This document discusses various types of insurance policies offered by National Insurance Co. Ltd., including motor insurance, health insurance, travel insurance, personal accident insurance, liability insurance, and various commercial insurance policies. It also provides details about the services offered, such as policy placement, portfolio management, claim management, and risk management. The document lists contact information for the company's division office in New Delhi and two agents.

1. NATIONAL INSURANCE CO. LTD.
Division Office :8,
C-3, Puja House,
Karampura Commercial
Complex, New Delhi-110015
Email : 360300@nic.co.in

2. Motor Insurance in India deals with the insurance covers for the loss
or damage caused to the automobile or its parts due to natural and
man-made calamities. It provides accident cover for individual
owners of the vehicle while driving and also for passengers and third
party legal liability. Motor Insurance in India is a compulsory
requirement for all vehicles used whether for commercial or
personal use. With the de- tarifing regime every insurance company
fixes its own insurance premium as per market conditions. This may
sometime vary hugely from other insurance companies. Being a
Broker we know the whole insurance industry and suggest you the
best motor policy available for any of your following type of vehicle
from all insurance companies whosoever working in any part of
India.
Health insurance is against the risk of incurring medical expenses
among individuals/group of individuals. In todays time, even a small
visit to a normal hospital may cost thousands of rupees. It is not that
one cannot afford it but it is sensible to have your health policy to
take care of your medical expenses. It is more the burden of medical
expenses that kill a person instead of disease. It is seen if a patient is
assured of medical expenses being taken care by someone/ not a
burden on him/her, he/she gets fast recovery then otherwise.
Economically it is always better to take a health policy and pay for a
small premium than paying the huge medical bill incase of sudden
illness. Because of these reasons health policies have become so
popular among the lower section as well.

3. Falling ill/sick in a country which is not your own gives you double trouble.
As it is said sickness/accident never warns before they come/occur. One
should always be ready to face it especially when your own people are not
around to take care of you. Besides you cannot carry unlimited foreign
currency while traveling abroad. You would not like to become a burden
to whom you are visiting abroad. The Best solution under the
circumstances is to have a travel policy. It also adds lots of fringe benefits
like, loss of passport, loss of checked baggage, loss of delayed baggage,
emergency cash and many other small problems. Therefore it is advisable
to have a travel policy before travelling to avoid any unpleasant
experience.
Few people have taken cover to protect themselves against the risk of
personal accidents and the medical complications they entail. Personal
accident insurance is an attractive option, not only does it cost less than
other insurance policies, it also covers all accidents. Personal accident
policies cover you for one or more of four contingencies in the event of an
accident: death, permanent total disability, permanent partial disability
and temporary total disability.

4. With increased globalization the need for liability insurance is
gaining importance. Be it manufacturing unit or a service industry,
every industry segment is exposed to liability claims. With increased
awareness of ones rights, the number of such claims has increased
many folds over the years. With Globalization such types of claims,
has crossed the geographical limits. Apart from the huge outgo in
such types of claims, a huge amount is spent on the litigation
process, thereby crippling the companys financials. As such it
becomes all the more vital to be properly equipped to fight such
unwelcome situations. We strive not only to arrange the liability
insurance, but before that try and understand the type of exposure
to liability claims. Whilst advising the best suitable liability
programme to cater to the clients overall needs, we also make sure
that the carrier of this programme is the best one to handle such
types of liability claims.
The convincing boom of corporate sector in India has given new
definition to commercial insurance in the country. Proper risk
management against any kind of disaster is the mantra of successful
business and other commercial ventures. The function of risk
management is to provide safety against any kind of internal or
external hazard. Commercial Insurance companies in India offer the
following products which suit the business and corporate needs and
provide the commercial avenues all kind of safety and security.

5. PRIVATE VEHICLE (FOUR WHEELER)
PRIVATE VEHICLE (TWO WHEELER)
COMMERCIAL VEHICLE (BOTH)
NATIONAL MEDICLAIM POLICY
NATIONAL MEDICLAIM PLUS POLICY
NATIONAL PARIVAR MEDICLAIM POLICY
NATIONAL PARIVAR MEDICLAIM PLUS POLICY
GROUP MEDICLAIM INSURANCE POLICY
NEW OVERSEAS MEDICLAIM POLICY
NEW OVERSEAS MEDICLAIM POLICY
(STUDENTS)
NEW OVERSEAS MEDICLAIM POLICY
(EMPLOYEMENT)
PERSONAL ACCIDENT POLICY
GROUP PERSONAL ACCIDENT POLICY

