2. OVERVIEW
There are many different health insurance options for
college aged women.With recent changes due to the
Affordable Care Act and Obamacare, some people may be
confused about how to get coverage.Affordable
Healthcare 123 Tees explains different types of coverage
and where they come from.
3. PARENTAL COVERAGE
If you've been covered by your parents' health insurance
your whole life, you are probably still covered in college.
The Affordable Care Act has extended parental coverage
until the age of 26, and insurance companies take the
responsibility.
4. COLLEGE AND CLINIC
The college you attend may also have health insurance
policies that will offer you a reasonable copay at the
campus clinic and pharmacies.This type of insurance will
often help you save money, and in some cases, a student
can have both a university policy and parental coverage.
5. EMPLOYER COVERAGE
Many students are employed during college and find a job
they can keep after graduation. In these cases, upon
graduation, you are immediately eligible for your
employer's coverage. However, the change in status from
student to graduate might affect your insurance's
exclusionary period.
6. MEDICAID
Medicaid is health insurance from the government. It is
designed to be available for people with chronic
conditions and lower-income groups. One problem with
Medicaid is that with the ACA, the Federal Minimum
Poverty Level has shrunk, leaving fewer people qualified
for Medicaid.