1. tanya.douglas@gmail.com
(713) 822-4121
www.linkedin.com/pub/tanya-douglas/63/4b0/28b
Tanya Douglas
SUMMARY
Finance professional with 10+ years’ experience in credit/risk management and corporate finance
with expertise in financial and credit analysis, compliance, relationship management and
operations.
EDUCATION
Bachelor of Arts, Marketing & Finance December 2000
Minors, English & Management
Southeastern Louisiana University Hammond, LA
COMPUTER SKILLS
Advanced in Excel, Word, Access, and PowerPoint
Experienced with QuickBooks, Peachtree, Quicken, and Microsoft Money
PROFESSIONAL EXPERIENCE
3/12 – Present Amegy Bank Houston, TX
Underwriter II
• Structure and underwrite routine credit facilities in a manner which achieves the Banks
profitability goals while staying within the Banks risk parameter
• Responsible for credit decisions with emphasis placed on accuracy, processing time, and
regulatory standards
• Remain up-to-date on all bank compliance regulatory policies and procedures and on all
pending and proposed regulatory changes affecting bank compliance.
• Identify acceptable credit policy exceptions mitigated by sound credit analysis and
appropriate approval levels. Revenue approval limit of $14 million
• Provide the highest standards of customer service with Lenders and Management
Partners in the Retail Banking, Commerical, and Private Banking Groups.
• Experience with the entire SBA Express loan program. Thorough understanding of
eligibility requirements, underwriting guidelines, and recovery (repurchase) aspects
1/07 – 2/12 JP Morgan Chase Houston, TX
Sr. Credit Approval Officer
• Responsible for underwriting and pricing Business Banking credit products for business
entities based on credit policy, inclusive review of financial statement analysis, and
evaluation of collateral consisting of securities/cash, real estate, and general business
assets
• Independently authorizing and approving small business products for all business entities
• Knowledgeable pricing evaluation of both SBA and conventional loan products
• Decision based upon thorough knowledge of credit policy, inclusive of financial analysis
• Emphasis on thorough accuracy, processing time, regulatory and compliance standards
as well as the ability to identify, recommend and justify policy exceptions
• Ability to mitigate shortfalls in loans by sound credit analysis and appropriate approval
levels
• Exhibition of high standards of customer service to Chase sales partners and customers
alike
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2. 5/01 – 12/06 Washington Mutual Houston, TX
Production Supervisor (8/04-12/06)
• Provided management to a group of 15 loan coordinators, handled internal escalations,
and worked closely with the Training Team developing new policies, procedures, and
employee training material used nationwide to all consumer loan production centers.
• Develop and maintain knowledge of the bank paperless processing systems for
Conventional Mortgage, Home Equity and Home Equity Lines of Credit within bank policy
and regulatory requirements and standards.
• Maintain contacts with internal Financial Center Loan Originators and outside agencies
(e.g., title insurance, Realtors, Brokers). Promote and provide excellent customer service
with internal and external customers.
• Obtain, prepare, and analyze all loan information and documents, close loans by clearing
and conveying title, properly collect and disburse funds, and accurately document the file
within compliance. Complete assigned work to meet deadlines in a high production
environment
Senior Loan Coordinator (5/03-8/04)
• Process consumer residential mortgage, home equity loans and lines of credit.
• Review credit scores, debt to income ratios, and income to establish accurate credit
decisions.
• Analyze appraisal, title, and flood reports making sure all are in compliance with
Washington Mutual Bank policy.
• Establish great working relationships with the Financial Center Originators and give the
borrower extraordinary service so that customer can be served by us again in the future.
Branch Manager (5/01-5/03)
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