6. PRODUCT LIABILITY INSURANCE
PUBLIC LIABILITY INSURANCE
WORKMEN COMPENSATION INSURANCE
PROFESSIONAL INDEMNITY INSURANCE
MARINE CARGO POLICY
BURGLARY INSURANCE
CONTRACTORS ALL RISK INSURANCE
FIDELITY GUARANTEE INSURANCE
MACHINERY INSURANCE
FIRE INSURANCE- CONSEQUENTIAL LOSS
FIRE INSURANCE- STANDARD FIRE AND
SPECIAL PERILS POLICY
HOUSEHOLDERS INSURANCE
OFFICE INSURANCE
MONEY INSURANCE
SHOPKEEPERS INSURANCE

7. OUR SERVICES
We provide comprehensive Insurance solutions and services. Our
approach is client-centered, consultative and strategic. Briefly we
provide following services:
1) INSURANCE SERVICES
We are providing all kinds of insurance from National Insurance Co.
Ltd. working in any corner of India in General Insurance.
• Policy Placement:
Policy Placement is a rigorous process of risk profiling, policy
analysis, portfolio rationalization, request for quotations,
negotiation for the most value-based coverage, evaluation and
recommendation of the quotations, placement of the policy and
finally, policy scrutiny.
• Portfolio Management :
It begins as soon as we have scrutinized and passed your policy. We
assist you in claim settlements, administer all your endorsements
and amendments, track your renewals and undertake the renewal
process with equal rigor as that of the first placement
Your insurance portfolio derives from your Risk Management
practices. We are the total insurance solutions begin and end with
risk management solutions.
We are the group of professionals, with the objective of acting as
direct insurance agents as per the guidelines laid down by the
insurance regulatory and development authority (IRDA).
ABOUT US

8. .
2) CLAIM MANAGEMENT
We provide services to our client for claim management also i.e.
.after sales service. It is most important as the basic idea of
purchasing insurance is to get the claim when need arises.
We understand that CLAIM assistance is a 5-step process that
begins prior to placing your insurance. We first understand and
minimize the risks that lead to claim, because a claim is a threat
to your business continuity. Events that result in claims may
interrupt your business; Cause delays which damage your
credibility with your buyers; and Compromise your ability to
renew your policy with your existing or a new insurer. Over a
period of time, fewer and lower claims result in your premium
costs effectively being reduced- either through a rate reduction
or a no-claim bonus. We follow the CLAIM process:
C -Consult with your officers to analyze your entire claim history
L - Localize the most frequently occurring events that result in a
claim
A - Analyze the root causes of those events and address each one
systematically and rigorously
I - Implement a risk reduction or elimination program and
improve on it over time
M - Manage and Monitor the program diligently.
CLAIM Management is an integral part of our total Risk
Management solutions. Our Claim Management Team is one of
the most competent in the industry. They adhere to a successful
system to ensure:
1) You understand your allowable claim under the insurance
contract;
2) Surveys are expedited;
3) Paperwork is completed correctly and submitted on time;
4) Communication between the client and the insurer is
transparent and on-going; and
5) The claim is paid promptly and fully.

9. 3) RISK MANAGEMENT
We also help our clients in managing the risk by various means.
Risk Management is a systematic process for the identification
and evaluation of loss exposures faced by an organization or
individual, and for the selection and administration of the most
appropriate techniques for treating such exposures, including:
• Avoidance
• Retention
• Loss prevention
• Loss reduction
• Transfer contractually
• Transfer through insurance
Your insurance portfolio is derived from your organization's risk
management process and the decision about which risks, and
how much of each, to transfer to an insurance underwriter. As
your insurance broker, Jai Insurance provides risk management
solutions to help you identify and quantify your risks so that you
can ultimately make critical decisions about dealing with them.
We can then move to the next step of rationalizing your
insurance portfolio to ensure your exposures are covered
adequately. Risk management solutions can be provided on a
long-term basis to ensure you are protected against losses as
your business evolves and new risks emerge
12x7 HELPLINE
FOR OUR CUSTOMERS
9211889900
9266779977

10. VIKESH SHARMA
9211889900
9266779977
Jrs.national@gmail.com
J.R. SHARMA
9968091379
9811091379
vikesh.national@gmail.com