When you make your transition from Bank FD to a MutualFund, equity is not the right choice ! You should look for a Hybrid model, which can provide you the underline security of FD and also provide you the benefits of Equity in balanced manner.

1. स्वागतम
INVESTORS EDUCATION PROGRAM ( Series : 223/18-19)

2. POWERED BY
TODAY’S EDUCATION
SERIES
INFIRUPEE

3. इन्फ़िनिटी इसे और बेहतर बिाता
है

4. TYPE OF ADVISOR
Product
Advisor
Investment
Motivator

5. Advisory | Motivation
Management
MF
Advisors
INFIRUPEE

6. Infinity Finserv Pvt Ltd
Retirement Advisor and Mutual Fund Advisor
2004
Started with 10 Cr
of AUM
2010
Crossed 100 Cr of
AUM and 2500
clients
2018
Crossed 300 Cr
mark and 7000
clients
2007
Added 50 Cr of
AUM and 1000
clients
2015
Crossed 150 cr
mark and 5000
clients

7. Our business Process
1
PLANNING ASSET ADVISORY
2 3
TRACKING

8. Desktop Features
www.infirupee.com
Current Valuations
Transaction Details
Online Trx Cart
Goal Tracker

9. Mobile Features
INFIRUPEE at the Store
Goal Tracker
Goal Creator
Blogs and News
OTP based entry
One Click Portfolio View
Quick Invest

10. As a Financial Advisor
हमारी मुख्य ऩ्िम्मेवारी
पैसा बढािा
और बढत को
बचािा

11. बढत की कहािी
ASSETS FOR GROWTH
Buy Physical assets which could grow
Lend to Someone
Invest in a good business

12. GROWTH PERSPECTIVE
When you buy a physical asset : You get the consumption satisfaction
When you lend to someone : You get the savings satisfaction
When you invest in a business : You get the return satisfaction

13. SATISFACTION IS UNCERTAIN
“to make it certain is our job”

14. CHANCES OF SUCH
DIS-SATISFACTION IS CALLED
“RISK”

15. TWO KEY RISK
Credit Risk : उधार देिे का ख़तरा
Market Risk : भाव िीचे आ जािे का ख़तरा

16. अगर credit risk नह ीं लेंगे
तो न्यूनतम ब्याज मीलेगा
अगर Market risk नह ीं लेंगे
तो ज़्यादा फायेदा नह ीं मीलेगा

17. HERE COMES THE MUTUAL FUND
“TO MANAGE BOTH TYPE OF RISK”
PROFESSIONAL
MANGEMENT
EASY
LIQUIDITY
POOL OF FUNDS COST
ADVANTAGE
DIVERSIFICATION
BENEFIT
FULLY
TRANSPARENT

18. Key Reasons
MF Industry is Growing faster
Return में Risk को शाममल करिे की समझ
Transparency की महत्वता की समझ
Guarantee returns के ख़ाममयों की समझ

19. MF everywhere
Better than Savings A/c
LIQUID FUNDS
Better than any risky assets
EQUITY FUNDS
Better than any asset
allocation
HYBRID FUNDS
Better than Bank FDs
DEBT FUNDS

20. In the business world, the rear-view
mirror is always clearer than the
windshield

23. WHO INVEST IN
FIXED DEPOSITS?

25. Leading to their Higher Bank FD Exposure
OTHER FACTORS
Feared of Market Risk
Have no faith on investing in a business
Have no expertise to identify a good business
Have not calculated the Inflation Impact on the fund

26. WHO INVEST IN
EQUITY ?

28. Leading to their Higher Equity Exposure
OTHER FACTORS
Conditionally Forced for Market Risk
Have inclination of investing in a business
Have expertise to identify a good business
Is fully aware about the Inflation Impact on the fund

29. Our Discussion Topic Today
SMOOTH TRANSITION FROM FD TO EQUITY

30. IF COUNTRY WILL DO WELL BUSINESS WILL
DO WELL : MACRO
Tax collection is all time high and controlling Inflation
3
2
Good businesses is slowly replacing bad businesses
1
P n L is negative but deficit is well below 3%

31. WHICH BUSINESS WILL DO WELL ? MICRO
Health Index and living standards increasing
3
2
Credit market is growing
1
Consumption and spending is growing

32. Business we like – Current Scenario
4%
11%
18%
22%
28%
Healthcare &
Pharma
IT and Fintech Solar/
Energy/Agri
Consumption
and Products
Infra, Engg,
and Materials

33. World is hungry for India
• Marriot has double rooms than Taj in India
• Apple setting up production unit
• Wonder Bank, HDFC has 75% Foreign investors

34. SO…should we jump to Equity ? Today
SMOOTH TRANSITION FROM FD TO EQUITY

35. HYBRID FUND
WHAT IS BETTER THAN FD ?

36. HYBRID FUND
TYEP OF HYBRID FUNDS
65% Debt & 35% Equity
65% Equity & 35% Debt

37. 65% Debt and 35% Equity is right transition
for FD clients
- Named as Conservative Hybrid Fund
- Taxation Like Debt Fund

38. WHAT IF WE GET EQUITY TAXATION
WITHOUT CHANGING THE RISK OF THE
PORTFOLIO ?
- Named as Equity Fund
- Taxation Like Equity Fund

40. COMPOSITION OF AN EQUITY SAVINGS
FUND

41. What is Equity Arbitrage ? And Why it is
Equity but low market Risk ?

42. It is just like a FD played in stock market
It is a differential earnings between the
Equity Derivative price and the Equity Spot
price
(ROI – Almost Equal to Bank FD)

43. Best in HDFC MF
1
Better than Savings A/c : HDFC Liquid Fund
2
Better than Bank FD : HDFC Equity Savings Fund
3
Long Term Wealth Creation : HDFC Capital Builder Fund
4
For SWP accumulation : HDFC Prudence Fund

44. EQUITY SAVINGS FUND
FUND POSTIONING

46. That’s called HDFC Equity Savings FUnd

47. EASY TO START PROCESS
STEP #3:
Invest Via OTP
or Bank
STEP #5:
Track the
Progress
delivery
CLIC
K TO
BUY
STEP #2: Cart
Creation
STEP #1:
KYC and
Registration
STEP #4: Get
Unit Statement

48. Our Fund analysis methods
What you see : NAV, Past returns, Top Holdings
What you don’t see :
Sharpe, SD, Beta, Sector and Stocks intersection,
management working style and philosphy

49. Final Checklist
Get the best out of us
Complete advisory – Investment to Taxation
Investment Motivation
Portfolio management and record
keeping

50. JOIN US FOR DISCUSSION OVER
COFFEE

51. What these guys do is great ! They motivate, inspire and push to save – they are not only advisors but a
Great family friend ! I can not even think about spending a penny without asking them ! …………….
We have been regularly inspired to do our best, juts because of
YOU

52. Advisory and Support Team
Co Founder &
President
Mohit Gupta Founder & President
Abhinesh Kumar
VP - Sales
Tarun Kumar VP - Sales
Amit Saxena
AVP - Sales
Gyanesh Sharma
AVP - Sales
Vipin Gautam
Asst Advisor
AtulAlok Kumar
Asst Advisor

53. 9307218766 ; 0522-4010666
CONTACT
Contact us

54. Thank you
Please like our page
facebook.com/wealthyfie

55. Q&A