2. Depending on the severity of accident, the client
may make a claim. The possible claims that can
rise from such incidents are public liability
claims, product liability, malpractice
claims, claims due to loss or damage, personal
injury claim, etc. Any such claims could require a
legal counsel; the business needs to cover the
costs of the claim, legal costs, medical bills or
anything in order to adequately compensate the
victim.

5. Though the coverage offered by hairdressers or
beauticians insurance policy varies from one insurance
provider to the other, there are a few things which are
basic and worth considering while purchasing the
policy - public and product liability insurance, cover
for stock, content, equipment, etc., treatment risk
cover, breakage for glasses and mirrors, business
interruption, work away coverage, etc. Based on the
services you offer, you may also include things specific
to you.

6. All the incidents which are mentioned above are not planned,
they happen accidentally. No one can predict when and how they
are going to happen. Like how we secure our vehicle by taking an
insurance which covers all the possible risks, similarly, it is also
imperative to take hairdresser or beautician insurance to protect
yourself from all such unexpected claims.
Having a specialized insurance policy tailored to cover all the risks
involved in your profession is the best way to face all such claims.
It allows you to continue with your job without any interruption
and financial troubles.