or get into cumulative mode
• Take OD if required
Net Impact : 30% on all interest !

16. HOW A BUSINESS CREATE A PASSIVE
INCOME ?
• Deposit a chunk in Bank FD
• Takes interest on the OD or get into cumulative mode
• Take OD if required
Net Impact : 30% on all interest !
Mutual Fund brings this Net Impact to 10% without
your OD

17. BALANCE SHEET EXAMPLES -1

18. BALANCE SHEET EXAMPLES -1

19. BALANCE SHEET EXAMPLES -2

20. BALANCE SHEET EXAMPLES -2

21. HISTORIC FACTS

22. HERE GOES 1ST ADVANTAGE OF
MUTUAL FUNDS
• All dividends in Equity and Hybrid Equity Mutual funds are tax
free in investors hand, after DDT deduction of 10%

23. HERE GOES 1ST ADVANTAGE OF
MUTUAL FUNDS
• All dividends in Equity and Hybrid Equity Mutual funds are tax
free in investors hand, after DDT deduction of 10%
• And if going by cumulative route – all gains after 1 year is
taxed at flat rate of 10%

24. SO WHAT IS THIS MUTUAL FUND ?
Watch this short Video

25. MY SESSION FLOW TODAY
• Understanding Provisioning and planning
• Using surplus or investing for Goals
• Understanding Assets and taxation
• Tracking Assets growth
“ Perspective : Solutions by Mutual Funds”

26. LETS TALK MORE ON PLANNING

27. LETS TALK MORE ON PLANNING

28. LETS TALK MORE ON PLANNING

29. EXPLORING LIQUID FUNDS
• Video

30. FIVE CATEGORIES OF MF – BY RISK

31. FIVE CATEGORIES OF MF – BY RISK
Liquid Funds

32. FIVE CATEGORIES OF MF – BY RISK
Liquid Funds
Hybrid Funds –
Bal Advantage

33. MY SESSION FLOW TODAY
• Understanding Provisioning and planning
• Using surplus or investing for Goals
• Understanding Assets and taxation
• Tracking Assets growth
“ Perspective : Solutions by Mutual Funds”

34. CREATE POTS FOR EQUIPMENT'S

35. ICICI PRUDENTIAL BLUECHIP FUND

36. FIVE CATEGORIES OF MF – BY RISK
Liquid Funds
Hybrid Funds –
Bal Advantage Equity Bluechip Funds

37. SIP IS THE TOOL TO CAPTURE THE
VOLATILITY
•Min : 1000
•Max : No limit
•Frequency : Weekly, Monthly …or as u wish
•Scheme : We suggest
•Lock-in : None

38. SIP IS USED FOR…
•HR management and staff retention
•Tax planning – better than traditional Tax
savers ( up to 1.5 Lacs)
•Specific provisions like- machine repair,
replacements, renovations, personal goals
etc

39. MY SESSION FLOW TODAY
• Understanding Provisioning and planning
• Using surplus or investing for Goals
• Understanding Assets and taxation
• Tracking Assets growth
“ Perspective : Solutions by Mutual Funds”

40. THREE CATEGORIES BY ASSET TYPE
• Debt
• Equity , and
• Hybrid

41. EQUITY IS VOLATILE BUT WINNER

42. WHAT STOPS US FROM WEALTH
CREATION ?
Fear of loss – puts you away
Greed of profit Booking – puts you under
reinvestment Risk

43. HERE COMES ‘INFINITY FINSERV (P)
LTD
• We educate you
• We evaluate your risk
• We motivate you to invest
• We help you in achieving the Goals

44. UNDERSTANDING DEBT VS EQUITY
• Debt : lending
• Equity : Participation
“ If you love your business , invest in the stocks of company you envy or you use
most”
“ If you are in a Business , must invest in other business for diversification”

48. MY SESSION FLOW TODAY
• Understanding Provisioning and planning
• Using surplus or investing for Goals
• Understanding Assets and taxation
• Tracking Assets growth
“ Perspective : Solutions by Mutual Funds”

51. SUM UP
•Liquid : To use your surplus funds to earn extra
•Hybrid ( Bal Advantage) : To replace your Bank
FD for better returns and Tax benefits
•Equity : To use a Piggy Bank for all your
medium to long term Goals

52. AND SUM UP 2
• Use mutual funds for all your individual goals and
business goals
• Call us or meet us for free counselling and discussions
• We are just a call away : Please fill the Feedback form
for our help

53. THANKS