2. Types of Insurance
• Health Insurance – Pays for unexpected
illness and injury that is NOT paid by
another insurance.
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3. Types of Insurance
• Workers Compensation Insurance – Pays
for injuries and illnesses that occurred on
the job or because of work.
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4. Types of Insurance
• Auto Insurance – Among other things, it
pays for injuries that happened in an
accident.
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5. Types of Insurance
• Home Insurance – Pays for injuries that
result from an unexpected event at home.
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6. Types of Insurance
• Disability Insurance – Pays for wages that
cannot be earned when you are unable to
work due to an injury or disability. It does
not pay for the cost of treating the injury.
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7. Which Insurance would pay for this situation?
Loretta was operating a forklift at work when it tipped over. She
broke her foot. She needs to pay the doctor bills.
Health Insurance Workers Compensation
Insurance
8. Which Insurance would pay for this situation?
Loretta was operating a forklift at work when it tipped over. She
broke her foot. She needs to pay the doctor bills.
Health Insurance Workers Compensation
Insurance
Because Loretta was injured while working,
Workers Compensation will pay for her medical
bills.
9. Which Insurance would pay for this situation?
Loretta was operating a forklift at work when it tipped over. She
broke her foot. She cannot work for 6 weeks. Who will pay for
her missed earnings?
Workers Compensation
Insurance
Disability Insurance
10. Which Insurance would pay for this situation?
Loretta was operating a forklift at work when it tipped over. She
broke her foot. She cannot work for 6 weeks. Who will pay for
her missed earnings?
Workers Compensation
Insurance
Disability Insurance
Even though Loretta was injured on the job,
Workers Compensation ONLY pays for medical
bills. Disability Insurance would pay for her lost
wages.
11. Which Insurance would pay for this situation?
Loretta had a heart attack while at home. She needs to pay for
her doctor and hospital bills.
Health Insurance Home Insurance
12. Which Insurance would pay for this situation?
Loretta had a heart attack while at home. She needs to pay for
her doctor and hospital bills.
Health Insurance Home Insurance
Even though Loretta was at home when she had
the heart attack, it was not due to an event at the
house. Health Insurance would pay these costs.
13. Which Insurance would pay for this situation?
Loretta had a heart attack while at home. She will be out of
work for 6 weeks. Who will pay her lost wages?
Health Insurance Disability
Insurance
14. Which Insurance would pay for this situation?
Loretta had a heart attack while at home. She will be out of
work for 6 weeks. Who will pay her lost wages?
Health Insurance Disability
Insurance
Even though the medical bills for Loretta’s
heart attack will be paid by health insurance,
they will not cover lost wages. Disability
Insurance covers that.
15. Which Insurance would pay for this situation?
Loretta was driving home from work when another car slammed
into her car. She injured her neck and needs to pay the
hospital bills.
Health Insurance Auto
Insurance
16. Which Insurance would pay for this situation?
Loretta was driving home from work when another car slammed
into her car. She injured her neck and needs to pay the
hospital bills.
Health Insurance Auto
Insurance
Loretta was injured in an auto accident.
The other driver’s auto insurance will pay
for her medical bills.
